Connie West is a financial advisor with Bellwether Investment Group, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Bellwether since 2008. Bellwether Investment Group serves individuals, businesses, trusts, estates, and retirement plan sponsors with financial planning, portfolio management, and retirement plan consulting. The firm uses a range of investment strategies, including equities, bonds, independent managers, and managed programs, and is notable for its multi-office structure and use of leverage and structured strategies when appropriate.

Reed Walters is a financial advisor at Acumen Wealth Advisors, LLC with 26 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Principal Street Partners, Bank of America, Merrill, and UBS Financial Services. Acumen Wealth Advisors provides asset management, investment consulting, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, corporations, and private investment funds. The firm employs a model portfolio approach overseen by an investment committee and offers both discretionary and non-discretionary management with a range of investment vehicles including public equities, fixed income, and alternative investments.

Joe Franklin is a CFP® with 30 years of experience in the financial services industry. He is currently with Innovative Advisory Partners, LLC, where he has worked for 10 years, and also operates Franklin Wealth Management. His prior experience includes roles at LPL Financial and Raymond James & Associates. Innovative Advisory Partners, LLC is an independent advisory firm composed of a team of six advisors. The firm provides investment advisory services focused on personalized financial planning and portfolio management.

Kevin Smith II is a financial advisor at Discipline Wealth Solutions, Inc. with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Christian Brothers Investment Services, Inc., and OSAIC. In addition to his advisory role, he is an insurance agent involved in the sale of various insurance products. Discipline Wealth Solutions serves individuals, corporations, retirement plans, and other registered advisors by providing discretionary and non-discretionary managed accounts, sub-advisory services, retirement plan consulting, cash management, and financial planning. The firm customizes portfolios based on client goals and risk tolerance, utilizing various investment approaches and oversight of in-house and third-party managers.

David Wolfe is a financial advisor at Acumen Wealth Advisors, LLC in Chattanooga, TN, holding a Series 65 credential with three years of industry experience. Prior to joining Acumen Wealth Advisors in 2021, he worked at HHM CPAs for five years. Acumen Wealth Advisors serves individuals—including high-net-worth clients—trusts, corporations, employee benefit plans, and private investment funds, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a defined-objective, long-term investment process with diversified model portfolios and acts as a private fund sponsor and manager, providing advisory services for affiliated private real estate funds.

Martin Summitt is a financial advisor with Bellwether Investment Group, LLC, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Bellwether since 2008. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies, including equities, ETFs, bonds, independent managers, and managed programs, with tailored monitoring and rebalancing to meet client objectives.

John Lindsey is a financial advisor at Bellwether Investment Group, LLC with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with Bellwether since 2008. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies including equities, ETFs, bonds, and managed programs, and is notable for its multi-office team structure and willingness to use leverage and structured strategies where appropriate.

Jennifer Morrison is a financial advisor at Acumen Wealth Advisors, LLC with Series 65 and Series 66 licenses and four years of industry experience. Her background includes roles at Regions Bank, ProNvest, Edward Jones, and the Tennessee Valley Authority. Acumen Wealth Advisors serves individuals, trusts, estates, charitable organizations, corporations, and private investment funds by providing asset management, financial planning, and retirement plan consulting. The firm employs a defined investment process using model portfolios with oversight from an investment committee and offers both discretionary and non-discretionary portfolio management services.

Charles Nicholson is a financial advisor at Innovative Advisory Partners, LLC in Hixson, TN, holding a Series 65 designation. He has recently begun his career in the industry and has worked previously in various roles including positions at Franklin Wealth Management, Southern Automotive Marketing, and First Horizon Bank. Nicholson has also been involved with the University of Tennessee at Chattanooga and Chattanooga NJTL. Innovative Advisory Partners provides comprehensive financial planning and portfolio management services to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, focusing primarily on long-term strategies while allowing for shorter-term trading when appropriate.

Katherine Staten Sneed is a financial advisor at Acumen Wealth Advisors, LLC in Chattanooga, TN, with six years of industry experience. She holds the Series 65 designation and has previously worked at New York Life Insurance Company and Il Primo. Acumen Wealth Advisors provides asset management, financial planning, and retirement plan consulting to individuals, trusts, charitable organizations, corporations, and private funds. The firm manages approximately $638 million in assets using model portfolios with tactical adjustments and offers both discretionary and non-discretionary portfolio management alongside standalone planning and employer plan services.

Kent Mann is a CFA® charterholder based in Chattanooga, TN, with five years of industry experience. He has worked at The Vanguard Group, Inc. for four years prior to joining Acumen Wealth Advisors, LLC, where he is currently part of a team of 12 advisors. Acumen Wealth Advisors provides asset management, investment consulting, financial planning, and retirement plan consulting to a diverse client base that includes individuals, trusts, estates, charitable organizations, and corporations. The firm employs a model portfolio approach overseen by an investment committee and offers both discretionary and non-discretionary management, with a range of investment options including public equities, fixed income, alternative investments, and private securities.

Shawna Mccoy is a financial advisor at Acumen Wealth Advisors, LLC with eight years of industry experience. She holds a Series 66 designation and has worked at Acumen Wealth Advisors since 2020, following two years at Wells Fargo Advisors Financial Network. Acumen Wealth Advisors serves individuals, trusts, corporations, employee benefit plans, and private investment funds, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a long-term, diversified investment approach with tactical flexibility and acts as a private fund sponsor and manager, providing advisory services for affiliated real estate pooled vehicles.

Samuel Payne is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and seven years of industry experience. He has worked at Innovative Advisory Partners, Franklin Wealth Management, and LPL Financial since 2018. Prior to his advisory career, he was involved with Missionary Evangelism Inc, operating the Macedonian Christian Academy from 2011 to 2018. Innovative Advisory Partners, LLC, doing business as Franklin Wealth Management, serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, retirement-plan rollover guidance, and consulting, using both static and dynamic model strategies along with a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Carolyn Fryar is a financial advisor at Innovative Advisory Partners, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Franklin Wealth Management, Equitable Advisors LLC, and First Tennessee Brokerage, Inc. Fryar serves on the boards of the Kidney Foundation of Chattanooga and the Southeast Chapter American Red Cross. Innovative Advisory Partners, LLC advises individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and retirement-plan guidance, using model strategies and a held-away asset aggregation platform to extend oversight beyond traditional custodial accounts.

Amy Stone is a Series 66-registered advisor with 18 years of industry experience. She has worked at Acumen Wealth Advisors, LLC since 2016, following prior roles at Kestra Investment Services, LLC and Morgan Keegan & Company, LLC. In addition to her advisory work, she is an insurance agent with The ASA Group. Acumen Wealth Advisors, LLC provides asset management, investment consulting, and financial planning services to individuals, trusts, charitable organizations, corporations, and private investment funds. The firm manages approximately $638 million in regulatory assets, implementing investment strategies through model portfolios with oversight by an investment committee and utilizing various investment vehicles and tax optimization techniques.

Neill Hatcher is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Franklin Wealth Management, Ameriprise Financial Services, and Bank of America. Outside of his advisory work, he volunteers with the Alabama Golf Association assisting with golf tournaments, scoring, and rules. Prosperitus Wealth Advisors provides comprehensive financial planning and portfolio management to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, offering integrated financial planning with asset management through discretionary and non-discretionary arrangements.

Ashley Stroud is a CFP® and holds a Series 63 license with four years of industry experience. She is currently with Pathview Wealth Advisors, having joined in 2024, and previously worked at Rowling & Associates LLC and Pure Financial Advisors, Inc. Pathview Wealth Advisors provides investment supervisory services, financial planning, and consulting to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charities, and business entities. The firm manages approximately $580 million, focusing on asset allocation and fundamental analysis through discretionary portfolio management and also offers in-house tax preparation supervised by a licensed CPA.

Jonathan Bednar II is a CFP® professional affiliated with CoreVision Financial Group, bringing 16 years of industry experience. He has worked at Paradigm Wealth Partners and Independent Advisor Alliance and maintains a role at LPL Financial. Bednar is also the author of a forthcoming book titled *What The Wealth?! A Guide to Financial Clarity for Professionals and Families.* CoreVision Financial Group offers discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term investment approach with tactical adjustments, utilizing low-cost mutual funds, ETFs, individual securities, and options, and manages over $1 billion in discretionary assets.

Logan Wingfield is a financial advisor at Innovative Advisory Partners, LLC with Series 63 and Series 65 licenses. He has recently begun his career in financial services and has prior experience working in public broadcasting, community services, and education. Prosperitus Wealth Advisors serves mass-affluent individuals, business owners, executives, and retirees with comprehensive financial planning and portfolio management. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis to pursue mostly long-term strategies while allowing for shorter-term trading as appropriate.

Michael Albertson is a financial advisor at Acumen Wealth Advisors, LLC in Chattanooga, TN, holding a Series 65 designation with one year of experience at the firm. His prior work includes roles at Xpress Valet, Bluegrass Institute, Atlanta Consulting Group, Bellwether Hospitality, and West Jessamine High School. Acumen Wealth Advisors serves individuals, trusts, corporations, employee benefit plans, and private investment funds by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a defined-objective, long-term investment approach with diversified model portfolios and also acts as a private fund sponsor and manager, offering advisory services for affiliated private real estate funds.