Carter Shaffer is a CFP®-certified financial advisor with six years of industry experience, currently practicing at Monocacy Wealth Management, LLC. He has previously worked at Faragalla and Associates, XML Financial, LLC, and Wells Fargo Advisors. In addition to his advisory role, Shaffer is a licensed real estate agent and co-owner of an insurance brokerage. Monocacy Wealth Management serves individual and high-net-worth clients as well as employers seeking retirement plan consulting. The firm offers portfolio management, financial planning, and consulting services using a range of investment strategies and analytical methods, and is part of a corporate group that integrates insurance, tax, and real estate services.

Bradford Yeakle is a financial advisor at MY Wealth Management, Inc. in Germantown, MD, holding a ChFC® designation along with Series 63 and Series 66 licenses. He has seven years of industry experience, including six years at T. Rowe Price before joining MY Wealth Management in 2024. MY Wealth Management serves individuals, trusts, retirement plans, and small business entities with tailored investment strategies that include stocks, bonds, mutual funds, ETFs, and options. The firm offers discretionary asset management, financial planning, and retirement plan consulting while maintaining a small advisory team managing approximately $156 million for about 114 clients.

Corey Grimes is a financial advisor at Turning Point Financial in Frederick, MD, holding a Series 65 designation with one year of industry experience. Prior to joining Turning Point Financial, he worked at Carmax for 11 years. Turning Point Financial serves individual and family clients, entrepreneurial business owners, and retirement plan clients, offering financial planning, discretionary investment management, and model-based asset management. The firm integrates in-house tax and accounting capabilities alongside its fiduciary planning process and uses third-party sub-advisers to manage client portfolios.

Michael Ausherman Jr. is a financial advisor with Milestone Asset Management, LLC, holding the ChFC® designation and Series 63 and 65 licenses, and has 18 years of industry experience. He has held roles at Alphastar Capital Management, Brookstone Capital Management, Legacy Capital Planners, and Ausherman Financial Group, which he owns and operates as a separate insurance sales business. He is also involved in financial planning and income tax preparation through Legacy Capital Planners. Milestone Asset Management provides discretionary asset management and modular financial planning primarily to individual clients, including high-net-worth households, as well as trusts, estates, and business entities. The firm employs a blend of tactical and strategic investment approaches using firm-developed and third-party model portfolios, sub-advisers, and derivative-based strategies.

Thomas Pignone is a financial advisor at Turning Point Financial with 51 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Turning Point Financial and its affiliated entities since 1994. Prior to his current role, he worked at Cambridge Investment Research Advisors Inc. for six years. Turning Point Financial serves individual and family clients, business owners, and retirement plan clients with financial planning, discretionary investment management, and model-based asset management. The firm integrates in-house tax and accounting services with its fiduciary planning process and uses third-party sub-advisers alongside ongoing portfolio monitoring and annual client reviews.

Brian Williamson is a financial advisor at Veridian Capital Partners with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise Financial Services. Outside of his advisory role, he is the principal of Estate Legal Services, LLC, providing legal estate planning and probate services, and serves as a board member and treasurer for the District of Columbia Arts Center, a nonprofit promoting visual and performing arts. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and business clients with discretionary portfolio management, financial planning, and retirement consulting. The firm employs a multi-method investment approach that includes qualitative, quantitative, and technical analysis across a broad range of strategies.

Kurt Lalomia is a Certified Financial Planner® with 33 years of industry experience. He has been with Turning Point Financial since 2019 and previously worked at Cambridge Investment Research and Janney Montgomery Scott. In addition to his advisory role, Lalomia is an independent insurance agent representing various companies. Turning Point Financial serves individual and family clients, business owners, and retirement plans by providing financial planning, discretionary investment management, tax and accounting services, business valuation, and insurance recommendations. The firm employs a team-based, fiduciary approach that integrates behavioral and financial risk profiling with customized and model portfolio solutions.

William Heil is a financial advisor at Turning Point Financial in Frederick, MD, holding CFP® and Series 66 credentials with 15 years of industry experience. He previously worked for Klauenberg Retirement Solutions for 12 years and has served as treasurer of Rosebud Gun Club, Inc., a nonprofit social club, on a volunteer basis. Turning Point Financial serves individual and family clients, entrepreneurial business owners, and certain retirement plan clients, providing financial planning, discretionary investment management, tax and accounting services, business valuation, and insurance product recommendations through a team-based fiduciary planning process.

Archibald Hoxton IV is a CFP® with 26 years of experience in financial advising. He is currently with Hoxton Planning & Management, LLC, where he has worked since 2022 following six years at United Capital Financial Advisers, LLC. Outside of advisory work, he serves on the board of a funeral home and a local bank, and he is a co-author of a financial planning book. Hoxton Planning & Management, LLC provides financial planning, investment, and wealth management services to a range of clients including individuals, trusts, and government entities. The firm employs a strategic asset allocation approach combining Modern Portfolio Theory with active management, tailoring portfolios to client-specific risk, time horizon, and tax considerations.

Sarah Hofman is a financial advisor at Veridian Capital Partners with nine years of industry experience. She holds the Series 66 designation and has worked with firms including Brian L. Runkles Inc. and Ameriprise Financial Services. Hofman has been with Veridian Capital Partners and Purshe Kaplan Sterling Investments since 2021. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and business clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-method investment approach incorporating qualitative, quantitative, and technical analysis across a broad range of strategies, including the use of derivatives within separately managed accounts.

Dane Grouell is a financial advisor with Turning Point Financial, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Apex Retirement Advisors, DRS Wealth Management, and Paulson Investment Advisors. Outside of his advisory work, he serves as Secretary and Board Member of Tualatin Valley Playschool, a nonprofit preschool in Tigard, Oregon. Turning Point Financial is a team-based firm serving individuals, families, business owners, and retirement plan clients with financial planning, discretionary investment management, and related services. The firm integrates tax and accounting capabilities alongside insurance product recommendations, utilizing third-party sub-advisers and custodial platforms for portfolio management.

Benjamin Dorsey is a CFP® and PFS™ credentialed advisor with six years of industry experience. He is currently with Analog Capital Partners LLC and also serves as Senior Tax Manager at EagleStone Tax & Accounting Services and President of Strategic Tax Planning, both CPA firms. Analog Capital Partners provides discretionary portfolio management and financial planning to individual and high-net-worth clients, as well as subadvisory services to other investment advisers. The firm builds customized portfolios utilizing various investment approaches and manages approximately $92.8 million in discretionary assets.

Brennan Gmeiner is a financial advisor at Turning Point Financial with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Purse Kaplan Sterling Investments and Cambridge Investment Research. Outside of his advisory role, he serves on the board of directors for St. Johns Regional School and is president of a local networking group in Frederick, MD. Turning Point Financial serves individual and family clients, business owners, and certain retirement plans, providing financial planning, discretionary investment management, tax and accounting services, business valuation, and insurance product recommendations. The firm employs a team-based fiduciary planning process and integrates in-house tax and accounting capabilities alongside its investment management approach.

David Strausser is a financial advisor at Turning Point Financial with a Series 65 designation and one year of industry experience. His prior work includes roles at Merrill Lynch, ABWE, UPS, and Penn State Harrisburg. Outside of financial advising, Mr. Strausser works as a delivery subcontractor for DoorDash. Turning Point Financial serves individual and family clients, entrepreneurial business owners, and retirement plan clients with financial planning, discretionary investment management, and model-based asset management. The firm integrates in-house tax and accounting services with investment management and insurance offerings, employing a team-based fiduciary planning process.

James Sutch is a financial advisor at Hoxton Planning & Management, LLC with 10 years of industry experience. He holds a Series 66 designation and previously worked at Arbor Private Wealth, LLC and Wells Fargo Clearing Services, LLC. In addition to his advisory role, he is a licensed insurance agent involved in the sale of insurance products. Hoxton Planning & Management advises individual clients, trusts, estates, charitable organizations, business entities, and government clients, offering comprehensive financial planning and investment management services. The firm employs a strategic asset allocation framework informed by Modern Portfolio Theory, active management in select asset classes, and tax-aware strategies.

Ryan Morisey is a financial advisor at Turning Point Financial with a Series 65 designation and two years of industry experience. His prior work includes roles at Franciscan University of Steubenville and Tanney, Griffith, & Bresler P.A. He is also a licensed insurance agent and occasionally offers insurance products to clients. Turning Point Financial serves individual and family clients, business owners, and retirement plans by providing financial planning, discretionary investment management, and tax and accounting services. The firm employs a team-based fiduciary planning process and integrates in-house tax and accounting capabilities alongside affiliated insurance activities.

Chandru Ramachandran is a Chartered Financial Consultant (ChFC®) with 28 years of industry experience. He is currently a private wealth advisor at Veridian Capital Partners, where he has worked since 2021. Prior to that, he was with Ameriprise Financial Services, Inc. for 16 years. Outside of his advisory role, he serves as president of Diversified Business Associates, LLC, a company that supports the operations of his financial planning practice. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and business clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-method investment approach utilizing qualitative, quantitative, and technical analysis across a broad range of strategies, including the use of derivatives and options within separately managed accounts.

Ethan Holobinko is a financial advisor at Veridian Capital Partners in Frederick, MD. He holds a Series 65 designation and has been with Veridian since 2024. Prior to joining the firm, he worked at Meritus Medical Center and attended Mount Saint Mary's University. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and business clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-method investment approach that includes qualitative, quantitative, and technical analysis across a broad range of strategies.

Archibald Hoxton is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Hoxton Planning & Management, LLC, where he has worked since 2023, following roles at The Vanguard Group and United Capital Financial Advisors. Hoxton volunteers with the CFP Board Competency Standards Commission, evaluating competency standards for CFP certificants and candidates. Hoxton Planning & Management serves individual clients, trusts, estates, charitable organizations, business entities, and public-sector clients, offering comprehensive financial planning, investment management, and retirement plan consulting. The firm employs a strategic asset allocation framework informed by Modern Portfolio Theory, active management in less efficient asset classes, and tax-aware strategies.

Stephanie Ramachandran is a financial advisor with Veridian Capital Partners, holding a Series 66 designation and 24 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 16 years before joining Veridian and Purshe Kaplan Sterling Investments in 2021. In addition to her advisory role, she is involved in financial planning and bookkeeping through Diversified Business Associates. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and business clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-method investment approach that includes asset allocation, fixed income, options, and derivatives, and sponsors a wrap fee program with individualized management for its clients.