Garek Tauchen is the sole advisor at SpendVest, an independent firm based in Murrieta, CA. He holds a Series 65 designation and joined SpendVest in 2025. Outside of financial advising, Tauchen is a partner in six businesses, including pest control, solar marketing, and a SaaS company, where he focuses on recruiting sales representatives through his ownership entity, Tauchen Adventures. SpendVest offers a robo-advisory service that uses an algorithm-driven platform to map client spending to investments in equities and ETFs. The firm employs a rules-based, quantitative approach with automated portfolio management and charges a flat subscription fee rather than a percentage of assets under management.

Dennis Korte is a financial advisor with Railroad Canyon Insurance and Financial Services in Canyon Lake, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2002. In addition to his advisory role, he owns and operates an insurance brokerage specializing in life insurance and annuity policies. Railroad Canyon Insurance and Financial Services primarily serves individuals approaching or in retirement, focusing on capital preservation for baby boomers and their parents. The firm emphasizes a safety-first investment approach, providing financial planning, retirement advice, and insurance product recommendations through non-discretionary management and annual account reviews.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC, an independent firm based in Lake Elsinore, CA. He holds a Series 65 designation and has 13 years of industry experience. Karl has led his firm since 2012. Karl Schorr Wealth Management, LLC provides fee-based portfolio management primarily to individual investors, with occasional services for small businesses and non-profits. The firm employs a largely passive investment approach focused on low-cost index funds and ETFs, complemented by ancillary services including personal and business tax return preparation and consulting on 1031 real estate exchanges.

Jared Valencia is a financial advisor at Vineyard Wealth Advisory LLC with Series 63 and Series 65 licenses and one year of industry experience. He has a background in healthcare and emergency services, having worked at Riverside University Health Systems since 2018 and American Medical Response from 2007 to 2017. Vineyard Wealth Advisory is a small firm managing approximately $39.5 million for around 74 clients, including both high‑net‑worth and non‑HNW households. The firm offers portfolio management and financial planning services, often operating on a non‑discretionary basis and integrating insurance products as part of its client solutions.

Enrique Sanchez is a financial advisor at Wolfgang Capital with no prior advisory industry experience. He has served as president of E.G Sanchez & Associates, CPAs, a tax and accounting firm, since 2006. Wolfgang Capital advises individual clients, including both non-high-net-worth and high-net-worth households, providing discretionary asset management and financial planning services. The firm uses client-specific investment policy statements and a combination of fundamental, technical, and cyclical analysis in managing portfolios.

Emily Bushong is a CFP®-certified financial advisor with 16 years of industry experience. She is currently with Kaizen Financial Advisors, LLC, where she has worked since 2025. Her previous experience includes positions at LPL Financial, LLC, and Pence Wealth Management. Kaizen Financial Advisors serves individual and high-net-worth clients, qualified retirement plans, and other entities with comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs a long-term, diversified investment approach based on modern portfolio theory and utilizes institutional partnerships to deliver specialized strategies and support.

Sean Lehmann is a financial advisor at The Sullivan Group with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Capital Investment Management, LLC, doing business as The Sullivan Group, and Purshe Kaplan Sterling Investments since 2009. Outside of his advisory role, he provides professional pilot services on an occasional basis. The Sullivan Group is a California-licensed investment advisory firm serving approximately 96 clients with about $100 million in discretionary assets under management. The firm offers discretionary portfolio management, customized financial planning, and retirement plan consulting, constructing long-term portfolios tailored to clients’ objectives and risk tolerance using various analytical approaches across multiple asset classes.

Thomas Haynes is a financial advisor at Vine Capital Management, LLC with 26 years of industry experience. He holds a Series 66 designation and has been with Vine Capital since 2015. He also maintains an insurance agent role with LPL Financial Insurance Associates, where he sells life insurance policies. Vine Capital Management provides investment advisory and consulting services to individuals, trusts, retirement plans, and business entities, focusing on asset management through a wrap fee program. The firm employs a contrarian security-selection approach and manages accounts based on clients’ objectives, risk tolerance, and time horizon.

Joshua Richardson is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional dedicated to helping individuals, families, and business owners bring clarity and confidence to their financial lives. His approach blends advanced planning knowledge with a practical perspective shaped by his early career in small business finance. Working alongside entrepreneurs taught him that financial decisions are never made in isolation—cash flow, investments, taxes, and long-term goals are all interconnected. That experience instilled in him a big-picture view that he now applies to every client relationship. In his advisory work, Joshua focuses on guiding clients through the complexities of financial planning in a way that feels approachable and actionable. He believes the best plans are those that not only look good on paper but also work in the real world, adapting to life’s changes. Whether it’s structuring a retirement plan, developing a tax-efficient investment strategy, or helping a family prepare for major life transitions, Joshua works to simplify complexity and provide a clear path forward. Joshua has a special appreciation for clients whose financial lives are more involved—such as professionals balancing career and family goals, or small business owners navigating the overlap between personal wealth and business success. His ability to translate complex strategies into straightforward, step-by-step plans allows clients to focus on what matters most to them, while knowing the financial details are well-managed. At the heart of Joshua’s philosophy is a commitment to client-centered advice. He acts as a fiduciary at all times, putting his clients’ best interests first. His goal is simple: to help people plan, invest, and prosper with clarity and confidence, knowing they have a trusted partner guiding them each step of the way.

Zachary Herzog is a financial advisor at Wolfgang Capital with 12 years of industry experience. He holds a Series 65 designation and has been involved with multiple affiliated firms, including a tax and accounting practice where he is a partner. Herzog also works as a fixed life and health insurance salesman through Wolfgang Financial and Insurance Agency. Wolfgang Capital provides discretionary portfolio management and comprehensive financial planning primarily to individual clients, combining fundamental, technical, and cyclical analysis in portfolio construction. The firm offers ongoing asset management with no account minimum and conducts no-fee educational seminars and webinars.

Sierra Hotel Financial was founded when I was working as a financial advisor at a fortune 100 company and my father Joe, who was retiring from the marine corps, expressed interest in joining me. After joining forces at that company for a year we decided that the only way to grow the way we wanted to was to start our own firm. Thus we left and started Sierra Hotel Financial, an independent Registered Investment Advisor with the goal of serving active duty military, veterans, federal employees and government contractors. Since I went to school for mathematics, I have a unique and evidenced-based approach to solving the problems that our clients face. Joe's experience led our firm to better understand what these problems are and how to better communicate the solutions. In order to give back to active duty, reservists and veterans: In September of 2023 we set out to build 500 free financial plans for military members. These plans are comprehensive and offer actionable recommendations that are evidence-based. At the time of writing this description we have built over 100 of those plans. We plan to continue doing this service until we hit 500 free plans which is over $1,000,000 worth of free financial plans for the military community.

Gregory Ashcraft is an advisor at R & R Financial with one year of industry experience. He is also the owner of The Ashcraft Firm, a law practice specializing in estate planning, probate, and trust administration. Prior to joining R & R Financial, he has managed his own firm since 2010. R & R Financial is a fee-only registered investment adviser serving individuals, including high-net-worth clients, and employer retirement plans. The firm combines passive and active investment strategies based on client-specific policies and offers discretionary portfolio management alongside financial planning and retirement plan consulting.

Scott Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Royal American Financial Advisors since 2005 and also works with Royal American Insurance Services, LLC, where he sells insurance products alongside his advisory services. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizing asset allocation, diversification, and disciplined rebalancing, and offers investor education and coaching programs as well as access to insurance products through its affiliated agency.

Andrew Davies is a CFP® professional with 26 years of industry experience. He is affiliated with Davies Financial Advisors, Inc., where he has worked since 2006, and previously with Commonwealth Financial Network for 16 years. Outside of his advisory role, Davies serves as a board member of an insurance brokerage firm and is a licensed insurance agent. Davies Financial Advisors provides financial planning, discretionary asset management, and retirement plan consulting to individual clients, businesses, pension/profit-sharing plans, and charitable organizations. The firm employs multiple methods of analysis and manages client accounts on a discretionary basis, offering access to a broad range of securities and insurance products.

Christopher Collar is a financial advisor at Collar Capital Management, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at St. Cloud Capital, Messari, SVB Securities LLC, Boston College, and served five years in the United States Department of the Army. Collar Capital Management serves individual and high-net-worth clients with asset management, pension consulting, and non-discretionary investment administration services. The firm employs multiple analysis methods and includes digital assets and options strategies in its portfolios, providing integrated financial planning without a separate charge.

Morgan Stevens is the CEO and sole advisor at Morgan Stevens Asset Management, LLC, an independent registered investment adviser based in Coto De Caza, CA. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Stevens is also a licensed insurance agent and a registered representative of Northwestern Mutual Investment Services, LLC, offering insurance products and services in addition to his advisory role. He is affiliated as an investment adviser representative with another firm as well. Morgan Stevens Asset Management, LLC provides discretionary portfolio management and customized investment plans for individuals, high-net-worth clients, and business entities. The firm utilizes a diverse range of analytic methods and investment vehicles, including leverage, derivatives, private placements, and venture capital, managing accounts on a discretionary basis with regular portfolio reviews.

Ralph Linzmeier Jr. is a financial advisor with Moran Tice Capital Management LLC, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Morgan Stanley. Moran Tice Capital Management LLC provides discretionary portfolio management through private pooled investment vehicles and separately managed accounts, primarily serving accredited, high-net-worth, and institutional investors. The firm's investment approach focuses on long/short equity management with an emphasis on precious-metals equities as a hedge, employing strategies that may include short sales, leverage, and a broad range of public and private instruments.

Benjamin Rones is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at R & R Financial. He previously worked at Thrivent Financial and Nepsis. Outside of his advisory role, he plays guitar in a local cover band and consults other financial advisors independently on business operations. R & R Financial is a fee-only registered investment adviser serving individuals, including high-net-worth clients, and employer retirement plans. The firm uses a combination of passive and active strategies guided by client discussions and manager analysis, managing portfolios primarily on a discretionary basis.

Mona Hurtado is a financial advisor with Enduring Wealth Advisors in Temecula, CA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at LPL Financial and non-investment employment as a DoorDash driver. Enduring Wealth Advisors LLC manages approximately $122.8 million for around 225 clients, primarily individuals and high-net-worth investors, as well as trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, using a mix of investment strategies and LPL-supported platforms.

Ryan Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding a Series 65 designation and four years of industry experience. Prior to joining the firm, he worked with California State Parks for seven years and has been involved in education for over a decade. He is also licensed to sell insurance products through Royal American Insurance. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across about 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizes asset allocation and diversification, and offers investor education and coaching programs alongside traditional portfolio management and financial planning services.