Yajaira Diaz Rocha is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 66 designation and has worked with Citi since 2017, following prior roles at Thrivent Financial and Thrivent Investment Management. Outside of her advisory work, she is an independent insurance agent specializing in Medicare and health insurance. Citigroup Global Markets serves individual and institutional clients, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with roles as a swap dealer and futures commission merchant.

Jericho Talusan is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds the Series 66 designation and has worked at Citigroup since 2020, with prior experience at Morgan Stanley Private Bank. From 2015 to 2017, he was involved with the Boy Scouts of America Alamo Area Council. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and swaps dealing, and provides customized discretionary solutions for high-net-worth relationships.

Jehova Guerrero is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has been with Citi since 2014. Outside of his advisory role, he is self-employed as a courier for an on-demand delivery service. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, combining large institutional scale with specialized market roles and arrangements.

Michael Hurst is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Citigroup since 2018, with prior experience at Merrill from 2016 to 2018. Outside of his advisory role, he manages a rental property in Aurora, Illinois. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and derivatives services, supporting complex and large-scale client relationships.

Abiola Adetunji is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2018. His prior experience includes roles at Merrill and the New Mexico Financial Institutions Division. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealer functions, and bespoke solutions for high-net-worth clients.

Martin Mata is a CFP® and ChFC® with 35 years of experience in financial services. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at multiple USAA financial and investment entities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools to tailor recommendations to client goals and risk tolerance.

Peter Cavazos is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior roles include positions at Tesla Motors & Energy and BBVA Compass Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs that include separately managed accounts, mutual funds, ETFs, and alternative investments. The firm combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Samphors Chea is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2018. Outside of finance, he owns and manages a bakery shop in San Antonio, where he also works as a baker. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and futures commission merchant services.

Patrick Warchol Sr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and nine years of industry experience. He has been with Citibank since 2015. Outside of his advisory role, he creates and sells handcrafted woodworks such as birdhouses and planter boxes at local community events in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary portfolio management and bespoke solutions for high-net-worth clients.

Ronnie Kirby is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2025, previously associated with Equitable Advisors, LLC, and experience in various roles outside of finance including positions at FedEx and Techtronic Industries. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset investment advisory programs and execution and custody services. The firm is notable for its large institutional scale, in-house research capabilities, and its roles as a security-based swap dealer and futures commission merchant.

Tyrone Wells is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has been with Citibank since 2014 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale combined with specialized market roles such as acting as a swap dealer and futures commission merchant.

Jerel Rodney Ona is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup Global Markets since 2007. Outside of his advisory role, he serves as a board member and youth teacher at Gam Yachad Messianic Congregation. Citigroup Global Markets serves individual and institutional clients, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research, swap dealer, and futures commission merchant activities.

Veronica Alvarez is a financial advisor at Citigroup Global Markets with 12 years at the firm and four years of industry experience. She holds Series 63 and Series 66 licenses and is based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm specializes in multi-asset, multi-manager strategies implemented through both discretionary and non-discretionary programs, supported by in-house research and extensive oversight.

Oscar Hernandez Jr. is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. His prior roles include positions at PNC Investments, Citigroup, Victory Capital Advisers, Inc., and Citi. Outside of his advisory work, he is the owner of Coffee Bee, a non-investment-related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital platform for discretionary model accounts that employ algorithm-driven risk assessment and invest primarily in mutual funds and ETFs.

Roger Ventura is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds the Series 66 designation and has worked at Citibank and Northwestern Mutual in various roles prior to his current position. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services that include multi-asset, multi-manager strategies and both discretionary and non-discretionary portfolios.

Stephen Zepeda is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Citigroup since 2018, with prior experience at Frost Brokerage Services and USAA Investment Management Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including acting as a swap dealer and futures commission merchant.

Isaiah Williams is a financial advisor at Citigroup Global Markets with 10 years of industry experience and a Series 66 designation. His prior roles include positions at USAA Life Insurance Company, USAA Investment Services Company, and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs and is notable for its large institutional scale and involvement in market roles such as swap dealer and futures commission merchant.

Brandon Bernardo is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has held positions at Citigroup since 2018 and previously worked at Scottrade from 2014 to 2018. He also spent three years at the University of Texas at San Antonio. Bernardo holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and roles as a swap dealer and futures commission merchant.

Yasir Haq is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with Citi Corp since 2014. Based in San Antonio, TX, his career has been focused within the firm over the past decade. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional scale and specialized market roles, including swap dealer and futures commission merchant activities.

Everett Pimentel is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and 17 years of industry experience. He has been with CitiBank since 2008. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.