Erik Fromm is a CFP® with 16 years of experience in the financial industry, currently serving as an advisor at Janney Montgomery Scott since 2013. He is Vice Chair of the Waccamaw Community Foundation, a local charitable organization, and co-hosts The Salty Golfer Podcast, contributing to social media content. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets, serving individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients. The firm combines in-house portfolio management with third-party managers across multiple advisory programs and offers integrated custody and trustee services.

Christopher Cramer is a financial advisor with Guardian Life and holds Series 63 and Series 65 credentials. He has three years of industry experience and has worked at firms including Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is a licensed real estate agent and has entrepreneurial ventures including ownership of several non-investment-related companies. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary advisory relationships, utilizing model portfolios from in-house and third-party managers, and features both traditional and hybrid digital advisory solutions.

John Stilley is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 2011, including roles at Charles Schwab Bank, SSB, and Charles Schwab Trust Bank. Prior to this, he was employed at TD Ameritrade from 2020 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory, custody, and order-routing arrangements.

Marissa Holdaway is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and previously worked at Hilton and Maurices. Outside of her advisory role, she owns a rental property in Myrtle Beach, SC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Robert Keith is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Lincoln Financial Securities for 17 years and has operated Robert W. Keith and Associates since 1982. In addition to his advisory role, he is involved in various insurance-related businesses offering products such as accident and health insurance, disability insurance, fixed and indexed annuities, long-term care insurance, and traditional life insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, corporate, and charitable clients through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple managed account platforms utilizing a range of asset-allocation tools and investment options.

Timothy Boyle is a financial advisor at Edward Jones in Pawleys Island, SC, holding a Series 66 designation with seven years of industry experience. He has worked at Edward Jones since 2018 and was previously employed at SafeRack, LLC dba ErectaStep, LLC for three years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, operating through a large network of financial advisors and branch offices, and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Kent Vannier is a financial advisor with Edward Jones in Georgetown, SC, holding Series 63 and Series 66 licenses and with 39 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1986. Outside of his advisory work, he owns and maintains rental property in Georgetown. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports over 23,000 financial advisors nationwide.

Molly Vannier is a financial advisor at Edward Jones with eight years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm offers a range of advisory strategies and investment solutions supported by a large network of financial advisors and branch offices.

Randolph Clark is a financial advisor with OSAIC, holding Series 63 and Series 65 registrations and having 40 years of industry experience. His prior firms include Securities America Advisors, Inc., SSN Advisory, Inc., and Invest Financial Corp. Clark provides investment advisory services through his firm, Clark and Associates, and is also a Notary Public. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses a variety of tools and platforms to construct diversified portfolios tailored to client needs.

Frank Munn III is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining Raymond James, he worked at Signature Life, LLC and Signature Wealth Group, LLC. Outside of his advisory role, he is involved in content creation and coaching through his businesses, including Chipmunn.com and Maximum Advisor Coaching and Podcast. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client interviews and risk profiling, with a distinctive focus on non-discretionary advisory services.

Kevin Kaylor is a CFP® professional with 31 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources for investment evaluation.

Bryan Cambra is a financial advisor at Edward Jones with a Series 66 credential and three years of industry experience. His prior work experience includes roles at Alexandra Fund I, LLC, Blue Pacific Yacht & Ship Brokers Inc., and Checkworks, Inc. He is based in Pawleys Island, South Carolina. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient investment solutions.

Jacqueline Sheffer is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she is part of a small, experienced team dedicated to providing personalized attention to each client. Her approach to wealth management is planning-based and begins with listening to clients to understand their financial goals. Jacqueline focuses on addressing complex financial issues and seeks alternatives when initial solutions are not viable. She works with clients at various stages of their financial journeys, from beginning investors to those who have accumulated significant wealth. Jacqueline emphasizes the value of consistent, small investments over time and has a particular interest in supporting women who make their own financial decisions, including business owners and women who are single, divorced, or widowed. Her areas of expertise include college education planning, employee financial health, personal retirement planning, small business strategies, socially responsible investing, and retirement income. Jacqueline holds an Associate's Degree from Maria College and has earned professional designations as a Personal Investment Advisor (PIA) and Retirement Income Certified Professional (RICP). Outside of work, she actively volunteers with organizations such as the Atlantic White Shark Conservancy, the American Heart Association, Bank of America's Community Volunteer Committee, Cindy's Comfort Camp, and Heeling Strides. When not working or volunteering, she enjoys biking, golfing, running, spending time with her family, traveling, and watching movies.

Ryan Mitchell is a financial advisor with Cambridge Investment Research Advisors holding a Series 65 license. He has one year of industry experience and previously spent ten years at BLM GROUP USA Corporation. Ryan is also self-employed. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals and utilizes multiple portfolio management platforms and model strategies.

Daniel Mcveigh is a financial advisor with Morgan Stanley in Murrells Inlet, SC. He holds a Series 66 designation and has 4 years of industry experience, having been with Morgan Stanley since 2007. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Michael Schiess is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients primarily in the Global Wealth Management division. He holds the position of Senior Vice President and specializes in working with retirees and individuals planning to retire within the next five years. Michael's expertise includes tax efficiency, investment management, and the development of retirement income strategies tailored to clients' needs. Michael began his career in the financial services industry in 1998. He employs a disciplined wealth management planning process that focuses on tax-efficient asset distribution and tracking income and expenses to support a secure retirement for clients and their families. He holds a bachelor's degree in Business Management from the University of Dayton and earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification in 2001. Additionally, he is designated as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and maintains Series 7, 63, and 66 FINRA registrations along with insurance licenses.

John Stalvey is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving plans with tailored strategies and acting as an ERISA fiduciary when providing investment advice.

Jason Lambert is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

John Brienza is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been working for over 35 years. He began his career with Merrill Lynch in Manhattan before relocating to North Carolina more than 30 years ago. John served as the Senior Resident Director of the Merrill Lynch Wealth Management office in Charlotte-South Park for 22 years and leads The Brienza Group, a team of seven professionals providing comprehensive financial advisory services. John's areas of expertise include corporate benefits, corporate executive services, divorce transition planning, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Gettysburg College. A native of New Jersey, John lives in the South Park area of Charlotte with his wife, Robin. His son, Michael, is an engineering graduate of Tufts University and works as a Development Manager at SB Energy, affiliated with SoftBank Group. John is an eight-time Ironman triathlete and enjoys biking, running marathons, swimming, and spending time with his family.

Kemilou Pomplun is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.