Gary Garland is a financial advisor at Integrated Wealth Solutions, LLC with 10 years of industry experience. He holds the CFP® designation and a Series 65 license. In addition to his advisory work, he is an attorney specializing in estate planning and elder law through his own law practice, Garland Law Offices, P.A. Integrated Wealth Solutions is an independent investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and business entities. The firm offers discretionary investment management, financial and business planning, insurance reviews, and free educational workshops, typically utilizing a passive, diversified investment approach tailored to each client’s objectives.

Barry Weiss is a CFA® charterholder and the sole advisor at Live Oak Financial Management in Long Branch, NJ, with 11 years of industry experience. He previously worked at Yorktown Funds for seven years and Kroll Bond Rating Agency for three years. Live Oak Financial Management provides portfolio management and investment advisory services to individuals, small businesses, and non-profit organizations, managing a small client roster with relatively modest minimums. The firm employs a top-down fundamental investment approach combined with technical analysis and focuses on exchange-listed securities without using leverage.

Colin Heaney is a financial advisor at WestPeak Financial with 21 years of industry experience. He holds a Series 66 designation and has worked at firms including Ameriprise Financial Services, Fidelity Investments, and Pacific Investment Management Company (PIMCO). Heaney is also an independent licensed insurance agent. WestPeak Financial provides portfolio management and financial planning services primarily for individual clients, combining cyclical analysis and modern portfolio theory with a long-term trading strategy. The firm requires clients to custody assets at Altruist and offers both one-time and ongoing financial planning alongside discretionary portfolio management.

Ryan Seewald is a financial advisor at Bridlewood Private Wealth LLC with seven years of industry experience. He holds a Series 66 designation and has worked previously at RBC Capital Markets and Lord, Abbett & Co. LLC. Seewald is also a licensed independent insurance agent. Bridlewood Private Wealth LLC provides discretionary and non-discretionary asset management and financial planning services primarily to individuals, high-net-worth individuals, trusts, small businesses, and estates. The firm’s investment approach integrates fundamental, technical, charting, and cyclical analysis tailored to clients’ goals, time horizons, and risk tolerances.

Douglas Grant is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Grant Asset Management, LLC. Prior to founding his independent firm, he worked at Penn Mutual Life Insurance Co, Hornor Townsend & Kent Inc, and Garden State Securities, Inc. Outside of his advisory role, he manages a baseball equipment manufacturing business and is part owner and manager of a bar in Hoboken, NJ. Grant Asset Management provides tailored financial planning, investment advisory, insurance consulting, and retirement-plan services to individuals, families, trusts, charitable organizations, and small businesses. The firm employs a goal-based approach emphasizing behavioral finance and asset allocation, primarily using exchange-traded funds for tax efficiency and cost considerations.

Mark Rizzotti is a financial advisor at Transparent Wealth Solutions with a Series 65 credential and experience spanning roles at JP Morgan and Seramount. He is also a licensed real estate salesperson affiliated with Green Light Realty and co-founder of an online blog providing market commentary. Transparent Wealth Solutions offers fee-only financial planning, coaching, and advisory services to individuals and families, focusing on comprehensive cash-flow analysis, risk management, and long-term, diversified investment strategies. The firm uses a digital custodian platform and provides scheduled client reviews without taking custody of assets.

David Berkowitz is the sole advisor at Valuealigned Partners and holds Series 63 and Series 65 licenses with 16 years of industry experience. He has worked at Savvy since 2026 and previously at ValueAligned Partners, LLC for 24 years. Outside of advisory work, he serves as an accountant and administrator for Berk Capital, LP, an investment-related family partnership he has been involved with since 1995. Valuealigned Partners provides discretionary and non-discretionary investment management and comprehensive financial planning for individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm follows a value-oriented, fundamental analysis investment approach, emphasizing long-term equity holdings and selective use of options, and has experience managing a pooled investment vehicle.

Frank Ramson is the principal of Frank Ramson, LLC and holds a Series 65 designation with 16 years of industry experience. He previously operated Bedford Tax Services, LLC, a tax advisory firm, where he served as a CPA and tax advisor. Frank Ramson, LLC provides discretionary portfolio management to individual investors, including both modest portfolios and high-net-worth individuals. The firm’s investment approach combines fundamental valuation analysis with technical analysis for trade timing and uses covered-call writing as a conservative income strategy.

Christopher Helwig is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Newport Wealth Management, LLC since 2011. He maintains a notary public role on a volunteer basis. Newport Wealth Management serves a select group of individual, corporate, trust, estate, and charitable clients, offering tailored investment supervisory services and financial planning. The firm employs a combination of fundamental, technical, and charting analysis, incorporating both traditional and alternative investment strategies on a discretionary basis when authorized.

Michael Kahn is the sole advisor at Corollary Capital LLC, an independent firm based in Ocean, NJ. He holds a Series 65 designation and has 14 years of industry experience, managing the firm since 2011. Corollary Capital LLC provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs fundamental and cyclical analysis with both long- and short-term trading strategies across various securities, offering tailored investment supervisory services and written investment policy statements.

Patrick Healey is a CFP® with 18 years of industry experience. He is the sole advisor at Caliber Investment Advisors, LLC and has previously worked at Arete Wealth Advisors LLC, Arete Wealth Management LLC, Caliber Financial Partners, and Kalos Management. Caliber Investment Advisors is an independent, state-registered firm providing discretionary investment management and portfolio construction services primarily to individuals and high-net-worth clients. The firm employs a long-term investment approach based on fundamental analysis, supplemented by technical analysis, and offers customized strategies that may include concentrated positions, options, and structured notes.

I formed JSFA because I found it nearly impossible to do the right thing for clients when there is a complex corporate structure (and sales pressure) telling me what to do/not to do for clients. Let me be your guide to establishing a financial life plan that allows you to live life looking forward without fear. I do my best work with: • Recent (or soon to be) widow or widower. • Couples within 5 years (before or after) of retirement. • Total assets (excluding primary residence) of at least $1,000,000. • Your spouse handled all the money decisions; and now you need a guide to help you evaluate & prioritize financial decisions. • You need/want a thinking partner to help you clarify & organize your financial life. I do not work for an insurance company or investment firm. It’s just me and you. In fact, I will put in writing that I am a fiduciary and will put your interests first. I charge a fixed, flat fee for financial planning and investment management which is very different from most others in the financial business. Although I’m normally near the beach in Eastern Monmouth County, New Jersey or on a ski slope in Vermont, I can work remotely with clients regardless of geographic location.

Scott Buttfield is a CFP® professional with 22 years of industry experience. He has worked at First Affirmative Financial Network, LLC since 2003 and has operated Buttfield & Associates since 1990. Buttfield & Associates is an independent, fee-only firm offering personalized financial planning and investment management focused on sustainable, responsible, and impact investing. The firm serves individuals, families, trusts, small businesses, and charitable organizations, providing tailored financial plans followed by discretionary portfolio management in coordination with an SRI specialist.

Zak Shaik is the sole advisor at ARPP with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ing Financial Partners since 2006. Outside of his advisory role, he is a principal in Peploans.com, a commercial real estate and business lending brokerage firm operating nationwide. ARPP LLC dba Sabur Private Wealth Management serves high-income individuals, business owners, professional athletes, executives, and family offices, focusing primarily on advanced tax planning and strategic financial planning. The firm provides non-discretionary investment advisory services and emphasizes coordination with tax and legal professionals while using tax modeling and cash-flow projections to develop tax-focused financial plans.

Donald Cash is the principal of Donald W. Cash & Associates, LLC in Red Bank, NJ, holding the CFP® designation and Series 65 license with 16 years of industry experience. He has been involved with Donald W. Cash Insurance Advisors and Elder Care Associates, Inc., both insurance-related businesses, for over two decades. His firm provides personalized financial planning and co-advisory services to individuals and high-net-worth clients, working with third-party money managers who have discretionary trading authority. The firm emphasizes a Modern Portfolio approach with asset-class allocations and periodic rebalancing, while also maintaining a concurrent insurance practice through the principal’s role as an insurance producer.

Timothy Windos is the principal advisor at TJW Fiduciary Plan Consultants, LLC in Little Silver, NJ, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has operated as a sole proprietor since 2017 and has been affiliated with TJW Fiduciary Plan Consultants since 2015. Outside of advisory services, he is also an insurance agent involved in providing insurance products. TJW Fiduciary Plan Consultants offers financial planning and discretionary portfolio management to individuals, as well as advisory services to qualified and non-qualified retirement plans. The firm’s investment approach is based on modern portfolio theory, focusing on asset allocation and fund evaluation, and it provides specialized services including pension consulting, plan‑level portfolio management, and participant education.

Ari Teplitz is a CFP® and ChFC® credentialed advisor with 14 years of industry experience, currently serving as the principal of Teplitz Financial Group LLC. Prior to founding his firm, he worked at American Portfolios Financial Services, Inc. for 10 years and most recently at OSAIC. He holds board roles outside of his advisory work, including Vice President of Youth at the Marlboro Jewish Center and serving on the Board of Trustees and Finance Committee for the Theatre Development Fund. Teplitz Financial Group LLC provides investment advisory and financial planning services to individuals, trusts, pension plans, charitable organizations, and business entities. The firm employs a modern portfolio theory approach with diversified portfolios, offers both discretionary and non-discretionary management, and acts as a wrap-fee program sponsor managing approximately $132 million in client assets.

Alexander Strauss is a financial advisor with RDM Capital Associates Inc, holding Series 63 and Series 65 licenses and 11 years of industry experience. He previously worked at UBS Financial Services Inc. for six years before joining RDM Capital Associates, where he has been since 2022. RDM Capital Associates provides personalized asset management services primarily to individual and high-net-worth clients, managing approximately $164 million in discretionary assets. The firm uses proprietary asset-allocation models and a combination of active and passive strategies to manage client portfolios on a discretionary, household basis.

Paul Campadonico is a financial advisor with Varbeco Wealth Management, LLC in Colts Neck, NJ, holding a Series 66 designation and 29 years of industry experience. He has been with Varbeco Wealth Management and affiliated with LPL Financial since 2002. Campadonico is also licensed in non-variable insurance and dedicates part of his work to that area. Varbeco Wealth Management provides financial planning and consulting services to individuals and various institutional clients, focusing on analysis and recommendations rather than discretionary management of client accounts. The firm emphasizes a structured planning process and client education, offering fee arrangements that differ from typical asset-based models.

Stuart Stern is a financial advisor at Stern Capital Management, Inc. with 30 years of industry experience. He has held Series 63 and Series 65 licenses and has worked at Stern Capital Management since 1999. Stern Capital Management serves individual investors, including high net worth clients, as well as charitable organizations and retirement plan participants. The firm provides portfolio management through model asset-allocation portfolios, financial planning, and rollover guidance, managing approximately $252 million in assets for 645 clients.