Steven Miller is a financial advisor with Private Advisor Group, LLC and holds the Series 63 and Series 65 designations. He has 29 years of industry experience, including prior roles at Claraphi Advisory Network, James River Advisors, Triad Advisors, Inc., and his own firm, Miller & Associates, P.C. In addition to investment advisory services, Mr. Miller provides tax advice and tax preparation services separately from his work at Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model and utilizes technology platforms and third-party managers to implement a range of investment strategies.

Mark Mellon is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Edward Jones since 1999. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is the general manager of MM Capital Holdings LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

John Craddock Jr. is a financial advisor with Robert W. Baird & Co. in Lynchburg, VA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has worked at Robert W. Baird since 2010, with prior roles at Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker, Incorporated. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves high net worth individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a variety of services including portfolio management, financial planning, and custody, utilizing both manager-traded and model-traded strategies alongside in-house research and tools.

Mark Miner is a financial advisor with Robert W. Baird & Co. in Lynchburg, VA, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Financial Designs/Massachusetts Mutual Life Insurance Company, and Davidson & Garrard, Inc. Miner has been with Baird since 2020. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies, and incorporates internal research and technology tools in its advisory approach.

Connor Hartless is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has recently begun his career in financial services, joining Raymond James and Resolute Private Wealth in 2025. Prior to this, he worked at T&M Motors and spent over a decade in educational roles at Liberty Christian Academy and Liberty University. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized municipal advisory capabilities and innovative employer advisory programs.

Benjamin Giese is a CFP® professional with 10 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co., having previously worked at LPL Financial, First National Bank Altavista, and other firms. Giese also serves as an adjunct professor at Liberty University, teaching undergraduate courses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning relationships using firm-approved tools to analyze client goals.

Ronald Devos is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has been with Cambridge since 2014. Outside of his advisory role, he is an independent insurance agent and is involved in ownership and management of financial-related business entities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various portfolio management and model-based solutions tailored to client objectives.

Brian Soistmann is a Financial Consultant currently working with Fidelity Investments. He has held roles at Fidelity since 2023, progressing from Financial Representative to Investment Consultant and now Financial Consultant. His professional experience extends back to 1996, including positions such as Vice President and Financial Consultant at Charles Schwab, Managing Partner and Portfolio Manager at Soistmann Putney Asset Management, Financial Advisor at UBS, and Financial Consultant at Merrill Lynch. Throughout his career, Brian has focused on helping clients develop comprehensive financial plans tailored to their individual goals. His approach emphasizes building trust and lasting relationships to support clients in making informed financial decisions. Outside of work, Brian enjoys cooking and baking, spending time with family, traveling, and volunteering.

Thomas Lawton is a financial advisor at Robert Baird & Co. with four years of industry experience. He holds the Series 66 designation and has been with Baird since 2020. Prior to joining Baird, he worked at Boonsboro Country Club and Pine Needles Lodge and Golf Club, and he has a background from Jacksonville State University. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of traditional and non-traditional investment strategies.

Prescott Terrell Jr. is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird & Co. since 2009. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services, with a focus on manager-traded and model-traded strategies, tax management, and the use of internal research tools including artificial intelligence.

John Peniche is a financial advisor at Robert W. Baird & Co. with 28 years of industry experience. He holds a Series 66 designation and has worked at several notable firms, including Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. Outside of his advisory role, he holds a power of attorney for his son. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. Baird offers a range of services including financial planning, portfolio management, and custody and brokerage, utilizing manager-traded and model-traded strategies along with tax-management and direct-indexing capabilities.

Thomas Mckenzie is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 35 years of industry experience, including 26 years at Metlife Securities Inc. prior to joining Mass Mutual. He is based in Moneta, VA. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Timothy Hoy is a financial advisor at Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has three years of industry experience. Prior to his current role, he spent over a decade at United Christian Academy and was involved with Laxton Homes, LLC. Outside of advising, he owns several businesses focused on purchasing, rehabilitating, and selling real estate. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses analytical tools and risk profiling to provide tailored, non-discretionary advice and supports institutional consulting and portfolio management within a large advisor network.

Abram Mc Wane III is a financial advisor at Robert W. Baird & Co. with four years of industry experience. He holds a Series 66 designation and previously worked for Boxley Materials Company for ten years before joining Baird in 2022. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, utilizing both internal research and strategic partnerships.

Ryan Kirkpatrick is a CFP® and Series 66-registered financial advisor with Edward Jones in Bedford, VA, where he has worked since 2016. He has 10 years of industry experience and is also involved in tutoring through ClubZ! In-Home Tutoring Services. Outside of his advisory work, he serves on the Town of Bedford Economic Development Authority Board and coaches a Central Virginia youth baseball team. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with a network of over 23,700 advisors and $1.01 trillion in assets under management. The firm offers a variety of advisory strategies and affiliated investment options under a fiduciary standard.

Adam Stalcup is a CFP® professional with seven years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has prior experience at Bank of America, Merrill Lynch, and The First Bank and Trust Company. Outside of his advisory role, he is involved in several entrepreneurial ventures, including co-owning a business with his wife and partnering in a real estate-related enterprise for personal and recreational use. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and consulting supported by analytical modeling and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Matthew Stram is a financial advisor with Edward Jones, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2016, including a brief period at Triumphant Portfolio Management in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Craig Posey is a financial advisor at Edward Jones with 20 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets under management.

Jack Jones is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 credentials. He has 30 years of industry experience and has been with Cambridge Investment Research Advisors since 2017. Outside of his advisory role, he is also an independent insurance agent specializing in Medicare. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension and profit-sharing plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement plan advisory services. The firm delivers these services through a broad network of independent Financial Professionals and supports a variety of investment strategies across multiple custody platforms.

William Johnson is a financial advisor with Robert W. Baird & Co. in Lynchburg, VA, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Robert W. Baird & Co. since 2009. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, profit-sharing plans, corporations, charitable organizations, and institutional clients. The team provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and complex strategies.