Garret Messner is a financial advisor at First Command Advisory Services with 11 years of industry experience. He holds a Series 66 credential and has worked at First Command Advisory Services and affiliated entities since 2015. Outside of his advisory role, Messner serves as an adjunct professor at Embry-Riddle Aeronautical University, instructing national security courses. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Adrian Olden is a financial advisor at Empower Advisory Group in Fayetteville, NC, holding Series 63 and Series 66 certifications with three years of industry experience. He previously worked at Wells Fargo Bank and Wells Fargo Clearing before joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage account holders. The firm’s integrated model is connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Earl Bain Jr. is a financial advisor with Kestra Advisory Services, LLC, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 32 years of industry experience, including a decade with Kestra Advisory and Kestra Investment Services. Outside of his advisory work, he owns Bain & Associates, Inc., which focuses on insurance services, and serves as president of Gala Social Club, a voluntary community board. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers a range of services such as fiduciary consulting, plan design, and investment management, and works with large institutional clients including sovereign wealth funds.

Emmanuel Emekaekwue is a financial advisor with First Command Advisory Services in Fayetteville, NC, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior background includes ten years of service with the U.S. Army. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and various wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select approved third-party managers.

Anita Cannon is a financial advisor at PNC Wealth Management with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Metlife Securities, MassMutual Life Insurance, and CUSO Financial Services. Since 2017, she has been with PNC Investments. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including a digital discretionary model account offered as an invitation-only employee pilot that uses algorithmic risk assessment and approved investment models managed by PNC or third-party strategists.

Edgar Barbour is a financial advisor at Truist Advisory Services with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with Truist and its predecessor firms since 2011. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager arrangements, to deliver its solutions.

Henry Olliff II is a financial advisor with First Command Advisory Services in Fayetteville, NC, holding a Series 66 designation and six years of industry experience. His career includes service in the US Army and ongoing involvement with the United States Army Reserves as a Section Officer in Charge. Outside of advising, he is the owner of Radiant Financial Solutions LLC, an investment-related business supporting his work with First Command. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and various wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Gregory Larson is a Series 66 licensed advisor with First Command Advisory Services, where he has worked for 10 years. His experience includes roles at First Command Insurance Services and First Command Financial Planning. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, employing a centralized Investment Management Team to select and monitor approved third-party managers and model portfolios.

David Dries is a financial advisor at D.A. Davidson & Co. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, and BB&T affiliates. Outside of his advisory role, he serves on the Methodist University Founders Council, is vice president of the Exchange Club of Greater Fayetteville, and works as a part-time hockey referee. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Catina Ruiz is a Certified Financial Planner® with over 22 years of experience in the financial services industry. She has been with First Command Advisory Services and its affiliated entities since 2004. Ruiz is based in Fayetteville, NC, and holds Series 63 and Series 65 licenses. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers selecting preapproved third-party managers.

Raul Palacios is a financial advisor at Edward Jones in Fayetteville, NC, holding a Series 66 designation. He has 20 years of industry experience, including 19 years at OneMain Financial and over a year with Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors and more than $1 trillion in assets under management.

James Kinsey is a financial advisor with LPL Financial in Fayetteville, NC, holding Series 63, 65, and 66 licenses and over 30 years of industry experience. His work history includes positions at BB&T Investment Services and Crescom Bank. He also serves as a relationship manager at Fidelity Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm provides a range of financial planning and portfolio management options, supported by advanced operational tools and a variety of affiliated financial services.

Christian Franco is a Series 66 licensed financial advisor with 14 years of industry experience. He is currently with Wells Fargo Clearing and has prior experience at Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Tricia Moreno is a financial advisor with Edward Jones in Fayetteville, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2020, she worked at Laufer Insurance Solutions and the Michael C. Rock Agency, and previously spent a decade at Providence Classical School. Moreno is also an owner and partner in two real estate LLCs based in Washington, DC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Carrie Mceachin is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds the Series 63 and Series 66 designations. Her career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as experience with Citigroup Global Markets. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including customized financial planning and investment management supported by structured planning tools and firm-wide resources.

Alicia Donahue is a Certified Financial Planner® (CFP®) with four years of industry experience. She is currently with Stifel and has previously worked at Janney Montgomery Scott and The Vanguard Group, Inc. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Gary Hubbard is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career at Merrill in 2000, he has focused on providing clients with personalized wealth management strategies tailored to their individual financial goals. His approach emphasizes a comprehensive understanding of each client's full financial picture to develop flexible strategies that align with changing market conditions. He offers access to Merrill’s investment insights alongside the banking and lending services of Bank of America. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Gary holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Campbell University. Outside of his professional work, Gary participates in community volunteer activities, reflecting the Merrill tradition of community involvement. He enjoys antiquing, genealogy, music, reading, traveling, and spending time with his family.

Max Weinstein is a financial advisor with Raymond James Financial in Fayetteville, NC, holding the Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has worked at Raymond James Financial since 2000 and also operates as owner of Back Again, LLC. Weinstein serves as Finance and Stewardship Chair and Board Member for the Cumberland Community Foundation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary consulting and supports a broad advisor network with specialized services, including municipal advisory and SIMPLE IRA Employer Advisory programs.

Justin Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial advice and guidance to individuals and businesses, working closely with clients to align their financial lives with their personal circumstances. Justin collaborates with each client to establish quantifiable long-term goals and develop tailored wealth management strategies utilizing Merrill's investment insights. He holds a B.S. degree in Accounting and Finance from North Carolina A&T State University and a Master's degree in Accounting from the University of North Carolina at Greensboro. Prior to joining Merrill in 2011, Justin worked as a financial auditor and consultant in the financial services and insurance industries. He holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Justin is married to Hona Kim Moore, and they live in Greensboro, North Carolina. Outside of work, he enjoys traveling and participating in athletic activities. He is involved in his community through his service on the boards of Big Brothers Big Sisters of the Central Piedmont and Kappa Alpha Psi Fraternity, Inc.

Madison Kinsey is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, Madison worked at Black, Chestnut, & Johnson, Investment and Retirement Advisors, and Bernard Robinson & Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.