Martha Busser is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. She holds Series 63 and Series 65 designations and previously worked for Wells Fargo Advisors for 15 years before joining Janney in 2024. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients with a range of brokerage, financial planning, and advisory services.

Paul Gordon is a CFP® and ChFC® with 13 years of industry experience. He has worked at TIAA since 2017 and previously held roles at TD Bank and TD Private Client Wealth. Outside of his advisory work, he serves as interim office manager for The Maryland Institute for Pelvic Neuroscience. He is with TIAA-CREF Individual & Institutional Services, LLC, which provides financial planning and discretionary managed account programs primarily for individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm separates point-in-time planning from ongoing account management and acts as adviser to a donor-advised fund.

Gina Katrinak is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and having 15 years of industry experience. Prior to joining LPL in 2025, she spent a decade at Cetera and has been associated with Utilities Employees Credit Union since 2008, working as a Wealth Management Coordinator. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Paul Contreri is a CFP® professional with 45 years of industry experience, currently affiliated with Cetera since 2023. He previously worked with Cetera Wealth Services, LLC for 13 years. Outside of financial advising, he volunteers at a homeless shelter and provides occasional tax return preparation services for friends and family. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, featuring a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Tod Shoffler is a CFP® credentialed financial advisor with 29 years of industry experience, currently affiliated with LPL Financial and Crest Savings Bank since 2007. He holds Series 63 and Series 65 licenses and is based in North Cape May, NJ. Outside of his advisory work, Shoffler holds a real estate sales license and is involved in managing personal real estate investments. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Steven Kraus is a financial advisor with Wells Fargo Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Kraus has ownership interests in two related investment entities and serves as power of attorney for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and tools, serving clients through a broad range of planning services including specialized areas such as business-owner transition and special-needs planning.

Felix Quintanilla is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Merrill, and entrepreneurial ventures such as Steve N Cookies and Quintanilla Cargo Express. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Laura Norman is a financial advisor with Morgan Stanley in Stone Harbor, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is involved as a member and officer in several investment-related entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Ashley Moore is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James since 2018, following prior roles at Cetera Investment Advisors and Sturdy Savings Bank. Outside of her advisory duties, she is involved with Sturdy Financial Services, the marketing arm of Sturdy Savings Bank’s investment department. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and serves a broad client base through a large advisor network.

Kevin Farrell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 35 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2013 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Robert Sek is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Bryan Hendricks is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment menus.

Michael Cifelli is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo entities since 2012. He also owns and manages Cifelli Asset Management LLC, a financial practice based in St. Petersburg, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses Wells Fargo research and planning tools to develop tailored recommendations, with implementation options available through various brokerage and advisory programs.

Gregory Kearney is a CFP® with 27 years of industry experience, currently serving at Cetera since 2025. His prior experience includes roles at LPL Financial and Webster Investment Services Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures and custodial relationships.

Thomas Becker is a financial advisor at LPL Financial with 27 years of industry experience. He has held positions at LPL Financial since 2018 and previously worked at PNC Investment from 2004 to 2018. Becker also operates Tradewinds Financial Services, an investment-related business associated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning services, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Thomas Quinn is a CFP®-credentialed financial advisor with 39 years of industry experience. He has been with RBC Capital Markets since 2009 and also works with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment managers.

Matthew Glenn is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. He is based in Cape May, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical for large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Lee Gottlieb is a financial advisor with Osaic, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been with Osaic since 2018 and previously worked at Signator Investors, Inc. from 2016 to 2018. Outside of his advisory role, he is involved in the sales and marketing of fixed individual and group health insurance products through Hafetz and Associates. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Alfonso Troianello III is a financial advisor with Morgan Stanley in Lewes, Delaware, holding Series 63 and Series 66 certifications and bringing 32 years of industry experience. He has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and broad investment offerings.

Patrick Lawrence is a financial advisor with Equitable Advisors, holding a Series 66 credential and 24 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2001. Outside of his advisory role, Lawrence serves as a board member supporting investment due diligence at PST Advisors and acts as an executor of his father’s estate. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a combination of firm-offered and third-party advisory solutions.