Brent Townsend is a financial advisor with Advisory Services Network, holding the ChFC® designation and Series 63 and 66 licenses. He has 22 years of industry experience and has worked with Kovack Securities Inc. since 2014 and Advisory Services Network since 2012. Townsend participates in the Dave Ramsey SmartVestor program, providing referral services for investors who complete the program. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of independent Investment Adviser Representatives. The firm offers portfolio management, financial planning, investment and retirement-plan consulting, and third-party manager selection, managing approximately $8.6 billion in client assets.

Charles Woy is a financial advisor with Foundations Investment Advisors LLC in Hickory, NC. He holds a Series 65 designation and has one year of industry experience. His prior experience includes roles at Epic Wealth, Southline Converting, and Appliances Superstore. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to a diverse client base, including individual, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a range of analysis techniques and offers tailored advice through a network of affiliated offices and representatives.

Amanda Dowell is a Series 65 licensed advisor with Advisory Services Network in Hickory, NC, with one year of industry experience. Her prior work includes roles at The Corner Table and Shook Chiropractic. Advisory Services Network provides investment advisory and planning services to individuals, families, corporations, and employer-sponsored retirement plans through a large network of independent adviser representatives. The firm offers a variety of services including portfolio management, financial planning, and retirement plan consulting, utilizing a broad range of investment strategies and flexible engagement models.

Justin Dean is a financial advisor with AlphaStar Capital Management and holds a Series 65 credential. He has five years of industry experience and has been associated with AlphaStar since 2020. Dean also serves as president of Dean Financial LLC and has involvement in the sale of insurance products, including annuities and healthcare insurance. AlphaStar Capital Management manages approximately $1.84 billion in assets for a variety of clients such as individuals, trusts, small businesses, and pension plans. The firm employs both predefined model portfolios and custom strategies, utilizing quantitative analysis and tactical approaches, and provides services including portfolio management, financial planning, and retirement plan consulting.

Terry Hollar is a ChFC® with 38 years of industry experience, currently serving at Regal Investment Advisors LLC and Regulus, LLC. He has held roles at these firms since 2012 and 2014, respectively. Outside of his advisory work, Hollar is president of a homeowners association and is active as an officer and president in local community organizations, including a Lutheran day school and church. Regal Investment Advisors LLC (doing business as LionShare) provides discretionary investment management services to independent advisers and their clients, offering proprietary and third-party model portfolios across various asset classes. The firm serves individual, charitable, and corporate clients through a network of financial advisers who manage suitability and client communications.

William Hudson Sr. is a financial advisor with AlphaStar Capital Management, holding a Series 65 credential and 15 years of industry experience. He has been with AlphaStar since 2011 and concurrently operates Master's Estate and Financial Inc. and Master's Estate Services Inc., both of which provide investment-related estate planning and estate planning services. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, estates, small businesses, and pension plans. The firm employs both predefined model portfolios and custom strategies that incorporate quantitative analysis and third-party research, and it also serves as a subadviser and referral agent to other investment advisers.

Bradley Oxford is a CFP® professional with four years of experience at Credit Union Investment Services in Hickory, NC. He also holds roles with SECU Life Insurance Company, SECU Brokerage Services, Members Trust Company, and State Employees' Credit Union, where he has worked for 18 years. Oxford serves as a district manager providing financial advisory services and is involved in life insurance and trust services. Credit Union Investment Services primarily serves individual investors who reside in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and financial planning. The firm emphasizes a goals-based, long-term investment approach using low-cost mutual funds and ETFs within a credit union ecosystem.

Eric Whitener is a Series 65-licensed financial advisor with 14 years of industry experience. He has worked at Advisory Services Network since 2021 and previously spent nine years at Omni Star Financial Group. Outside of his advisory role, he is a managing member of Grayton & Jamison II LLC, which owns investment real estate, and is involved in a service company supporting his advisory practice. Advisory Services Network is an enterprise firm with approximately 208 independent advisers serving individuals, families, corporations, charitable organizations, and retirement plans. The firm offers portfolio management, financial planning, and a range of investment services, managing about $8.6 billion in client assets through tailored strategies across various asset classes.

Kelly Childs is a financial advisor at Credit Union Investment Services with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked with State Employees’ Credit Union since 2009 and Members Trust Company since 2014. Outside of finance, Childs owns and operates a small business selling wildflower honey and seasonal food concessions at local festivals. Credit Union Investment Services primarily serves individual investors residing in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and financial planning. The firm emphasizes a long-term, goals-based approach using low-cost mutual funds and ETFs within a credit-union ecosystem.

Caleb Rash is a financial advisor with Credit Union Investment Services in Hickory, NC, holding Series 63 and 65 licenses and with one year of industry experience. His prior work includes roles at SECU Brokerage Services, SECU Life Insurance Company, State Employees' Credit Union, and First Citizens Bank. He is also a Financial Advisory Services Specialist with State Employees' Credit Union and an agent with SECU Life Insurance Company. Credit Union Investment Services serves individual investors who reside in North Carolina, providing non-discretionary portfolio management, asset allocation advice, and financial planning with an emphasis on long-term goals and low-cost index funds. The firm operates within a credit union ecosystem as a wholly owned subsidiary of State Employees’ Credit Union.

Simon Hawkins is a financial advisor at AlphaStar Capital Management with a Series 65 credential and one year of industry experience. His prior work includes roles at Dean Financial, Aldi, and State Employees' Credit Union, as well as various positions during his academic years. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, small businesses, and pension plans. The firm employs strategic asset allocation combined with quantitative and momentum analysis, offering both model and custom portfolio strategies along with a range of advisory and consulting services.

John Tompkins is a financial advisor at Credit Union Investment Services with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Members Trust Company, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union. Outside of his advisory role, he is involved in youth sports as a basketball referee and coaches the girls' basketball team at University Christian High School. Credit Union Investment Services serves individual investors and trust clients in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a long-term, goals-based planning approach, with adviser representatives who are salaried employees of the parent credit union.

Zachary Cook is an investment adviser representative at Credit Union Investment Services with a Series 66 designation and one year of industry experience. He also serves as a Financial Advisory Services Specialist at State Employees' Credit Union and as an agent with SECU Life Insurance Company. Prior to his financial services roles, his background includes positions in retail and education. Credit Union Investment Services serves residents of North Carolina, primarily individual investors and a smaller number of trust clients, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm generally recommends low-cost, index-based mutual funds and ETFs, along with fixed-income products, using a goals-based, long-term planning approach.

Ernest Ceccato Jr. is a financial advisor with Founders Financial Alliance, LLC, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Founders Financial Alliance and LPL Financial since 2015. Founders Financial Alliance provides discretionary investment management, financial planning, retirement plan consulting, and related advisory services to individuals, high-net-worth clients, charitable organizations, and corporate clients. The firm employs an evidence-based investment process using ETFs, third-party managers, and regular portfolio monitoring, and offers a flat-fee family-office style program combining management, planning, and tax analysis.

George Martin is a financial advisor with Impact Partnership Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Alphastar Capital Management, LLC, Calton & Associates, Inc., and Four Plus One, Inc., dba Charter Financial Group, where he is also an owner and insurance agent involved in property and casualty agency and fixed indexed annuity sales. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm combines third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, offering discretionary trading authority subject to client restrictions.

Jonathan Spatz is a financial advisor at Foundations Investment Advisors LLC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including LifeWorks Advisors LLC, Brookstone Wealth Advisors LLC, and Retirement Wealth Advisors, Inc. Outside of his advisory work, he is involved in insurance services through ownership and management roles at Epic Income Advisors, Spatz Delmonico LLC, and Benefit Solutions Inc. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm delivers services through a large network of affiliated offices, employing a mix of fundamental, technical, and cyclical analysis alongside model portfolios and an asymmetric rebalancing approach.

Louis Wetmore is a financial advisor at Advisory Services Network with 15 years of industry experience. He holds a Series 66 designation and previously worked at Omnistar Financial Group for 11 years before joining his current firm in 2021. Outside of financial advising, he is a certified court mediator operating a sole proprietorship under Wetmore Mediation. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of over 200 independent advisers. The firm offers portfolio management, financial planning, and retirement-plan consulting, managing approximately $8.6 billion in client assets with a range of investment strategies and implementation options.

Douglas Beam is a financial advisor at Creative Financial Designs, Inc. in Morganton, NC, with 13 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial, LLC. Beam is also involved in independent insurance sales. Creative Financial Designs serves individual, corporate, and institutional clients with a range of investment management and financial planning services, employing asset-class model allocations and multiple risk objectives supported by an Executive Investment Committee.

Douglas Frye is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing four years of industry experience. His prior roles include positions at Brookstone Capital Management and Spinnaker Financial, Inc. Frye is also involved in personal finance education through his ownership and hosting of TheMoneyClassroom.com, a platform that generates social media content on financial topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering a comprehensive platform that includes access to third-party asset managers and both discretionary and non-discretionary account options.

Amanda Rembert is a financial advisor at Benjamin F. Edwards & Company, Inc. with six years of industry experience. She previously worked at Stifel and Wells Fargo Clearing. Rembert serves as a board member for the Eastern Catawba Cooperative Christian Ministry and Ashure Ministry, participating in charitable fundraising efforts. She also owns and manages Merriments, LLC, a small event space rental business. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, pension plans, charitable organizations, and institutions. The firm offers a range of fee-based wrap programs, financial planning, retirement consulting, and investment management services, using strategies managed internally, by advisors, and third parties.