Adam Grace is a financial advisor at Valic Financial Advisors with a Series 66 designation and three years of industry experience. His prior work includes positions at Agia and Weinkam & Weinkam, P.A., as well as entrepreneurial experience with Grace Lawn Care. He also has involvement with non-securities insurance products through a role at Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Michael Rogers is a financial advisor with Transamerica Retirement Advisors, LLC who holds Series 63, 65, and 66 licenses and has 30 years of industry experience. His prior work includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Pruco Securities LLC, The Prudential Insurance Company of America, and several other firms. Outside of his advisory career, he is a musician who plays bass, guitar, and sings. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, relying on Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale with a focus on non-discretionary assets and does not target high-net-worth or corporate clients in its core programs.

Gia Raines is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 19 years of industry experience. She has been with PNC Investments since 2008. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs.

Brittany Pridgeon is a financial advisor with SPC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Her prior work includes nearly a decade at OSAIC, and she has additional roles outside finance such as volunteering as a general council member for the Atlantic General Hospital Foundation and owning an LLC that provides marketing and business administration support to local small businesses. SPC offers investment management, financial planning, and retirement-plan advisory services to a diverse client base, delivering tailored advice through a large network of advisors and maintaining distinct operational partnerships with broker-dealers and third parties.

Daniel Crocker is a CFP® with 36 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC since 2014. He previously worked with LPL Financial LLC (formerly Linsco/Private Ledger Corp.) for over three decades. Crocker provides investment advisory services through Sage Financial LLC, an independent registered investment advisory firm. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes a fiduciary-based advisory model and utilizes various investment strategies and technology platforms to support client goals.

Jeriene Reed is a financial advisor with PNC Wealth Management who holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining PNC Wealth Management in 2026, she worked at Edward Jones, Charles Schwab & Co., Inc., and TD Ameritrade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees with PNC Bank online-banking credentials. The firm uses approved model strategies managed by PNC or third-party strategists and emphasizes algorithmic risk assessment and third-party portfolio implementation.

Dahri Jahn is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works closely with business owners to help secure their wealth and maximize the value of their exit strategies. Dahri and his team utilize Merrill's Proprietary Financial Modeling Tool, the Personal Wealth Analysis, to assist clients in planning for business transitions, advanced tax mitigation, philanthropic planning, and protecting their family wealth. Dahri's areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and tax minimization. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He graduated from the University System of Maryland with a Bachelor's Degree and resides in Bethesda, MD. Dahri's personal interests include hiking, reading, running, and traveling.

John Kelly is a financial advisor at Raymond James & Associates with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James since 2016. Outside of his advisory role, he serves as a trustee of the University of Pennsylvania Lacrosse Board, providing guidance and support to the men's and women's lacrosse programs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering non-discretionary investment consulting and financial planning supported by a broad range of portfolio management strategies and affiliated research.

Lucas Holmes is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping individuals and families develop personalized wealth management strategies tailored to their financial goals and changing market conditions. Lucas specializes in areas including college education planning, equity compensation services, legacy planning, portfolio management, and tax minimization. He works closely with clients navigating career transitions, providing guidance on workplace benefits, retirement accounts, and investment strategies to align with both short-term priorities and long-term objectives. He holds a Bachelor's Degree from Salisbury University and the Personal Investment Advisor (PIA) designation. Lucas is active in professional organizations such as the Greater Ocean City Chamber of Commerce and the Salisbury Chamber of Commerce, and participates in community activities including Relay for Life. Outside of work, he enjoys baseball, basketball, and golfing.

George Athas Jr. is a financial advisor with Stifel in Ocean Pines, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Robert Bianca is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked for over 30 years. In his role, he focuses on providing personalized financial planning and investment strategies tailored to his clients' unique goals and priorities. His areas of expertise include college education planning, divorce transition planning, socially responsible and values-based investing, special needs planning strategies, individual and corporate investment strategy, tax minimization, and retirement income planning. Robert holds a Bachelor's degree from the University of Maryland and an MBA in Finance from Loyola College. He is also a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Robert's approach emphasizes simplicity and transparency in wealth management, aiming to help clients manage and achieve their financial objectives while aligning with their personal perspectives.

Katherine Armstrong is a CFP® professional with 24 years of industry experience. She has worked at Lincoln Financial Advisors Corp for 21 years and currently serves as a financial advisor at OSAIC. Armstrong is also affiliated with Johns Hopkins University since 1992. In addition to her advisory role, she offers accident, health, disability, and fixed insurance products to clients. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated financial advisers. The firm employs various asset-allocation tools and offers access to multiple advisory platforms, including third-party money managers and managed-account solutions.

Michael Devincentis Jr. is a financial advisor with LPL Financial holding Series 63 and Series 65 designations and 40 years of industry experience. His prior work history includes tenure at Wells Fargo Clearing, Wells Fargo Advisors LLC, Citigroup Global Markets, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

William Mustin is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1996 after building and selling a contracting company. His background includes a lifelong interest in investing, which started in high school. William’s areas of focus include executive compensation, family wealth management strategies, employee financial health, managing new wealth, personal retirement planning, philanthropic planning, tax minimization, and retirement income. He prioritizes cultivating close relationships with clients to address their financial goals related to lifestyles and legacies. William holds the Personal Investment Advisor (PIA) designation and earned an Associate's Degree from Arundel College. Outside of work, William resides in Bel Air, Maryland with his wife, Melissa. He enjoys spending time outdoors fishing, hunting, cycling, and woodworking. He is involved in supporting Shriner’s Children’s Hospital and other non-profit organizations.

Michael Thomas is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Equitable Advisors since 2005 and previously was with Axa Advisors and Mony Securities Corporation. He is also a member of The CT Group, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm employs a range of investment models and third-party program sponsors to deliver tailored advisory solutions.

Joseph Wilson is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1991, concurrently affiliated with Bank of America since 2009. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and a comprehensive capital-markets platform.

Deyan Sertev is a financial advisor with LPL Enterprise holding a Series 66 designation and has been with the firm since 2026. He also has a background in the transportation and hospitality industries, including roles at Lyft, Uber, and LETS GO - Student Travel Center. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors and institutional entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and financial planning services.

Brian Selzer is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill. Selzer is co-owner of Selzer & Associates, LLC, where he manages his Ameriprise business. Ameriprise provides retirement-income planning services aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis delivered through a centralized consulting team to support client financial goals.

Lawrence Andrews is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 23 years of industry experience. His prior work includes six years at Wells Fargo Clearing and four years at Wells Fargo Advisors LLC. He is based in Ocean City, MD. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management styles.

Joseph Jaszemski is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 12 years of industry experience. His prior roles include positions at Merrill, M&T Bank, CUNA Mutual Group, and Cuna Brokerage Services Inc. He is associated with TruStage Wealth Management Consulting Services, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a broad array of financial activities.