Lewis Scruggs is a financial advisor with Lanier Financial Group LLC in Athens, GA, holding a Series 66 designation and 28 years of industry experience. He previously worked at Synovus Bank and Synovus Securities Inc. from 1998 to 2023. Scruggs is also a licensed independent insurance agent involved in insurance sales. Lanier Financial Group LLC provides discretionary and non-discretionary investment management and financial planning services to individuals, families, business entities, trusts, and retirement plans. The firm customizes portfolios based on client goals and employs various analysis techniques across multiple investment strategies.

Samuel Bahde is a CFP® professional with three years of experience at Elwood & Goetz Wealth Advisory Group. Prior to joining Elwood & Goetz in 2023, he worked in mortgage services and held roles at the University of Georgia. Outside of advisory work, he is a farm independent contractor. Elwood & Goetz Wealth Advisory Group is a fee-only investment management and financial planning firm serving affluent and emerging-affluent clients, including families, trusts, and plan sponsors. The firm emphasizes diversified, tax-efficient portfolios managed primarily through passive strategies aligned with Modern Portfolio Theory.

Paul Brown is a CFP® professional with 17 years of industry experience. He has been a member of Elwood & Goetz Wealth Advisory Group since 2013 and is also the owner of New Planner Recruiting, where he works full-time. Prior to joining Elwood & Goetz, he worked at Strategic Financial Planning, Inc. from 2006 to 2009. Elwood & Goetz Wealth Advisory Group is a fee-only firm serving affluent and emerging-affluent individuals and institutions. The firm’s investment approach emphasizes diversified, tax-efficient portfolio management using passive index funds and ETFs, with discretionary financial planning tailored through written Investment Policy Statements.

Landon Ragle is a financial advisor at Cannon Financial Strategists, Inc. with two years of industry experience. He holds a Series 65 designation and has previous experience at The Avenue Wealth Management and Bar South Athens. Cannon Financial Strategists serves individuals, families, corporations, non-profits, trusts, and employer-sponsored retirement plans, providing wealth management, comprehensive financial planning, and retirement plan advisory services. The firm emphasizes asset allocation, diversification, and tax efficiency, managing portfolios with both actively- and passively-managed funds.

Vincent Clark is a CFP® and Series 66 licensed advisor with four years of industry experience. He is currently with Elwood & Goetz, where he has worked since 2022. His prior experience includes roles at Wipfli Financial, Redwood Wealth Management, and The Ayco Company. Elwood & Goetz Wealth Advisory Group is a fee-only investment management and financial planning firm serving affluent and emerging-affluent clients, including individuals, families, trusts, and plan sponsors. The firm follows a Modern Portfolio Theory-based investment approach with an emphasis on diversification, strategic asset allocation, and primarily passive implementation using index funds and ETFs.

Alden Shmerling is a CFP® and Series 65 credentialed advisor with 15 years of industry experience. He has been with Elwood & Goetz Wealth Advisory Group, LLC since 2010. Elwood & Goetz is a fee-only wealth management and financial planning firm serving affluent and emerging-affluent individuals, families, trusts, estates, family businesses, and plan sponsors. The firm emphasizes diversification and tax-efficient portfolio management using Modern Portfolio Theory, primarily through passive investments such as index funds and ETFs.

Robert Carlton III is a Series 65-licensed financial advisor with five years of industry experience. He has worked at Cannon Financial Strategists since 2021 and previously held positions at Plantation Properties and Rowell Auctions. Outside of his advisory role, he is involved in real estate investing. Cannon Financial Strategists serves individuals, families, corporations, non-profits, trusts, and retirement plans, focusing on wealth management, financial planning, and retirement plan advisory services. The firm emphasizes asset allocation, diversification, and tax efficiency, managing many client relationships on a discretionary basis using a mix of active and passive mutual funds and ETFs.

Stephen Kuzniak is a CFP® professional with nine years of industry experience, currently serving at Cannon Financial Strategists, Inc. He has been with the firm since 2016 and also teaches in the University of Georgia Financial Planning Program. Outside of finance, he operates an e-commerce business that involves purchasing and reselling used goods online. Cannon Financial Strategists is a registered investment adviser serving individuals, families, corporations, non-profits, trusts, and retirement plans. The firm emphasizes asset allocation, diversification, tax efficiency, and offers a range of wealth management, financial planning, and retirement plan advisory services.

Emily Stephenson is a CFP® professional at Elwood & Goetz with one year of industry experience. She has worked at Elwood & Goetz since 2020 and previously was employed at Marshall's from 2014 to 2020. Elwood & Goetz Wealth Advisory Group is a fee-only investment management and comprehensive financial planning firm serving affluent and emerging-affluent individuals, families, trusts, estates, family businesses, and plan sponsors. The firm’s investment approach emphasizes Modern Portfolio Theory, broad diversification, strategic and tactical asset allocation, and predominantly passive implementation through index funds and ETFs.

Tiffiny Hubbard is a CFP® and Series 66 holder affiliated with Elwood & Goetz, with seven years of industry experience. She previously worked at Merrill and Bank of America, N.A., before joining Elwood & Goetz. Elwood & Goetz Wealth Advisory Group is a fee-only firm serving affluent and emerging-affluent clients, including individuals, families, trusts, and plan sponsors. The firm applies Modern Portfolio Theory, emphasizing diversified, tax-efficient portfolios primarily using passive index funds and ETFs, and offers discretionary portfolio management alongside comprehensive financial planning.

Roy Larsen is a CFP® with 20 years of experience in the financial services industry. He has worked at Elwood & Goetz Wealth Advisory Group since 2026 and previously led Larsen Wealth Management for 13 years. His earlier career includes roles at LPL Financial and A. G. Edwards & Sons. Elwood & Goetz Wealth Advisory Group is a fee-only firm serving affluent and emerging-affluent clients, trusts, estates, and plan sponsors. The firm focuses on diversified portfolio management and comprehensive financial planning using a discretionary, tax-efficient approach grounded in Modern Portfolio Theory.

Thomas Stivers is a Series 65-licensed advisor at Jim Saulnier & Associates, LLC with one year of experience in financial advising. Prior to joining the firm, he served in the United States Army for five years. Jim Saulnier & Associates serves individual and high-net-worth clients, focusing on retirement and financial planning, portfolio management, investment analysis, and tax-focused planning. The firm emphasizes passive model portfolios aligned with third-party target-risk benchmarks and offers a fixed-fee structure supported by an affiliated tax planning business staffed by enrolled agents and CPAs.

Cesar Garcia Ortiz is a financial advisor at Carson Advisory Group in Athens, GA, holding the CFA® designation and Series 66 license with two years of industry experience. Prior to joining Carson Advisory Group, he worked at Raymond James Financial Services in various capacities. Outside of his advisory role, he serves as a deacon at Cleveland Road Baptist Church, assisting with church operations and member communication. Carson Advisory Group provides financial planning and investment management services to individuals, including high-net-worth clients, and a range of institutional clients. The firm emphasizes strategic asset allocation, utilizing no-load mutual funds, ETFs, equities, bonds, and alternative investments tailored to client goals and risk tolerance.

Leigh Smith is a ChFC® credentialed advisor with four years of industry experience, currently with Insight Folios in Athens, GA. Prior to joining Insight Folios, Smith worked at Cypress Wealth Services and held roles at the Wealth Academy of Georgia and Simplicity Financial Group. Smith is a partner in a financial marketing firm and serves as a licensed principal for a fixed-product focused agency that supports financial planning for other advisors. Insight Folios provides portfolio management and financial planning primarily for individual and high-net-worth clients, as well as ERISA plan consulting and participant advisory services. The firm uses a team-of-advisers approach combined with proprietary planning software and AI tools, and it maintains sub-advisory relationships with other registered investment advisers.

Swarnankur Chatterjee is a CFP® and holds a Series 65 license, currently serving as an advisor at Elwood & Goetz Wealth Advisory Group with one year of industry experience. He has been affiliated with the University of Georgia since 2007. Elwood & Goetz Wealth Advisory Group is a fee-only firm that provides investment management and financial planning to affluent and emerging-affluent clients, including individuals, families, trusts, and plan sponsors. The firm employs a Modern Portfolio Theory-based approach focused on diversification, strategic asset allocation, and primarily passive investments using index funds and ETFs.

Kelly Goekjian is a financial advisor with Cannon Financial Strategists, Inc. in Athens, GA, holding a Series 66 designation and having eight years of industry experience. She has been with Cannon Financial Strategists since 2014 and Cannon Securities, Inc. since 2015. Outside of her advisory work, Goekjian is involved in coordinating rental property management. Cannon Financial Strategists serves individuals, families, and institutional clients, including high-net-worth clients and retirement plans. The firm emphasizes asset allocation, diversification, and tax-aware strategies, providing wealth management, financial planning, and retirement plan advisory through a multi-advisor platform managing approximately $1.43 billion in assets.

Leah Ruark is a financial advisor at Lanier Financial Group LLC with 24 years of industry experience. She holds the Series 66 designation and has worked extensively with Synovus Bank and Synovus Securities, Inc. Leah is also a licensed independent insurance agent. Lanier Financial Group LLC provides discretionary and non-discretionary investment management and financial planning services to individuals, families, business entities, trusts, and retirement plans. The firm constructs portfolios based on client goals, risk tolerance, tax status, liquidity needs, and investment history, utilizing fundamental, technical, and cyclical analysis across multiple strategies.

Joseph Lyons is a financial advisor at Cannon Financial Strategists, Inc. in Athens, GA, holding a Series 65 designation with two years of industry experience. His prior work includes roles at Fiserv, Inc. and the University of Georgia. Cannon Financial Strategists serves individuals, families, corporations, non-profits, trusts, and employer-sponsored retirement plans, offering wealth management, financial planning, and retirement advisory services. The firm emphasizes asset allocation, broad diversification, and tax-efficient strategies, managing many client relationships on a discretionary basis using both actively- and passively-managed funds.

Lance Palmer is a CFP® professional with 15 years of industry experience, currently with Elwood & Goetz Wealth Advisory Group since 2010. He also serves as a professor at the University of Georgia, a role he has held since 2004. Outside of his advisory and academic roles, Palmer is involved as a co-author of a personal finance textbook and holds leadership and investor positions in non-investment-related businesses including a software service and a fitness company. Elwood & Goetz is a fee-only investment management and financial planning firm that serves affluent individuals, families, trusts, and institutional clients. The firm follows an investment approach based on Modern Portfolio Theory, emphasizing diversification, tax efficiency, and passive strategies, while managing over $1 billion in discretionary assets through a team of 21 advisors.

Leading an Elite Team Lindsay’s exceptional expertise in tax-efficient investment strategies, portfolio management, and financial planning has empowered countless clients to reach their life and financial goals. Under her leadership, Elwood & Goetz has become the go-to firm for clients seeking a comprehensive, evidence-based approach to financial planning. Her ability to distill complex financial concepts into actionable, personalized advice has set her apart in the profession. Her strategic foresight and commitment to excellence have not only driven the firm's remarkable success but have also redefined the standard of care clients can expect from their financial advisory team. A Global Perspective with Deep Roots Lindsay’s rich personal and professional journey—growing up in Wyoming, studying in Texas, living abroad in Spain, and working in Miami before making Athens, Georgia her home—provides her with a broad, worldly perspective. This diverse background enables Lindsay to connect deeply with clients from all walks of life, helping her understand their unique needs and craft personalized financial strategies that resonate on a personal level. A Champion for the Future of Financial Planning In a profession where only 23% of Certified Financial Planner™ professionals are women, she is committed to mentoring and uplifting the next generation of female financial planners and fostering an inclusive environment within Elwood & Goetz that mirrors her dedication to excellence. Her team’s diverse makeup is a testament to her belief that the best results come from a variety of perspectives and experiences. Academic Excellence and a Commitment to Education Lindsay’s academic achievements underscore her status as a leader in the financial planning world. Graduating summa cum laude from Texas Tech University as the top student in investment management, she passed the rigorous CFP exam before even completing her degree. Her dedication to education extends beyond her own credentials; she has co-taught investment courses at the University of Georgia, sharing her vast knowledge and passion with future financial planners. Her role as both a practitioner and educator exemplifies her commitment to advancing the profession and empowering the next generation.