Dora Steeley is a financial advisor with Ameriprise in Denair, California, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliate since 1999. Outside of her advisory role, she owns a local coffee shop called The Coffee House. Ameriprise serves individuals approaching or in retirement, typically with significant investable assets, offering a retirement-income planning service that combines research, modeling, and tax-efficient strategies to provide written recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Richard Moen is a financial advisor with LPL Financial based in Turlock, CA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He previously worked at Securities America, Inc. and Winton-Ireland, Strom and Green, among other firms. Moen is also involved with NVI, a non-variable insurance business in Modesto, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advisory services through a large network of investment adviser representatives.

Mark Vega Felix is a financial advisor at Edward Jones with seven years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Edward Jones in 2022, he worked at Wells Fargo Bank NA for seven years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated mutual funds, operating under a fiduciary standard.

Alberto Escobedo is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He has worked at several major firms including Bank of America, Wells Fargo, Citi Bank, Morgan Stanley, and JP Morgan Chase. Outside of his advisory role, he serves as a board member for the City of Merced Building and Housing Board of Appeals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Steve Teranishi is a financial advisor with Ameriprise in Merced, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves on the Board of Directors for the Merced County 4-H Sponsoring Committee and has held leadership roles with the Japanese American Citizens League, Livingston-Merced Chapter. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency strategies to provide tailored recommendation reports. The firm operates as a large institutional provider, delivering a broad range of advisory, brokerage, and insurance solutions.

Ted Dietz is a CFP® with 25 years of industry experience currently serving at LPL Financial in Merced, CA. He previously worked at UBS Financial Services for three years and spent six years at Noble Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, utilizing both proprietary and third-party strategies.

Brian Gudgel is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. He worked at UBS Financial Services from 2007 to 2025 before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, utilizing a range of investment strategies supported by advisor-facing tools.

Edgar De La Cruz is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he worked at Instacart and Freddy's Kitchen Torteria, and he served as an advisor for the Merced High School LEO's Club, where he assists with meetings and supports service projects. Ameriprise Financial Services serves individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Eric Gieling is a financial advisor with Ameriprise, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Outside of his advisory role, he serves on the Board of Directors for YoungLife and is vice-chair of The Hope's mission team, both nonprofit organizations in Atwater, CA. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Lynnette Mcgill Koehn is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Cetera Advisor Networks LLC, Choice Financial Group, and Cetera Wealth Services, LLC. She is based in Merced, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

James Price is a financial advisor with LPL Financial in Merced, CA, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for five years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Mark Seivert is a CFP® professional with 43 years of industry experience, currently serving at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, he serves on the boards of Love Inc of Merced and the Merced Breakfast Lions foundation. Ameriprise is a large institutional firm offering a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets. The firm provides a comprehensive range of advisory, brokerage, and insurance solutions through affiliated companies, combining research-driven, algorithm-assisted recommendations with personalized financial advice.

Jared Goodin is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at Cetera and its affiliates prior to joining LPL Financial. Outside of his advisory role, he owns and operates Emprah LLC, a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment options including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad suite of financial services.

Edward Macha III is a financial advisor with LPL Financial holding a Series 66 designation and 18 years of industry experience. Prior to joining LPL Financial in 2025, he spent 18 years at UBS Financial Services. He is also the owner of Kennedymacha Enterprises LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, portfolio management, and institutional services utilizing various investment strategies and advisor-support tools.

Daniel Zacharias is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He previously worked at UBS Financial Services from 2009 to 2026. Outside of his advisory role, he is a partner in ZBROS Investments, a real estate and lending partnership. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering customized investment strategies alongside its model portfolios and third-party asset management options.

Michael Schwitalla is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Andres Curiel IV is a financial advisor at LPL Financial with nine years of industry experience. He previously worked at UBS Financial Services for eight years and AXA Advisors, LLC for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Curtiss Deoliveira is a CFP® professional with 34 years of industry experience. He has been with Osaic since 2025, following a 34-year tenure at Lincoln Financial Advisors Corporation. In addition to his advisory role, he is involved in insurance sales and service through Western Valley Insurance Associates, handling products such as life, disability, and long-term care insurance. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes firm-provided asset allocation tools and supports both discretionary and non-discretionary portfolio management.

Cody Bijou is a financial advisor with Edward Jones in Merced, California, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017. Prior to his career in financial advising, he worked at Panera Bread and the University of Arkansas at Monticello. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supporting approximately $1.01 trillion in assets under management.

Matthew Sebastian is a financial advisor with Thrivent Investment Management in Merced, California. He holds Series 63 and Series 65 licenses and has 24 years of industry experience, having worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he is involved in managing a single-family residence rental. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a nationwide network of financial advisors. The firm offers comprehensive, goal-based planning across multiple financial topics, combining planning with managed-account programs while keeping those services distinct.