Michael Gandet Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. His prior roles include positions at Securities America Advisors, National Planning Corporation, and Cetera. He is also an owner of tax preparation and accounting firms serving clients in New Jersey and Connecticut. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutional clients through a large network of investment adviser representatives. Its offerings include financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms.

William Meltzer is a financial advisor with LPL Financial in Barnegat, NJ, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes prior roles at J.P. Morgan Securities, Morgan Stanley, Citigroup Global Markets, and other firms. He is also involved with Meltzer Financial LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services through a large network of advisors, employing various investment strategies and operational tools.

Jenna Kobular is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and seven years of industry experience. Her career includes roles at Wells Fargo Clearing and Securities America Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions through a broad menu of planning options and integrated financial product offerings.

Charles Dudley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, supported by research from Wells Fargo Investment Institute and external sources.

Sean O'Sullivan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at Wells Fargo Clearing for eight years before joining Wells Fargo Advisors in 2024. Outside of his advisory role, he owns and operates Mindful Investing LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, utilizing proprietary research and tools to create tailored recommendations, with clients deciding how to implement them through various brokerage or advisory programs.

Stephen Donnelly is a financial advisor at OSAIC with 32 years of experience in the industry. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and UBS Financial Services. Outside of his advisory role, he serves as a board member on the Stafford Township Planning Board and consults for CollegeConsultants.org, a nonprofit focused on securing endowment scholarships for local students. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporations, offering brokerage and advisory services across various programs with a focus on model-based asset allocation and portfolio optimization.

Matthew Stoll is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and worked at JPMorgan Chase Bank, N.A. from 2016 to the present. Outside of his advisory role, he is involved with Shea Face LLC, where he occasionally provides general administrative support. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations and incorporates ESG considerations within eligible strategies.

Raymond Offenburger is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Equitable Advisors. His prior roles include positions at Prudential Insurance Company of America, Northwestern Mutual, and Edward Jones. Outside of his advisory work, he holds treasurer roles at the Sons of the American Legion and the Knights of Columbus, both nonprofit organizations. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through various programs and third-party managers. The firm’s approach emphasizes personalized assessment and matching clients to appropriate advisory models, offering a wide array of investment options and ERISA fiduciary services.

Joseph Bublewicz is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior work includes 18 years at H. Beck, Inc. and four years at Grove Point Investments and Grove Point Advisors. Outside of finance, he is also an artist, musician, and stand-up comic. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Patrick Cefalo is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Cuna Mutual Group, CUNA Brokerage Services, Inc., and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing both proprietary and third-party strategies, and supports its large network of advisors with advanced operational and research tools.

Gregory Colucci is a financial advisor at Ameriprise with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Merrill, Park Avenue Securities, Guardian Life Insurance Company, and Wells Fargo Clearing. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

John Reilly is a financial advisor at Stifel with 40 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2008 and holds Series 63 and Series 65 designations. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Christine Smith is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has over 30 years of experience in the financial services industry, focusing on helping individuals and businesses achieve their financial goals through personalized wealth management strategies. She advises clients on a range of financial priorities including investment management, retirement planning, cash flow and liability management, education funding, wealth preservation, insurance planning, trust and estate coordination, tax-efficient wealth management, business retirement plans, succession planning, and lending solutions. Christine has a particular focus on assisting business owners with retirement and employee benefit plans as well as succession strategies. Christine holds a Bachelor's Degree from Gettysburg College and a Personal Investment Advisor (PIA) designation. Outside of her professional work, she enjoys skiing, boating, traveling, camping, hiking, scuba diving, yoga, and spending time with her husband and three children. A lifelong resident of Doylestown, Pennsylvania, she and her family have deep roots in the community.

Marny Keller is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Gannon is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market scenario modeling in its financial planning process.

Michael Lewandoski is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2010. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to multiple program structures and third-party money managers, managing over $256 billion in assets.

James Berger is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and over 36 years of industry experience. He has worked with Wells Fargo Financial Network LLC since 2009. Outside of his advisory role, he is a principal in JB Group LLC, where he dedicates significant time managing that business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with multiple financial product offerings.

Kimberly Penna is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019, previously employed by Bank of America and Timberland. Outside of her advisory role, she operates a small business selling used clothing on eBay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and corporations.

Bruce Linger is a CFP® with 38 years of industry experience, currently serving at OSAIC since 2025. He previously worked at Lincoln Financial Advisors Corp. for 35 years. In addition to his advisory role, he is involved in offering indexed and fixed indexed annuities, life settlements, and disability insurance through related business activities. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform that provides comprehensive financial planning, managed portfolios, retirement plan consulting, and brokerage services. The firm employs a model-based investment process with options for discretionary management, third-party managers, and proprietary strategies, supporting a diverse client base including high-net-worth individuals and corporate clients.

Christopher Atlee is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and having 27 years of industry experience. His prior work includes roles at Credit Suisse Securities and Deutsche Bank Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to inform its investment approach.