Robert Sorensen is a financial advisor with Valic Financial Advisors in Chico, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His career includes roles at Allstate Insurance Company, Anthem Blue Cross/Blue Shield, and Stifel Nicolaus & Co Inc. Outside of advising, he serves as a board member of a church in Paradise, CA, assisting in governance following significant community disruption. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed portfolio models and operating at a large scale with over 1,200 advisors.

William Kyle is a financial advisor with Eagle Strategies (NY Life) in Chico, CA, holding the ChFC® and Series 63 designations and bringing 42 years of industry experience. He has been affiliated with Eagle Strategies since 2021 and operates Kyle Financial & Insurance Solutions, through which he brokers non-registered insurance products. Additionally, he maintains longstanding roles with New York Life and related entities. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services primarily through non-discretionary asset management within the New York Life affiliate structure.

Seth Morsey is a financial advisor with Principal Financial Services in Chico, CA, holding Series 63 and Series 65 credentials and with 16 years of industry experience. He has worked with Principal Financial Services since 2016 and has also been associated with Principal Life Insurance Company since 2017. Outside of his advisory role, Morsey owns Seth T. Morsey Inc., a corporation involved in health insurance sales and brokerage activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various investment arrangements.

Ryan O’Donnell is a CFP® and holds a Series 66 license with 20 years of industry experience. He has worked at MAI Capital Management, LLC since 2026 and previously spent 14 years at Chico Wealth, LLC. In addition to his advisory role, he is an independent insurance agent for various insurance companies. MAI Capital Management, LLC provides a broad range of investment management and wealth services to individuals, families, institutional clients, and others, managing over $72 billion in assets. The firm offers customized portfolio strategies across multiple asset classes and serves as adviser to mutual funds and private investment vehicles while integrating financial planning and other services into many client relationships.

Stephen Heiden is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Morgan Stanley, TD Private Client Wealth LLC, and U.S. Bancorp Investments, Inc. He is also appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

James Mcswain is a financial advisor at Raymond James Financial with 31 years of industry experience. He holds the Series 63 designation and has worked with firms including Cetera and its affiliated networks. Mcswain is also the owner of an independent contractor support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored non-discretionary planning using advanced modeling tools and supports its clients through a broad network and specialized programs, including municipal advisory services.

David Blaugh is a financial advisor with Stifel in Chico, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services alongside fee-based financial planning. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Vitia Kozielski is a financial advisor with Morgan Stanley in Chico, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley and its affiliates since 2008 and previously worked at UBS Financial Services beginning in 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.

Jeffery Mason is a Series 63-credentialed financial advisor with 30 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2008. He also serves as a trustee of a family trust. Stifel serves a broad range of individual and institutional clients, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Timothy O'Connell is a financial advisor at Stifel with 30 years of industry experience. He has held his current position at Stifel Nicolaus & Co Inc since 2009 and holds a Series 63 designation. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary methodology developed by its Investment Strategy Group.

Benjamin Smith is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, following a year at U.S. Bank. His prior experience also includes two years at Bank of America N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Nicholas Magers is a CFP® professional with four years of industry experience, currently advising at Morgan Stanley in Chico, California. His prior experience includes roles at Edward Jones, Bank of America, Merrill Lynch, and Morgan Stanley Private Bank. Outside of his advisory work, he manages family agricultural ventures as a principal in several ranch-related business activities in California. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and advisory services supported by a structured planning process and advanced modeling tools.

Jeffrey Ross is a CFP® professional with 27 years of industry experience, currently affiliated with Cetera. He has held roles at multiple firms, including Avantax and 1st Global Advisors, and operates his own financial services business, Jeff Ross Financial. Ross also serves as a trustee for the Chico Elks Lodge, providing financial oversight. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform that supports a range of investment strategies and program structures, managing over $256 billion in assets.

Luis Brandi is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. for 15 years. Outside of his advisory role, Brandi teaches guitar and bass lessons part-time and owns an insurance sales business focused on fixed and indexed annuities. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a broad network of advisers. The firm offers integrated brokerage and advisory services with a range of investment options and tools designed to construct portfolios tailored to client risk tolerance and investment objectives.

Dana Funk is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Cetera and its related entities since 2016 and has also operated Dana Funk Financial Services since 1992, focusing on fixed insurance products including life, health, disability, annuities, and Medicare supplements. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that supports various investment strategies and program structures.

Chad Parker is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has been involved with Bidwell Wealth Advisors and Parker Wealth Advisors since 2012. Outside of his advisory work, he is also engaged in agricultural activities in Williams, CA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutions. The firm uses analytical tools for tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Richard Mootz Jr. is a CFP® professional affiliated with OSAIC, bringing 27 years of industry experience. He worked at Securities America Advisors and SECURITIES AMERICA, inc. for 15 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account platforms. The firm uses multiple analytical tools and third-party solutions to construct portfolios incorporating a wide array of asset types, operating under both discretionary and non-discretionary management.

Zoey Rash is a Series 66 licensed financial advisor with Edward Jones in Chico, CA. She has worked in the financial industry since 2019, including three years at Bank of America prior to joining Edward Jones. There are no additional business activities reported. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

John O'Hara is a Series 66-registered financial advisor with LPL Financial, based in Chico, CA, with six years of industry experience. Prior to joining LPL Financial in 2019, he worked for Northrop Grumman from 2012 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of investment strategies and operational tools.

Megan Rudolph is a financial advisor at Edward Jones with a Series 66 designation. She has held roles at Edward Jones since 2022, alongside experience in education and a brief tenure at Jitter Bean Coffee Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a broad range of advisory programs and investment solutions, managing over $1 trillion in assets with a nationwide network of financial advisors and branch offices.