Andrew Mcvay is a CFP® professional with Avalon Financial Advisors in Laguna Hills, CA, where he has worked since 2009. He has 17 years of industry experience and is a partner in McVay Tax & Financial, LLC, a separate business providing tax return preparation and non-investment financial advice. Avalon Financial Advisors serves individual clients and trusts with financial planning, investment management, and consultative advice on a fee-only basis. The firm employs a non-discretionary, Modern Portfolio Theory-based investment approach using diversified no-load mutual funds and ETFs, and does not accept commissions or sell commissioned products.

Mario Avila is the founder and sole advisor at Vertex Investments Group, LLC, holding a Series 65 designation with one year of industry experience. He is also the founder and CEO of Efficient-Aire Mechanical Inc., an HVAC company he has led since 2017. Prior to his current roles, Avila worked at Energy Options Inc. for seven years. Vertex Investments Group provides wealth management and financial planning services to individuals, high-net-worth clients, and corporate entities. The firm employs a combination of fundamental, technical, and charting analysis to build portfolios using both passive and active investment vehicles, operating on a non-discretionary basis with a long-term investment orientation.

Vincent Brascia is the principal of Brascia Investment Management, Inc. in Mission Viejo, CA, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has led his independent firm since 2001. Outside of his advisory role, he teaches pickleball part time, offering private and group lessons in South Orange County. Brascia Investment Management provides personalized, fee-only investment management and financial planning to a select client base including individuals, pension plans, trusts, and charitable organizations. The firm emphasizes asset allocation using primarily no-load or low-load mutual funds and ETFs, managing approximately $37 million across about 30 client relationships on a discretionary basis.

Paul Barlow is a CFP® professional with 44 years of industry experience, currently serving as the sole advisor at Barlow, Paul David since 2016. He also owns Barlow Insurance Services, an insurance sales business he has operated since 1987. The firm provides discretionary investment management and financial planning services to individuals, trusts, and small businesses. Its approach is grounded in Modern Portfolio Theory, emphasizing long-term, passively managed, diversified model portfolios primarily composed of no-load mutual funds and ETFs.

Yohei Fukuda is a CFP® professional with 18 years of industry experience, operating as the sole advisor at Honest Wealth LLC in Irvine, CA. He has held ownership roles in several businesses, including Advanced Micro Precision, LLC, a sales and marketing consulting firm, and is involved as a passive investor in food service and music licensing companies. Fukuda also maintains a separate insurance practice brokering fixed insurance products. Honest Wealth LLC is a fee-only, independent investment adviser providing discretionary and non-discretionary portfolio management and financial planning primarily for individual investors, as well as trusts, estates, and retirement plans. The firm supports both household accounts and employer-sponsored retirement arrangements, using documented investment policy statements and a blend of fundamental and technical analysis for investment decisions, and offers pension consulting services that include plan monitoring and participant education.

David Young is a CFA® charterholder with nine years of experience in the financial industry. He is the sole advisor at Ambrosia Herb Tea, LLC, where he has worked since 2014. In addition to his advisory role, he has been employed full-time at Sunrider International since 2005. Ambrosia Herb Tea, LLC provides discretionary portfolio management to individuals, high-net-worth clients, and institutions through a single systematic, rule-based "risk premium" strategy focused on S&P 500 index options. The firm offers performance-based compensation for qualified clients and applies a uniform investment approach across accounts, emphasizing low correlation to other asset classes without relying on market forecasting.

Mark Billes is a financial advisor with Retirement Investment Advisors Inc. in Corona, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at multiple firms including Horter Investment Management and has operated Safe and Secure Retirement and Insurance Services, where he serves as president. Outside of advisory work, he is involved in life insurance, annuities, and long-term care insurance sales. Retirement Investment Advisors Inc. is an independent firm serving individuals and business entities through financial planning and advisory services. The firm refers clients to third-party money managers, assists with onboarding and paperwork, and monitors manager performance while providing educational seminars and workshops to the public at no charge.

Mark Robertson is a CFP® professional with 39 years of experience in financial advising. He is the principal advisor at Maxim Capital Advisors, Inc., where he has worked since 1999. He previously worked at Royal Alliance Associates, Inc. from 1998 to 2023. Robertson is also president of Maxim Capital Insurance Services, a life insurance and annuities business serving financial planning clients. Maxim Capital Advisors, Inc. provides financial planning and portfolio management services to individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm uses Modern Portfolio Theory combined with strategic, fundamental, and tactical analysis, employing Morningstar tools for portfolio optimization. It manages primarily non-discretionary accounts and offers wrap fee and non-wrap investment options.

Jeremie McKee is a financial advisor with Stonebridge Asset Management LLC, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Springboard Capital Management, Inc. for 13 years before founding Stonebridge in 2017. In addition to his advisory role, McKee is a licensed insurance agent involved in insurance and annuity sales. Stonebridge Asset Management LLC is an independent, single-advisor firm providing discretionary portfolio management to individuals, trusts, estates, and business entities. The firm uses a blend of passive, fundamental, and active technical analysis strategies to manage portfolios tailored to client objectives and risk tolerances.

Amirreza Kayyal is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Fusion Financial. He has been with Quest Capital Strategies since 2011. Outside of his advisory role, Kayyal is involved in brokering residential real estate and originating mortgages as a 100% owner of a related non-security business. Fusion Financial provides portfolio management and financial planning services primarily to individual clients, with occasional work for small businesses and nonprofits. The firm employs a combined fundamental and technical investment approach and offers both discretionary and non-discretionary account management tailored to client goals and risk tolerance.

Betty Azmoon is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. She has 33 years of industry experience and previously worked at Woodbury Financial Services Inc and Centaurus Financial, Inc. Azmoon also provides financial planning and consulting services through Griffin Financial, LLC, a separate registered investment advisory firm she has operated since 2019. LPL Financial serves a broad range of clients including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers diverse advisory and brokerage services supported by an in-house research team and a wide array of investment solutions tailored to client needs.

Geoffrey Fellows is a financial advisor at Embarcadero Capital Advisors, Inc. with 12 years of industry experience. He holds the Series 66 designation and previously worked at firms including LPL Financial, Royal Alliance, and Edward Jones. In addition to his advisory role, he is an independent insurance agent. Embarcadero Capital Advisors provides advisory services to individuals, trusts, estates, corporations, and employee benefit plans. The firm focuses on primarily long-term portfolio management with the flexibility to apply short-term tactical strategies, integrating tax-aware advice supported by licensed tax preparers.

Shannon Webb is a financial advisor at Webb Financial Group in Mission Viejo, CA, with 19 years of industry experience. He holds the Series 66 designation and has worked at FSC Securities Corporation prior to founding his firm in 2017. Webb Financial Group provides discretionary investment management and comprehensive financial planning to individuals, pension plans, charitable organizations, and businesses. The firm primarily uses a passive investment approach with portfolios built from index mutual funds and ETFs, supplemented by fundamental, technical, cyclical, and charting analysis, managing approximately $84 million in discretionary assets across more than 200 client relationships.

Dennis Korte is a financial advisor with Railroad Canyon Insurance and Financial Services in Canyon Lake, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2002. In addition to his advisory role, he owns and operates an insurance brokerage specializing in life insurance and annuity policies. Railroad Canyon Insurance and Financial Services primarily serves individuals approaching or in retirement, focusing on capital preservation for baby boomers and their parents. The firm emphasizes a safety-first investment approach, providing financial planning, retirement advice, and insurance product recommendations through non-discretionary management and annual account reviews.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC, an independent firm based in Lake Elsinore, CA. He holds a Series 65 designation and has 13 years of industry experience. Karl has led his firm since 2012. Karl Schorr Wealth Management, LLC provides fee-based portfolio management primarily to individual investors, with occasional services for small businesses and non-profits. The firm employs a largely passive investment approach focused on low-cost index funds and ETFs, complemented by ancillary services including personal and business tax return preparation and consulting on 1031 real estate exchanges.

Mohammad Popal is a financial advisor at Solid State Wealth Advisory Group with 15 years of industry experience. He holds the Series 66 designation and previously worked at Financial Advocates Investment Management and LPL Financial, LLC. Outside of advising, he is involved in freelance photography. Solid State Wealth Advisory Group is an SEC-registered wealth management firm serving individuals, high-net-worth individuals, and businesses. The firm offers discretionary investment management, financial planning, and consulting services, employing a client-tailored approach using various analytical methods and may appoint sub-advisors to manage client portfolios.

Nicholas Yrizarry is a financial advisor at Align Wealth Advisors with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Cambridge Investment Research, Securities America, and Securities Service Network. Outside of his advisory work, he is involved in performing arts as a guitar player. Align Wealth Advisors serves individual and high-net-worth clients by providing asset management, financial planning, ERISA plan consulting, and referrals to third-party managers. The firm builds tailored portfolios using a variety of investment vehicles and typically operates on a non-discretionary basis with regular portfolio reviews.

John Oneill Jr. is a financial advisor with O'Neill Financial Management, Inc. in Lake Forest, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with O'Neill Financial Management since 2016. O'Neill Financial Management provides investment advisory and financial planning services to individual and high-net-worth clients, employer retirement plans, and other business clients. The firm emphasizes a Modern Portfolio Theory and buy-and-hold investment approach, focusing on broadly diversified, mainly passive mutual funds and ETFs, with portfolios managed primarily on a non-discretionary basis.

Michael King is a financial advisor at Baroldi Wood Mance Financial Advisors, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Baroldi Gundersen Financial Advisors LLC since 2024. Outside of advisory work, he is an accountant at Baroldi Gundersen, LLP, where he prepares and analyzes financial statements and manages tax compliance and projections. Baroldi Wood Mance Financial Advisors serves individuals, trusts, retirement plans, and business entities with a multi-disciplinary investment approach that includes equities, fixed income, mutual funds, ETFs, and option strategies. The firm combines fundamental, technical, quantitative, sector, and cyclical analysis, managing primarily non-discretionary portfolios while integrating accounting and tax services through an affiliated CPA practice.

James Skorheim is a financial advisor at Skorheim Wealth Management, LLC with 11 years of industry experience. He holds a Series 65 designation and has been involved in wealth management since 2014, along with operating a CPA firm specializing in forensic accounting and litigation support. Skorheim is also a licensed attorney in California, though he does not practice law. Skorheim Wealth Management provides portfolio management and financial planning to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental analysis and modern portfolio theory to construct diversified portfolios and manages approximately $71 million in discretionary assets.