John Johnson is a CFP® with 35 years of industry experience, currently serving as a financial advisor at Level Four Advisory Services since 2021. His prior roles include work with Raymond James Financial Services and leadership positions at Level Four Financial, LLC and Consulting and Investment of Panama City. Outside of his advisory work, he is involved with Rehobeth Baptist Church as assistant church treasurer and serves on the stewardship committee. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion, serving individuals, corporations, retirement plans, and municipal entities. The firm offers financial planning, portfolio management, retirement-plan consulting, fiduciary 3(38) services, and access to third-party money managers through model portfolios and wrap-fee programs.

Jonathan Lee is a CFP® professional with 22 years of experience in the financial services industry. He has worked at Morgan Stanley in various roles from 2010 to 2025 before joining Arkadios Wealth Advisors and Arkadios Capital in 2025. Outside of his advisory work, he is the sole proprietor of ADJ Real Estate Group, LLC. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans. The firm combines advisor-managed accounts, third-party money managers, and an internal portfolio team to offer customized investment solutions across multiple asset classes.

Catherine Knowles is a financial advisor at Arkadios Wealth Advisors with one year of industry experience. She holds Series 63 and Series 65 licenses and has prior experience at Trinity Wealth Securities, LLC, and Florida Financial Advisors DBA Tristate Financial Advisors. Outside of finance, she has worked in roles unrelated to investment, including positions at The Wine Market and Sea Dragon Pirate Cruise. Arkadios Wealth Advisors is an SEC-registered, multi-team firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various managed solutions and integrates fundamental, technical, and cyclical investment analysis.

Mark Krystyn is a CFP® professional at Facet with four years of industry experience. He previously worked at Edward Jones for four years and has held roles in other businesses including Watson Enterprises Inc/Golf Plus and Veterans Cleaning Solutions LLC. Facet Wealth offers subscription-based financial planning and discretionary investment management to individual clients, serving both non-high-net-worth and high-net-worth households primarily through phone, video, and a proprietary web platform. The firm uses technology-driven, model-based asset allocations and a flat subscription planning fee structure.

Joseph Johnson III is a financial advisor with Arkadios Wealth Advisors in Dothan, Alabama, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Northwestern Mutual. Outside of his advisory work, he serves on the board of Mitchell's Place, a nonprofit focused on children and youth education, and occasionally plays piano, guitar, and sings. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, and retirement plans. The firm offers customized investment plans using a combination of fundamental, technical, and cyclical analysis, deploying portfolios through various managed account platforms and allowing client-imposed restrictions.

Dawn Johnson is a financial advisor with Arkadios Wealth Advisors in Dothan, Alabama, holding a Series 66 designation and two years of industry experience. She previously worked at Morgan Stanley for 15 years before joining Arkadios in 2025. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans, offering customized investment plans through advisor-managed accounts and access to third-party money managers. The firm integrates an internal portfolio team and a large network of affiliated entities to support and execute comprehensive wealth management strategies.

Anthony Carey is a financial advisor with PNC Wealth Management in Dothan, Alabama. He holds a Series 66 designation and has one year of experience in the industry. Prior to joining PNC Investments LLC, he gained work experience at PNC Bank, N.A., as well as in the automotive sector and served four years in the United States Navy. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account that uses approved model strategies managed by PNC or third-party strategists. The program features algorithm-driven risk assessment and annual portfolio rebalancing, primarily utilizing mutual funds and ETFs.

Jahangir Khan is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. His prior roles include positions at Edward Jones, the FSU Foundation, Seminole Boosters, Ohio University, and IBEX Global. He is based in Dothan, Alabama. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing in its financial planning approach.

Mary Popovic is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 licenses and having nine years of industry experience. She has previously worked at SVA Wealth Management, CUNA Mutual, and Codeworks Inc. since beginning her career in 2016. Wealth Enhancement Advisory Services manages over $122 billion in assets and serves individuals, high-net-worth clients, corporations, and retirement plans, offering financial planning, asset management, and retirement-plan consulting. The firm utilizes a diversified investment approach blending passive and active managers, supported by an internal Investment Committee and various implementation tools.

Stafford Gregory is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and 44 years of industry experience. He previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. His outside activities do not include any advisory-related roles. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including financial planning, investment management, brokerage, insurance products, and M&A advisory, utilizing proprietary strategies, third-party model providers, and an internal trading desk.

William Gregory is a financial advisor at Benjamin F. Edwards & Company, Inc. with 23 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a team of over 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, investment management, retirement plan consulting, brokerage, insurance products, and M&A advisory services.

Rachel Kirkley is a financial advisor at Benjamin F. Edwards & Company, Inc. with eight years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Merrill. Outside of her advisory role, she serves as a notary public in the state of Alabama. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a broad range of advisory and brokerage services. The firm provides both discretionary and non-discretionary managed solutions, combining proprietary strategies and third-party models, supported by an internal trading desk and custody services.

Dustin Woodham is a financial advisor at Cetera with 18 years of industry experience and holds a Series 66 designation. He has been with Cetera Investment Advisors LLC, Cetera Investment Services LLC, and Regions Bank since 2014. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Samuel Tucker is a financial advisor with Wells Fargo Clearing in Dothan, Alabama, holding a Series 66 designation and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2021 and previously spent six years at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he serves on the Board of Trustees for Houston Academy, where he participates in strategic discussions and policy decisions. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions leveraging research from Wells Fargo Investment Institute and employing diversification and modern portfolio theory in its investment evaluations.

Anthony Willoughby is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including roles at Kestra Financial Services and as a minority shareholder at Dominick Feld Hyde, P.C. Willoughby serves as a board member of the American Institute on Federal Taxation and is involved in community activities through St. Henry’s Catholic Church in Alabama. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through independent Financial Professionals using a variety of portfolio management approaches and platform arrangements.

Laurie Perry is a financial advisor with Wells Fargo Clearing in Dothan, Alabama, holding Series 63 and Series 66 licenses and 29 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a combination of research-driven investment strategies and a range of financial products through affiliated entities.

Sean Hara is a financial advisor with LPL Financial in Dothan, Alabama, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1999. Outside of his advisory role, he is an independent insurance agent specializing in fixed annuities and operates Hara Financial Services as a DBA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, and supports a large network of advisors along with various non-advisory financial services.

Ansley Whatley III is a financial advisor at Cetera with 25 years of industry experience. He has held roles at Cetera since 2025 and previously worked for Concourse Financial Group Securities Inc for 19 years. He also operates Holman Whatley & Associates, a related investment business, and serves as a member of the Dothan Education Foundation, which supports local school teachers. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through multiple program structures and a network of independent advisors.

Stanley Peterson is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management strategies tailored to clients' unique financial goals and life priorities, drawing on investment insights from Merrill and the lending solutions of Bank of America. His client focus areas include legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Mr. Peterson holds a Bachelor's Degree from Samford University and has earned the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is involved in his community through volunteer work with the American Red Cross. Outside of his professional responsibilities, Stanley enjoys antiquing, baseball, boating, dancing, football, golfing, music, spending time with his family, and traveling.

John Ruddock is a CFP®-certified financial advisor with 27 years of industry experience. He has been with Raymond James Financial Services since 2017, following an eight-year tenure at LPL Financial. Outside of his advisory role, he serves as Chairman of the Board and a Finance/Investment Committee member at St. Columba Church in Dothan, AL. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains unique capabilities in municipal and public finance through affiliated municipal advisory services.