Patrick Lettice is a financial advisor with Wedbush Securities Inc. in Modesto, CA, holding a Series 63 designation and 42 years of industry experience. He has been with Wedbush Securities since 2013 and also maintains a long-term affiliation with Vulcan Securities LLC since 2002. Wedbush Securities provides both investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a wide range of services including wealth management, fixed income, commodities, and securities lending, utilizing both discretionary and non-discretionary portfolio management strategies.

Todd Steck is a financial advisor at Verity Asset Management with one year of industry experience. He holds a Series 65 credential and has prior experience with Teacher's Pension and Insurance Services and 1st Light Energy. Outside of advisory work, Steck is involved in solar marketing through Public Solar, LLC, and operates an insurance agency, Steck Insurance Services. Verity Asset Management is an SEC-registered firm providing discretionary portfolio management, model portfolios, retirement-plan advisory, and financial planning to individuals, corporate and institutional clients, and other investment advisers. The firm employs a model-driven investment process with tactical asset allocation across diverse asset classes and offers both internally managed and third-party models.

Eric Anderson is a financial advisor with Verity Asset Management, holding a Series 65 credential and eight years of industry experience. He has been with Verity Asset Management since 2018 and also operates Teacher's Pension and Insurance Services, an insurance agency in Oakdale, CA. Verity Asset Management is an SEC-registered, multi-team advisory firm managing approximately $1.15 billion and serving a broad client base including individuals, retirement plan sponsors, institutional clients, and other advisers. The firm emphasizes a model-based investment approach with tactical asset allocation and acts as a manager-of-managers when selecting third-party models for client platforms.

Robert Powell is a CFP® with 15 years of industry experience currently affiliated with Ascentis Independent Advisors, LLC. His career includes prior roles at Raymond James Financial Services and Concurrent Advisors. He is also the CEO of Hebrews 135, LLC, a business he owns and operates outside of his advisory work. Ascentis Independent Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and business entities by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a combination of discretionary management, third-party managers, and platform solutions to tailor investment advice to client objectives.

Andrew Lambertson is a financial advisor with Founders Financial Securities LLC in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He is the owner and president of Lambertson Financial Services and a partner at Skyson Financial, both providing wealth management and structured settlement services. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of portfolio management programs and financial planning services, utilizing both traditional and non-traditional delivery methods such as subscription-based retirement education and co-advised customized portfolios.

Sofia Leguria is a financial advisor at Integrity Advisory Solutions with a Series 65 designation. She joined the firm in 2026 and has previous experience in legal and academic roles, including positions at Leguria Law and Gonzaga University School of Law. Outside of finance, she has worked in various educational and community organizations. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of about 100 independent advisors. The firm manages approximately $1.1 billion in client assets and offers a range of services including portfolio management, financial planning, retirement consulting, and model portfolio programs.

Gregory Lebbert is a financial advisor at Infinity Financial Services Advisory with 40 years of industry experience. He holds a Series 63 designation and has been with Infinity Financial Services Advisory since 2020, following four years at Infinity Financial Services. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for about 642 clients through a team of 35 advisors. The firm serves individual and high-net-worth clients using a multi-method investment approach that includes charting, cyclical, fundamental, quantitative, and technical analysis, along with modern portfolio theory, implementing strategies across mutual funds, ETFs, annuities, options, and other complex investments.

Valerie Hurst is a financial advisor at United Capital Financial Advisors with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Goldman Sachs & Co LLC and CETERA Advisor Networks LLC. Hurst serves on the advisory board of the McHenry Mansion, a local historical landmark hosting weddings, public tours, and fundraising events. United Capital provides national financial planning and discretionary investment management for individual and high-net-worth clients, retirement plans, and institutional accounts. The firm supports customized investment solutions and operates a platform, FinLife Partners, that assists independent advisors with technology and practice management services.

Daniel Krause is a financial advisor with Verity Asset Management in Oakdale, California, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at multiple firms, including TPX Advisors, Verity Financial, and Teachers Pension Services. Krause is also the owner and manager of TPX Advisors, where he oversees other advisors and client investment planning. Verity Asset Management is a multi-team SEC-registered advisory firm managing approximately $1.15 billion and serving individual, retirement plan, institutional, and advisory clients. The firm employs a largely model-based investment process with tactical asset allocation across various asset classes and offers a range of portfolio management and consulting services.

Elizabeth Wright is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Arete Wealth Advisors, LLC. Her prior experience includes roles at Moloney Securities Co., Inc. and Vance Capital Management, LLC. Outside of her advisory work, she is involved with Equity Marketing Group in a wholesaler support capacity. Arete Wealth Advisors provides investment advisory and financial planning services to individuals, including high-net-worth clients, pension plans, trusts, charitable organizations, and businesses. The firm manages assets primarily on a discretionary basis using a combination of advisor-driven and proprietary model allocations, and regularly monitors accounts while acting as an ERISA fiduciary when applicable.

Gerardo Vergara is a CFP® professional with seven years of industry experience, currently serving as an advisor at Verity Asset Management. His prior experience includes roles at Ameriprise and Edward Jones. Verity Asset Management is a multi-team SEC-registered firm managing approximately $1.15 billion for individuals, retirement plans, institutional clients, and other advisers. The firm employs a model-based investment approach with tactical asset allocation across a range of asset classes, offering services such as discretionary portfolio management, retirement plan consulting, and sub-advisory arrangements.

Christopher Barber is a financial advisor at Mutual Advisors, LLC with 19 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at firms including Incapital LLC, Griffin Capital Securities, Inc., and Merrill. Barber is also an independent insurance agent, selling fixed life insurance policies through his S corporation. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional investors. The firm manages portfolios using both active and passive strategies tailored to each client’s objectives, employing multiple analytical approaches and third-party tools. It manages approximately $9.45 billion across 154 advisors and is notable for its scale of institutional work and range of services.

Ryan Bertrand is a financial advisor at MissionSquare Retirement with nine years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Bertrand is based in Modesto, CA. MissionSquare Retirement serves state and local government employers, their employees, and select nonprofit entities by administering retirement plans and providing plan administration, recordkeeping, education, and advisory services. The firm’s Guided Pathways offering includes discretionary Managed Accounts and nondiscretionary Fund Advice developed in partnership with Morningstar Investment Management, delivered through multiple channels exclusively within MissionSquare-administered accounts.

Andrew Wolf is a financial advisor at United Capital Financial Advisors with 13 years of industry experience. He holds the Series 66 designation and has worked previously at Goldman Sachs & Co LLC, CETERA Advisor Networks LLC, and Girard Securities Inc. United Capital provides national financial planning and discretionary investment management services to a broad range of clients, including individual and high-net-worth households, retirement plans, and corporate or institutional accounts. The firm’s investment teams develop client-specific financial plans and manage accounts on a discretionary basis, supporting customization options such as ESG and faith-based portfolios.

Gregory Komsky is a financial advisor with Verity Asset Management in Oakdale, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Verity Asset Management since 2017 and previously at EBS Financial, Planmember Securities Corporation, and Teacher's Pension & Insurance Services. Outside of his advisory role, he serves as president and CEO of Foundation Financial & Insurance Services and is managing partner at Karma Capital Insurance Solutions, overseeing insurance operations. Verity Asset Management is an SEC-registered investment adviser serving individual, corporate, institutional, and registered investment adviser clients with discretionary portfolio management, retirement-plan advisory, and financial planning. The firm employs a model-driven investment process emphasizing tactical asset allocation across diverse asset classes and offers both internally managed and third-party manager models, operating under fiduciary and ERISA standards where applicable.

Gina Leguria is a financial advisor with Integrity Advisory Solutions in Modesto, CA, holding a Series 65 designation and two years of industry experience. She has a background that includes roles at Brokers Financial and Yosemite Community College District, and she has operated her own law firm since 2009. Leguria serves as Vice President of the Stanislaus Estate Planning Council and is a board member of United Cerebral Palsy of Stanislaus County. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and business clients through a network of independent advisors, managing approximately $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services using a variety of asset allocation strategies and third-party platforms.

Donna Fredrickson is a financial advisor with Wedbush Securities Inc. in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Wedbush Securities since 2015. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a range of wealth management, fixed income, commodities, and capital markets services alongside both discretionary and non-discretionary portfolio management.

Bryan Turnbull is a financial advisor with PNC Wealth Management in Modesto, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked with PNC Investments since 2021 and previously held roles at various BBVA entities from 2011 to 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution available by invitation to employees with PNC Bank online credentials. The firm uses algorithm-driven risk assessments and implements investments via approved model strategies managed by PNC or third-party strategists.

Jeffrey Bowman is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He has worked at Integrated Wealth Concepts since 2023 and has over 20 years of experience as a principal at Grimbleby Coleman CPAs, Inc. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm provides discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, utilizing customized portfolios with a combination of mutual funds, ETFs, equities, and fixed income.

Jeroen Hoogeveen is a financial advisor at Transamerica Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2012. He also has a longstanding association with World Financial Group dating back to 2001. Outside of advisory services, he is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm uses a model portfolio approach implemented through multiple program platforms and third-party managers, supported by an extensive advisor network.