Chiara Renninger is a CFP® with 22 years of industry experience. She is currently with Focus Partners Wealth, LLC and has previously worked at Bam Management, LLC, Buckingham Strategic Wealth, LLC, and Herbein Wealth Management, L.L.C. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, advisory, financial and tax planning, and retirement plan consulting services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds under an enhanced open architecture framework.

Joseph Di Marco Jr. is a ChFC® credentialed financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He has held previous roles at WCG Wealth Advisors, LLC and Treloar & Heisel, Inc., and has been associated with Penn Mutual Life Insurance Company for ten years. Outside of his advisory work, he is involved in insurance brokerage, focusing on sales and service of Penn Mutual life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisor network. The firm offers financial planning, advisory programs, and retirement plan consulting, combining broker-dealer services with investment advice and employing third-party asset managers within its advisory platform.

Jodie Booth is a financial advisor with Kestra Advisory who holds a Series 66 credential and has 23 years of industry experience. Her career includes roles at MML Investors Services Inc and MassMutual from 2003 to 2021, followed by positions at LPL Financial, LLC and Private Advisor Group, LLC before joining Kestra in 2023. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, and employee education, and serves large institutional investors such as sovereign wealth funds.

Garrett Hynson is a Series 66-credentialed financial advisor with 11 years of industry experience. He has worked at Commonwealth Financial Network since 2020 and previously spent five years with Axa Advisors, LLC. Hynson is also a member and part-owner of True North Financial Planning, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody services.

Walter Shoczolek Jr. is a financial advisor at SPC with Series 63 and Series 65 licenses and 19 years of industry experience. He has held roles at Avantax Advisory Services and Avantax Investment Services, and he has been involved with Pierce Guyon & Shoczolek since 1986. Outside of advising, he is active in accounting and tax preparation through several partnerships in Wildwood Crest, NJ. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors and institutional clients. The firm supports a large advisory network delivering tailored, discretionary advice through various managed account programs and partnerships with third-party advisers.

Zainab Bilgrami is a financial advisor at TD Private Client Wealth LLC with Series 63 and Series 65 credentials and five years of industry experience. She has been with TD Private Client Wealth since 2020 and also has prior experience at TD Wealth N.A. and TD Bank dating back to 2005. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm employs a combination of strategic and tactical asset allocation using both affiliated and third-party sub-managers, providing ongoing portfolio management, financial planning support, and custody through third-party custodians.

Eric Gartland is a financial advisor at Oppenheimer with 35 years of industry experience. He has been with Oppenheimer since 1992 and holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Robert Jones Jr. is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital offering that uses algorithm-driven risk assessments and approved model strategies managed by PNC or third-party strategists.

John Crosby is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He has worked with several firms, including Individual Financial Services, LLC and Ameritas Life Insurance Corp of New York. Outside of advisory roles, he serves as a certified business exit consultant and has acted as a professional witness in cases involving financial product suitability. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs a range of investment strategies and program platforms, offering asset management, financial planning, and retirement plan advisory services.

Byron Frey is a CFP® professional with 23 years of industry experience, currently serving at Creative Planning since 2012. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a property owner of multiple rental houses in New Jersey. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and a centralized investment infrastructure.

Amy Mahon is a Series 66-credentialed financial advisor with Kestra Advisory, bringing 14 years of industry experience. She has been with Kestra Financial Services since 2016 and also maintains a role with FBK Wealth Management. Outside of her advisory work, Mahon serves as president of the Love of Linda Cancer Fund, Inc. and is active in community organizations including the Ocean City Fine Arts League. She is also involved with local culinary writing and art sales. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, and a range of managed solutions, serving large institutional clients as well as plan sponsors.

Alexander Sawickij is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has been with TD Private Client Wealth and TD Bank N.A. since 2018. Outside of his advisory role, he volunteers as a part-time crew member for the Atlantic City Ballet. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services primarily to institutional clients and high-net-worth private clients. The firm constructs portfolios using a combination of strategic and tactical asset allocation, employing both affiliated and third-party sub-managers.

Braiden Scarpa is a financial advisor at Kestra Advisory with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Kestra Advisory, he worked at Kestra Investment Services, Trinity Wealth Securities, and Florida Financial Advisors. Outside of finance, he spent nine years working at Uncle Bills Pancake House and eight years with Middle Township Public Schools. Kestra Advisory provides investment advisory and retirement-plan consulting services to a diverse client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions, serving clients ranging from retirement plan sponsors to sovereign wealth funds.

Tracie Fitzgerald is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has worked at Kestra Advisory and affiliated firms since 2016 and previously at PNC Wealth Management. Outside of advisory work, she serves as a consumer mortgage director at 1ST Bank of Sea Isle City and is involved as a member of Azure Wish Sailing Charters, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, investment advice, and access to multiple management platforms, serving both large institutional investors and more typical clients.

Tod Shoffler is a CFP® professional affiliated with LPL Financial, with 29 years of industry experience. He has worked at LPL Financial and Crest Savings Bank since 2007 and previously held roles at OSAIC Institutions, Inc., and Citigroup Global Markets. Shoffler holds a real estate sales license and is involved in property management for personal investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology.

Steven Kraus is a financial advisor with Wells Fargo Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Kraus has ownership interests in two related investment entities and serves as power of attorney for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and tools, serving clients through a broad range of planning services including specialized areas such as business-owner transition and special-needs planning.

Felix Quintanilla is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Merrill, and entrepreneurial ventures such as Steve N Cookies and Quintanilla Cargo Express. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Laura Norman is a financial advisor with Morgan Stanley in Stone Harbor, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is involved as a member and officer in several investment-related entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Ashley Moore is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James since 2018, following prior roles at Cetera Investment Advisors and Sturdy Savings Bank. Outside of her advisory duties, she is involved with Sturdy Financial Services, the marketing arm of Sturdy Savings Bank’s investment department. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and serves a broad client base through a large advisor network.

Keith Cadden is a CFP® professional with 19 years of experience, currently serving at Morgan Stanley in West Conshohocken, PA. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and Corporate Financial Planning agreements.