Stephen Harris is a financial advisor at Vanda Advisers, an independent sole-proprietor firm based in Saint Louis, MO. He holds a Series 65 designation and has 10 years of industry experience. Prior to founding the firm, he had a long corporate career designing and marketing software for broker-dealers and investment managers. He also serves as an unpaid treasurer managing investments for a nonprofit organization. Vanda Advisers provides individualized investment advice and discretionary portfolio management to individuals, couples, and employers, including 401(k) plan guidance. The firm employs an investment process that considers historical returns, market conditions, fund manager experience, and economic and political factors, focusing on mutual funds, ETFs, and bonds with holdings typically held for several months or longer.

Garrett Gould is a CFP® and Series 65-designated financial advisor with eight years of industry experience. He is the principal of Halyard Financial, LLC, an independent advisory firm based in St. Louis, MO. Prior to founding Halyard Financial, he was associated with Equity Advisors of Kentucky. In addition to his advisory work, he owns and operates Halyard Tax, LLC, a tax preparation business. Halyard Financial serves individuals, high-net-worth clients, trusts, and small businesses, offering discretionary portfolio management and comprehensive financial planning. The firm’s investment approach is based on modern portfolio theory and primarily utilizes passive investment vehicles, complemented by fundamental and cyclical analysis when appropriate.

I’m a CFA® and CFP® professional who helps young professionals and growing families navigate life’s big financial decisions with clarity and confidence. Many of my clients are in the middle of major transitions—equity compensation, an inheritance, buying a home, or welcoming a child—and want expert guidance without the jargon. I combine deep technical expertise with a straightforward, approachable style so you can make smart moves today and build lasting wealth for tomorrow. My approach is collaborative and grounded in your real-life goals. We’ll create a plan that’s clear, flexible, and tailored to your priorities—whether that’s funding your next big move, investing for long-term growth, or making work optional someday. The result? You spend less time stressing about money and more time enjoying the life you’re building.

Andres Bonifacio Jr. is a financial advisor at Bonifacio & Company, LLC in Saint Louis, MO, holding a Series 65 designation with 22 years of industry experience. He has been with Bonifacio & Company since its founding in 2009. Bonifacio & Company provides discretionary and non-discretionary portfolio management, model portfolios, and allocation research primarily to other investment advisors, broker-dealers, fiduciaries, and institutional accounts. The firm uses in-house quantitative models to guide investment decisions, implementing strategies largely through ETFs across both passive and active asset-allocation approaches, and also offers licensing and white-label solutions to third parties.

Yosef Ferris is the principal advisor at Summer Fields Investments, LLC, an independent firm based in Creve Coeur, MO. He holds Series 63 and Series 65 licenses and has 12 years of industry experience, all with Summer Fields since its founding in 2014. Outside of financial advising, he is a musician and songwriter, involved with the band Abraxas Bridge, which produces independent music distributed through CDBaby. Summer Fields Investments provides discretionary investment management to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm uses a combination of macroeconomic and microeconomic analysis with fundamental, cyclical, and technical security selection, generally favoring mid- and large-cap equities alongside fixed income, ETFs, REITs, and other instruments, and is notable for serving charitable organizations and employing limited margin in managed accounts.

Mark Milton is the sole advisor at Armory Oak Wealth LLC in Saint Louis, MO. He holds a Series 65 designation and has six years of experience in financial advising. In addition to his advisory role, Milton is the founder and managing attorney of MCM Law LLC, a law firm specializing in civil and criminal tax controversy, litigation, tax preparation and planning, and estate planning. He also serves on the Board of Directors for the Federal Bar Association St. Louis Chapter, is a Director and Treasurer of the nonprofit Greta Gives Hope, Inc., and a member of the Board of Governors for the Missouri Athletic Club. Armory Oak Wealth provides discretionary and non-discretionary investment management primarily to individuals, high-net-worth individuals, trusts, estates, business entities, and charitable organizations. The firm employs a strategic asset allocation approach, using diversified, mutual fund-based portfolios tailored to clients’ goals, risk tolerance, liquidity needs, and time horizon, with investment advice implemented through an independent third-party manager.

Alexandra Heck is a financial advisor at Herzog Financial Group, LLC in Saint Louis, Missouri, holding a Series 66 designation with 10 years of industry experience. She has been with Herzog Financial Group since 2015. Herzog Financial Group provides financial planning and wealth management services to individuals, families, small business owners, and retirees. The firm employs a strategic asset allocation approach combined with active selection of mutual funds, ETFs, equities, and investment-grade bonds, managing approximately $48 million in assets for around 87 clients.

Luke Corrigan is a financial advisor with Wynne Capital Management, Incorporated in St. Louis, Missouri. He holds Series 65 and Series 63 licenses and has 20 years of industry experience, including five years at Guggenheim Securities. Wynne Capital Management, Inc. provides investment supervisory and management services to individuals and high-net-worth clients and serves as a sub-advisor to other investment advisors or fund advisors. The firm’s investment process emphasizes fund selection based on third-party research and rating services and employs a range of strategies tailored to client objectives.

Ravi Kumar Devisetty is the sole advisor at Nidhi Capital, LLC, an independent registered investment adviser based in St. Louis, Missouri. He holds Series 65 and Series 66 credentials and has 14 years of industry experience, having founded Nidhi Capital in 2012. Outside of his advisory role, he serves as president of several real estate investment companies and a technology firm, dedicating a portion of his time to those activities. Nidhi Capital manages approximately $9.13 million across 47 client relationships, offering discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, small businesses, and institutional accounts. The firm employs fundamental analysis and a range of trading strategies, including options and margin transactions, and accepts both traditional asset-based and performance-fee arrangements.

Joshua Armstrong is a financial advisor at AIS Financial in Saint Louis, MO, holding Series 65 and Series 63 licenses with nine years of industry experience. His prior roles include positions at Dan Jones & Associates Certified Public Accountants and the St. Louis Board of Education. Armstrong also works as a contractor consultant. AIS Financial serves individual investors, business owners, corporations, partnerships, and endowments by providing discretionary portfolio management and comprehensive financial planning. The firm employs a diverse investment approach incorporating multiple analytic methods and offers services including retirement planning, tax considerations, and client education, with a focus on institutional-type clients and non-traditional strategies.

Terrance Davis is the sole advisor at Terrance P Davis CPA/PFS in St. Louis, MO, holding the PFS™ designation and Series 65 license with six years of industry experience. He has been practicing under his firm name since 1990. In addition to financial advisory services, he provides part-time tax preparation during the tax season. Terrance P. Davis CPA/PFS offers fee-only comprehensive financial planning and investment advisory services primarily to individuals and small business owners, focusing on pre-retirees and retirees. The firm integrates income, estate, and gift tax consultation with a systematic planning process that emphasizes modern portfolio theory, asset allocation, and low-cost index or passively managed funds.

Victoria Ragland is the sole advisor at Equity Management, Inc. in St. Louis, MO, holding Series 65 and Series 63 licenses with 41 years of industry experience. She has worked at Naples Asset Management since 2016 and has been associated with Equity Investment Services, Inc. since 1998. Equity Management, Inc. provides portfolio management mainly for individual and high-net-worth clients, utilizing a short-term, technical trend-following market-timing model that often involves frequent trading between equity mutual funds and money-market funds. Client accounts are held directly with fund sponsors, and the firm offers a mutual-fund timing service on a discretionary basis.

Shannon Moenkhaus is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Clarity Financial Planners since 2015. She holds a Series 63 license and is based in Clayton, MO. Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, trusts, and businesses. The firm employs an evidence-based investment approach focused on low-turnover mutual funds and ETFs, structured by formal Investment Policy Statements and model allocations, with an emphasis on tax-aware implementation and modern portfolio theory.

Matthew Lambdin is a CFA charterholder with 11 years of industry experience and is the sole advisor at Method Finance, LLC, an independent firm based in St. Louis, MO. He has been with Method Finance since 2013. Outside of his advisory role, he is a co-owner of Central West End Yoga, a yoga studio in St. Louis. Method Finance provides discretionary portfolio management and integrated financial planning primarily for individual and high-net-worth clients. The firm emphasizes a long-term, diversified investment approach using low-cost index funds, supplemented by fundamental analysis and modern portfolio theory, and manages all assets in-house.

Thomas Dooley is a Chartered Financial Consultant (ChFC®) with 19 years of industry experience. He has been with LegaTrust Financial Advisors, Inc. since 2010, where he is the sole advisor. Outside of his advisory role, he owns and manages a residential rental property. LegaTrust Financial Advisors provides investment advisory and financial planning services to individuals, families, trusts, estates, small businesses, and retirement plans. The firm employs diversified portfolio construction using modern portfolio theory and multiple analysis methods, and it maintains a specialized retirement plan consulting practice, including serving as ERISA fiduciaries for plan sponsors.

Retirement Income & Tax Planning We have the ability to make the greatest impact for people who are within 5 years of retirement to 5 years post retirement. That 10 year window is crucial for establishing and executing a plan designed to minimize your tax bill and allow you to live your best life, whatever that means to you. The earlier we begin working with a client in that window, the better. Here are some examples of the questions we help clients answer: When can I retire? When should I claim Social Security benefits? How much can I spend each month? How can I minimize my tax bill? Should I take a lump sum pension payment or monthly income? Do I need a trust, or is a will sufficient? What other estate planning documents should I have? Should I change my investment mix as I age? How can I avoid the Medicare IRMAA surcharge?

John Dutemple is the sole advisor at Compton Advisors, LLC, an independent firm based in St. Louis, Missouri. He holds a Series 65 designation and has 23 years of industry experience, all of which have been with Compton Advisors since its founding in 2003. Outside of his financial advisory work, Dutemple is also a performing musician and operates a ticket brokerage business. Compton Advisors provides fee-only comprehensive financial planning primarily for individuals and families, with money-management services and project-specific financial analyses. The firm emphasizes diversified, low-cost indexed funds and other conservative investment options, employs mostly low-turnover strategies, and serves a small, highly individualized client base.

Daniel Hampel is a financial advisor with Parco Wealth Management LLC in St. Louis, MO, holding a Series 65 license and six years of industry experience. He has worked at multiple firms, including MariPau Wealth Management, CoreCap Advisors, and AE Wealth Management. Outside of his advisory role, Hampel operates a tax preparation business serving similar clients. Parco Wealth Management is an independent SEC-registered investment adviser focusing on federal employees and retired federal pensioners. The firm provides discretionary investment management using a risk-based approach centered on ETFs and equities, with no account minimums and a fiduciary standard that avoids proprietary products and third-party payments.

Nicholas Matlock is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Cratero Capital LLC. His prior experience includes roles at Dark Matter Capital Management, Edward Jones, Charles Schwab, TD Ameritrade, and Scotttrade. In addition to his advisory work, he is CEO of Cratero Copilot, a firm providing personal assistant and operations management services for content creators. Cratero Capital LLC offers investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and pooled investment vehicles, with specialized business and tax/estate planning services for creators and small business operators. The firm implements investment programs using model portfolios focused on exchange-traded funds and manages both individual and pooled accounts, including a private fund with performance-based fee arrangements.

Matthew Dallas is a financial advisor at Portfolio Guide with nine years of industry experience. He holds the CFP® and CFA® designations and has worked previously at Cetera and Buckingham Strategic Wealth. Outside of his advisory role, he serves as treasurer for a local homeowners association. Portfolio Guide provides portfolio management and investment analysis primarily to other registered investment advisers and investment companies in a sub-advisory capacity. The firm employs a model-driven investment process combining quantitative, fundamental, technical, cyclical, and economic analysis, using both long- and short-term trading strategies.