Ryan Smith is a CFP® with 22 years of industry experience. He has been with Paragon Financial Services since 2012 and also maintains an affiliation with LPL Financial LLC dating back to 2010. Smith is involved in multiple investment-related activities through Paragon, including advisory and tax strategy services. Paragon Financial Services serves individual and high-net-worth clients, retirement plans, trusts, and institutions with portfolio management, financial planning, pension consulting, and estate/tax coordination. The firm offers customized and model portfolios with tactical, quantitatively informed allocation strategies and integrates tax and estate services through affiliated providers.

Daniel Silver is a CFA® charterholder with five years of experience in the financial industry. He has worked at Closed-End Fund Advisors, Inc. since 2020 and previously spent six years at Zoso Capital, LLC. CEF Advisors manages separate accounts for individuals, including high-net-worth households, and institutional clients, focusing on portfolios primarily composed of listed closed-end funds and business development companies. The firm’s investment process combines fundamental research and technical analysis, emphasizing funds trading at discounts to net asset value and utilizing proprietary data to guide trading and rebalancing decisions.

Ryan Drake is a financial advisor with Commonwealth Retirement Investments LLC in Richmond, VA, holding CFP® and ChFC® designations and over 24 years of industry experience. He previously worked at Lincoln Financial Advisors Corp. for 16 years before joining Commonwealth Retirement Investments and Purshe Kaplan Sterling Investments in 2017. Drake serves as co-trustee of a family irrevocable trust. Commonwealth Retirement Advisors serves individual clients and families, particularly those approaching or in retirement, offering personalized financial planning and portfolio management on a primarily discretionary basis. The firm employs a structured process starting with comprehensive retirement planning and implements customized investment strategies using dividend-growth equities, diversified fixed income, tactical equity ETFs, and selective annuities.

Thomas Marshall is a financial advisor with Virginia Estate And Retirement Planning Advisors, Inc., holding Series 63 and Series 65 credentials and over 21 years of industry experience. He has been with Virginia Estate And Retirement Planning Advisors since 2009 and also serves as president of Virginia Tax Center, a tax consulting and preparation firm. Additionally, he has experience running an insurance services business in Richmond, VA. Virginia Estate And Retirement Planning Advisors, Inc. provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm designs investment programs tailored to each client’s objectives, time horizon, and risk tolerance, with ongoing asset management and standalone planning services.

Robert Gillispie is a financial advisor at Yes Life Financial with two years of industry experience. He holds a Series 65 designation and has worked with the U.S. Forest Service for over ten years. Outside of his advisory role, he is a partner in a real estate venture. Yes Life Financial provides portfolio management and comprehensive financial planning services primarily to individual clients through virtual engagements. The firm emphasizes passive investment management using low-cost index funds and ETFs, supported by fundamental, technical, and cyclical analyses.

Suzanne Grason is a CFP® certificant with over 21 years of industry experience. She is currently a financial advisor at Spark Financial Advisors, where she has worked since 2022. Her prior experience includes roles at Cerity Partners LLC, FJY Financial, and Ameriprise Financial Services, Inc. Grason serves as President of the FPA Central Virginia Chapter board and is a board member of the National Capital Chapter of the Society of Financial Services Professionals, participating in Women in Finance initiatives. Spark Financial Advisors serves individual clients, charitable organizations, and employers by providing wealth management, financial planning, and employee benefit plan services. The firm focuses on passive, diversified portfolios using low-cost index funds and ETFs, with options for values-based investing, and operates under a fee-only fiduciary model.

Alexander Scott is a financial advisor at Alpha Advisors, LLC in Richmond, VA, holding a Series 65 designation with 14 years of industry experience. He has been with Alpha Advisors since 2013. Alpha Advisors serves primarily individuals and families, managing approximately $256 million in assets across roughly 115 clients. The firm focuses on discretionary portfolio management with an emphasis on asset allocation and diversification, using no-load mutual funds, ETFs, and separately managed accounts to implement customized model portfolios.

Craig Smelley is a financial advisor with Virginia Investment Advisory, Inc. He holds Series 63 and Series 65 licenses and has 44 years of industry experience. He has worked at American Portfolios Financial Services, Inc. since 2004 and has been with Virginia Investment Advisory since 1995. He is also the president of Virginia Investment Advisory and holds an active insurance agent license. Virginia Investment Advisory serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses, including both high-net-worth and non-high-net-worth clients. The firm provides wealth management and financial planning services with an emphasis on strategic asset allocation, diversification, and a conservative, long-term investment approach.

Todd Kuimjian is a financial advisor at Virginia Estate and Retirement Planning Advisors, Inc. with one year of industry experience. He holds the CFA® designation and Series 63 and 65 licenses. Prior to joining his current firm, he worked at Comerica Bank for four years and has been a partner and consultant at D&K CPAs, a tax preparation and consulting firm, since 2009. Virginia Estate and Retirement Planning Advisors, Inc. provides discretionary investment management and comprehensive financial planning services to individual and high-net-worth clients. The firm uses a combination of fundamental, technical, and cyclical analysis to guide investment decisions and offers ongoing portfolio oversight aligned with clients’ goals.

Joseph Cervinka is a financial advisor at Accurate Capital and Wealth LLC with two years of industry experience. He holds a Series 65 designation and has been involved in insurance sales and services through Reliant Retirement Corporation since 2017. Kingsguard Capital primarily serves individual clients with discretionary portfolio management and ongoing investment monitoring, using model portfolios and third-party managers. The firm emphasizes asset allocation, periodic rebalancing, and manager oversight consistent with a Modern Portfolio/Efficient Market approach.

William Vernon is a financial advisor at Vernon Management Group, Incorporated, with a Series 65 credential and three years of industry experience. Prior to joining Vernon Management Group, he worked at the Country Club of Virginia and spent 15 years in education. Vernon Management Group serves individual and high-net-worth clients, trusts, estates, pension plans, and other entities, primarily through separately managed accounts. The firm emphasizes a proprietary, trend-focused investment process that incorporates technical analysis, charting, and backtesting, offering discretionary and non-discretionary portfolio management alongside comprehensive financial planning and consulting services.

Andrew Holpe is a financial advisor at Richmond Quantitative Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at KPMG LLP and KPMG Corporate Finance LLC. He is also a general partner of New Core Investment Partners, LLC, which manages the New Core Quantitative, LP fund. Richmond Quantitative Advisors provides discretionary portfolio management, model delivery, and financial advisory services to individuals, institutions, pooled investment vehicles, and registered investment companies. The firm employs a quantitative, data-driven investment approach with tactical, dynamically rebalanced models and offers specialized services including cryptocurrency portfolio management and consulting on portfolio optimization and machine learning methods.

Sarah Byrd is a financial advisor at Alpha Advisors, LLC in Richmond, VA, holding a Series 65 designation with 22 years of industry experience. She has been with Alpha Advisors since 2004. Outside of her advisory work, she serves part-time as a bookkeeper for TEI. Alpha Advisors primarily serves individuals and families with approximately 115 clients and $256 million in assets under management. The firm focuses on discretionary portfolio management with an emphasis on asset allocation and diversification, using no‑load mutual funds, ETFs, and separately managed account services.

Richard Vernon is a financial advisor at Vernon Management Group, Incorporated with six years at the firm and three years of industry experience. He holds a Series 65 designation. Outside of his advisory role, Vernon is the owner of Blue Sky Life & Annuities, a business that sells life insurance and fixed annuities. Vernon Management Group serves individual and high-net-worth clients, as well as trusts, estates, and pension plans, primarily through separately managed accounts. The firm employs a proprietary, trend-focused investment approach based on technical analysis and active daily portfolio monitoring.

Peter Walls is a financial advisor at Kinloch Capital, LLC in Glen Allen, VA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has worked at Bank of America and Merrill Lynch from 2009 to 2019 before joining Kinloch Capital in 2019. Kinloch Capital advises individuals, trusts, non-profits, pensions, and businesses, focusing on discretionary asset management, financial planning, and divorce planning services. The firm employs a dynamic, technically driven investment approach using proprietary model portfolios and emphasizes tax efficiency and low-cost investment vehicles.

Gary Wood is a CFP® with 34 years of industry experience, currently serving as the sole advisor at BDC Capital Management, Inc. He has worked at Charles Schwab & Co., Inc. since 2021 and previously spent seven years at Raymond James & Associates. Wood also conducts insurance sales as part of his business activities. BDC Capital Management, Inc. serves individuals, high-net-worth families, family-owned businesses, and charitable organizations with financial planning, discretionary portfolio management, and asset allocation services. The firm integrates investment management with tax and estate planning and provides business valuation and transition analysis for owner-run enterprises.

John Bowen is a CFP® and Series 65-licensed advisor with eight years of experience at Bowen Financial Services, LLC. He also works as a tax preparer at John G. Bowen & Company, LLC, a CPA firm unrelated to investment advisory services. Prior to his financial career, he held roles at Virginia Commonwealth University and Martin's Food. Bowen Financial Services, LLC provides fee-only financial planning and discretionary investment management for individuals, families, trusts, estates, and certain small businesses. The firm emphasizes a strategic asset-allocation approach using low-cost, tax-efficient mutual funds and ETFs, and it integrates tax compliance and consulting through an affiliated CPA practice.

Ann Healy is a CFP® with 46 years of industry experience, currently serving at Beale Healy Investment Advisors Inc in Richmond, VA. She has worked with Beale Healy Investment Advisors since 1982 and is also associated with Beale Healy Financial Group, where she provides consultation on insurance and risk management. Beale Healy Investment Advisors serves individual and high-net-worth clients through discretionary and non-discretionary portfolio management focused on individually held securities, complemented by modular financial planning. The firm’s investment approach combines fundamental, technical, and quantitative analysis within a committee framework, employing various strategies from long-term holdings to short-term trading and option positions.

Jessica Buckley is a financial advisor at Norton Capital Management, Inc. in Henrico, VA, with 21 years of industry experience. She has been with Norton Capital Management since 2006 and previously worked at Merrill from 2004 to 2005. Buckley holds a Series 66 designation. Norton Capital Management provides fee-based asset management to individuals, including high-net-worth clients, trustees, pensions, and other institutional entities. The firm emphasizes fundamental analysis and long-term positioning, focusing on higher-quality, growth-oriented equities and investment-grade fixed income, supported by proprietary databases and third-party research.

Deborah Tucker is a CFP® with 17 years of industry experience. She is currently with Claris Financial, LLC and previously worked at Triad Advisors and Wunderlich Securities, Inc. Deborah holds Series 63 and Series 65 licenses. Claris Financial, LLC provides fee-based portfolio management and advisory services to individuals, families, high net worth clients, small businesses, trusts, and foundations. The firm uses a flexible, client-specific investment approach that combines fundamental and technical analysis, tailoring asset mixes to clients’ goals and risk tolerance.