Patrick Tuma is a CFP® professional with 23 years of experience in financial advising. He has worked at Financial Dimensions, Inc. from 1997 to 2024 and has been the principal of Tuma Financial, LLC since 2016. In addition to his advisory role, he also practices as an accountant, providing services outside the advisory business. Tuma Financial, LLC offers portfolio management and financial planning primarily to individual and high-net-worth clients. The firm uses fundamental analysis and modern portfolio theory for asset allocation and security selection, combining long-term strategies with options trading while maintaining documented risk tolerances and quarterly account reviews.

George Noon is a CFA charterholder and principal of Noon Investment Management LLC with three years of experience as an independent advisor and over 30 years of prior experience at LaSalle Investment Management. Based in Phoenix, MD, he leads his firm which offers discretionary wealth management and financial planning services. Noon Investment Management LLC serves individuals, high net worth clients, trusts, estates, businesses, participant-directed retirement plans, and other registered investment advisers. The firm uses a fundamental analysis-driven investment approach supplemented by technical analysis and combines consulting services to RIAs with institutional plan offerings.

John Ciesielski is a CFA® charterholder and Series 63 licensee with four years of industry experience. He has been with R.G. Associates, Inc., an independent firm based in Towson, MD, since 1992. R.G. Associates provides discretionary investment management for individual investors through separately managed accounts, focusing on a bottom-up, value-oriented stock selection process based on fundamental microeconomic analysis and detailed financial reporting. The firm serves clients with concentrated, long-term, long-only portfolios and also offers limited financial analysis consulting for institutional clients.

Maureen Mcshane is a financial advisor at Capital Investment Management Inc. with 20 years of industry experience. She holds a Series 66 designation and has worked at Capital Investment Management since 2007, following a prior role at H. Beck, Inc. Mcshane is also licensed as an independent insurance agent. Capital Investment Management provides non-discretionary investment supervisory services primarily to individuals and high-net-worth clients, including trusts, estates, IRAs, and 401(k) accounts. The firm’s approach centers on diversified, risk-based allocations implemented mainly through mutual funds and Modern Portfolio Theory, with ongoing client approval of investment actions.

Brian Wee is a CFP® professional with 15 years of industry experience, currently serving as the principal of Homewood Capital Management East LLC since 2017. He previously worked at Homewood Capital Management, Inc. from 2013 to 2018. Outside of his advisory role, Brian is a licensed real estate agent and insurance agent based in Woodbine, MD. Homewood Capital Management East LLC provides portfolio management and financial planning services to individual clients, focusing on long-term, diversified investment strategies grounded in modern portfolio theory. The firm emphasizes documented risk tolerance and time horizons, offering both discretionary and non-discretionary management, with regular portfolio reviews.

Gregory Rhines is a financial advisor with Wealth Builders Financial Group LLC in Westminster, MD. He holds a Series 65 designation and has 21 years of experience in the industry. He has been with Wealth Builders Financial Group since 2005 and has operated Wealth Builders, Inc. since 1992. Outside of his advisory role, he serves as president of Wealth Builders CPA & Consultants, a management position he has held since 1992. Wealth Builders Financial Group is a fee-only registered investment adviser serving individuals, pension and profit-sharing plans, trusts and estates, and corporate/business entities. The firm uses fundamental security analysis and primarily recommends mutual funds for diversification, managing approximately $38 million in assets for nearly 500 clients.

Christopher Shematek is a CFP® and ChFC® with 27 years of industry experience. He has been with Cobalt Financial Partners LLC since 2005, concurrently affiliated with LPL Financial. Outside of his advisory work, he serves as the Business & Economics Department Chair and instructor at Glenelg Country School, where he teaches economics and business courses and supports student-run business projects. Cobalt Financial Partners provides portfolio management and financial planning to individuals, high-net-worth clients, business entities, and pension and profit-sharing plans. The firm focuses on asset allocation, rebalancing, and modern portfolio theory, generally operating on a non-discretionary basis and managing approximately $108 million primarily through mutual funds and ETFs.

Jason Ditto is a CFP® with 27 years of industry experience. He is currently with Ditto & Powers, LLC and previously worked at TriBridge Partners Financial LLC and MASSMUTUAL. At TriBridge Partners, he served as Director of Investments and Financial Planning, developing investment strategies and financial plans. Ditto & Powers, LLC provides financial planning and investment management to individuals, trusts, and high-net-worth clients, as well as corporate-sponsored financial planning and access to third-party manager programs. The firm offers discretionary investment management guided by client-specific asset allocation and conducts due diligence on third-party managers.

Patrick Dyer is a financial advisor with Capital Portfolio Management, Inc. in Timonium, MD, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has been with Capital Portfolio Management since 1991. In addition to his advisory role, Dyer is an independent insurance agent. Capital Portfolio Management, Inc. provides investment advisory and portfolio management services to individual clients, pension plans, and profit-sharing plans. The firm offers tailored asset allocations and both discretionary and non-discretionary management, with portfolios including mutual funds, ETFs, equities, bonds, and preferred securities.

Carroll Smith is a financial advisor at RS Wealth Management, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with National Planning Molter since 2009. RS Wealth Management, Inc. is a single-advisor independent firm that provides ongoing portfolio management and integrated financial planning primarily for individual and high-net-worth clients. The firm operates on a non-discretionary basis, requiring client approval for trades, and emphasizes mutual funds and ETFs using both fundamental and technical analysis.

Melissa Mazard is a financial advisor at Seek the Plan with 13 years of industry experience. She holds the Series 63 and Series 65 licenses and has been involved with several nonprofit and educational organizations, including Junior Achievement and Spark Business Academy, where she supports financial literacy and business education programs. Prior to founding her firm, she worked at Foresters Financial. Seek the Plan provides tailored financial planning and investment advice to individual clients, focusing on education, asset allocation, and comprehensive non-investment planning topics such as tax optimization and cash-flow management. The firm emphasizes a long-term investment perspective, offers financial education seminars, and uses non‑AUM fee structures without holding custody of client assets.

Philip Snyder is the principal of Snyder Asset Management, LLC, an independent registered investment adviser based in Hunt Valley, MD. He holds the CFA® designation and Series 66 license, with 20 years of industry experience. Prior to founding his firm in 2017, he worked at LPL Financial for one year. Snyder Asset Management provides customized wealth management and comprehensive financial planning primarily for individual and high-net-worth clients. The firm offers discretionary portfolio management focused on long-term strategies, combining fundamental and technical analysis to build diversified portfolios that include mutual funds, ETFs, individual securities, and alternative investments.

William Kauffman is a CFA® charterholder based in Lutherville, MD, with seven years of industry experience. He has worked at Asset Strategy Consultants, LLC, and has been with Paramount Investments, LLC for over a decade. In addition to his advisory role, he holds a senior research analyst position at a nonprofit industry center. Paramount Investments is a Maryland-registered, single-advisor firm offering discretionary portfolio management, financial planning, and 401(k) consulting to individuals, high-net-worth clients, legacy trusts, small businesses, and charitable organizations. The firm focuses on customized, long-term portfolios using fundamental analysis and low-cost mutual funds and ETFs, with technical analysis primarily for trade timing, and offers performance-based fee arrangements for qualifying clients.

Peter Mulaikal is the sole advisor at Hansa Investments LLC and holds Series 63 and Series 65 licenses, with 29 years of industry experience. Prior to founding Hansa Investments in 2017, he worked at H. Beck, Inc. for 12 years. He is also a member of Anesthesia Perioperative Services LLC, where he has served as an anesthesiologist since 2005. Hansa Investments LLC provides portfolio management and financial planning for individuals, including high-net-worth clients, and offers pension consulting for employee benefit plans. The firm employs a diverse investment approach incorporating multiple analysis methods and strategies, combining pension consulting with licensed insurance sales within a small independent advisory setting.

Myron Howie is a financial advisor with Casi Investments in Baltimore, MD, holding Series 63 and Series 65 licenses and with 20 years of industry experience. He has worked with Casi Institutional Consulting, Inc. and Casi Investments for more than two decades. He is also a principal of Casi, Inc., a group of companies focused on strengthening churches and charitable organizations by building long-term sustainability. Casi Investments primarily serves churches, charitable organizations, and individual clients, offering investment supervisory services, financial planning, tax preparation, and advice engagements. The firm employs a documented goal-setting process, using a core-and-satellite investment approach with global diversification and ongoing portfolio monitoring.

Louis Baviello is the principal of Baviello Investment Management, LLC, an independent advisory firm based in Baltimore, MD. He holds Series 63 and Series 65 licenses and has 14 years of industry experience, including prior roles at Great Valley Advisor Group and LPL Financial LLC. In addition to his advisory work, he publishes the Baviello Bulletin, a financial publication offering investment research reports. Baviello Investment Management provides discretionary investment management and financial advisory services to individuals, families, endowments, foundations, and other institutions. The firm employs a value-oriented, bottom-up equity strategy focused on small-to-mid-cap U.S. companies, alongside bond portfolios and mutual fund allocations, tailored to clients’ objectives with flexibility in portfolio construction.

After a winding path of studying dance, working in theater, and various corporate jobs, Sylvie followed a passion for finance and realized she could offer something unique to support fellow creatives: financial planning and expertise, tailored to the unique lifestyles and demands of a career in the arts. She founded The Financial Grove to help remove the burden of financial worry for creatives in the arts. Through this work, she hopes to enable a newfound freedom of choice in projects, without having to decide based on a feeling of scarcity, or a fear of the unknown. Sylvie believes in the power and utmost significance of storytelling, and has witnessed how ingrained financial trauma, coupled with gaps in literacy, can prevent creatives from making decisions motivated by expression and passion. Her mission is to support storytellers to express their voice authentically.

Thomas Bonvissuto is the principal of Intero Financial Planning, LLC in Parkton, MD, with 29 years of industry experience. He holds the CFP®, CFA®, ChFC®, and Series 65 designations. Prior to founding Intero Financial Planning in 2019, he worked at The Financial Consulate Inc. and held roles at Lyft and Uber. He serves as a trustee for Sheppard Pratt Investment Inc., where he reviews investments monthly. Intero Financial Planning is an independent registered investment adviser serving individuals, including high-net-worth clients, as well as institutional entities such as pension plans, nonprofits, and corporations. The firm offers financial-planning-driven investment management, public educational seminars, annuity placement, and uses a multi-allocation strategy focused on ETFs, mutual funds, and a combination of passive and active management.

David Bonnichsen is the sole advisor at Phoenix Financial Engineering, LLC in Baltimore, MD, with 14 years of industry experience. He holds the Series 66 designation and has been with Phoenix Financial Engineering since 2016. In addition to his advisory role, he serves as an adjunct professor. Phoenix Financial Engineering, LLC provides fee-based financial planning and non-discretionary investment management to individuals, high-net-worth clients, and small businesses. The firm constructs tailored portfolios using both fundamental and technical analysis and conducts regular account reviews, while also offering educational seminars and workshops.

Paul Nastasi is a financial advisor at A. J. Perry & Company, Inc. with 22 years of industry experience. He holds the Series 65 designation and has been with A. J. Perry & Company since 1987. A. J. Perry & Company provides discretionary portfolio management and investment advice primarily to individual clients, including both non-high-net-worth and high-net-worth households, as well as pension plans, charitable organizations, and corporations. The firm’s investment approach focuses on diversified, low-turnover mutual fund allocations tailored to client objectives, with ongoing monitoring and quarterly reviews.