Donna Savastani is a financial advisor with CRA Financial Services, L.L.C. She holds the Series 66 designation and has 17 years of industry experience, all with CRA Financial Services since 2009. The firm provides comprehensive wealth management, financial planning, and retirement plan consulting to individuals, including high-net-worth clients. CRA employs an investment approach based on Modern Portfolio Theory, tailoring portfolios to clients’ risk tolerance and goals while utilizing a range of asset classes and strategies.

Robert Martin is a CFP® and Series 66 licensed advisor with 19 years of industry experience. He has been with CRA Financial Services, L.L.C. since 2012. Outside of his advisory role, he is the sole owner of a rental property in Sewell, NJ. CRA Financial Services is an SEC-registered wealth management firm serving individual and institutional clients. The firm applies a Modern Portfolio Theory-based approach, tailoring portfolios to client risk tolerance and objectives, and manages approximately $1.69 billion in client assets across various account types.

Samantha Swiderski is a financial advisor at CRA Financial Services, L.L.C. with a Series 65 credential and three years of industry experience. Prior to joining CRA Financial Services in 2021, she held positions at Ocean Casino Resort, Simply Nail & Spa, Woodmere Senior Housing, and Spotswood High School. CRA Financial Services, L.L.C. provides comprehensive wealth management and financial planning to individuals, including high-net-worth clients, as well as retirement plan consulting and ERISA fiduciary services. The firm’s investment approach is based on Modern Portfolio Theory and tailored to clients’ risk tolerance, time horizon, and goals, with diversified allocations across multiple asset classes.

Gordon Shearer Jr. is a CFP® with 20 years of experience in financial advising. He is currently with CRA Financial Services, L.L.C. and is also affiliated with Capaldi, Reynolds & Pelosi, P.A. His prior experience includes roles at Comprehensive Advisors, LLC, Integrity Investment Advisors, LLC, National Planning Cooperation, Comprehensive Financial Professionals, LLC, and Shearer Josuweit & Company. CRA Financial Services, L.L.C. provides comprehensive wealth management and financial planning to individuals, including high-net-worth clients, as well as retirement plan consulting and ERISA fiduciary services. The firm’s investment approach is based on Modern Portfolio Theory and tailored to client risk tolerance and goals, utilizing a diversified allocation across asset classes with discretionary and non-discretionary management options.

Jarman Reilly is an advisor with CRA Financial Services, L.L.C., holding a Series 65 designation and beginning his industry career in 2025. His prior experience includes roles at Morgan Stanley and various seasonal and educational positions. CRA Financial Services is an SEC-registered wealth management firm serving individual and institutional clients with financial planning, consulting, and portfolio management services. The firm manages approximately $1.69 billion in assets and bases its investment approach on Modern Portfolio Theory, tailoring portfolios to client-specific risk tolerance and objectives.

Gail Mackler Carlino is a financial advisor at Prospera Financial Services, Inc. with 41 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes twelve years at Wells Fargo Advisors and seven years at Janney Montgomery Scott. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory platforms and programs.

Kurt Lawn is a financial advisor with IP Financial Advisory Services LLC, holding the PFS™ and Series 63 credentials and bringing 27 years of industry experience. He previously worked at Avantax Investment Services, Inc. for eight years and has operated Lawn Financial Services since 1996. In addition to advising, he provides individual and business income tax preparation and accounting services during the tax season. IP Financial Advisory Services LLC primarily serves individual retail clients, offering portfolio management, financial planning, and consulting services. The firm focuses on non-high-net-worth investors and retirement plan participants, employing a range of analytical approaches and offering specialized advisory services including actuarial and insurance consulting.

Carol Schmidlin is a financial advisor with Prosperity Capital Advisors and holds Series 63 and Series 65 licenses. She has 30 years of industry experience, including roles at J.W. Cole Advisors, GF Investment Services, and Franklin Planning, where she is also co-owner. Outside of advising, she is a licensed insurance agent and author of the book "FED SAVVY," which she markets through various channels. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base that includes individuals, businesses, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing mutual funds, ETFs, SMAs, and alternative strategies.

Kevin Rutledge is a financial advisor at IAMS Wealth Management, LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including FOUNDATIONS INVESTMENT ADVISORS, LLC and Impact Partnership Wealth, LLC. Rutledge is also involved in annuity and life insurance advisory services through his related businesses, My Retirement Peace of Mind and Calm Seas Retirement Strategies. IAMS Wealth Management provides investment advisory and financial planning services to individual investors, corporations, retirement plans, trusts, and other entities. The firm manages accounts primarily on a discretionary basis, utilizing a range of investment instruments and proprietary model portfolios while maintaining features that distinguish its adviser network and compensation structure.

Troy Hines is a financial advisor at Virtue Capital Management, LLC with two years of industry experience. He holds a Series 65 designation and has a background that includes roles at Simplicity Wealth and Aon. Outside of advising, he is involved in tax preparation, real estate sales, life and health insurance, and operates a mobile notary business. Virtue Capital Management serves individuals, trusts, estates, and various organizations with customized portfolio management and financial planning. The firm employs a multi-team model and uses tactical, strategic, and dynamic investment approaches, supported by an investment committee that conducts due diligence on third-party managers and model strategies.

John Hanlon IV is a CFP® professional with over 42 years of experience in the financial industry. He is currently with VestGen Advisors, LLC and has previously worked at Purshe Kaplan Sterling Investments and VestGen Investment Management. Hanlon serves as Chairman of the Advisory Board to the Financial Systems Center at Stevens Institute of Technology and is a trustee of the Sean and Cathy Hanlon Foundation, Inc. VestGen Advisors, LLC provides investment management, financial planning, and retirement plan services to a diverse client base including individuals, high-net-worth clients, small businesses, and institutional investors. The firm combines advisor-level client relationship management with centralized portfolio construction and utilizes third-party managers and affiliated funds in its investment approach.

Michael Jennetta Sr. is a financial advisor at Aegis Capital Corp. with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Aegis since 2014. Outside of his advisory role, he is involved with the USA Pole Vault Bureau Association, where he participates as a clinician and competitor and contributes time to nonprofit clinics. Aegis Capital Corp. serves individual investors, retirement and benefit plans, trusts, estates, and corporate clients by providing investment advisory and brokerage services, financial planning, and access to managed account programs through RBC and AXOS platforms. The firm offers both discretionary and non-discretionary account options and manages substantial client assets across multiple program types.

Edward Enstice is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Realta Investment Advisors and its affiliated entities since 2020, following a prior role at L.O. Thomas & Co, Inc. In addition to his advisory duties, he owns Coastal Financial Group. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individuals, including high-net-worth clients, pension and profit-sharing plans, and institutional clients. The firm emphasizes tailored advice through comprehensive client interviews and utilizes a range of investment strategies, including asset allocation across mutual funds, ETFs, equities, fixed income, and alternative investments.

Joseph Barrett Jr. is a CFP® and Series 66–registered financial advisor with six years of industry experience. He has been with Benjamin F. Edwards & Company, Inc. since 2020 and previously worked at Ford Scott & Associates, LLC for eight years. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory programs, financial planning, investment management, brokerage, insurance products, and M&A advisory services.

Anthony Libero is a financial advisor at Benjamin F. Edwards & Company, Inc. He holds a Series 66 designation and has two years of industry experience. Prior to joining Benjamin F. Edwards, he worked at This Cigna Group and held positions in several other organizations including Penn State University and The Home Depot. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, investment management, brokerage services, and certain M&A advisory services, utilizing both proprietary and third-party investment strategies.

Michael Lynch Jr. is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and over 21 years of industry experience. Prior to joining Empower Advisory Group in 2025, he worked for GWN Securities Inc. for 15 years and had a brief period with Timeshare Legal, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed accounts.

Christopher Clayton is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend And Kent, Inc. since 2000 and is the proprietor of Clayton/Montgomery Group, LLC, a life insurance brokerage active since 1998. Outside of advisory work, he also oversees operations for Margate Dairy Bar through Claymont Holdings, LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, supporting a network of advisers with discretionary and non-discretionary account options and a focus on third-party asset manager relationships.

Steven Michalkowski is a financial advisor at Benjamin F. Edwards & Company, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services, Bank of America, Merrill, and Equitable Advisors. Outside of his advisory role, he serves as Treasurer for the Board of Trustees at Lacey United Methodist Church, overseeing funds from a property sale for capital improvements. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory programs, financial planning, investment management, brokerage, insurance, and M&A advisory services using both proprietary strategies and third-party models.

Rj Amato III is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 66 credentials and has one year of industry experience. Prior to joining Voya, he founded Amato Strategic Advising, LLC and has also been employed at Spirit Halloween for over a decade. Voya Financial Advisors, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients by providing financial planning, portfolio management, and retirement advisory services. The firm combines in-house and external strategists with technology-driven tools to manage client relationships, primarily through non-discretionary accounts.

Virginia Shirtsa is a financial advisor with PNC Wealth Management, holding Series 66 and Series 63 licenses and having seven years of industry experience. She has been with PNC Bank since 2014 and worked at PNC Investments LLC in two separate periods totaling five years. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only, algorithm-driven digital offering that uses approved investment models and emphasizes mutual funds and ETFs with annual rebalancing.