Michael Laubinger is the sole advisor at Stono River Wealth Management LLC in Johns Island, SC, holding a Series 66 designation with 23 years of industry experience. His previous roles include positions at Palmetto Advisory, Victoria Capital Management, and Charles Schwab. Stono River Wealth Management LLC provides discretionary asset management and standalone financial planning services to individuals, trusts, non-profits, small businesses, and estates. The firm employs a diversified investment approach utilizing fundamental, technical, and cyclical analysis, managing accounts on a discretionary basis tailored to each client's objectives and risk tolerance.

Hi, I'm Daniel Patterson! I'm a CERTIFIED FINANCIAL PLANNER™ (CFP®) and the founder of Sweetgrass Financial Planning. I began SFP to provide quality, independent advice for people like you: hardworking professionals in the wealth accumulation phase of life. I’m excited to utilize my experience and passion for personal financial planning to help bring clarity to your current financial picture and get you on your way toward accomplishing your goals! Besides my faith and my family, nothing brings me more pleasure than helping clients set and achieve their financial goals. Whether it be something stressful, such as how to get out from under the weight of your student loan debt, or something exciting, such as what to do with the extra money that you’re receiving from a new promotion at work, my goal is to provide you with tailor-made advice that is both relevant and applicable within a fee-only, fiduciary framework. Our planning process begins by getting to know you and what makes you tick. Throughout our first couple of meetings, I will work with you to help clarify your top financial goals and your values as it relates to money. We will work together to get a clear snapshot of your current financial picture and develop actionable steps that will put you on the path towards accomplishing your goals. I believe that the financial planning process is not a one-time event, but rather is something that requires on-going, regular attention. Thus, our relationship with most clients does not end at plan delivery, but rather we continue to meet regularly to ensure that your plan is evolving and changing as your financial situation and goals evolve and change. When not working, you will probably find me exploring the beaches, waterways, and parks of the greater Charleston, SC area with my wife Jenny, and our two boys, Judah and Levi. I’m also an avid sports fan (football, soccer, basketball, you name it) with a knack for craft beer that loves spending Saturdays in the fall cheering on my favorite team, the Clemson Tigers. My professional and academic qualifications include: - Completed the educational, exam, work experience, and ethics requirements to become a CERTIFIED FINANCIAL PLANNER™ -14+ years of experience in areas of financial planning and wealth management - Series 65, Uniform Investment Advisor Law Exam -Enrolled Agent of the IRS - MBA, Oral Roberts University in Tulsa, OK - Completed the CFP® coursework through the American College of Financial Services

Colin Moynahan has a strong passion for personal finance that has manifested in over a decade’s worth of relevant experience before founding Twenty Fifty Capital Financial Advisors in 2018. Colin began his career with Bank of America Merrill Lynch in their Financial Advisor training program. In 2015, he went on to work for fintech start-up, Snapcap.com, as their fourth full-time employee. Over the next two and a half years, the business grew from four employees to twenty-two, earned a spot on the INC 500 list as the 14th fastest growing finance company in the United States, the 2nd fastest growing company in South Carolina, and the 2017 Start-up of the Year by the South Carolina Business Journal. These achievements led to an acquisition by LendingTree.com in fall 2017. He has been quoted in the Wall Street Journal, New York Times, Bloomberg, Marketwatch, Nerdwallet, CNBC, Business Insider, Fox News, and CNN Business.   Colin has a BBA in Finance with a minor in Economics from Southern Methodist University in Dallas, Texas. He also attended Wake Forest University’s graduate program in Personal Financial Planning, and spent time studying abroad within one of Oxford University’s premiere colleges, University College. During this time, he was fortunate to have internships with JPMorgan Chase, RBS, Baldwin & Associates, and ImageARB.   Born and raised on the east coast, Colin has always had a strong love for the water which is why you will often find him on the boat or fly fishing outside of work. He is an avid traveler and has been to over 25 countries as well as the majority of the continental United States.

John Coppola is a financial advisor with Client First Advisors, LLC in Mount Pleasant, SC, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has been with Client First Advisors since 2014 and is also the Managing Member of Sanctuary Investment Group, LLC and Charleston Opportunity Fund, LP since 2018. Client First Advisors, LLC offers customized investment advisory and asset management services to individuals, high net worth clients, trusts, estates, and certain corporate clients. The firm manages portfolios using a variety of securities and emphasizes personalized account supervision with strategies tailored to client objectives and risk tolerance.

Caleb Goding is a CFP® professional with 10 years of industry experience, currently serving as the sole advisor at Time & Wealth Management, LLC. He previously worked at Charleston Capital Management, LLC and is the owner and president of Sphere LLC, a management consulting firm offering executive coaching and operations consulting. He also holds power of attorney responsibilities for his brother while he is deployed overseas. Time & Wealth Management, LLC is a small independent registered investment adviser that serves individuals, trusts, and institutional clients, including ERISA pension plans. The firm provides discretionary portfolio management, financial planning, pension consulting, insurance services, and outsourced financial and operational support, tailoring portfolios to client goals and combining fundamental, technical, and macro investment analysis.

John Pernell Jr. is a financial advisor with Polaris Investment Partners, Inc. in Mount Pleasant, SC, holding a Series 63 designation and 39 years of industry experience. He has been CEO of Polaris Private Managers, Ltd. and Polaris Investment Partners since 1990 and has held leadership roles at Polaris Offshore Partners, LLC and Polaris Private Placements, LLC. Polaris Investment Partners serves wealthy families, high-net-worth individuals, retirement plans, institutions, and private fund investors, combining bottom-up fundamental stock selection with technical analysis and access to alternative managers through a manager-of-managers model. The firm also sponsors and manages private funds and operates an affiliated broker-dealer for private placements.

Dustin Hughes is a Series 66-registered financial advisor with 21 years of industry experience. He is a partner and investment advisor representative at 360 Financial Partners, LLC in Mount Pleasant, SC, where he has worked since 2006. He is also associated with StoneX Securities Inc. Outside of advisory duties, Hughes is involved in insurance sales through 360 Financial Partners. 360 Financial Partners serves individual investors, retirement plan sponsors, trusts, estates, and business entities, managing approximately $159 million in discretionary assets. The firm uses a combination of fundamental, technical, cyclical, and charting analysis to manage accounts, offering services that include asset management, financial planning, and retirement plan consulting.

Stephen Carroll is a financial advisor at Carroll Investors, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Raymond James & Associates, Inc. since 2013 in addition to his role at Carroll Investors, which he joined in 2020. Carroll Investors, Inc. manages approximately $213 million for individual and high-net-worth clients through a two-advisor team. The firm employs a long-term growth equity strategy focused on individual growth stocks and a holistic review of client holdings, with portfolios typically classified as non-diversified and including the use of higher-risk instruments.

Andrew Reina is a financial advisor at Veritas Wealth Management LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Fortune Financial Services, VOYA Financial Advisors, and Minnesota Life Insurance Company. Outside of his advisory role, he is involved with The Ragnar Group Inc, a holding company connected to independent insurance sales and financial services. Veritas Wealth Management is an independent advisory firm serving individuals and families, including business owners and retirees. The firm employs a Modern Portfolio Theory-based approach, focusing on low-cost indexed funds and non-discretionary portfolio management with client approval for trades.

Samuel Gamble is a financial advisor at Saos Capital, LLC in Mount Pleasant, SC, with 18 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Kovack Securities Inc. from 2014 to 2019. Saos Capital provides discretionary asset management and comprehensive financial, estate, tax, and retirement planning to individuals, high-net-worth clients, charities, and corporate pension plans. The firm employs a mix of fundamental and technical analysis within a relative-strength, top-down process and offers a distinctive combination of derivative strategies, structured notes, and pension consulting services.

Jeffrey Silverman is a financial advisor at Northstar Advisory Group, LLC with Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at JPMorgan Chase & Co., Citizens Financial Group, and Bank of America. Northstar Advisory Group provides wealth management, investment management, financial planning, retirement plan advisory, and consulting services to individuals, trusts, estates, businesses, and retirement plans. The firm manages approximately $334 million in discretionary assets and uses proprietary model portfolios that combine diversified ETFs with individual stocks and bonds, applying multiple analytical approaches with a long-term orientation.

Maria Howe is a financial advisor at Carroll Investors, Inc. with 19 years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates, INC. from 2013 to 2021. Outside of her advisory role, she teaches a weekly fitness class at The Barre Code. Carroll Investors, Inc. manages approximately $213 million for individual and high-net-worth clients, focusing on tailored, long-term growth equity portfolios that may include higher-risk instruments. The firm operates with a small advisory team, combining related household accounts for fee and administration purposes.

John Wagner is a financial advisor with Nicholson Wealth Management Group in Charleston, SC, holding Series 63 and Series 65 licenses and 14 years of industry experience. Prior to joining Nicholson Wealth Management Group, he worked at Charles Schwab Bank and Charles Schwab for seven years each, and at Select Health of South Carolina for one year. Nicholson Wealth Management Group provides personalized financial planning and discretionary and non-discretionary investment advisory services to individuals—including high net worth clients—as well as family offices, trusts, estates, private foundations, endowments, and qualified retirement plans. The firm manages approximately $322 million in assets using a long-term investment approach with tactical allocations and employs registered mutual funds, ETFs, individual equities, corporate bonds, REITs, and variable annuities.

Nolan Robbins is a financial advisor with Hampton Park Financial Planners in Charleston, SC. He holds the Series 65 designation and has one year of industry experience. Prior to joining Hampton Park Financial Planners, Nolan held roles at Clemson University and Williams & Fudge. Hampton Park Financial Planners is a fee-only advisory firm serving individuals, including high-net-worth clients, and employer retirement plans. The firm employs a strategic and tactical asset allocation approach grounded in modern portfolio theory, offering both active and passive investment vehicles alongside a socially responsible strategy.

Carson Howard is a financial advisor at Objectivity Squared Wealth Management with one year of industry experience. He holds the Series 65 designation and has worked at the firm since 2023. His background includes time at the College of Charleston and Indiana University. Objectivity Squared Wealth Management serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans with discretionary wealth management, investment management, and financial planning services. The firm manages approximately $401 million in discretionary client assets and employs a range of investment strategies including low-cost mutual funds and ETFs, individual securities, and tactical trading techniques.

Daniel Webster is a financial advisor with Fusion Capital, LLC, holding a Series 65 designation and 18 years of industry experience. He has been with Fusion Capital since 2010. Webster is also the sole owner and president of Webster Financial and Tax Advisory Group, an affiliate of Fusion Capital, through which he recommends non-securities insurance products. Fusion Capital, LLC provides discretionary investment management and financial planning services to individuals, trusts, retirement plans, charitable organizations, and legal entities. The firm constructs portfolios tailored to clients’ objectives and risk tolerance, combining quantitative optimization, technical analysis, and third-party research, and offers a mix of actively managed model portfolios and sub-adviser platforms.

Clint Martin is a financial advisor at Fusion Capital, LLC with 11 years of industry experience. He holds a Series 65 designation and has been with Fusion Capital since 2011. Fusion Capital, LLC provides discretionary investment management and financial planning services to individuals, trusts, retirement plans, charitable organizations, and various legal entities. The firm uses a combination of quantitative optimization, technical analysis, and third-party research to construct tailored portfolios, offering actively managed models and access to sub-advisers, along with coordination of tax and estate planning resources.

Robert Kubiszyn is a financial advisor at Blue Bear Financial, LLC in Mt. Pleasant, SC. He holds the Series 65 designation and has one year of industry experience. Prior to joining Blue Bear Financial, he worked at Emerson from 2015 to 2023. Blue Bear Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, family offices, businesses, and retirement plans. The firm focuses on customized, primarily long-term strategies using low-cost mutual funds and ETFs, with the ability to incorporate individual stocks, bonds, options, and derivative instruments as appropriate.

Parker Allen is a financial advisor with Warren Capital Group in Charleston, SC, holding a Series 65 designation and 10 years of industry experience. He has been with Warren Capital Group since 2014 and also operates Parker Allen Consulting LLC, which provides consulting services to small businesses outside the investment field. Warren Capital Group offers discretionary investment management and financial planning to individuals, high-net-worth clients, and business entities, including pension and profit-sharing plans. The firm manages diversified portfolios tailored to client needs and oversees a wrap fee program that integrates portfolio management with custodial and administrative services.

James Runey is a CFA® charterholder with 12 years of experience in the financial industry. He has been with Runey & Associates Wealth Management since 2014. The firm provides discretionary portfolio management and integrated financial planning to individual and high-net-worth clients. Runey & Associates Wealth Management focuses on ETF-based model portfolios and strategic asset allocation tailored to clients’ specific needs, managing approximately $90.8 million across 151 client relationships.