Bradley Haston is a CFP® with eight years of industry experience and is currently with NBZ Investment Advisors, LLC in Knoxville, TN. He has worked at Novinger, Ball & Zivi, PC since 2016, serving as a staff accountant involved in tax return preparation. NBZ Investment Advisors provides discretionary investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, and estates, managing approximately $370.8 million in discretionary assets. The firm’s approach emphasizes asset allocation using mutual funds and ETFs, with a proprietary “NBZ Index Plus” model that employs leveraged index funds and a stop-loss strategy.

Charity Amari is a financial advisor with Interchange Advisers LLC and holds a Series 65 designation. She has prior experience at The Patten Group, Inc., ACA Global, and Rather & Kitrell, among others. Interchange Advisers provides non-discretionary portfolio management and advisory services primarily focused on exchange-traded funds (ETFs) for individuals and organizations. The firm uses managed model portfolios and combines asset allocation with quantitative and qualitative analysis to tailor allocations based on clients’ objectives, risk tolerance, and time horizon.

Ramin Olson is a financial advisor at Nomad Financial with four years of industry experience. He holds a Series 65 designation and has previously worked at UBS Investment Bank and UBS Wealth Management. His background also includes roles at the US International Development Finance Corporation and Olson PLLC. Nomad Financial serves individual and high-net-worth clients through a fee-only private wealth management practice, offering portfolio management and comprehensive financial planning. The firm emphasizes tailored asset allocation, primarily passive management, and tax efficiency, operating as a small, founder-led practice with a focus on personalized service.

Carol Johnson is a CFP® professional with 17 years of experience in financial advising. She has been with Oak Springs Wealth Management, LLC since 2016 and previously worked at Bpv Capital Management, LLC. Outside of financial advising, she is part owner and CFO of Z Media Ventures, LLC, a media and production company based in Knoxville, Kentucky. Oak Springs Wealth Management is a small firm serving individuals, trusts, and estates with comprehensive financial planning and private wealth management. The firm typically employs a long-term, strategic asset-allocation approach using primarily ETFs, and offers services including trust management, private banking, and business consultation.

Brigid Mulroy is a CFP® and PFS™ with 26 years of industry experience. She is a principal at Duet Advisory Services LLC and has held positions at Star Wealth Management Corporation and Kahn & Mulroy, PC, where she serves as president and 50% shareholder. Outside of financial advising, she is involved in accounting, tax, and consulting services through Kahn & Mulroy, PC. Duet Advisory Services LLC provides investment advisory, financial planning, and consulting services to individuals, high net worth clients, trusts, estates, and businesses. The firm manages approximately $316 million in client assets and offers tailored investment strategies that include mutual funds, ETFs, individual equities, and third-party Independent Managers.

Patrick Elliott is a CFP® with 17 years of industry experience, currently serving as an advisor at Uprise Advisers LLC. His prior roles include positions at Creative Planning, Facet Wealth, Mariner Wealth Advisors, and Origin Investment Advisory. Outside of financial advising, he owns Krinos Consulting, a business consulting firm focused on helping companies increase profits. Uprise Advisers LLC provides financial planning services primarily to individual clients through an online platform, delivering plans and ongoing consultation without managing client assets. The firm uses modern portfolio theory in its planning process and offers fixed pricing through direct subscriptions and strategic partnerships.

Arthur Mccammon is a financial advisor at Gulfstream Capital with six years of industry experience. He holds a Series 65 designation and has worked at Gulfstream Capital since 2017. Outside of his advisory role, he also works part-time as a bookkeeper and administrator for TrustFirst, Inc. Gulfstream Capital is a boutique registered investment adviser that serves affluent families, high-net-worth individuals, businesses, and endowments. The firm uses a team-driven blend of fundamental and quantitative analysis to create diversified asset allocations and manages private pooled investment vehicles, including a distinct high-turnover equity strategy based on SEC filings.

Michael Smith is a CFP® and Series 66-licensed financial advisor with 14 years of industry experience. He has worked at firms including LPL Financial LLC, Crown Capital Securities, and Securities America, and has been with Quality Financial Concepts since 2013. In addition to his advisory work, Smith holds a part-time outside employment role at the University of Tennessee in Knoxville. Quality Financial Concepts provides financial planning and portfolio management services to individuals, trusts, estates, non-profits, and small businesses. The firm focuses on tailored asset-allocation modeling and offers a range of investment strategies, including mutual funds, stocks, options, bonds, and alternative investments.

Jessica Shular is a financial advisor at Ferris Wheel Finance, Inc. in Knoxville, TN, holding a Series 65 designation with two years of industry experience. Her prior work includes various roles in hospitality and business services. Ferris Wheel Finance, Inc. provides discretionary asset management and financial planning to individuals, high-net-worth clients, and business entities, managing approximately $35.7 million across about 282 clients. The firm offers ongoing portfolio management, comprehensive and ad-hoc financial plans, and educational seminars and workshops.

Gassan Kassira is a Certified Financial Planner® with 23 years of industry experience, currently serving as an advisor at Kassira Wealth Management, LLC in Knoxville, TN. He has been with Kassira Wealth Management since 2012 and has involvement in LLC management related to family real estate holdings. Kassira Wealth Management serves individual and high-net-worth clients, trusts, estates, and business entities through discretionary asset management and financial planning. The firm employs a combined fundamental, technical, and charting approach with both strategic and tactical asset allocation, including selective use of derivatives and options strategies, and manages approximately $136 million in assets across about 209 client accounts.

Declan Bondhus is a financial advisor with NBZ Investment Advisors, LLC in Knoxville, TN. He holds a Series 65 designation and has one year of industry experience. Prior to joining NBZ, he worked in various roles including at the University of Tennessee and Functional Pathways. NBZ Investment Advisors provides discretionary investment management, financial planning, consulting, and retirement-plan advisory services to individuals, high-net-worth clients, and institutional accounts. The firm focuses on asset allocation using a Strategic Allocation approach combined with an index fund rotation model and manages portfolios primarily through mutual funds and ETFs on a discretionary basis.

Schuyler Huck is a financial advisor at Gulfstream Capital with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved in managing Gulfstream Capital’s private investment funds since 2013. Outside of his advisory role, Huck serves on the board of directors of Tiger Intelligence, a cybersecurity firm, primarily in a governance capacity. Gulfstream Capital is a boutique registered investment adviser serving affluent families, high-net-worth individuals, businesses, and endowments. The firm employs a team-driven approach combining fundamental and quantitative analysis to create diversified, tailored asset allocations and manages multiple private funds, which are currently closed to new investors.

Stephanie Sayres is a financial advisor with Portfolio Audit, LLC in Knoxville, TN, holding 21 years of industry experience. She has worked at Portfolio Audit, LLC Private Wealth Management since 2002 and concurrently holds a position at Parkwest Hospital since 1997. Stephanie is part of a family-run firm that integrates Biblical and historical American economic teachings into its research and educational efforts. Portfolio Audit, LLC provides discretionary fiduciary investment management primarily to individual and high-net-worth clients, managing approximately $38 million across about 40 families. The firm offers a range of investment strategies alongside an integrated economic planning service branded SCARi1 Economic Planning.

Thomas Sayres is a financial advisor with Portfolio Audit, LLC in Knoxville, TN, holding a Series 63 designation and 21 years of industry experience. He has worked at Portfolio Audit, LLC Private Wealth Management since 1999. The firm is a family-run advisory that integrates research from the Institute of Biblical Economy, a previously registered nonprofit, into its educational efforts. Portfolio Audit, LLC provides discretionary fiduciary investment management primarily to individual and high-net-worth clients, managing approximately $38 million for about 40 families. The firm employs diverse investment strategies alongside an integrated economic planning service and maintains a legacy fiduciary cash-management and bill-paying service.

Richard Zivi Jr. is a financial advisor with NBZ Investment Advisors, LLC, holding over 22 years of industry experience. He has been with NBZ Investment Advisors since 1995 and is also a partner at the accounting firm Novinger, Ball & Zivi, P.C., where he practices as a CPA. NBZ Investment Advisors provides discretionary investment management, financial planning, and consulting services to individuals, including high net worth clients, as well as pension and profit-sharing plans, trusts, and estates. The firm’s portfolio approach focuses on asset allocation using mutual funds and ETFs and includes an “NBZ Index Plus” model that employs leveraged index funds with a stop-loss discipline.

Spencer Hall is a CFP® with 15 years of industry experience, currently serving at Retirement Planning Services in Knoxville, TN. His prior experience includes roles at Securities America Inc. and Securities Service Network, LLC. Outside of his advisory work, he serves as a deacon and clergy team member at Old North Abbey Church. Retirement Planning Services works with individual clients, charitable organizations, corporations, and other business entities, providing financial planning and discretionary asset management. The firm uses a collaborative, evidence-based approach that includes cash-flow and scenario modeling, behavioral coaching, and coordination with outside tax and estate professionals.

James Horn is a financial advisor with Quality Financial Concepts and holds the CFP® and Series 63 credentials. He has 39 years of industry experience, including prior roles at LPL Financial and Crown Capital Securities LLP. Outside of his advisory work, he owns Topstock Vizslas, a non-investment related business. Quality Financial Concepts offers financial planning and portfolio management services to individuals, trusts, non-profits, and small businesses. The firm employs asset-allocation modeling to create customized portfolios and provides services such as retirement, education, and estate planning, as well as tax preparation and business consulting through an affiliated entity.

Douglas Mentzer is the sole advisor at The Mentzer Group, LLC in Knoxville, TN, holding a Series 65 designation with 18 years of industry experience. He has led The Mentzer Group since its founding in 2008. Outside of his advisory role, Mentzer serves on the Board of Directors for 4M Industrial Oxidation, a publicly traded company. The Mentzer Group provides investment supervisory services, financial planning, and retirement/IRA rollover advice to individuals, corporations, and charitable organizations. The firm manages approximately 242 client accounts, employing a combination of fundamental, technical, charting, and cyclical analysis with discretionary management and access to sub-advisor asset management through AE Wealth Management.

George Lee Jr. is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Oak Springs Wealth Management, LLC since 2012. The firm operates as a two-advisor team based in Knoxville, TN. Lee is also a licensed insurance agent and may recommend insurance products to clients as part of his professional activities. Oak Springs Wealth Management serves individuals, trusts, and estates, including both high-net-worth and non-HNW clients, providing financial planning, portfolio management, and private wealth management. The firm emphasizes customized financial profiles and investment plans, primarily utilizing ETFs within a long-term, strategic allocation framework, and offers ancillary services such as trust-related work and business consultation.

Scott Branson is a financial advisor with Regal Advisory Services, Inc. in Knoxville, TN, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has been with Regal Securities since 2012. Outside of advisory duties, he prepares tax returns through a separate financial services activity. Regal Advisory Services serves individuals, including high-net-worth clients, retirement plans, trusts, foundations, and business entities, providing financial planning, portfolio management, and retirement plan advisory services using a combination of fundamental and quantitative research. The firm offers various program structures and manages assets through proprietary offerings and third-party platforms, with many clients retaining final trading authority under non-discretionary arrangements.