Christopher Edwards is a financial advisor with Pax Horizon Wealth Management, LLC, holding a Series 65 credential and starting his advisory career in 2025. He concurrently works as an External Manufacturing Manager at Viasat, Inc., where he manages people and operations within the Global Planning department. Pax Horizon Wealth Management, LLC is a fee-only advisory firm serving individual clients with investment management and financial planning services. The firm’s approach emphasizes asset allocation based on Modern Portfolio Theory and a preference for passive funds, managing portfolios on a discretionary basis with quarterly reviews.

Kevin Mc Atamney is the principal and sole advisor of KRM Advisory Services with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Stancorp Equities, gwfs equities, and John Hancock. Outside of his advisory role, he is a National Sales Director for stable value insurance contracts to government entities and also engages in a referral-based real estate business. KRM Advisory Services provides portfolio management and standalone financial planning services primarily to individual clients. The firm uses a blend of charting, fundamental analysis, and modern portfolio theory, emphasizing long-term investment strategies and client-specific asset allocations.

Burton Grantham is a financial advisor at Highpointe Wealth in Vista, CA, with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward D. Jones & Co., L.P. Grantham also operates an independent accounting services business and serves as a controller for an industrial contractor. Highpointe Wealth provides financial planning and discretionary portfolio management to individuals, small businesses, and employer retirement plans. The firm integrates accounting, tax, and outsourced controller services with its advisory practice and applies investment strategies based on Modern Portfolio Theory using ETFs, mutual funds, and equities within a long-term, buy-and-hold framework.

Michael Moore is a financial advisor at Liberton Financial LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Liberton Financial since 2017, following a 17-year tenure at Premiere Services. Outside of his advisory role, he maintains outside employment in the insurance industry. Liberton Financial is a single-advisor registered investment adviser serving individuals, investment clubs, corporate entities, and charitable organizations. The firm uses a combination of fundamental and technical analysis with an emphasis on macroeconomic conditions to guide discretionary portfolio management and non-discretionary advice.

Andrew Marshall is a Certified Financial Planner™ (CFP®) with 10 years of industry experience. He is the sole advisor at Andrew Marshall Financial LLC, an independent firm he founded in 2015 in Carlsbad, CA. Andrew Marshall Financial LLC provides fee-only financial planning and investment advice to individuals, couples, and families, offering both comprehensive plans and tailored engagements. The firm emphasizes a strategic asset allocation approach using passive index funds and ETFs for core holdings combined with active funds where appropriate, and operates on hourly or fixed project fees without providing ongoing portfolio management or custody of client assets.

Shelley Boyce is a CFP® professional with 36 years of industry experience, currently operating through Financial Planning Solutions, Inc. She has been affiliated with CommonWealth Financial Network since 2005 and has provided financial planning services at her independent firm since 1995. Outside of advisory work, she serves as an expert witness and is involved in fixed insurance sales. Financial Planning Solutions, Inc. offers comprehensive financial planning services primarily to high-net-worth individuals, trusts, estates, and business entities. The firm focuses on tailored planning across various modules and does not manage client assets or exercise investment discretion.

Jamie Townsend is a financial advisor and attorney operating the Law Office of Jamie Townsend in Escondido, CA, with four years of advisory experience. He holds a Series 65 designation and previously worked at the Law Office of James E. Lund APC. Outside of advisory work, he teaches legal topics as an adjunct instructor for paralegal students at the University of San Diego and the University of California, San Diego, and occasionally performs as a professional musician. The Law Office of Jamie Townsend serves individuals planning or managing estates, fiduciaries, business owners, and corporate executives with services that include estate planning, wealth management advice, and retirement-plan consulting. The firm’s approach integrates legal and financial planning, focusing on legal-structure and asset-class guidance while using fundamental and technical analysis for portfolio design and tax-aware planning.

Todd McWilliams is the sole advisor at McWilliams Asset Management Inc. in San Marcos, CA, holding Series 63 and Series 65 credentials with 35 years of industry experience. His prior positions include roles at Wedbush Securities, FBR Capital Markets & Co., and B. Riley & Co., LLC. McWilliams Asset Management is a state-registered investment adviser providing portfolio management, asset allocation, individual security selection, and ongoing monitoring to a diverse client base that includes individuals, trusts, estates, charitable organizations, retirement-plan participants, small businesses, and corporations. The firm emphasizes long-term asset allocation and diversification using fundamental analysis supplemented by technical analysis and actively manages portfolios with a range of investment instruments including equities, fixed income, ETFs, and options.

At Astra Wealth Management, we provide personalized financial planning and investment management for individuals and families navigating financial complexity. We serve high-net-worth families and high-income professionals, including retirees, sales professionals, business owners, and multi-generational families who value thoughtful guidance and a long-term partnership. AWM is located in San Diego, California and serves clients across the nation. Our clients often come to us during pivotal moments—retirement, equity compensation events, business transitions, job changes, inheritance, or major lifestyle shifts. We specialize in helping clients make confident, informed decisions during these life-defining transitions. Our services include: • Comprehensive financial planning • Portfolio management • Tax planning • Estate and legacy planning • Equity compensation and business transition planning • Insurance & Risk Management As an independent, fiduciary firm, we focus on helping clients align their wealth with what matters most—offering clarity, confidence, and a plan built for the long term.

Sean Kelly is the principal and sole advisor at Kelly Financial Group LLC in Encinitas, CA. He holds the CFP® designation and has 16 years of industry experience. Sean also operates a separate tax preparation business as an Enrolled Agent, providing tax return services to clients. Kelly Financial Group is a fee-only registered investment adviser serving individuals, trusts, estates, and small businesses. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a range of investment strategies tailored to client risk tolerances and coordinating with other professional advisors.

Nicholas Iammarino is a financial advisor at LPL Financial with 38 years of industry experience. He holds the CFP® designation and has been associated with LPL Financial since 1992. In addition to his role at LPL, he provides financial planning and consulting services through his independent registered investment advisor firm, Nicholas J. Iammarino. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team that develops model portfolios and provides a range of investment solutions tailored to client needs.

Richard Bell is the sole advisor at Bell Strategic Investments, Inc. in Escondido, CA, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has led Bell Strategic Investments since 2003. Outside of his advisory work, Bell serves as a volunteer reserve police officer. Bell Strategic Investments provides discretionary investment supervisory services to individual and high-net-worth clients, managing approximately $61 million in assets. The firm employs a client-specific investment process incorporating charting, fundamental, and technical analysis, using both long- and short-term trading techniques along with higher-complexity strategies when appropriate.

James O'Brien is a financial advisor at JMO Financial with 30 years of industry experience. He holds a Series 63 designation and has worked as an independent insurance agent since 1996. In addition to his advisory role, he is a licensed real estate broker and insurance agent in Carlsbad, CA. JMO Financial is a sole-advisor independent firm that provides financial planning, portfolio management, and third-party adviser selection for individual clients. The firm manages approximately $8.27 million across five client relationships, focusing on asset allocation and fundamental analysis with regular account reviews and client meetings.

Justin Irving is a CFP® professional with 26 years of experience in the financial services industry. He is the principal advisor at Irving Advisory Group, LLC, an independent firm he founded in 2012. In addition to his advisory work, he owns and operates an insurance agency and a tax preparation and planning business. Irving Advisory Group, LLC provides financial advice to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm primarily directs clients to third-party investment managers and focuses on mutual funds, bonds, ETFs, and insurance products, maintaining co-advisory relationships without exercising investment discretion or taking custody of client accounts.

Dean Hunter is the principal of Hunter VIP Investments, LLC, an independent investment advisory firm. He holds Series 65 and Series 66 licenses and has one year of experience in financial advising. Prior to founding his firm, Hunter worked at People 2.0 Global, LLC and Thrivent Investment Management and spent 35 years with Boeing. Hunter VIP Investments serves individual and high-net-worth clients, providing discretionary investment management and retirement account advice using diversified portfolios primarily composed of low-cost mutual funds and ETFs, with additional use of stocks, bonds, options, and certificates of deposit. The firm utilizes a fiduciary, long-term investment approach augmented by fundamental and technical analysis, offering portfolio customization and oversight, including allocations to independent managers.

Rhonda Farrar is the sole advisor at Farrar Financials, an independent firm based in Escondido, CA. She holds a Series 65 designation and has 16 years of industry experience, having founded Farrar Financials in 2009. Farrar Financials provides comprehensive financial planning, wealth management consulting, and fiduciary services primarily to high-net-worth individuals and trusts. The firm emphasizes client-led, non-discretionary implementation and delivers quantitative reporting and tax-aware financial plans tailored to tech-savvy clients.

Marvin Mills is the sole advisor at Strategic Income Advisors and holds a Series 63 designation with 25 years of industry experience. He has been with Strategic Income Advisors since 2011 and has worked in benefits advisory and consulting roles since 1985. In addition to his advisory work, Mills conducts insurance agent activities as part of his business. Strategic Income Advisors provides discretionary investment management primarily to individual clients and financial professionals, focusing on portfolio management through mutual funds. The firm employs a proprietary daily market-timing strategy applied consistently across accounts, often using leveraged and inverse mutual funds with relatively frequent trading.

Matthew Higbie is a CFA® charterholder with one year of industry experience, currently serving as an advisor at Birchwood Capital. His prior roles include positions at Balyasny Asset Management L.P., Citadel Enterprise Americas LLC, and Carlson Capital, L.P. Birchwood Capital serves individual and high-net-worth clients by providing comprehensive financial planning and discretionary investment management. The firm employs a passive, asset-allocation-driven approach focused on tax-aware implementation and primarily utilizes mutual funds and ETFs.

Donna Gebhart is a financial advisor at Gebhart & Associates, Inc. in Fallbrook, CA, holding a Series 63 designation with 30 years of industry experience. She has been with Gebhart & Associates since 1998. Outside of her advisory role, she is also licensed as an insurance agent offering life, health, disability, long-term care, and fixed annuities. Gebhart & Associates is a small registered advisory firm providing financial planning, modular consulting, and related services to individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on written financial plans and asset-class or diversified-portfolio recommendations rather than ongoing portfolio management.

Linda Halleran is a financial advisor at Frank Financial Advisors with 10 years of industry experience. She holds a Series 65 designation and previously worked at United Capital Financial Advisers, LLC for seven years before joining her current firm. Outside of her advisory role, she is licensed as a health and life insurance agent and manages a small insurance business. Frank Financial Advisors provides discretionary asset management, financial planning, and consulting services to individuals, employee benefit plans, trusts, estates, charitable organizations, and business entities. The firm employs a mix of fundamental and technical analysis, using primarily no-load or low-load mutual funds and ETFs, and offers retirement-plan advisory services under ERISA and the Pension Protection Act.