Jaymie Chmil is a financial advisor with First Heartland Consultants, Inc. She holds a Series 66 designation and has eight years of industry experience. Her previous work includes roles at Edward Jones, Wells Fargo Clearing, and First Clearing. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party asset management services, financial planning, and model-based self-directed brokerage account programs, employing a mix of fundamental, technical, and cyclical analysis along with strategic and tactical asset allocation.

Daniel Clendenin is a financial advisor with Cary Street Partners in Fredericksburg, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Cary Street Partners since 2007. Clendenin serves as an adjunct professor of personal finance at the University of Mary Washington and holds several trustee and investment committee roles with nonprofit organizations, including the Mary Washington Hospital Foundation and the University of Mary Washington Foundation. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad range of investment options and proprietary strategies, serving both retail and niche institutional markets such as state and municipal government entities.

Cheri Litzenburg is a Series 66-registered financial advisor with Cary Street Partners, based in Fredericksburg, VA, and has 25 years of industry experience. Her prior experience includes roles at Citigroup Global Markets, Legg Mason Wood Walker, and Merrill. Outside of finance, she teaches line dancing locally. Cary Street Partners offers investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients, utilizing a wide range of investment products and proprietary strategies.

William Frazer III is a financial advisor with Principal Financial Services in Locust Grove, VA. He holds Series 63 and Series 65 designations and has 20 years of industry experience. Since 2013, he has been affiliated with Your Retirement Pathfinder, Principal Securities, and Principal Life Insurance Company. Outside of his advisory role, he serves as an elder and Bible teacher at Lake of the Woods Church, where he helps oversee local ministry activities including a homeless shelter and special programs for adults with special needs. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third‑party money manager solutions, with investment implementation typically managed on a discretionary basis by these third parties.

Sarah Kooker is a financial advisor at Empower Advisory Group with one year of industry experience. She previously worked at J.P. Morgan Securities and Bank of America. Outside of finance, she has involvement with Depop, a peer-to-peer social shopping app. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select retail clients. The firm uses an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Whitney Riley is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior roles include positions at Bank of America, Merrill, Citigroup Global Markets, and Legg Mason Wood Walker. She is based in Fredericksburg, VA. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse clientele, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients. The firm offers brokerage services, financial planning, consulting, and various advisory programs, utilizing both in-house portfolio management and third-party managers.

Elizabeth Pate is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her prior roles include positions at Penn Mutual Life Insurance Company, Mass Mutual Investors Services, MASSMUTUAL Life Insurance Company, and MetLife Securities. She serves as a board member of the National Association of Insurance and Financial Advisors, contributing to educational course development and membership promotion. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, managing a substantial portfolio with a network of advisors and relationships with third-party asset managers.

Ronald Holmes Jr. is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney since 2018, following prior roles at Bank of America and Merrill. Holmes serves as a board member of the Spotsylvania Regional Medical Advisory Board. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and charitable organizations, providing brokerage, financial planning, and advisory services supported by a mix of in-house and third-party portfolio management.

Melissa Daily is a financial advisor with Guardian Life and Park Avenue Securities in Locust Grove, VA, holding Series 63 and Series 65 credentials with 35 years of industry experience. She has worked with Park Avenue Securities and Guardian Life Insurance Company since 1999. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party advisory solutions.

Nicole Cole is a financial advisor with Stratos Wealth Partners, Ltd. She holds Series 63 and Series 65 licenses and has 22 years of industry experience. Her prior roles include positions at LPL Financial, Colonial River Investments, and Next Financial Group, as well as running her own firm, Nicole Cole Financial Services Group, LLC. Cole serves as an elected school board member for Spotsylvania County Public Schools. Stratos Wealth Partners is an SEC-registered enterprise adviser serving individuals, retirement plans, corporations, nonprofits, and other institutional clients. The firm operates an advisor-driven model with an open-architecture investment approach, integrating multiple third-party platforms and offering customized portfolio management and financial planning services.

Seth Wagner is a financial advisor at Davenport & Company LLC with two years of industry experience. He holds a Series 66 designation and has worked at Davenport since 2024. Outside of his advisory role, he is involved in breeding dogs as a personal interest. Davenport & Company serves individual and institutional clients, providing asset management, retail brokerage, fixed income, public finance, and investment banking and advisory services. The firm’s investment advisory division offers separately managed accounts, model delivery, financial planning, and other advisory programs, supported by dedicated portfolio manager teams and a Manager Research group.

Bryn Thacker is a Series 66 registered financial advisor with Janney Montgomery Scott in Fredericksburg, VA, and has four years of industry experience. Before joining Janney, Thacker worked at Avery Hess Realtors and was involved with Livingston Manor Arabians. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets. The firm serves a diverse range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering services such as brokerage, financial planning, and advisory programs with a combination of in-house and third-party asset management.

Aric Wagner is a financial advisor with Davenport & Company LLC in Fredericksburg, VA, holding Series 63 and Series 65 credentials and with 34 years of industry experience. He has been with Davenport & Company LLC for 32 years. Outside of his advisory role, he is the owner of Step Brothers LLC, a private LLC related to estate planning. Davenport & Company LLC serves individual and institutional clients, including banks, pension plans, trusts, estates, nonprofits, and corporations, offering asset management, retail brokerage, fixed income, public finance, and investment banking and advisory services. The firm’s asset management is organized around dedicated portfolio teams and research groups, managing separately managed accounts, mutual funds, ETFs, and unified managed accounts.

Regis Keddie III is a financial advisor at Davenport & Company LLC with 19 years of industry experience. He holds the Series 66 designation and has been with Davenport since 2007. Keddie serves on the board and Finance Committee of Friends of the Rappahannock and is also the chairman of the Finance Committee at Precious Blood Catholic Church. Davenport & Company LLC serves individual and institutional clients, including banks, pension plans, trusts, nonprofits, and corporations, offering a range of services such as asset management, retail brokerage, fixed income, and investment banking. The firm utilizes dedicated portfolio manager teams and an Investment Policy Committee to manage separate accounts, mutual funds, ETFs, and unified managed accounts.

Benjamin Hazekamp is a financial advisor at PNC Wealth Management with eight years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise Financial Services, LPL Financial, Burke and Herbert Bank, Lyft, and the Tax Foundation. Outside of his advisory role, he serves as Chairman of the 7th District Republican Committee for the Republican Party of Virginia. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot for employees. This offering uses algorithmic risk assessment and approved model strategies implemented via mutual funds and ETFs, with portfolio management delegated to third parties.

Thomas Colson is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. He holds a Series 66 designation and previously worked at MassMutual Life Insurance Company, MML Investors Services LLC, and Thrivent Financial. Outside of his advisory role, Colson is also involved in insurance brokerage as an agent with Elevate Financial Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities, managing over $8 billion in discretionary assets.

Stewart Emenheiser is a CFP®-designated financial advisor with 20 years of industry experience. He has worked at Davenport & Company LLC since 2019 and previously spent 13 years with Edward Jones. Davenport & Company LLC serves individual and institutional clients, including banks, pension and profit-sharing plans, trusts, estates, nonprofits, and corporations, offering asset management, retail brokerage, fixed income, public finance, and investment banking and advisory services. The firm’s investment approach includes dedicated portfolio manager teams and a Manager Research team that oversee separately managed accounts, mutual funds, ETFs, and unified managed accounts.

Jessica Wolford is a financial advisor with First Command Advisory Services in Fredericksburg, VA, holding a Series 66 designation and four years of industry experience. She has worked exclusively with various entities of First Command since 2021. Wolford serves as treasurer for the Spotswood Elementary School PTO, where she oversees budgeting and financial reporting. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs utilizing model portfolios and third-party managers selected by a centralized Investment Management Team.

Regis Keddie II is a financial advisor at Davenport & Company LLC in Fredericksburg, VA, with 53 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Davenport & Company since 1994. Outside of his advisory work, Keddie serves on the finance committees of the Mary Washington Healthcare Corp. and the Fredericksburg Area Chamber of Commerce, and he holds leadership roles in several local nonprofit organizations focused on healthcare and community services. Davenport & Company serves individual and institutional clients, including banks, pension plans, trusts, nonprofits, and corporations, providing asset management, brokerage, fixed income, public finance, and investment banking services. The firm offers separately managed accounts, model portfolios, and advisory programs, with asset management organized around portfolio manager teams, an Investment Policy Committee, and a Manager Research team.

Eden Coltrane is a financial advisor at Davenport & Company LLC with 25 years of industry experience. He holds the Series 66 designation and has been with Davenport since 2000. Davenport & Company serves individual and institutional clients, including banks, pension plans, trusts, and nonprofits, offering a range of services such as asset management, brokerage, and investment advisory. The firm manages multiple mutual funds and employs a team-based approach to portfolio management across various account types.