Christopher Torchiana is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 28 years of experience in the financial services industry. He is the principal of Continuum Financial Partners, LLC, an independent advisory firm he has led since 2012. Prior to that, he worked at NEXT Financial Group, Inc. and Osaic FA, Inc. Torchiana also owns a tax preparation business, MainStreet Tax Advisory. Continuum Financial Partners provides financial planning, investment management, and retirement plan advisory services to select individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm employs a holistic planning process incorporating Modern Portfolio Theory and offers ERISA fiduciary services including Investment Policy Statement design and 3(21) investment oversight, primarily managing client assets on a discretionary basis.

David Joiner is the sole advisor at Joiner Financial, LLC, an independent firm based in El Dorado Hills, CA. He holds Series 63 and Series 65 designations and has 18 years of industry experience. Joiner has worked with Berthel Fisher & Company Financial Services, Inc. since 2009 and has been involved with Quantix Equity Management and Quantix Equity Partners, LP since 2008. Joiner Financial, LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, and investment companies. The firm uses a combination of charting, fundamental, technical, and cyclical analysis to construct portfolios and offers ongoing monitoring with regular client reporting. It also manages a private investment vehicle and accepts performance-based fees for qualified investors.

Dean Peterson is the principal of Dean Peterson Capital Management, LLC, an independent advisory firm based in Rancho Cordova, CA. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Peterson has led his firm since 2016. Dean Peterson Capital Management provides discretionary asset management to individuals, high-net-worth clients, and small businesses. The firm employs a strategic asset allocation framework with a focus on long-term purchase strategies, incorporating derivatives such as options in separately managed accounts.

Bereket Kelile is a financial advisor at Rehoboth Financial Planning, Inc. with five years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Cambridge Investment Research, Inc. and SJR Opinion Research. Outside of his advisory role, Kelile owns several businesses including financial coaching, life coaching, estate planning document services, and a federal and California tax return preparation service. He also serves as an elected member of the Sacramento County Republican Central Committee. Rehoboth Financial Planning, Inc. provides portfolio management and financial planning primarily to individual clients, offering discretionary management guided by personalized Investment Policy Statements. The firm’s investment process combines fundamental analysis with a long-term trading orientation and tailors model allocations to each client’s goals and risk tolerance.

Frank Cantone is a financial advisor at Mark Gillam Enterprises with a Series 65 designation and nine years of industry experience. He has worked at Transamerica Financial Advisors, Inc. since 2009 and has been with Mark Gillam Enterprises since 1995. Mark Gillam Enterprises advises individuals—including high-net-worth clients—as well as pension and profit-sharing plans and charitable organizations. The firm employs a long-term, fundamentals-based investment approach and is notable for its non-discretionary management style, as well as its additional services including bookkeeping, bill-pay, insurance placement, and real estate-related asset management.

Gene Tabb III is a financial advisor at 5 Talents Advisors, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SCF Investment Advisors, SCF Securities, Golden State Propane, and Sierra Wealth Management, where he is also owner and president. Outside of advising, he serves as a board member of the Placerville Lions Club. 5 Talents Advisors is a registered investment adviser serving individuals, corporations, charities, and retirement plans. The firm manages approximately $54 million in discretionary assets using customized model portfolios and a combination of fundamental and technical analysis across various asset classes.

Gerald Gasber is a CFP® with 30 years of experience in the financial industry. He has been with Gasber Financial Advisors, Inc. since 1995. The firm serves individuals and families, including high-net-worth clients and business owners, offering fee-only financial planning, investment management, and wealth management services. Gasber Financial Advisors follows an evidence-based, strategic asset allocation approach using index funds and ETFs to build globally diversified portfolios.

Steven Bell is a CFP® with 16 years of industry experience, currently serving at The Wealth Conservatory in Plymouth, CA. He has been with Comprehensive Planning Associates, Inc. since 2009. The Wealth Conservatory provides comprehensive financial planning, consulting, and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach based on Modern Portfolio Theory, emphasizing systematic rebalancing, tax-loss harvesting, and cost-effective asset allocation.

Daniel Vistica is a Series 65-credentialed advisor with 10 years of industry experience. He has been with Vistica Wealth Advisors, LLC since 2015. Outside of his advisory role, he serves as an uncompensated consultant assisting with the winddown and dissolution of the Pacific Coast League. Vistica Wealth Advisors provides investment management, financial planning, and advisory services to individual and high-net-worth clients, as well as participant-directed employee retirement plans. The firm emphasizes a long-term, asset-allocation approach using primarily passively managed and index-based mutual funds, including ESG-conscious options, and incorporates portfolio modeling and routine rebalancing.

Kayle Larsen is a CFP® with 28 years of industry experience, currently serving at Larsen Wealth Management since 2023. He previously worked at Cambridge Investment Research, Inc. for 16 years. Larsen also consults for an executive boat club operated by his wife. Larsen Wealth Management provides portfolio management and financial planning primarily to individual and high-net-worth clients, also serving corporate entities. The firm employs a long-term investment approach based on modern portfolio theory and offers discretionary portfolio management with quarterly monitoring.

Michael Haskins is a CFP® professional with 20 years of industry experience. He is currently with Larsen Wealth Management and previously spent 16 years at Cambridge Investment Research in various capacities. Haskins is also a licensed independent insurance agent. Larsen Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business entities. The firm follows a long-term, modern portfolio theory-based investment approach and generally manages accounts on a discretionary basis.

Richard Rouse is a financial advisor at Dachtler Wealth Advisors, LLC with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Calton & Associates, Inc. and Ameritas Investment Corp. Outside of his advisory role, he owns an insurance business focused on life, disability, and annuity products and is involved with LegacyLock, LLC, which licenses estate document software. Dachtler Wealth Advisors provides asset management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, and other advisers. The firm uses a combination of fundamental and technical analysis alongside modern portfolio theory to develop tailored investment strategies and offers ongoing planning with options for discretionary or non-discretionary management.

Christopher Bell is a financial advisor at Aladino Financial Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he served in the United States Coast Guard for 12 years. Bell also provides administrative support to Mariner Independent Advisor Network, LLC, an independent investment advisor firm. Aladino Financial Services offers financial planning and consulting, focusing on initial client interviews and referring clients to third-party investment managers for portfolio implementation. The firm does not directly manage assets and provides tailored recommendations through a network of affiliated businesses, including insurance and legal services.

Steven Fairchild is a CERTIFIED FINANCIAL PLANNER™ with 48 years of industry experience. He is the president of Fairchild Financial Advisors, Inc., where he has worked since 1995, and previously held roles at National Planning Corporation and LPL Financial. Fairchild Financial Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and access to model portfolios through the AssetMark platform. The firm emphasizes personalized assessments and employs a combination of fundamental, technical, and quantitative analysis to tailor investment strategies.

Sanjay Varshney is a CFA charterholder with six years of industry experience. He previously worked at Wells Fargo Private Bank for five years and has been a professor of managerial and corporate finance at California State University since 2015. He is based in El Dorado Hills, CA. Goldenstone Wealth Management serves individuals, high-net-worth households, business owners, and selected institutional clients with discretionary portfolio management and holistic financial planning. The firm employs a long-term, multi-asset total-return investment approach and offers tailored, goals-based programs that may include limited option strategies and alternative investments for qualified clients.

Mark Gillam is a financial advisor with Mark Gillam Enterprises in Fair Oaks, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been self-employed since 2001 and has previous experience with Transamerica Financial Advisors, Inc. since 1997. In addition to his advisory work, Gillam is a licensed independent insurance agent. Mark Gillam Enterprises serves individuals, including high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm employs a long-term, fundamentals-based investment approach, primarily managing assets on a non-discretionary basis, and offers additional services such as insurance placement, mortgage referrals, and bill-pay/bookkeeping with limited custody features.

Kevin Stites is a CFP® with nine years of industry experience and serves as an advisor at Stites Financial Consulting. He has worked at United Planners Financial Services and currently owns a tax preparation and planning business, Stites Tax. In addition to his advisory role, he is a licensed independent insurance agent. Stites Financial Consulting provides discretionary asset management primarily to individual and high-net-worth clients, employing a combination of fundamental, technical, quantitative analysis, and modern portfolio theory to tailor long- and short-term investment strategies.

Karen Miller is a CFP® professional with 13 years of experience at Gasber Financial Advisors, Inc. She has been with the firm since 2013 and is based in Folsom, CA. Gasber Financial Advisors provides personalized financial planning and investment management to individuals, families, small businesses, trusts, estates, charitable organizations, and qualified retirement plans. The firm serves a diverse clientele including business owners, professionals, corporate executives, inheritors, and retirees, using an evidence-based investment approach focused on strategic asset allocation with index funds and ETFs.

Trevor Kern is a financial advisor with Zeller Kern Business Advisors in Gold River, CA, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked at Zeller Kern Wealth Advisors since 2007 and joined Equitable Advisors in 2025. Outside of advising, he serves as a trustee of a living trust and is involved with Zeller Kern Private Wealth Management, Inc. as an owner principal and trustee administrator. Zeller Kern Business Advisors provides consulting and planning services primarily to business owners and high-net-worth families, focusing on business exit and succession planning, business valuation, continuity planning, and legacy planning. The firm does not manage client assets but delivers written plans and refers clients to Equitable Advisors for implementation.

Steven Zeller is a CFP® professional with 30 years of industry experience. He is a principal at Zeller Kern Business Advisors and has worked previously with Commonwealth Financial Network and Equitable Advisors. He is also the founder of the Sacramento Business Advisors Network, a local networking group. Zeller Kern Business Advisors serves business owners with services including business continuity planning, business valuation, exit planning, and legacy planning through family retreats and leadership experiences. The firm focuses on advisory and implementation-based engagements rather than discretionary portfolio management, relying on engagement fees and referrals to outside specialists.