John Cote is a financial advisor at Merit Financial Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Purshe Kaplan Sterling Investments, Wealth Enhancement Group, and E*TRADE Capital Management. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices, managing approximately $23.9 billion in client assets. The firm provides coordinated wealth-management services through diversified, long-term portfolios and offers specialized services such as fiduciary and trustee functions for qualified plans.

Stephen Clapp is a financial advisor with Principal Advised Services, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Fidelity Investments and Wells Fargo Advisors. He currently serves as a retirement consultant providing individualized investment advice to retirement plan participants at Principal Advised Services. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, combining third-party methodologies and proprietary models. As part of the Principal Financial Group family, the firm integrates operational resources across affiliated entities to provide non-discretionary and discretionary investment solutions, supported by governance and supervision protocols.

Jared Cales is a financial advisor at CreativeOne Wealth, LLC with eight years of industry experience. He holds a Series 65 designation and has worked at firms including ChangePath, LLC and Petros Advisory Services, LLC. Outside of his advisory role, he is the owner of Phileo Advisory, a non-investment-related business. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individual, corporate, charitable, and RIA clients. The firm employs a mix of proprietary ETF-based core models, third-party managers, and option strategies supported by quantitative and fundamental analyses.

Richard Mcdaniel is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 65 and Series 63 licenses and over 43 years of industry experience. He has been with Mutual of Omaha and its affiliated entities since 1982. Outside of advisory services, he is involved in insurance sales covering group health, life, dental, disability, and vision products. Mutual of Omaha Investor Services provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm utilizes a platform relationship with Envestnet and employs Pershing as custodian and broker-dealer to deliver managed solutions.

Stephan Colglazier is a CFA charterholder based in Fernandina Beach, FL, with 11 years of industry experience. He has held roles at ASE Private Wealth, Sharp Wealth Advisory LLC, and Regions Financial Corporation before joining Belpointe Asset Management LLC. Belpointe Asset Management is a multi-team registered investment adviser with over 160 advisors managing more than $7.5 billion for individuals, corporations, trusts, and other advisers. The firm offers discretionary investment management, financial planning, and retirement-plan consulting, utilizing customized portfolios and a variety of advisory models.

Stacy Summerlin is a financial advisor at Gibbs Wealth Management, LLC with one year of industry experience. She holds a Series 65 designation and has also been involved with Summerlin Benefits Consulting Inc since 2012. Outside of advisory work, Summerlin is the owner and president of SBC Financial LLC, a non-investment-related business. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through an advisor-directed Model Management program that uses third-party platforms and strategists to implement model portfolios. The firm focuses on assessing clients' financial situations, goals, and risk tolerance to select and monitor model portfolios rather than managing individual securities.

Mark Ross is a financial advisor with Elevation Point Wealth Partners, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at The Mortgage Firm and Life Management Advisors. He is also a partner in Timucuan Capital, an inactive real estate business focused on land held for potential future development. Elevation Point Wealth Partners is a multi-team registered investment adviser with approximately $8.29 billion in assets under management and 53 advisors. The firm serves a range of clients including individuals, retirement plans, and corporations, employing a model portfolio approach that incorporates tactical asset allocation and both third-party and in-house strategies.

Scott Wohlers is a Series 65-credentialed advisor at Elevation Point Wealth Partners, LLC with eight years of industry experience. Prior to joining Elevation Point in 2026, he worked at Riverplace Capital Management Inc for eight years and held positions at Regions Bank and Advantage Dermatology. Elevation Point Wealth Partners is a multi-team SEC-registered investment adviser managing approximately $8.29 billion in assets across 53 advisors. The firm utilizes model portfolios with tactical asset allocation and incorporates third-party managers and private-market opportunities, serving individuals, retirement plans, trusts, estates, and business entities.

Justin Taylor is a Series 66-licensed financial advisor with four years of industry experience. He currently works at Navy Federal Investment Services, LLC and has previously held positions at Agia, Valic Financial Advisors, the Til Valhalla Project, and Clickstop, Inc. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual investors and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm uses model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional tax and impact overlay services.

John Neff is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Financial Consultant (ChFC®) with 16 years of industry experience. He has worked at Portfolio Medics, LLC since 2016 and previously spent five years at Coastal Income and Capital Preservation Strategies, LLC. Outside of advising, he is also an independent insurance agent. Portfolio Medics, LLC serves individuals, high-net-worth clients, small businesses, retirement plans, and charitable organizations by providing investment advisory and financial planning services. The firm offers customized portfolios using diversified funds, individual securities, and independent managers, employing a combination of fundamental, technical, and cyclical analysis tailored to client objectives.

David Odonnell is a financial professional with 37 years of industry experience, currently serving at The Patriot Financial Group, LLC. He holds Series 63 and Series 65 licenses and has worked with firms including Champion Financial Group, CETERA Financial Specialists LLC, Securities America, Inc., and LPL Financial. Odonnell is also the chairman and owner of The Patriot Financial Group, where he manages day-to-day activities. The Patriot Financial Group serves individuals, small businesses, and retirement plans by providing investment management, financial planning, and consulting services. The firm constructs tailored portfolios using a variety of investment vehicles and employs continuous supervision with a mix of analytical strategies.

Dustin Cary is a financial advisor at Truist Advisory Services with 21 years of industry experience. He holds a Series 66 designation and has been with SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs utilizing a combination of discretionary and non-discretionary strategies supported by third-party managers and AI-enhanced research.

Hillory Burkett Jr. is a CFP® professional at Equity Services, Inc. with 38 years of industry experience. He has been with Equity Services since 2001 and also works with National Life of Vermont. Outside of his advisory role, he manages personal business affairs for entertainers Jeff Foxworthy and Larry the Cable Guy. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and operates with a mix of discretionary and non-discretionary management strategies.

Stephen Brantley is a financial advisor at Transamerica Retirement Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Transamerica, he worked at Fidelity Personal and Workplace Advisors and Fidelity Investments for a combined 14 years. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice programs and investment education. The firm utilizes Morningstar Investment Management’s proprietary tools for portfolio construction and oversees a large client base with both discretionary and non-discretionary assets.

Denise Page is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. Her prior work includes roles at Bank of America, N.A. and Merrill. She co-owns two rental properties in Florida with family members. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering both managed and non-discretionary advice through programs supported by Morningstar Investment Management’s portfolio models and software. The firm operates at scale with over 300 advisors and focuses on asset allocation and retirement planning guidance.

Madison Madill is a financial advisor at Truist Advisory Services with two years of industry experience. Prior to joining Truist, Madison worked for Bank of America from 2014 to 2019. Outside of advising, Madison sells used clothing through an online platform. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and manager‑selection programs utilizing a combination of discretionary and non‑discretionary approaches.

Michael Orzel is a financial advisor at Farther with 29 years of industry experience. He holds Series 66 and Series 65 licenses and has worked at SignalPoint Asset Management since 2008 before joining Farther Finance Advisors in 2024. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform complemented by in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, utilizing proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.

Walton Rogers is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 63 license, with 42 years of industry experience. He previously worked at W. Rogers & Associates for 16 years and has longstanding affiliations with Nylife Securities LLC and New York Life Insurance Company. Rogers is also involved in brokering non-registered insurance products through various outside insurance carriers. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, and charitable and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and focuses on tailoring recommendations to client objectives, with the majority of assets managed on a non-discretionary basis.

Charles Woodward IV is a financial advisor with Independent Financial Partners, holding a Series 63 designation and 30 years of industry experience. He has worked at Independent Financial Partners since 2013 and previously at LPL Financial. Woodward is the owner of Performance Wealth LLC, a business involved in fixed insurance consulting and related investment activities. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Marc Libero is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His previous roles include positions at Elm City Wealth Management, Purshe Kaplan Sterling Investments, and New England Capital Financial Advisors. Libero has also operated in the insurance sector as a non-variable insurance agent since 1998. United Planners Financial Services is a national wealth-management firm with over $12 billion in assets under management, serving a diverse client base through a network of independent Investment Adviser Representatives. The firm offers both advisory and brokerage services, utilizing various custodians, third-party managers, and platform programs, with a significant portion of assets managed on a non-discretionary basis.