Clifford Taylor is a CFP® professional with five years of industry experience, currently serving as an advisor at Values First Advisors, Inc. since 2021. His prior roles include positions at Barracks Financial Group and Liberty University, as well as five years with A1 Air Duct Cleaning. Values First Advisors, Inc. is an independent, SEC-registered firm providing portfolio management and financial planning services to individuals, trusts, estates, retirement plans, and charitable organizations. The firm employs a Biblically Responsible Investing overlay and pursues long-term, fundamentally driven equity and fixed-income strategies through various investment vehicles and custodial platforms.

John Brandon is a financial advisor with BCS Wealth Management, LLC in Johnson City, TN, holding a Series 66 designation and 10 years of industry experience. He previously worked at Raymond James & Associates from 2015 to 2021 before joining BCS Wealth Management and Purshe Kaplan Sterling Investments in 2021. Outside of his advisory roles, he serves on the board of directors for the Salvation Army, providing guidance on operations, financials, and fundraising strategies. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations by offering financial planning, portfolio management, retirement plan advisory, and college-savings services. The firm employs a client process that includes developing financial profiles and investment plans based on risk tolerance, managing diversified portfolios with no-load mutual funds and ETFs, and offering family office coordination through its affiliated entities.

Scott Linn is a financial advisor at BCS Wealth Management, LLC with 24 years of industry experience. He holds the Series 66 designation and has worked at BCS Wealth Management since 2021. His prior experience includes roles at FTB Advisors, Inc. and First Tennessee Brokerage, where he worked for a combined 26 years. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations, providing financial planning, portfolio management, retirement plan advisory, and college savings services. The firm uses a structured client process to develop investment plans and manages diversified portfolios under defined risk strategies, often incorporating no-load mutual funds, ETFs, and alternative investments.

Ethan Bennett is a Series 65-licensed financial advisor with BCS Wealth Management, LLC in Johnson City, TN. He has one year of industry experience and has previously worked in real estate, technology, and education sectors. BCS Wealth Management is a team-based registered investment adviser managing approximately $987 million for individuals, trusts, corporate retirement plans, charitable organizations, and business owners. The firm provides portfolio management, financial planning, separately managed accounts, and fiduciary retirement-plan consulting, utilizing diversified no-load mutual funds, ETFs, SMAs, and alternative investments for accredited clients.

Kenneth Brewer is a Series 65-licensed financial advisor with Values First Advisors, Inc., where he has worked for 17 years. He has additional experience as an assistant professor of psychology at Tusculum College since 2012 and is involved with Horse Creek Church of God. Values First Advisors is an independent, SEC-registered firm serving individuals, trusts, estates, retirement plans, and charitable organizations. The firm applies a Biblically Responsible Investing overlay and employs long-term, fundamentally driven equity and fixed-income strategies using individual securities, mutual funds, and ETFs.

Larry Ellis is a CFP® and holds a Series 65 designation with 19 years of industry experience. He has been with Values First Advisors, Inc. since 2009. Values First Advisors, Inc. is an independent, SEC-registered advisory firm that serves individuals, trusts, estates, retirement plans, and charitable organizations. The firm employs a Biblically Responsible Investing overlay and pursues long-term, fundamentally driven equity and fixed-income strategies through individual securities, mutual funds, and ETFs.

Stephanie Campbell is a financial advisor with Guardian Wealth Advisors, LLC, holding a Series 65 designation and seven years of industry experience. She previously worked at Triad Hybrid Solutions, LLC and Triad Advisors, Inc. for five years. In addition to her advisory role, she is licensed as an insurance agent, selling life and long-term care insurance. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities. The firm employs a mix of fundamental and technical analysis with a systematic, quantitative approach primarily using ETFs and mutual funds, offering both discretionary and non-discretionary management.

William Harrison Jr. is a financial advisor with First Advisors National, LLC, holding Series 63, 65, and 66 licenses and bringing 54 years of industry experience. He worked at Oberweis Securities, Inc. for 13 years from 2003 to 2016. Outside of his advisory role, he is a licensed insurance agent in Johnson City, Tennessee. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, including ERISA plan participants. The firm implements client strategies mainly through third-party money managers and combines tactical and strategic asset allocation with fundamental analysis and formal annual reviews.

Kenna Mc Murray is a financial advisor at Guardian Wealth Advisors, LLC with two years of industry experience. She holds a Series 65 designation and has worked at Guardian Wealth Advisors since 2022. Prior to her advisory career, she held roles in various industries including retail and mortgage services. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and other business entities by providing investment advisory, portfolio management, financial planning, and retirement plan consulting. The firm employs a systematic, quantitative investment approach utilizing ETFs, mutual funds, and risk-mitigation strategies.

Matthew Deitel is a financial advisor with Guardian Wealth Advisors, LLC, holding a Series 66 designation and 14 years of industry experience. His prior positions include roles at Triad Hybrid Solutions, Triad Advisors, Inc., and Wells Fargo Clearing. He is also licensed to sell life insurance and long-term care insurance. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities by providing investment advisory, financial planning, retirement consulting, and cash management services. The firm employs a combination of fundamental and technical analysis within a systematic framework, utilizing ETFs, mutual funds, third-party managers, and risk measurement tools.

Kurt Berry is a financial advisor with Advisor Share Wealth Management, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at First Advisors National, LLC, Vanderbilt Advisory Services, LLC, Vanderbilt Securities, LLC, Regal Investment Advisors, LLC, and Regulus Advisors, LLC. He is also the owner of Stillwater Financial, LLC, where he works as a financial health coach and sells various insurance products. Advisor Share Wealth Management, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, professional investment advisers, and pension and profit-sharing plans. The firm offers portfolio management, retirement-plan services, and a web-based asset management platform for independent advisers, and it typically uses third-party sub-advisers and model portfolios to implement client strategies.

Darina Nghiem is a Series 65-licensed advisor at Guardian Wealth Advisors, LLC with two years of industry experience. She has worked at Guardian Wealth Advisors since 2022 and is also co-owner of LV Nail Bar, a salon she has managed since 2013. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm uses a systematic investment approach combining fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management.

Regina Cornelio is a financial advisor at Altitude Capital Management LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Whitney & Associates, Forthright Capital Partners, Appreciation Financial, and QSAC. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high net worth clients. The firm offers tailored portfolio management and consulting services, focusing on individualized investment approaches aligned with client goals, risk tolerance, and time horizon.

Philip Alford is a CFP® professional with 10 years of industry experience. He is currently with Facet and has previously worked at The O.N. Equity Sales Company, Edward Jones, Values First Advisors Inc, and Fidelity Investments. He is also licensed to sell life, health, and long-term care insurance. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, utilizing technology-driven processes and model-based asset allocations primarily through ETFs. The firm serves both non-high-net-worth and high-net-worth households, offering a broad range of planning services delivered via phone, video, and a proprietary web platform.

Patrick Carroll is a CFP® and ChFC® with 43 years of experience in the financial services industry. He is currently with Merit Financial Advisors and has previously worked at firms including Purshe Kaplan Sterling Investments, Triad Advisors, ACI Partners, National Planning Corporation, and Wealth Strategies Group. Carroll is the author of the book *Tame Your Money Elephants* and serves on the board of the National Capital Trolley Museum, a nonprofit organization. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices and managing approximately $23.9 billion in assets. The firm offers coordinated wealth-management services with a focus on long-term, diversified portfolios overseen by an internal Investment Management team and Investment Committee, allowing for customizable investment strategies and a range of advisory services.

Christopher Hinchey is a financial advisor at Advisor Share Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and previously worked for ClarkDietrich for 14 years. Outside of advisory work, he has experience as an independent insurance agent. Advisor Share Wealth Management, LLC serves individuals, high-net-worth clients, professional advisers, and retirement plans by providing investment advisory and financial planning services. The firm offers portfolio management, retirement-plan services, and a web-based asset management platform, often utilizing third-party sub-advisers and alternative investment options.

Maureen Maciver is a financial advisor at Cary Street Partners with 26 years of industry experience. She has been with Cary Street Partners since 2011, previously working at Ftb Advisors, Inc. and First Horizon Advisors, Inc. She serves as Chairman of the Board for Blue Ridge Medical Management. Cary Street Partners serves a diverse client base including individuals, corporations, trusts, and institutional clients, providing portfolio management, financial planning, and access to proprietary strategies supported by affiliated asset-management and broker-dealer businesses.

Russell Ingram Jr. is a financial advisor at Guardian Wealth Advisors, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including THE O.N. Equity Sales Company, Ohio National Financial Services, and Duke Ingram Financial Services. In addition to his advisory roles, he is active in insurance sales, including life, disability, health, and long-term care insurance. Guardian Wealth Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, retirement plans, and institutional clients. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, combining fundamental and technical analysis to manage portfolios.

Russell Ingram is a financial advisor at Guardian Wealth Advisors, LLC with 31 years of industry experience. He holds the ChFC® and Series 63 designations and has worked with The O.N. Equity Sales Company and Duke Ingram Financial Services. Outside of advising, he is a partner in a golf course development partnership. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm uses a systematic investment approach combining fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management.

Barbara Deitel is a CFP® professional with 30 years of industry experience, currently with Guardian Wealth Advisors, LLC since 2021. She previously worked at Triad Hybrid Solutions and Triad Advisors, Inc. from 2016 to 2021. In addition to her advisory role, she is licensed to sell life and long-term care insurance. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities, offering investment advisory, financial planning, and retirement consulting. The firm primarily employs ETFs and mutual funds within a systematic, quantitative framework that incorporates risk mitigation and utilizes third-party managers and UMA platforms.