Justin Howell is a Series 66-licensed advisor with Voya Financial Advisors, Inc. in Jackson, TN, bringing 20 years of industry experience. He has been with Voya Financial Advisors since 2015. Outside of his advisory role, he is also licensed as an independent insurance agent, focusing on the sales of fixed insurance products. Voya Financial Advisors serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients. The firm offers a range of services such as financial planning, portfolio management, third-party money manager access, and plan-sponsor consulting, primarily through non-discretionary, recommendation-based relationships.

Jacob Overbey is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and five years of industry experience. His career includes roles at Raymond James & Associates and BancorpSouth. Outside of advisory work, he serves as an independent life insurance agent and holds an executive board member position with the nonprofit Friends of Heart. Voya Financial Advisors, Inc. serves a wide range of clients, including individuals, institutions, and retirement plan sponsors, offering financial planning, portfolio management, and plan-sponsor consulting through various program structures. The firm emphasizes non-discretionary recommendations and operates both as a registered investment adviser and broker-dealer.

Brett Hunt is a financial advisor with Independent Financial Partners, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. His prior roles include positions at FTB Advisors, Bank of America, and Merrill Lynch. He is also involved in wealth management and financial planning through his ownership of Southern Wealth Management and West TN Wealth Management. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients with a range of investment approaches, including both advisor-driven and centralized asset management, and has notable expertise in retirement-plan advisory and pension consulting.

Bryan Bush is a financial advisor with VOYA Financial Advisors, Inc. in Jackson, Tennessee, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with Voya Financial Advisors since 2014. In addition to his advisory role, he operates as an independent insurance agent focused on fixed insurance product sales. VOYA Financial Advisors serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides a variety of services, including financial planning, portfolio management, and plan-sponsor consulting, often offering non-discretionary recommendations through multiple program structures.

Bradley Little is a financial advisor with VOYA Financial Advisors, Inc. in Jackson, Tennessee, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with VOYA and its affiliated entities since 2014. Outside of his advisory role, he is a member of a fundraising committee supporting the construction of a Hospice House. VOYA Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides a variety of advisory services through multiple program structures, primarily offering non-discretionary recommendations and maintaining a dual registration as an SEC-registered investment adviser and broker-dealer.

Susan Cole is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. She has worked at PlanMember since 2012 and previously spent five years at Cornerstone Financial Services. Cole has also operated as a self-employed advisor since 2004. PlanMember provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary and offering participant-level investment options through its proprietary asset allocation portfolios. The firm’s investment approach centers on a top-down strategic asset allocation framework with risk-based mutual fund portfolios that are actively monitored and periodically rebalanced.

Charles Cloud is a CFP® professional with 28 years of industry experience, currently serving at Edward Jones since 1997. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a board member of the Boys and Girls Club of Humboldt. Edward Jones is a full-service wealth management firm serving over four million clients across individual and institutional categories. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Rebecca Gordon is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 29 years of industry experience. She previously worked at Morgan Stanley for nine years before joining Raymond James in 2022. Outside of her advisory role, she is involved in managing farm land and serves on a finance committee related to a class reunion organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Dwight Tomlin is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2015, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory work, he manages a family-owned apartment complex with 16 units in Jackson, TN. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning solutions. The firm uses structured planning tools and investment modeling techniques while offering both direct and employer-based financial planning services.

John Tucker III is a financial advisor with Morgan Stanley in Jackson, Tennessee, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he owns Lone Oak Holding LLC, a real estate investment business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models as part of its financial planning process.

Colton Lowery is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, and Equitable Advisors. Outside of finance, Lowery has held various roles in the restaurant industry and has experience working with university programs. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning programs.

Wendy Johnson is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for 11 years before joining Raymond James in 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Jonathan Campbell is a financial advisor with Raymond James & Associates in Jackson, Tennessee, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Deanna Sellers is a financial advisor at Cetera with 26 years of industry experience. She holds a Series 63 designation and has worked with Cetera and its affiliates since 2021. Sellers is also a Senior Client Relationship Manager at Browning and Graves, where she has been involved in client management since 2008. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Carla Patey is a financial advisor at OSAIC with five years of industry experience. She holds a Series 66 designation and has worked previously at Securities America Advisors, CETERA Advisor Networks LLC, Browning Graves, and Voya Financial Advisors. In addition to her advisory role, she is involved in sales and review of insurance products through Foundation Financial Solutions and provides investment advising and portfolio management at Foundation Bank. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services supported by multiple platforms and third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage a wide range of investment options on both discretionary and non-discretionary bases.

Michael Tankersley is a financial advisor with Morgan Stanley in Jackson, TN, holding a Series 63 designation and bringing 41 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015 and was previously affiliated with Merrill beginning in 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a focus on tailored financial planning supported by firm-approved tools and data-driven modeling.

Chad Wilson is a CFP® professional with 24 years of industry experience, currently serving at OSAIC since 2024. His prior experience includes roles at Securities America Advisors Inc., Ameriprise Financial Services, and Investment Professionals Inc. He is also the President and owner of Foundation Bank and serves as Board Chair for Trinity Christian Academy. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to multiple advisory platforms and third-party money managers.

Rachel Tatum is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. She has worked with Cetera and its affiliates since 2013 and has been employed with Regions Bank since 2005. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, operating with over 10,000 advisors and managing more than $256 billion in assets.

Bradley Franks is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and five years of industry experience. Prior to joining Raymond James, he spent 26 years at CH Robinson. Outside of advising, he owns a sales training and business consulting firm focused on the supply chain and logistics industry and serves on the advisory board of a nonprofit electric membership corporation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Michelle Prince is a CFP® professional with 31 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2013. She holds Series 63 and Series 65 registrations. Outside of her advisory role, she serves on the board of the Lifeline Blood Center in Jackson, Tennessee, where she is involved in finance and investment committees. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by broad research and multiple portfolio management strategies.