Denver Dale is the sole advisor at Pale Blue Capital LLC in Carmel, CA, holding Series 63 and Series 65 designations with 19 years of industry experience. He has been associated with Pale Blue Capital and its predecessor, Tecton Capital Partners LLC, since 2015. Pale Blue Capital provides portfolio management and personalized investment programs for individuals, high-net-worth clients, charitable organizations, and business entities. The firm combines fundamental analysis and modern portfolio theory to develop tailored asset allocations and uses a variety of strategies, including performance-based fee arrangements for qualified clients.

Lawrence Chazen is the principal of Lawrence J. Chazen, Inc., an independent advisory firm where he has worked since 1979, totaling 47 years in the industry. He serves as CFO of Carmel Restaurant Group and acts as a trustee for trusts. Lawrence J. Chazen, Inc. provides portfolio management, financial planning, and trustee services primarily to individuals who have acquired wealth through inheritance or divorce. The firm follows a conservative, buy-and-hold strategy tailored to clients’ age, net worth, and risk profile, managing a very limited number of client relationships on a discretionary basis with prior client consultation.

Matthew King is a financial advisor at No-Load Asset Management with 25 years of industry experience. He has operated his firm since 1995 and holds a Series 63 designation. No-Load Asset Management provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passively managed index funds and ETFs, with a focus on global diversification and discretionary account management.

Daniel Stewart is a financial advisor with Topturn Capital, LLC, holding Series 65 and Series 66 licenses and bringing 27 years of industry experience. He has been affiliated with Darchuck Stewart Capital Advisors, LLC since 2009. Outside of his advisory work, he serves as a general partner in a family investment partnership, where he participates in investment decisions and trading activities. Topturn Capital provides investment management, wealth management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm uses a proprietary dynamic allocation model incorporating stocks, bonds, digital assets, and cash, tailoring portfolios based on clients' risk tolerance and time horizon.

Rolf Trautsch is a CFP® professional with over 42 years of experience in the financial services industry. He has been with C & T Financial Services Group, Inc. since 2003 and also maintains a longstanding role at OSAIC. Outside of his advisory work, he owns and operates DARO Enterprises, a sole proprietorship focused on property management. C & T Financial Services Group provides financial planning and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, estates, charities, and business entities. The firm emphasizes written investment policy planning and ongoing financial counseling, employing a long-term, diversified investment approach without discretionary portfolio management.

Martin O'Malley is a financial advisor with Plan B Investments, Inc. in Carmel Valley, CA, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Plan B Investments since 2005. Outside of his advisory role, he is the sole proprietor of SINRA Successor Trustee Services, Inc., a non-investment-related activity that occupies a small portion of his professional time. Plan B Investments, Inc. serves individuals, including high-net-worth clients, and small businesses by providing financial planning and advisory services. The firm emphasizes written financial plans and uses third-party or outside investment managers to implement strategies, monitoring these managers while maintaining discretion over their engagement.

Kenneth Cala is a CFP® with 25 years of industry experience, associated with Lowery Thomas, LLC since 1999. He also operates a CPA accounting firm, Kenneth G. Cala, CPA, which shares clients with his advisory practice. Cala holds the Series 65 designation and is based in Pebble Beach, California. Lowery Thomas, LLC provides investment advisory and wealth management services to individuals, trusts, estates, and corporations. The firm employs a primarily technical, long-term investment approach using low-cost mutual funds and ETFs, along with individual equities and bonds, tailoring portfolios to client goals, risk tolerance, and tax considerations.

Lynda Johnson is a CFP® professional with seven years of industry experience, currently serving at Marathon Financial Advisors in Pacific Grove, CA. She works at a firm established in 1983 that operates with a small, two-advisor team. Marathon Financial Advisors provides personalized investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a strategic asset allocation framework with global diversification and primarily implements portfolios with no-load mutual funds and ETFs, managing approximately $69 million mostly on a non-discretionary basis.

Mark Vicencio is a financial advisor at Lowery Thomas, LLC with 26 years of industry experience. He holds a Series 65 designation and has served at Lowery Thomas since 1999. In addition to his advisory role, Vicencio operates an accounting firm, where he spends approximately 25% of his professional time. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy complemented by technical analysis, offering customized portfolio construction and ongoing account monitoring.

Aaron Schwartz is a CFP® credentialed financial advisor at McFarland Associates with 16 years of industry experience. He has held various roles at McFarland Associates and previously worked at NPB Financial Group, LLC. Outside of finance, he is involved in private flight instruction as a certified pilot and flight instructor. McFarland Associates serves individuals, trusts, estates, corporations, non-profits, and other business entities, advising both high-net-worth and non-HNW clients. The firm emphasizes broadly diversified, mutual fund-based portfolios managed primarily on a non-discretionary basis, integrating comprehensive financial planning and a range of non-investment services.

Howard Given is a financial advisor at Cypress Path Capital, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cypress Path Capital since 2003. Cypress Path Capital is a state-registered advisory firm serving individual and high-net-worth clients, as well as select corporate, charitable, and retirement-plan clients. The firm provides discretionary portfolio management and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside various investment vehicles including ETFs, mutual funds, and options.

Tara Trautsch is a CFP® professional with 19 years of experience in financial advisory services. She is the president of C & T Financial Services Group, Inc. and has previously worked with NWF Advisory Services and Whjr Associates. In addition to her advisory role, she serves on the boards of Monterey Credit Union and the Elkhorn Slough Foundation. C & T Financial Services Group offers financial planning and personal advisory services to a range of clients including individuals, high-net-worth clients, pension plans, estates, charities, and business entities. The firm focuses on developing written Investment Policy Statements and recommending long-term, mutual fund-based strategies, while generally avoiding short-term trading and discretionary asset management.

Raymond Mayer is a CFA® charterholder with nine years of industry experience, currently serving as an advisor at Cypress Path Capital, LLC since 2015. He holds a Series 63 license and is based in Carmel, California. Cypress Path Capital is a small, state-registered advisory firm serving individual and high-net-worth clients, as well as select corporate, charitable, and retirement-plan clients. The firm provides discretionary portfolio management and financial planning services, using a blend of fundamental, technical, and cyclical analysis alongside mutual funds, ETFs, and active trading strategies to align portfolios with client objectives and risk tolerances.

Kyle Sabdo is a CFP® with 11 years of industry experience, currently serving as an advisor at Stillwater Capital Management since 2023. He previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is also involved in insurance sales. Stillwater Capital Management advises individuals, including high-net-worth clients, as well as fiduciary and institutional clients such as retirement plans and trusts. The firm offers discretionary asset management, retirement plan consulting, and comprehensive financial planning through an investment process that combines fundamental, quantitative, and technical analysis tailored to client objectives and risk tolerance.

David Lowery is a financial advisor at Lowery Thomas, LLC in Pebble Beach, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Lowery Thomas, LLC since 1999. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy combined with technical analysis and offers customized portfolio construction using diversified mutual funds, ETFs, and occasionally individual securities.

Joshua Gordon is a financial advisor at Chimera Wealth in Pacific Grove, CA, with five years of industry experience. He has worked at Chimera Wealth since 2021 and also manages a mortgage business. Prior to his current role, he held positions at Cross Country Mortgage, Peoples Home Equity, and Banc of California. Chimera Wealth serves individual and high-net-worth clients by providing portfolio management, financial planning, pension consulting, and held-away portfolio consulting. The firm uses a combination of fundamental, quantitative, technical, and cyclical analysis integrated into model portfolios, offering both discretionary and non-discretionary management along with unique subscription services and digital-asset access.

Antone Bulich is a financial advisor with Chimera Wealth in Pacific Grove, CA, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Oracle, CrossCountry Mortgage, Inc., and Cambridge Investment Research. Outside of advising, he works as a notary public and a financial analyst for a cloud technology company serving school districts. Chimera Wealth serves individual and high-net-worth clients by providing portfolio management, financial planning, pension consulting, and held-away portfolio consulting. The firm combines fundamental, quantitative, technical, and cyclical analysis in its investment approach, offering discretionary and non-discretionary management along with subscription services and insurance products.

Diego Reyes is a financial advisor at Stillwater Capital Management with eight years of industry experience. He holds a Series 66 credential and has previously worked at firms including Bank of America and Merrill. Reyes serves as an advisory board member for The Carmel Foundation, a nonprofit organization focused on providing social and activity services for seniors. Stillwater Capital Management advises individual, fiduciary, and institutional clients, offering discretionary asset management, portfolio management, retirement plan consulting, and financial planning. The firm employs a multi-method investment process and offers specialized retirement plan consulting with attention to ERISA fiduciary responsibilities.

Dawn Correia is a financial advisor at Stillwater Capital Management with two years of industry experience. She holds a Series 65 designation and previously worked at Merrill Lynch Pierce Fenner & Smith for eight years. Stillwater Capital Management advises individuals, including high-net-worth clients, as well as fiduciary and institutional clients such as retirement plans, trusts, and business entities. The firm offers discretionary asset management, comprehensive portfolio management, retirement plan consulting, and standalone financial planning, employing a combination of fundamental, quantitative, and technical investment methods tailored to each client’s objectives and risk tolerance.

Danny Darchuck Jr. is a CFP® with 35 years of industry experience. He is currently with Topturn Capital, LLC and has been associated with Darchuck Stewart Capital Advisors, LLC since 2009. Topturn Capital, LLC provides investment management, wealth management, financial planning, and consulting services to individuals, high-net-worth clients, and various institutional entities. The firm employs a combination of fundamental, technical, and cyclical analysis with a proprietary allocation model across multiple asset classes, tailoring advice to clients’ risk tolerance and time horizon.