Scott Monroe is a CFP® and CFA® with 21 years of experience in the financial services industry. He is the sole advisor at 8020 Capital Management, an independent firm he joined in 2026. Prior to this, Monroe worked for Towneley Capital Management and TD Waterhouse Investor Services. 8020 Capital Management is a fee-only advisory firm specializing in wealth management and discretionary portfolio management for individuals and high-net-worth clients. The firm employs an asset-allocation approach combining passive and active strategies and offers both ongoing and project-based financial planning services.

Scott Devens is the principal of Devens Wealth Management in Newport Beach, CA, with 27 years of industry experience. He previously worked at Merrill Lynch from 1999 to 2024 and Bank of America from 2011 to 2024. Devens Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term investment approach focused on fundamental analysis and primarily uses low-cost exchange-traded funds, while offering continuous account monitoring and bundled financial planning.

Duff Mayer is the sole advisor at All Weather Portfolio Management, Inc. in San Clemente, CA, with 21 years at his current firm and 11 years of industry experience. He also owns and manages Financial Planning Group, LLC, an income tax preparation business serving approximately 250 clients. All Weather Portfolio Management, Inc. provides financial planning, investment management, and tax-return analysis for individuals, trusts, retirement accounts, and pension plans. The firm employs a primarily passive investment approach using diversified portfolios and conducts annual or semi-annual rebalancing while utilizing Schwab Institutional’s trading and custody services.

Erik Thurnher is a CFP® with 30 years of experience in financial advising. He has worked at MedCentric Financial Network since 2000 and was previously with Mercer Global Advisors Inc. and Newport Financial Advisors, Inc. MedCentric Financial Network operates an internet-based referral network connecting healthcare professionals and other highly compensated individuals with pre-screened, independent fee-only financial advisors. The firm focuses on vetting advisors based on credentials, compliance, experience, and fee-only compensation, without providing direct financial planning or portfolio management services.

Richard Ligotti is a financial advisor with Laguna Niguel Summit Wealth Management, LLC, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at several firms, including Independent Financial Group, LLC and AFA Advisor Services LLC. In addition to his advisory role, Ligotti is a licensed independent insurance agent offering life, long-term care, and indexed annuity products. Laguna Niguel Summit Wealth Management provides personalized financial, retirement, and insurance guidance primarily to mass-affluent and some high-net-worth individuals and small businesses. The firm refers clients to third-party asset management programs and focuses on planning and insurance recommendations rather than direct portfolio management.

Old-school wealth management firms largely fall short of addressing the needs of small business owners. They typically require a minimum amount of investible assets, offer generic planning advice, and schedule infrequent reviews. I launched Two Palms Financial to provide an experience to business owners based on greater customization, deeper planning work, year-round reviews and a flexible fee structure. Time and attention are finite resources. Business owners know this all too well. I help business owners focus their time and energy on what they are passionate about and excel at. With year-round cash flow & tax planning, saving & investing, retirement planning, debt management, insurance reviews, trust & estate planning, I help business owners develop a plan to grow their business with intention, create long-term wealth, minimize taxes over their lifetime, and protect their assets from unforeseen threats. I also believe Life Planning is an integral part of the planning process. Through my training with the Kinder Institute of Life Planning, I use the EVOKE (Exploration, Vision, Obstacles, Knowledge & Execution) experience to help my clients build a financial plan around their unique vision of a fulfilled life.

John Gaines is a financial advisor with LPL Financial in Laguna Niguel, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 56 years of industry experience and has been with LPL Financial since 2001. Gaines also operates an independent investment advisory firm, providing financial planning and consulting services. LPL Financial serves a diverse client base including individual investors, retirement plans, institutions, charities, and high-net-worth households. The firm offers a variety of advisory and brokerage services supported by an in-house research team and a broad platform that combines advisory operations with non-advisory product offerings.

Brian Smith is a financial advisor at Axis Point Capital with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Commonwealth Asset Management, Arts & Sciences Investment Management, and The TCW Group. Axis Point Capital is an independent firm that offers fee-only investment management and performance-based advisory arrangements to individuals, trusts, estates, small businesses, and other clients. The firm specializes in a discretionary hedged equity strategy that combines a focused portfolio of long equity positions with options for hedging and selective short exposure.

Jared Metzger is a financial advisor at Aneuvia Capital with six years of industry experience. He holds a Series 65 designation and has worked at Aneuvia, LLC since 2019, following prior roles at Bellecapital International and as a self-employed advisor. Aneuvia, LLC provides discretionary portfolio management and advisory services to a select group of high-net-worth individuals, charitable organizations, other investment advisers, and insurance companies. The firm employs a three-step investment process combining fundamental analysis, modern portfolio theory, and quantitative methods, primarily recommending equities while using fixed income and ETFs for diversification.

Arthur Thielen IV is the sole advisor at Thielen Capital Corporation, an independent firm based in Ladera Ranch, CA. He holds the Series 63 and Series 65 designations and has 23 years of industry experience. Thielen has led Thielen Capital Corporation since its founding in 2013. Thielen Capital Corporation provides discretionary portfolio management, financial planning, and retirement plan consulting to a range of clients including individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm focuses on long-term investment strategies using both technical and fundamental analysis, and offers retirement plan consulting and participant allocation modeling alongside individual wealth management.

Sujit Naran is a financial advisor at SCN Capital with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Northwestern Mutual Wealth Management Company and Broadridge LTX, among other firms. Sujit has also been involved with SoCal Builders and Design. SCN Capital is a state-registered investment adviser providing discretionary portfolio management and comprehensive financial planning to individuals, high net worth clients, corporations, and 401(k) plans. The firm bases portfolio construction on Modern Portfolio Theory, using low-cost ETFs, tax-efficient strategies, and fundamental analysis, and offers educational seminars on financial literacy free of charge.

Alex Sander Martins Alexandre is the sole advisor at AAlexander LLC, holding Series 63 and Series 65 licenses with several years of experience in banking and consulting roles prior to founding his firm. His previous positions include roles at Fibra Bank, Sofisa Bank, and BI&P Bank, as well as self-employment and consulting activities. AAlexander LLC is a fee-only, state-registered investment adviser serving individuals, including high-net-worth and international clients, as well as small businesses. The firm offers nondiscretionary portfolio management, financial planning, and investment strategy consultation, combining fundamental and technical analysis with a focus on long-term positions alongside shorter-term trades.

Robert Silvernail is the founder and sole adviser of Hutchison Road Partners, LLC, with 21 years at the firm and 17 years of industry experience. He holds the CFP® designation and Series 65 license. His background includes a long career in commercial real estate finance and troubled-asset work. Hutchison Road Partners provides investment management services primarily to pooled vehicles and institutional clients, focusing on a credit- and real-estate-centered analytical approach. The firm’s founder centralizes investment decisions and client reporting, also overseeing compliance, and offers a unique fee structure that includes hourly billing alongside traditional asset-based fees.

Michael Ershaghi is a financial advisor at MPE Capital in Laguna Niguel, CA, holding a Series 65 designation with eight years of industry experience. He has been with MPE Capital since 2017 following a year as a self-employed advisor. MPE Capital manages approximately $842,000 in separately managed equity accounts for a select group of individual clients focused on long-term growth and capital appreciation. The firm employs a long-only, equity-exclusive investment approach with a concentrated portfolio strategy centered on businesses trading below intrinsic value, and utilizes performance-based fees for qualified clients.

J Rogers III is a financial advisor with Alpha Strategies Investment Consulting, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Five 9 Securities, LLC, and has been with Alpha Strategies since 2009. Outside of his advisory role, he is involved in hospitality services through WM Development and serves as a managing partner in legal funding at Waterfall Funding Group. Alpha Strategies Investment Consulting provides investment consulting, manager selection, and due diligence services to ultra-high net worth families, single family offices, Tribal Nations, and institutional investors. The firm employs a post-modern portfolio approach that combines traditional and alternative assets, with an emphasis on manager selection and tailored client solutions.

David Simpson is the principal of Simpson Capital Management in Laguna Niguel, CA, where he has worked since 1999. He holds the CFA designation and has 24 years of industry experience. Simpson Capital Management is an independent, fee-only investment advisory firm serving individuals, families, and institutions. The firm manages approximately $20 million across about 70 clients, employing a disciplined investment approach based on economic and fundamental analysis, using exchange-listed securities and diversified asset allocation strategies tailored to client objectives.

John Klein is the sole advisor at Klein Financial Advisors, an independent firm based in Rancho Mission Viejo, CA. He holds a Series 63 designation and has 25 years of industry experience, having led his firm since 2000. Klein is also licensed as an insurance agent. Klein Financial Advisors serves individual clients as well as pension plans, businesses, trusts, estates, banks, and charitable organizations. The firm offers financial planning, portfolio management, and implements investment and insurance recommendations with a focus on fundamental security analysis and a generally long-term investment approach.

Steven Gabriel is the sole advisor at Peacher, Inc., an independent registered investment adviser based in Laguna Beach, CA. He holds a Series 65 designation and has seven years of industry experience. Outside of his advisory role, Gabriel is a partner in Tri City Emergency Medical Group, providing emergency medical care, and serves as CEO of Inner Health, LLC, which offers online medical information and products. He also has minority ownership in BeWater, LLC, a provider of online quantitative trading signals. Peacher, Inc. offers discretionary portfolio management primarily to high-net-worth individuals, corporations, and charitable institutions. The firm employs a quantitative, systematic investment approach utilizing predictive modeling and pattern-recognition techniques, with automated execution and risk management focused on active trading of domestic and foreign equities and exchange-traded products.

Ed Wei is a financial advisor with Wayup Wealth Building Group in Newport Coast, CA. He holds a Series 65 designation and has 12 years of industry experience. Wei has been with Wayup Wealth Building Group since its founding in 2013. Wayup Wealth Building Group provides discretionary portfolio management primarily to high-net-worth individuals, including executives, entrepreneurs, professionals, and retirees. The firm emphasizes actively managed accounts invested in individual stocks and exchange-traded funds, using a flexible investment approach that blends concentrated positions with broader market diversification.

Michael Vandenburg is a CFP®-certified financial advisor with 24 years of industry experience. He has been with Coast Wealth Management, Inc. since 2003, where he is the sole advisor. The firm provides personalized, fee-only financial planning and investment management services to individuals, trusts, estates, charitable organizations, and small businesses. Coast Wealth Management employs a strategic asset allocation approach combining passive index and ETF core holdings with selective active funds, and it is notable for managing a high proportion of assets on a non-discretionary basis.