Charles Nicholson is a financial advisor at Innovative Advisory Partners, LLC in Hixson, TN, holding a Series 65 designation. He has recently begun his career in the industry and has worked previously in various roles including positions at Franklin Wealth Management, Southern Automotive Marketing, and First Horizon Bank. Nicholson has also been involved with the University of Tennessee at Chattanooga and Chattanooga NJTL. Innovative Advisory Partners provides comprehensive financial planning and portfolio management services to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, focusing primarily on long-term strategies while allowing for shorter-term trading when appropriate.

James Place is a CFP®-certified financial advisor with 21 years of industry experience. He has been with Evergreen Advisors, LLC since 2008. In addition to his advisory role, he is an independent insurance agent and co-hosts a daily financial radio show in Chattanooga, TN. Evergreen Advisors, LLC serves individuals, pension and profit-sharing plans, charitable organizations, and privately held businesses, managing approximately $465 million in client assets. The firm provides portfolio management, financial planning, and consulting services with an emphasis on long-term investment strategies and client-specific asset allocation models.

Samuel Payne is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and seven years of industry experience. He has worked at Innovative Advisory Partners, Franklin Wealth Management, and LPL Financial since 2018. Prior to his advisory career, he was involved with Missionary Evangelism Inc, operating the Macedonian Christian Academy from 2011 to 2018. Innovative Advisory Partners, LLC, doing business as Franklin Wealth Management, serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, retirement-plan rollover guidance, and consulting, using both static and dynamic model strategies along with a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Donald Vanlandingham Jr. is a PFS™ credentialed advisor with 24 years of industry experience. He has been with Guardian Wealth Management, Inc. since 1997. Outside of advising, he is an investment partner and owner of a commercial office building in Chattanooga, TN. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, using diversified portfolios generally built with mutual funds and ETFs. The firm applies Modern Portfolio Theory and efficient-frontier concepts while providing tailored advice across investment, retirement, estate, charitable, education, and business-focused planning areas.

Carolyn Fryar is a financial advisor at Innovative Advisory Partners, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Franklin Wealth Management, Equitable Advisors LLC, and First Tennessee Brokerage, Inc. Fryar serves on the boards of the Kidney Foundation of Chattanooga and the Southeast Chapter American Red Cross. Innovative Advisory Partners, LLC advises individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and retirement-plan guidance, using model strategies and a held-away asset aggregation platform to extend oversight beyond traditional custodial accounts.

Neill Hatcher is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Bank of America, Merrill Lynch, Purshe Kaplan Sterling Investments, and Summit Financial. Outside of his advisory work, he volunteers with the Alabama Golf Association assisting with golf tournaments, scoring, and rules. Innovative Advisory Partners, LLC serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting services, utilizing model strategies and a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Logan Wingfield is a financial advisor at Innovative Advisory Partners, LLC with Series 63 and Series 65 licenses. He has recently begun his career in financial services and has prior experience working in public broadcasting, community services, and education. Prosperitus Wealth Advisors serves mass-affluent individuals, business owners, executives, and retirees with comprehensive financial planning and portfolio management. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis to pursue mostly long-term strategies while allowing for shorter-term trading as appropriate.

Michael O’Donnell is a CFP® with 19 years of industry experience and has been with Evergreen Advisors, LLC since 2008. He holds a Series 65 license and is based in Chattanooga, TN. Evergreen Advisors provides investment advisory and planning services to individuals, pension and profit-sharing plans, charitable organizations, and privately held businesses. The firm uses risk-based asset allocation, fundamental analysis, and a long-term purchase approach with tactical adjustments to implement client strategies, managing over $520 million in assets with a team of two advisors.

Robert Kozloski II is a financial advisor with M Holdings Securities, Inc., holding a Series 63 designation and 26 years of industry experience. He has been affiliated with Evergreen Consulting, Inc. and M Holdings Securities since 2002. Outside of his advisory role, he serves as president of the Executive Oaks Homeowners Association, overseeing property grounds and maintenance. M Holdings Securities serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement plan consulting, financial planning, and insurance advisory.

Ed McManus is a financial advisor with Silver Oak Securities, Incorporated, holding the ChFC® and Series 63 designations and bringing 38 years of industry experience. He has worked at Cuttingedge Advisors since 2008 and operates Family Wealth Advisory and McManus & Associates, where he provides accounting, tax, non-investment financial counseling, and insurance services. Silver Oak Securities serves individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers personalized portfolio management and integrated financial planning, combining internal and third-party strategies to tailor investment solutions to client objectives and risk tolerances.

Shane Neal is a CFP® with 27 years of industry experience, currently serving as a financial advisor at StoneX Advisors Inc. since 2016. He has been associated with StoneX Securities Inc. since 2012. Neal is also the owner and president of Compass Wealth Management LLC, where he manages daily operations and financial planning activities outside of market hours. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations, offering portfolio management, financial planning, and ERISA consulting through a combination of independent advisors and an in-house Private Client Group. The firm uses multiple platforms and third-party managers to implement customized investment strategies.

Rick Hughes is a Series 65-credentialed financial advisor with 10 years of industry experience, currently with Impact Partnership Wealth, LLC. His prior roles include positions at American Retirement Institute, Retirement Wealth Advisors, and Hughes & Associates, LLC. Hughes is president of Hughes Retirement Group, where he sells Medicare and other insurance products, and he facilitates access to estate planning document services. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion through a network of nearly 89 advisers. The firm offers model portfolio solutions, discretionary asset management, financial planning, and retirement plan services, utilizing a broad affiliated-entity ecosystem and a mix of firm-managed, third-party, and advisor-managed models.

Destiny Couter is a financial advisor at CreativeOne Wealth, LLC with a Series 65 designation and one year of industry experience. Prior to joining CreativeOne Wealth, Couter held roles at Money Mavens, CLN Worldwide, Landrace Bioscience, Steam Logistics, Moccasin Bend Wastewater Treatment Plant, Bluff View Art District, and the University of Tennessee at Chattanooga. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting services to individuals, corporations, plan sponsors, and other RIAs, with a focus on discretionary account management using proprietary models and third-party managers. The firm offers a range of investment options including ETFs, mutual funds, individual equity managers, and private investments, serving a variety of client types including high-net-worth individuals.

Elliott Peigen is a financial advisor with Infinity Financial Services Advisory, holding Series 63, 65, and 66 licenses and bringing 36 years of industry experience. He has been with Infinity Financial Services Advisory since 2020 and with Infinity Financial Services since 2016. Outside of advising, he works as an independent insurance agent specializing in fixed annuities and life insurance. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for around 642 clients. The firm serves individual and high-net-worth clients, offering portfolio management, financial planning, adviser selection, and pension consulting through a diverse investment approach that includes both long- and short-term strategies and the use of complex products such as options.

James Graham is a CFP®-credentialed financial advisor with 42 years of industry experience. He has been with M Holdings Securities, Inc. since 2001 and is also involved with Evergreen Management and Royal Financial. Outside of his advisory roles, he serves as Vice President of Evergreen Consulting, focusing on the sales of variable insurance and securities, and is engaged in outside insurance sales. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual and corporate clients through a nationwide network of financial professionals. The firm offers a range of advisory services including investment management, retirement plan consulting, financial planning, and sub-advisory services, utilizing multiple sponsored platforms and custodial providers.

Bobby Futch is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 credential and 14 years of industry experience. He has worked previously at Patton Albertson Miller Group, LLC for nine years and joined Foundations Investment Advisors and Guardian Investment Advisors in 2024. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for about 29,615 clients through nearly 300 investment adviser representatives. The firm offers portfolio management, financial planning, retirement-plan support, and sub-advisory services to individuals, trusts, estates, and registered investment companies, utilizing a range of investment products and a network of affiliated service providers.

Ryan Smith is a financial advisor at CoreCap Advisors with one year of industry experience. He holds Series 65 and Series 63 licenses and has a background in legal and insurance services, including roles at Next Frontier Estate Planning PLLC and National Insurance Service. Smith also serves as president and attorney at Next Frontier Estate Planning PLLC, an estate planning law firm. CoreCap Advisors serves individuals, self-directed retirement plans, and institutional clients, offering discretionary investment management and financial planning. The firm’s approach is relationship-oriented and typically long-term, with investment strategies involving mutual funds, ETFs, equities, bonds, and selective use of options, alongside oversight of third-party asset managers.

Ricky Hughes is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with Impact Partnership Wealth, LLC and has previously worked at American Retirement Institute, EP Cloud d/b/a Hughes Retirement Group, Tri State Education Center, and Retirement Wealth Advisors. Outside of his advisory role, Hughes is involved in insurance sales and facilitates estate planning document services. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm offers discretionary model portfolio solutions and direct asset management on a wrap-fee platform, combining third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays.

Jamie Peak is a financial advisor at Impact Partnership Wealth, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Hughes Retirement Group, Brookstone Wealth Advisors, LPL Financial, and Wells Fargo Advisors. Outside of his advisory role, he is a commissioned notary. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, operating primarily on a discretionary basis within a wrap-fee platform.

Timothy Mc Dermott is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 designation and eight years of industry experience. He has worked at several firms including Guardian Investment Advisors, AE Wealth Management, and Peak Alpha Wealth Management. Outside his advisory roles, he is involved in insurance sales and financial advisory services through Guardian Investment Advisors, LLC. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for over 29,000 clients. The firm serves individuals, trusts, estates, and registered investment companies with portfolio management, financial planning, retirement-plan support, and sub-advisory services delivered by a large network of investment adviser representatives.