EXPERIENCE & EXPERTISE Mitchell is the founder of Dyer Private Wealth Management & Financial Consults Group, LLC d/b/a Dyer Private Wealth Management, a Registered Investment Advisor in the State of Maryland. Mitchell provides his clients with safe, affordable, and precise solutions to fit their financial needs. Mitchell gained experience from strong mentors and other CERTIFIED FINANCIAL PLANNERS® before branching off to start his own firm. Mitchell works with clients in a caring and thoughtful way, helping them to grow with compassion and understanding. COMPANY MISSION Mitchell's vision of DPWM includes a practice filled with like-minded individuals with the same goal, to assist the community. His client base consists of those who require premium level expertise and the highest level of analytics and attention. As his team and company grows, he ensures the level of integrity and comfort among both clients and employees remains high. His practice was built on passion and love for the industry, coupled with his extensive technical knowledge and care for others. EDUCATION B.S. from Towson University in Molecular Biology, Biochemistry, & Bioinformatics CERTIFIED FINANCIAL PLANNER® Life, Health, Accident, & Sickness Insurance Producer - No Commissionable Products Sold Active FINRA licenses: Series 7 & Series 63 - No Association With Broker Dealer Active NASAA licenses: Series 65 OUR PHILOSOPHY We can utilize our skillset to help others and at our firm that skill relates to financial wellbeing. The community needs experts who can cater to all individuals regardless of their financial status, and we aim to just do that, this means we have no asset minimums. We improve clients finances so they can live fulfilling lives, and we see our job to help them reach that fulfillment. WHY I LOVE DYER PRIVATE WEALTH This firm started from an idea and a passion, and the willingness to aim for something larger than one individual’s goal. It started from the ground up with integrity and belief, coupled with an exceptional financial skillset that has gotten us to where we are today. Our firm, our clients, and our soon to be growing team will all participate in something larger than ourselves with the sole intent of making a positive impact for others along the way.

Stephen Olah is a CFP® and PFS™ professional with 29 years of industry experience. He has been the principal of Towson Financial Advisors, LLC since 2016 and also maintains a tax preparation and consulting practice as a CPA. His prior roles include long-term positions with TLS Insurance Services, TLS Financial Services, TLS Advisory Services, and Penn Mutual Life Insurance Company. Towson Financial Advisors is a single-adviser independent firm serving individual and high-net-worth clients with ongoing portfolio management and financial planning. The firm employs modern portfolio theory and long-term trading, typically managing accounts on a discretionary basis with documented client risk tolerance and periodic reviews.

Kristopher Hallengren is the principal of KRH Investments, LLC and holds a Series 65 designation with 15 years of industry experience. He has been associated with KRH Investments since 2010 and also serves as a director at Weyrich, Cronin & Sorra, a firm specializing in business valuation and forensic accounting, where he is involved in litigation testimony and business valuation. KRH Investments, LLC provides financial planning and discretionary investment management primarily to individual clients, emphasizing value-based fundamental analysis combined with client-specific investment policies and a quarterly review process. The firm integrates a conflict management policy and promotes the use of low-cost execution platforms and directed brokerage arrangements.

Walter Hoffman is the sole advisor at Hoffman Financial Consultants in Belcamp, MD, with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Osaic Wealth, Inc. and SagePoint Financial, Inc. Hoffman also sells term life insurance as an independent contractor. Hoffman Financial Consultants provides investment advisory and financial planning services to individuals, trusts, and estates. The firm offers non-discretionary advice with a long-term buy-and-hold investment approach, incorporating both fundamental and technical analysis, and emphasizes personal client contact.

Samuel Erdman is a CFP® with 17 years of industry experience and serves as the sole advisor at Anchor Wealth Advisors, LLC. He previously worked at Ronald Blue & Co. and Ronald Blue Trust from 2007 to 2019. Outside of his advisory role, he is the Finance Manager of Smithouse Construction, LLC, a financial management position unrelated to investment advising. Anchor Wealth Advisors, LLC is an independent registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and corporations. The firm offers portfolio management, comprehensive financial planning, corporate consulting, and educational seminars, employing a primarily passive investment approach using low-cost index funds, separately managed accounts, and direct-indexing strategies.

Brandon Barrett is a financial advisor at Elbrus Partners, LLC in Baldwin, MD, with 14 years of industry experience. He holds a Series 66 designation and has worked at Kissinger Financial Services, LLC and Mmhk LLC. Outside of advising, he manages operations of an apartment complex in Baltimore, MD. Elbrus Partners is a small SEC-registered investment adviser managing about $11.2 million for approximately 22 individual and high-net-worth clients. The firm uses a global tactical asset allocation approach combined with fundamental and quantitative analysis, and incorporates derivatives and short-selling strategies within its managed asset program.

Marcie Flynn is a financial advisor at Monarch Financial, LLC in Fallston, MD, holding Series 66 and Series 65 designations with six years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC and PNC Wealth Management before joining Monarch Financial. Monarch Financial LLC provides wealth management, discretionary investment management, and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm uses a long-term investment approach primarily involving ETFs, mutual funds, stocks, and bonds, and offers financial planning bundled with wealth management at no additional charge.

Gregory Bowser is a CFP® professional with 39 years of industry experience, currently serving at Safe Harbor Retirement Planners. His prior roles include fourteen years at Safe Harbor Financial Group LLC and ongoing involvement with Asset Management Services, Inc. Since 2025, he has also operated Cruisin the Bay Tours LLC. Safe Harbor Retirement Planners provides discretionary asset management and retirement-plan advisory services to individual and high-net-worth clients, using a globally diversified approach focused on low-cost index ETFs and individual equities. The firm offers tailored investment strategies with ongoing monitoring and conducts educational seminars and workshops for the public.

John Moran is a CFP® with 12 years of industry experience, currently serving as an advisor at Bay Harbor Wealth Management, LLC. He has worked at Bay Harbor since 2014 and has experience with Global Financial Private Capital, LLC. In addition to advisory services, Moran is involved in insurance and annuity sales. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm uses a combination of directly managed accounts and third-party managers, implementing risk-based asset allocation strategies across various investment vehicles.

Jakob Kelly is a financial advisor at Chesapeake Capital Management, LLC with a Series 65 credential and two years of industry experience. Prior to joining Chesapeake Capital Management, he worked in various roles including at Ram Landscaping and State Farm. Outside of advisory work, he has worked as a restaurant waiter at Liberatore's Ristorante & Catering since 2020. Chesapeake Capital Management serves individual and high-net-worth clients by providing portfolio management and financial planning through a team of seven advisors. The firm offers both discretionary and non-discretionary advisory solutions, client education programs, and a wrap-fee management option.

Lance Scott is a financial advisor at Bay Harbor Wealth Management, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at Bay Harbor Wealth Management and Global Financial Private Capital. Outside of advising, he serves as vice president on the board of his local homeowners association and is involved in thoroughbred horse racing through a family-owned LLC. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm employs a risk-based asset allocation approach using a mix of directly managed accounts, model portfolios, and third-party managers, overseeing approximately $337 million for around 385 clients with a four-advisor team.

Sam Beritela is a financial advisor at Sunlight Peaks Financial Partners, LLC with three years of industry experience. He holds a Series 65 designation and has worked at Sunlight Peaks since 2021, following prior roles including a year at WMS Partners and periods of self-employment. Outside of advising, Beritela is involved with Outlier Realty Capital, providing financial and corporate strategy consulting in real estate investment. Sunlight Peaks Financial Partners serves a small, family-oriented client base, typically accredited investors with at least $1 million in investable assets. The firm offers investment consulting, private investment sourcing, and financial planning through a non-discretionary, consultative model focused on buy-and-hold strategic asset allocation and detailed due diligence on private funds.

Rebecca Hergenroeder is a CFP® and ChFC® with 33 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. since 1999 and is also affiliated with LPL Financial LLC. In addition to her advisory work, she is a commissioned notary. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, employing an investment approach that blends active and passive funds with tactical risk management tools.

Eric Schopf is a financial advisor at Mercer Global Advisors Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for nine years at Tufton Capital Management before joining Mercer in 2025. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and other nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and features globally diversified, risk-appropriate portfolios with multi-factor tilts, regular rebalancing, and tax management where appropriate.

Lisa Hergenroeder is a CFP® and ChFC® with 28 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. and LPL Financial LLC since 2003. Her background includes selling long-term care and term life insurance. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, implementing investment strategies that combine active and passive funds, periodic rebalancing, and risk-based manager evaluation.

Nicolas Abrams is a CFP® with 26 years of industry experience, currently serving as an advisor at Opulentia, LLC since 2022. Prior to joining Opulentia, he worked at Ameritas Advisory Services for 13 years and has been associated with AJW Financial Partners, LLC for 17 years. Outside of his advisory roles, he is a real estate partner at Trocellus Enterprise, LLC. Opulentia, LLC provides wealth management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, and select corporate and retirement plan clients. The firm delivers discretionary investment management with customized portfolios that utilize mutual funds, ETFs, and third-party managers, supported by independent strategist models and regular portfolio reviews.

Ryan Brady is a financial advisor at Grigg Financial, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at the Securities and Exchange Commission. Brady has also been affiliated with Anne Arundel Community College and the United States Naval Academy since 2015. Grigg Financial provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, retirement plans, and business entities. The firm uses model portfolios and sub-advisers for trading and support, with a focus on a broad range of investable instruments including derivatives and complex structured products.

Jon Snyder is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Hergenroeder Financial Advisors, Inc. since 2021. His prior experience includes roles at LPL Financial LLC, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing discretionary and non-discretionary portfolio management alongside financial planning and consulting. The firm employs a blend of active and passive investment strategies with tactical risk management tools, managing approximately $305 million in client assets.

Brian Grigg is a CFP® and ChFC® with 10 years of industry experience. He is the principal of Grigg Financial, LLC in Timonium, MD, and previously worked with Foundations Investment Advisors, LLC. Outside of advising, he is an independent insurance agent offering fixed annuities, life insurance, and long-term care products. Grigg Financial provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, retirement plans, and business entities. The firm uses model portfolios and sub-advisers for trading and back-office support while maintaining supervisory and client-facing duties, and it employs a range of investment instruments including derivatives and structured products.

Eric Bowser is a financial advisor with Safe Harbor Retirement Planners in Abingdon, MD, holding a Series 65 designation and bringing 10 years of industry experience. He has worked with Asset Management Services, Inc. and WealthMax Advisors, LLC, and is also involved with Harford Community College in a role unrelated to investment advising. Safe Harbor Retirement Planners provides discretionary asset management, financial planning, and retirement-plan advisory services to individual and high-net-worth clients. The firm employs a globally diversified investment approach focused on low-cost index ETFs and individual equities, with tailored allocations documented in investment policy statements and regular monitoring through quarterly reviews and rebalancing.