Jonathan Cohen is a financial advisor at CHC Financial Solutions, LLC with 17 years of industry experience. He holds a Series 66 designation and a Certified Public Accountant (CPA) credential. Prior to his current role, Cohen has held positions at firms including Avantax and Cetera. Outside of advising, he serves on the Board of Trustees of the Association of Practicing CPAs and participates on the Maryland Association of CPAs Investment Committee. CHC Financial Solutions, LLC provides comprehensive wealth management services to individuals, high-net-worth clients, trusts, estates, and business owners. The firm emphasizes discretionary portfolio management and financial planning, focusing on customized asset allocation and the use of mutual funds, ETFs, and third-party managers.

Jeff Mitchell is the principal of JRM Capital Management Inc., an independent advisory firm based in Mitchellville, MD. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to founding JRM Capital Management in 2003, he has been associated with Lifemark Securities Corp. since 2009. JRM Capital Management provides investment advisory and financial planning services to individual and institutional clients, including pension plans, trusts, and charitable organizations. The firm employs both fundamental and quantitative analysis to manage portfolios across various asset classes and offers specialized pension consulting services alongside unique engagement models such as performance-based fees and subscription publications.

John Lewis is a financial advisor with Regatta Financial LLC, holding Series 63, 65, and 66 designations and bringing 23 years of industry experience. His prior roles include positions at Universal Medical, Private Client Services, Citigroup Global Markets, and H. Beck, Inc. Outside of finance, he co-owns TheraBleu, LLC, an e-commerce business supplying UVC lamps, and owns Campus Quick Fix, LLC, a franchise focused on device repairs for college students. Regatta Financial LLC provides discretionary asset management along with financial planning and consulting services to individuals and business entities. The firm emphasizes client goal documentation, risk tolerance alignment, and targeted consultation, utilizing technical analysis, charting, and Modern Portfolio Theory to construct and monitor portfolios.

Introduction ⭐️Serving Mid-/Late-Career Women and Families, Growing & Multigenerational Families, and Multicultural Families. ⭐️Founder & Financial Planner - Neat Financial Planning LLC ⭐️CERTIFIED FINANCIAL PLANNER™® Professional ⭐️IRS Enrolled Agent ⭐️UCLA MBA; Professionally trained at Deloitte & Goldman Sachs ⭐️ Fiduciary & Fee-Only I founded Neat Financial Planning in 2023 with a mission to make effective and affordable financial planning more accessible. My goal is to help you regain control of your time and resources, allowing you to focus on what matters most in your life. My career began at Deloitte as a public accountant, followed by various roles in accounting and corporate finance at Fortune 500 companies. During those years, I worked extensively with large Excel spreadsheets, analyzing financial models and statements for both public and private companies. While honing my financial analytical skills, I always aspired to make a more personal impact. Before founding Neat Financial Planning, I served as a Wealth Manager at Goldman Sachs, advising high-net-worth families and nonprofit organizations. I currently reside in Falls Church, Virginia, with my wonderful husband, son, and daughter, who are my greatest sources of joy. In my free time, I enjoy reading, practicing yoga, and exploring new restaurants. We've also made it a tradition to visit China, Kentucky, and Michigan to create fond and lasting memories with our extended families.

Michael Braswell is the principal of Braswell Capital, LLC in Arlington, VA, with two years of experience as a financial advisor. He holds a Series 65 credential and has a background that includes roles at the U.S. International Development Finance Corporation and the U.S. Trade and Development Agency, as well as legal experience at Latham & Watkins LLP. He maintains an inactive sole practitioner law firm, Erwin Osborne Law, PLLC. Braswell Capital provides financial planning and investment advisory services primarily to individuals and small businesses in disadvantaged communities. The firm offers hourly, low-cost financial planning focused on cash flow, retirement, and debt counseling, emphasizing a fiduciary standard and fundamental investment analysis without charging asset-based fees or taking custody of client assets.

Veska Kita is a financial advisor at ACI Group with 24 years of industry experience. She holds a Series 66 designation and has been associated with Arete Wealth Management since 2011 and AFC Asset Management Services, Inc. since 2010. Outside of her advisory work, she serves as the treasurer for the nonprofit City Wildlife and is a board member and shareholder of Accustrata, Inc., a company specializing in thin film technology. ACI Group provides investment advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, and corporations. The firm offers discretionary portfolio management, comprehensive financial and business planning, and corporate retirement-plan advisory, employing a range of strategies that include fundamental and technical analysis, with a formal communications and education program for clients.

John Peterson is a CFP® professional with 28 years of experience in financial advising. He has been the sole advisor at Cwm Financial Group, Inc. since founding the firm in 1998. Based in Rockville, MD, he holds Series 63 and Series 65 licenses. Cwm Financial Group serves individuals, high net worth clients, trusts, and estates by providing wealth management and discretionary portfolio management, along with written financial planning on an hourly or fixed-fee basis. The firm emphasizes long-term investment strategies using diversified mutual funds and ETFs, incorporates multiple analytical methods, and manages approximately $94.7 million in discretionary assets for 57 clients.

Christopher Mamunes is a financial advisor at Railroad Street Wealth Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has led his independent firm since 2014. Railroad Street Wealth Management provides customized investment management and periodic financial planning to individual and high-net-worth clients. The firm manages approximately $20.4 million across 55 client relationships, using a tactical, rules-based investment process that combines technical analysis with a relative-strength framework to guide portfolio construction and risk management.

Samuel Asare is a financial advisor at Laser Wealth Management, LLC in Kensington, MD, holding a ChFC® designation along with Series 63 and Series 65 licenses. He has 13 years of industry experience, previously affiliated with Laser Financial Group. Outside of advisory services, he is a licensed insurance agent and provides tax planning and filing services as an enrolled agent and bookkeeper. Laser Wealth Management serves individual clients and business owners by offering investment advice, financial planning, and consulting. The firm uses a third-party manager to implement investment strategies based on Modern Portfolio Theory, focusing on asset allocation and periodic rebalancing, while providing clients with plan development, reviews, and educational seminars.

Donald Wright is the principal of Wright Wealth Management LLC in Chevy Chase, MD, with 23 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Wright Wealth Management provides discretionary investment management, financial planning, and consulting services primarily to individuals, high net worth clients, trusts, and estates. The firm constructs customized portfolios using ETFs, mutual funds, individual stocks, and bonds, employing both fundamental and technical analysis within a fiduciary framework and generally following a long-term investment approach.

Christopher Leader is the sole advisor at Leader Investments LLC in Silver Spring, MD. He holds a Series 65 credential and has two years of industry experience. Prior to founding his firm, he worked in various roles at Twilio, SendGrid, and Stack Labs. He currently works as a product manager with Preply outside of his advisory activities. Leader Investments LLC provides personalized financial guidance to individual investors without managing client accounts or custody of assets. The firm focuses on diversification and value-oriented recommendations, primarily utilizing indices and publicly traded vehicles, with advice tailored to client suitability factors.

Claire Emory is a CFP® and CFA® with 14 years of industry experience, currently operating Clarity Financial Planning in Arlington, VA. She has led the independent firm since 2010. Clarity Financial Planning serves middle- and upper-middle-income individuals and families, offering fee-only comprehensive financial planning without asset minimums. The firm focuses on tax-sensitive, low-cost investment strategies, with a low-turnover, individualized asset allocation approach and uses fixed retainer fee arrangements rather than percentage-of-AUM fees.

Mary Thomas Spruill is a financial advisor at Serene Financial Solutions in Gaithersburg, MD, holding the ChFC® designation and Series 65 license with six years of industry experience. Prior to founding Serene Financial Solutions in 2020, she worked at The McKelvey Group and held positions at Frederick National Laboratory for Cancer Research, Navy Marine Corps Relief Society NMCRS Sasebo, and NBHC Sasebo. Serene Financial Solutions advises individuals, families, and small-business owners, providing portfolio management, comprehensive financial planning, consulting, educational seminars, and tax preparation services. The firm combines passive and active management within a Modern Portfolio Theory framework and is notable for its tax preparation practice staffed by enrolled agents and its range of business support services.

Sara Cavendish is a financial advisor at Plein Air Capital Advisers, LLC with 26 years of industry experience. She holds a Series 65 designation and has worked at Windward Asset Management, LLC since 2008. Plein Air Capital Advisers provides discretionary investment management and advisory services to individuals, trusts, corporations, and institutional clients. The firm employs a fundamentally driven, long-term, value-oriented investment approach with concentrated portfolios typically holding 15–20 stocks selected below their view of intrinsic value.

Mark O’Shea is a financial advisor at Red Torch Capital LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Torch Finance Group, Capstone Partners, and Lionchase North America. He also has a longstanding association with the University of Chicago. Red Torch Capital LLC provides discretionary investment management primarily through separately managed accounts to retail investors, high-net-worth individuals, and other entities. The firm employs a long-term, value-oriented approach that combines fundamental analysis with quantitative methods to identify undervalued equity securities.

Liam Daly is the founder of Daly Capital Management and holds a Series 65 credential. He has been associated with Daly Capital Management since 2024. Prior to founding the firm, he worked in various educational roles at Quince Orchard High School, Ridgeview Middle School, and Diamond Elementary School. Daly Capital Management provides fee-based, discretionary portfolio management and investment advice tailored to individuals, charitable organizations, corporations, and other business entities. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis across a broad range of securities and offers direct portfolio management with client-imposed investment restrictions.

Alexander Ruda is the sole advisor at Ruda Financial and holds a Series 65 credential. He has eight years of experience with the Internal Revenue Service and two years with Fannie Mae before founding his firm in 2025. Ruda Financial is a fee-only advisory firm that serves individuals, high-net-worth clients, and charitable organizations with investment management and financial planning services. The firm emphasizes individualized investment policies and asset allocation, employing fundamental analysis and Modern Portfolio Theory alongside passive investment strategies.

Diron Insley is a financial advisor at White Oak Wealth LLC in Arlington, VA, holding a Series 66 designation with 13 years of industry experience. He is the managing member of Wealthnova Nexus LLC and also works as an independent insurance agent, brokering life insurance products. White Oak Wealth LLC serves individuals and business entities by providing written financial planning and retirement plan services, including education, benchmarking, and ERISA-related support. The firm does not directly manage client assets but recommends and monitors third-party investment advisers, focusing on individualized asset-allocation planning and conducting semi-annual client reviews.

Edmund Wellington is the sole advisor at Wellington Capital Management, Inc., an independent firm based in Chevy Chase, MD. He holds Series 63 and Series 65 designations and has 24 years of industry experience. He has been with Wellington Capital Management since 1996. Wellington Capital Management provides discretionary portfolio management and investment counseling to a select group of private individuals, partnerships, and trusts. The firm employs a conservative, long-term investment approach focused on U.S. large-cap equities and high-quality fixed-income securities, tailoring strategies to clients' objectives and managing accounts on a discretionary basis.

Frank Byskov is a CFP® and CFA® with 11 years of industry experience. He is the sole advisor at Forty4 Financial, an independent firm he joined in 2023, and previously worked with Advisory Services Network and Wells Fargo Advisors. Outside of his advisory work, he is the head coach of Rock Creek Tri Club, a triathlon coaching program, serves on the board of Bethesda Green, contributes to financial literacy education through Mentamorph, and co-founded Advisors for Good, a nonprofit focused on climate action and social justice within the financial advisory community. Forty4 Financial provides investment management, financial planning, and retirement plan advisory services for individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm uses fundamental analysis to create customized long-term portfolios and offers specialized pension and retirement-plan consulting services uncommon among firms of similar size.