Darina Nghiem is a Series 65-licensed advisor at Guardian Wealth Advisors, LLC with two years of industry experience. She has worked at Guardian Wealth Advisors since 2022 and is also co-owner of LV Nail Bar, a salon she has managed since 2013. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm uses a systematic investment approach combining fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management.

Regina Cornelio is a Series 65-licensed financial advisor with two years of industry experience. She currently works at Altitude Capital Management LLC and has previously been affiliated with Whitney & Associates, Forthright Capital Partners, Appreciation Financial, and QSAC. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high net worth clients, managing $103.6 million in discretionary assets. The firm employs a multi-team structure and uses a variety of investment approaches, including asset allocation and technical analysis, tailoring strategies to client objectives and risk tolerance.

Philip Alford is a CFP® professional with 10 years of industry experience. He is currently with Facet and has previously worked at The O.N. Equity Sales Company, Edward Jones, Values First Advisors Inc, and Fidelity Investments. He is also licensed to sell life, health, and long-term care insurance. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, utilizing technology-driven processes and model-based asset allocations primarily through ETFs. The firm serves both non-high-net-worth and high-net-worth households, offering a broad range of planning services delivered via phone, video, and a proprietary web platform.

Patrick Carroll is a financial advisor at Merit Financial Advisors with over 43 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Purse Kaplan Sterling Investments, Triad Advisors, and National Planning Corporation. Outside of advising, he is the author of the book *Tame Your Money Elephants* and serves on the board of the National Capital Trolley Museum, a nonprofit organization. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation with centrally managed portfolios, offering both discretionary and non-discretionary account options and supports a network of investment adviser representatives operating under local DBA names.

Christopher Hinchey is a financial advisor at Advisor Share Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and previously worked for ClarkDietrich for 14 years. Outside of advisory work, he has experience as an independent insurance agent. Advisor Share Wealth Management, LLC serves individuals, high-net-worth clients, professional advisers, and retirement plans by providing investment advisory and financial planning services. The firm offers portfolio management, retirement-plan services, and a web-based asset management platform, often utilizing third-party sub-advisers and alternative investment options.

Maureen Maciver is a financial advisor at Cary Street Partners with 26 years of industry experience. She holds a Series 63 designation and has worked at Cary Street Partners since 2011, following prior roles at Ftb Advisors, Inc. and First Horizon Advisors, Inc. Maciver serves as Chairman of the Board for Blue Ridge Medical Management. Cary Street Partners offers discretionary and non-discretionary investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm utilizes a broad array of investment options and proprietary strategies, serving specialized institutional niches such as state and municipal government entities and insurance companies.

Russell Ingram Jr. is a financial advisor at Guardian Wealth Advisors, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including THE O.N. Equity Sales Company, Ohio National Financial Services, and Duke Ingram Financial Services. In addition to his advisory roles, he is active in insurance sales, including life, disability, health, and long-term care insurance. Guardian Wealth Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, retirement plans, and institutional clients. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, combining fundamental and technical analysis to manage portfolios.

Barbara Deitel is a CFP® professional with 30 years of industry experience, currently with Guardian Wealth Advisors, LLC since 2021. She previously worked at Triad Hybrid Solutions and Triad Advisors, Inc. from 2016 to 2021. In addition to her advisory role, she is licensed to sell life and long-term care insurance. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities, offering investment advisory, financial planning, and retirement consulting. The firm primarily employs ETFs and mutual funds within a systematic, quantitative framework that incorporates risk mitigation and utilizes third-party managers and UMA platforms.

Monique Cross is a financial advisor at Carson Wealth with a Series 65 credential and two years of industry experience. She has held prior roles at Marmo Financial Group, Trinitas Wealth Management, and Worthwhile Wealth Council. Cross serves as a board member for Make A Wish of East Tennessee, contributing to the guidance of the chapter. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, and retirement plan services, using an Investment Committee-driven approach to portfolio construction and oversight.

Jeffrey Burgess is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 66 licenses and has 23 years of industry experience. His prior roles include positions at TriStar Advisors, Cetera Investment Services, and Regions Bank, among others. Voya Financial Advisors, Inc. is an enterprise-scale firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement advisory services, combining proprietary and external strategies with technology-enabled tools to implement client recommendations.

Joshua Adkins is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TruPoint Bank, Modern Woodmen Of America, and MWA Financial Services Inc. He serves as treasurer for Isaiah 1:17 House Wise/Scott/Lee/Norton, a charitable fundraising organization. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments while employing a hybrid adviser/broker-dealer structure that emphasizes firm supervision and client choice over discretionary authority.

Anna Davis is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has two years of industry experience and has been with Truist Bank since 2004. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration with related entities.

Niles Geary II is a financial advisor at United Planners' Financial Services of America with 17 years of industry experience. He holds a Series 66 designation and has held roles including co-founder and CEO of Voyage Partners Financial Strategies, LLC, where he focuses on tax planning and employer group benefits. Geary also operates as an insurance agent and has involvement in real estate sales and property management through Serenity Haven Properties. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent Investment Advisor Representatives. The firm utilizes an open-architecture platform with multiple custodians and third-party money managers, supporting a variety of advisory models.

Andrew Julian is a Certified Financial Planner® with 10 years of industry experience. He is currently with Private Advisor Group, LLC and previously worked at Cornerstone Wealth, LLC, Cambridge Investment Research Advisors, Inc., Cambridge Investment Research, Inc., and Northwestern Mutual Investment Services LLC. Outside of his advisory role, Mr. Julian holds an insurance license and may recommend insurance products on a commission basis, which is separate from his investment advisory services. Private Advisor Group serves a diverse client base including individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various managed account programs, employing a fiduciary-based advisory model that includes both third-party managers and proprietary technology platforms.

Chad Mckinney is a Certified Financial Planner® with 14 years of industry experience. He is currently with Valic Financial Advisors and also serves as an agent for AGIA, selling non-securities insurance products. His prior roles include positions at FTB Advisors, Inc., Advised Assets Group, LLC, and GWFS Equities, INC. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Jonathan Street is a financial advisor at Benjamin F. Edwards & Company, Inc. with 11 years of industry experience. He previously worked at Edward Jones from 2015 to 2026 and holds a Series 66 designation. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, and institutions through more than 500 advisors. The firm provides wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management solutions that include both proprietary strategies and third-party model portfolios.

David Bell is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and five years of industry experience. His background includes roles at TruPoint Bank, Bank of America, Merrill, Regions Bank, Strategic Outsourcing, Inc., and SunTrust Bank. Outside of advisory work, he serves as a branch manager at TruPoint Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan support, and access to alternative investments, operating a hybrid adviser/broker-dealer model with discretionary and non-discretionary account management.

Scott Marmo is a financial advisor with Cetera Planning Partners in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Cetera Planning Partners in 2026, he spent 19 years with Marmo Financial Group. He also serves as an ex-officio board member of Holston Medical Group, P.C., a multi-discipline medical practice. Cetera Planning Partners serves individual and high-net-worth clients, focusing notably on pre-retirees and retirees with services including investment management, financial planning, Social Security optimization, and retirement advice. The firm incorporates diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance, and offers ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through third-party providers.

Justin Copp III is a financial advisor with Valic Financial Advisors in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Valic Financial Advisors since 2015 and also works as an agent with Agia, offering non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with approximately $26.4 billion in discretionary assets under management.

Jake Stone is a financial advisor at Carson Wealth with five years of industry experience. He holds a Series 65 credential and previously worked at GAAM Wealth Advisors and Cetera Advisor Networks. Outside of his advisory role, he serves on the board of the East Tennessee Make-A-Wish Foundation, participates on the Young Professionals of Johnson City Council, and is a speaker at King University. CWM, LLC is an SEC-registered investment adviser overseeing approximately $50.6 billion through a network of over 650 advisors. The firm offers services including discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios and tailored investment solutions supported by a range of custodial and technology platforms.