Sarah Payne is a financial advisor at First Heartland Consultants, Inc. with four years of industry experience. She holds a Series 66 designation and previously worked at Kirklands, JC Penney, and The Children's Place. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, and various asset management solutions through a network of independent investment adviser representatives.

Shawn Murff is a financial advisor at Prospera Financial Services, Inc. with nine years of industry experience. He holds a Series 66 designation and has worked previously at Cutter and Company Brokerage Inc., Aim Financial Solutions LLC, Edward Jones, and Verizon Wireless. Outside of his advisory role, he is involved as an independent contractor soliciting and writing property and casualty insurance. Prospera Financial Services, Inc. is an enterprise-scale firm serving individuals, corporate and charitable entities, and retirement plans through a range of investment advisory and financial planning services. The firm manages approximately $12.4 billion across multiple platforms and combines firm models, third-party sub-advisers, and customizable allocations to construct and oversee client portfolios.

Jeanne Jehle is a financial advisor with First Heartland Consultants, Inc. She holds a Series 66 designation and has 20 years of industry experience. Jeanne has worked with Centerre Capital, LLC since 2008 and has been with First Heartland Capital Inc. since 2004. In addition to her advisory role, she provides tax preparation and legal advice outside of normal business hours. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers a range of financial planning, asset management, and consulting services delivered through a network of independent investment adviser representatives.

Scott Hoskins is a financial advisor at BFC PLANNING, Inc. with 13 years of industry experience. He holds a Series 66 designation and has worked with World Equity Group and Berthel Fisher & Company Financial Services prior to his current role. Outside of advising, Hoskins is involved in the restaurant industry, working as a server at Prados Restaurant. BFC PLANNING, Inc. serves a diverse client base including individuals, corporations, pension plans, and trusts through approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various external managers, employing a range of investment strategies across multiple platforms.

Scott Hoff is a CFP® and ChFC® with 21 years of industry experience, currently serving at First Heartland Consultants, Inc. He has been with the affiliated First Heartland Capital Inc. since 2000. Outside of his advisory work, he is president of Italiano Per Piacere, an Italian language club that organizes events to promote the language. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants, offering personalized asset management and model-based self-directed brokerage account programs. The firm’s advisory services are delivered through independent representatives utilizing various analytical techniques and strategic asset allocation.

Shaun Felber is a financial advisor with Principal Advised Services in Wentzville, Missouri, holding Series 63 and Series 66 licenses with six years of industry experience. His prior roles include positions at Principal Financial Services, First Mid Bank & Trust, Fidelity Investments, and Citi. Outside of advising, he umpires little league baseball and softball games for the City of Wentzville. Principal Advised Services primarily serves retirement plan participants and retail IRA clients, offering a blend of non-discretionary investment recommendations and a discretionary wrap-fee investment management program. The firm integrates third-party and proprietary models and operates as part of the Principal Financial Group family, providing access to affiliated products and services.

Patrick Ritter is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Core Planning in Ofallon, MO. He has held positions at firms including Kemper, Krilogy, Compass Retirement Solutions, Wells Fargo, and Fiduciary Advisors, Inc. In addition to his advisory role, he works as a talent development consultant with Kemper. Core Planning provides fee-only financial planning, wealth management, and portfolio management services primarily for individual and high-net-worth clients, as well as ERISA 3(21) retirement-plan advisory services for qualified plans. The firm uses third-party model portfolios and automated rebalancing tools to tailor investment strategies based on client objectives, risk tolerance, and time horizons.

Andrew Nicholl is a financial advisor with First Heartland Consultants, Inc. in Maryland Heights, MO. He holds Series 63 and Series 66 licenses and has 42 years of industry experience. Nicholl has been with First Heartland Capital Inc. since 2003 and operates a sole proprietorship providing consulting and sales of insurance and financial products. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm delivers financial planning, model-based management for self-directed 401(k) accounts, asset management, and third-party asset management solutions through a network of independent investment adviser representatives.

Dawn Abernathy is a CFP® and holds a Series 66 license, currently affiliated with Core Planning, where she has worked since 2024. She has three years of industry experience and previously worked at firms including Wells Fargo, Edward Jones, Ellevest, and Compass Retirement Group. Outside of her advisory role, she owns Dawn C. Abernathy, LLC, which provides financial education workshops and software consulting. Core Planning offers fee-only financial planning, wealth management, and portfolio management services primarily for individual and high-net-worth clients, including ERISA 3(21) retirement-plan advisory services. The firm employs tailored investment strategies with ongoing reviews and uses third-party model portfolios and automated rebalancing tools in managing accounts.

Patrick Mcandrew is a financial advisor with Core Planning who holds Series 65 and Series 63 licenses and has 20 years of industry experience. He has worked at firms including LPL Financial, Minnesota Life, and currently serves as an insurance agent with Jackson & Jackson Insurance Agents & Brokers and McQueen Kalligan Insurance Services. In addition, Mcandrew has served in the U.S. Army Reserve since 1996 and holds the rank of Platoon Sergeant. Core Planning offers fee-only financial planning and wealth management services to individual and high-net-worth clients, as well as ERISA 3(21) advisory services for qualified retirement plans. The firm uses model portfolios and automated rebalancing tools to tailor investment strategies based on client objectives and risk tolerance.

Lei Deng is a financial advisor with Core Planning in Saint Louis, MO, holding CFP® and CFA® designations and the Series 66 license. He has 10 years of industry experience, including prior roles at Edward Jones and Origin Planner Network. In addition to his work at Core Planning, Deng provides financial planning services remotely for tech workers through an independent contractor relationship with Origin Financial. Core Planning offers fee-based financial planning and wealth management to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm customizes investment strategies based on client goals and risk tolerances, utilizing a combination of in-house advice, third-party money managers, and model portfolios.

Andrew Walz is a Series 66-licensed financial advisor with First Heartland Consultants, Inc. in Lake St Louis, Missouri, where he has worked since 2019. He has six years of industry experience, including three years at Robert Half prior to joining First Heartland. First Heartland Consultants serves a diverse client base, including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm provides a range of advisory services such as financial planning, model-based management for self-directed 401(k) accounts, and both wrap and non-wrap asset management solutions.

Ian Turner is a financial advisor at IAMS Wealth Management, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at IAMS Wealth Management since 2017. He is also vice president of Turner Financial Wealth Management, where he develops and recommends insurance-related planning strategies for clients. IAMS Wealth Management provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm primarily delivers discretionary portfolio management tailored to client objectives and risk tolerances, utilizing both proprietary and third-party model portfolios across various asset classes.

Mariko Gordon is a CFP® and CFA® with three years of industry experience, currently serving at Core Planning. Prior to joining Core Planning, she spent 24 years at Daruma Asset Management. Outside of her advisory role, she teaches business financial literacy and coaches business owners through her educational consulting firm, Jizo/Manjusri LLC. Core Planning is a fee-only firm that provides wealth management and financial planning services primarily to individual and high-net-worth clients, as well as ERISA 3(21) retirement-plan advisory services. The firm customizes investment strategies based on client objectives and employs model portfolios and automated rebalancing tools.

Eusevius Howard is a financial advisor at Core Planning with two years of industry experience. He holds a Series 65 designation and has worked previously at Financial Engines Advisors L.L.C., Northwestern Mutual Investment Services LLC, and Northwestern Mutual Life Insurance Company. In addition to his advisory role, he operates Wholehan Marketing as an independent insurance agent, selling life, health, disability, and annuity policies. Core Planning provides fee-only financial planning and wealth management primarily for individual and high-net-worth clients, including ERISA 3(21) retirement-plan advisory services. The firm uses third-party model portfolios and automated rebalancing tools to tailor investment strategies based on client objectives, risk tolerance, and time horizons.

David Hoff is a ChFC® credentialed financial advisor with 41 years of industry experience. He is affiliated with First Heartland Consultants, Inc. and has held roles at related entities since 1982, including First Heartland Capital, Inc. and Centerre Capital, LLC. Hoff is also an owner of Elite Partners, LLC, a producer group. First Heartland Consultants provides advisory services to a diverse client base, including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for 401(k) accounts, and both wrap and non-wrap asset management solutions through a network of independent investment adviser representatives.

Zeonia Christy is a financial advisor with First Heartland Consultants, Inc., holding Series 63 and Series 65 credentials and 25 years of industry experience. She previously worked at Centerre Capital, LLC from 2008 to 2017. Christy serves as Chief Compliance Officer for both First Heartland Capital, Inc. and First Heartland Consultants, Inc. First Heartland Consultants provides advisory services to a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, and both non-wrap and wrap asset management solutions delivered through a network of independent investment adviser representatives.

Stuart Petty is a CFP® professional with 10 years of experience in financial advisory roles. He is currently with Core Planning and has previously worked at IP Financial Advisory Services, Desert Crest Financial, Innovation Partners LLC, Provantage Properties, and operated his own firm, Stuart Petty Investments. Outside of advisory work, he owns an LLC that manages subleasing office space in Nevada, involving limited administrative oversight. Core Planning provides fee-based financial planning and wealth management services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers customized investment management using a combination of in-house advice, third-party money managers, and model portfolios, with services tailored to client goals and risk tolerances.

Daniel Brungard is a financial advisor with Gradient Advisors, LLC, holding the Series 63 and Series 66 licenses and bringing 16 years of industry experience. He previously worked at Pruco Securities, LLC and Prudential Insurance Company of America from 2013 to 2022. Outside of his advisory work, Brungard is involved in recreation as an event consultant and technical director for bicycle races and holds a license as a race official with USA Cycling. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, corporations, and other entities. The firm operates through a network of Investment Advisor Representatives and third-party money managers, primarily using a non-discretionary model that incorporates multiple analytical approaches while managing approximately $1.39 billion in total platform assets.

Sarah Molitor is a financial advisor at First Heartland Consultants, Inc. in Lake St Louis, MO, holding a Series 66 designation with three years of industry experience. She has been associated with First Heartland Capital Inc. since 2013. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for 401(k) accounts, asset management, and third-party asset management solutions through a network of independent investment adviser representatives.