Adam Breazeale is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. He has been with Charles Schwab-affiliated firms since 2018 and previously worked at Fifth Third Securities and CUNA Mutual Group. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on wealth management education and annual financial reviews without exercising discretionary trading authority.

Bradlee Hilley is a CFP® professional with 10 years of experience, currently serving with First Command Advisory Services. He has worked with affiliated First Command entities since 2016 and serves in the United States Army National Guard since 2013. Outside of advising, he is involved in a local coffee shop business, Hilltrust Coffee, LLC. First Command Advisory Services is an SEC-registered adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and asset management through model portfolios and third-party managers selected by an internal Investment Management Team.

Rebecca Bromley is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 designations and 13 years of industry experience. She has worked extensively in advisory and banking roles at firms including Wells Fargo and Bank of America prior to joining Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary strategies supported by third-party platforms and AI-enhanced research.

Holly Onda is a financial advisor with Principal Financial Services in Panama City, FL, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at LPL Financial, Capital City Bank, and Edward Jones. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Brennan Laird is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and one year of industry experience. He has served in the US Army National Guard since 2014. Prior to his current role, his work history includes positions at Perk's Coffee Shot, Walmart, UPS, and the Oktibeha Sheriff's Department. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to select model portfolios and third-party managers.

Deborah Chamblee is a financial advisor with PNC Wealth Management and holds a Series 66 designation. She has 21 years of industry experience and previously worked at BBVA Wealth Solutions Inc., Compass Bank, and BBVA Securities Inc. from 2016 to 2021. PNC Wealth Management provides retail brokerage and advisory services through model-based investment programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and implements approved mutual fund and ETF strategies with annual rebalancing.

Ashley Davison is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 designation and three years of industry experience. Prior to her current role starting in 2022, she worked in the hospitality sector at Shades Bar & Grill and The Seagrove Market Cafe. She has also spent time as a stay-at-home mom. Benjamin F. Edwards & Company provides investment advice and related services to individual investors, retirement plans, trusts, estates, and corporate clients. The firm offers a range of model-based and customized investment strategies, including mutual fund, ETF, and separately managed portfolios, and combines in-house trading with third-party manager oversight.

Anastasia Mawhinney is a financial advisor at Benjamin F. Edwards & Company, Inc. with three years of industry experience. She holds the Series 66 designation and previously worked at Bank of America, Merrill, and Allen, Mooney, & Barnes Investment Advisors LLC. Benjamin F. Edwards & Company, Inc. provides investment advice and related services to a broad client base, including individual investors, retirement plans, trusts, estates, and corporate clients. The firm offers a range of model-based and customized strategies, combining discretionary and non-discretionary programs with ongoing due diligence and monitoring.

Nicole Brusher is a financial advisor at Benjamin F. Edwards & Company, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Benjamin F. Edwards since 2012. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, corporations, retirement plans, trusts, foundations, and charitable and educational organizations. The firm uses a combination of firm-developed and third-party investment models, offering a range of advisory and consulting services with oversight from an Investment Strategy Committee.

Randal Locklier is a financial advisor with Brookstone Capital Management LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at Brookstone since 2020 and concurrently operates an insurance agency through J.D. Mellberg Financial, LLC, where he is a licensed insurance agent. Prior roles include positions at Specialized Advisors, Secure Investment Management, Principal Trust Financial, and TD Ameritrade. Brookstone Capital Management is an SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions. The firm offers fee-based asset management and financial planning primarily through model portfolios and managed accounts, supporting a large advisor network with platform and sub-advisory services.

Kathleen Crowley is a CFP® professional with 32 years of experience in the financial industry. She is currently with Ameriprise, where she has worked since 2020, following a seven-year tenure at Raymond James & Associates. Crowley serves on the board of the Diocese of Pensacola-Tallahassee Northwest Florida Foundation and acts as its Investment Chair. She is also an adjunct professor for FIN 4045 at Florida State University and co-owns a jet ski rental business and a tree farm in Panama City, FL. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement who meet specific asset thresholds, offering detailed recommendation reports on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with advisory, brokerage, and insurance solutions through its affiliated entities.

Sheila Stoutamire is a financial advisor with Merrill in Panama City, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill since 1987. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Greg Scott is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, Summit Bank, and Raymond James. Outside of his advisory role, Scott manages daily operations for 2H&V Construction Services, a construction company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and extensive asset management.

Charles Owens is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His background includes entrepreneurial roles in the hospitality and watersports sectors, such as ownership and management positions at Florida Parasail Company and Owens Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Saige Emanuel is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, Saige was self-employed and previously worked in education at Emerald Coast Middle School and Fruit Cove Middle School. Saige also founded Abadie Academy LLC, an educational venture. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment analyses.

Jesse Underwood is a Series 66-credentialed financial advisor with four years of industry experience, currently affiliated with LPL Financial. He previously held roles at First Command Insurance Service, First Command Advisory Services, and First Command Brokerage Services. Outside of his advisory work, Jesse owns Prometheus Performance, a business involved in buying and selling performance oils and lubricants. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Les Brackett is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and bringing 44 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory role, he serves on the advisory board of Tech Farms, a nonprofit focused on technological advancement and incubation in the Panama City area. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through a range of sponsored programs and third-party managers, providing both discretionary and non-discretionary management solutions.

Beverly Hager is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Raymond James since 2008. Outside of her advisory role, Hager serves as Chair of the City of Panama City General Employee Pension Fund Board and operates a notary business. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser supporting a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles and affiliated research.

Noah King is a CFP® professional with 13 years of experience in the financial services industry. He has worked at Raymond James & Associates, Ameriprise Financial Services, and Capital City Bank before joining LPL Financial. He is based in Panama City, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house research and third-party model portfolios.

Joe King Jr. is a financial advisor at LPL Financial with 50 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Ameriprise and Raymond James & Associates. Outside of his advisory role, he is an author with several published works. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations, offering a range of advisory programs and financial planning services.