Cody Lewis is a financial advisor at Proactive Wealth Management, Inc. in Draper, UT, holding the ChFC® designation with 22 years of industry experience. He founded Proactive Wealth Concepts, Inc., an insurance agency offering life, health, disability, and long-term care insurance, which represents a portion of his business activities. Prior to his current role, he worked at several firms including ARS Investment Advisors, Allegis Investment Advisors, New England Securities, and Ameriprise. Proactive Wealth Management is a small, independent investment adviser serving individuals, trusts, estates, and businesses, including high-net-worth clients. The firm emphasizes long-term, discretionary portfolio management based on fundamental analysis, using primarily low-cost mutual funds and ETFs, and typically begins client relationships with a formal financial planning process.

Matthew Argyle is a CFP® and CFA® with 13 years of industry experience, currently serving as the sole advisor at Encore Retirement Planning, LLC in South Jordan, Utah. He previously worked at DFPG Investments, LLC and E*Trade Securities LLC. In addition to his advisory role, he owns and operates Encore Tax Services, a tax preparation business, and acts as an independent agent providing insurance products through Allegis Advisor Group. Encore Retirement Planning serves high-net-worth households, focusing on retirement income planning, wealth distribution, and portfolio management. The firm employs a planning-led, tax-aware approach with diversified ETF allocations and offers both strategic advisory and delegated discretionary services, primarily for accounts custodied at Charles Schwab.

John Thomas is a financial advisor at Fortis Wealth Management, LLC with 12 years of industry experience. He holds a Series 65 credential and has worked with firms including Foxstone Financial and CG Advisory Services. Outside of financial advising, he owns and manages an outdoor equipment rental business and has ownership interests in companies involved in wind turbine manufacturing and renewable energy. Fortis Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, as well as corporate and charitable organizations. The firm focuses on ETF-based portfolio management with an emphasis on asset allocation, fundamental analysis, and multi-year holding periods, offering specialized ERISA advisory and discretionary management services uncommon for a firm of its size.

Pavel Naruta is the sole advisor at NarStar, holding a Series 65 designation and currently based in Sandy, Utah. He has prior experience as an independent contractor developing technical analysis tools for futures markets and has worked at Mid America River & Rail. Pavel has been a full-time student for several years. NarStar provides discretionary portfolio management primarily for individual retail investors, SIMPLE IRA participants, trusts, and business entities through four internally managed Model Portfolios. The firm employs a combination of fundamental analysis and AI-assisted research, with a rules-based, momentum-driven approach for its Trend strategy.

Spencer Kenley is a Series 65-licensed financial advisor with two years of industry experience. He is the principal of 114th Financial LC, an independent firm he founded in 2024. Prior to this, he worked at Practice Financial Group, LLC from 2019 to 2023 and was employed at Brigham Young University from 2015 to 2019. Outside of his advisory role, he provides compliance consulting for investment advisors. 114th Financial offers financial planning, investment management, bookkeeping, and tax preparation services to individuals, high-net-worth clients, and families, with specialized planning for mental-health therapists and business owners. The firm employs a passive, allocation-driven investment approach using index mutual funds and ETFs, operates on a non-discretionary basis, and integrates behavioral education into its planning. It is notable for combining tax preparation and bookkeeping with advisory services under a CPA principal.

Brian Clegg is a CFA charterholder and Series 63 licensee with two years of experience as a financial advisor at Optimal Investment Performance, LLC. He also serves as a Biopharma Relationship Manager at Avantor, a role unrelated to investment advising. Optimal Investment Performance provides project-based investment consulting primarily to individuals, including high-net-worth clients, as well as groups, institutions, non-profits, and trusts. The firm focuses on written investment plans, implementation support, portfolio reviews, and ad-hoc consultations, emphasizing low-cost, tax-efficient, passive strategies tailored to each client's situation without discretionary management or custody of assets.

Marcus Blanchard is a CFP® and ChFC® with nine years of industry experience. He is the sole advisor at Focal Point Financial Planning, LLC, where he has worked since 2020. Prior to founding his firm, he held positions at DFPG Investments, Fidelity Brokerage Services, Veritude, Sidewinder Industries, and Deliberate Dynamics. He also advises on Deferred Sales Trust marketing as part of an estate planning team. Focal Point Financial Planning, LLC is an independent advisory firm serving individuals, trusts, estates, retirement and pension plans, and high-net-worth clients. The firm offers customized financial planning and discretionary investment management that combines passive and active strategies, including holdings in stocks, bonds, mutual funds, ETFs, and cryptocurrency exposure. It provides fiduciary services for employer-sponsored plans and business-exit planning for owners and real estate investors.

Joseph Larsen is a Certified Financial Planner (CFP®) with 17 years of experience in the financial services industry. He has previously operated Joseph M. Larsen CPA PC, a certified public accounting practice, for 13 years, providing accounting and tax services alongside advisory work. His firm offers portfolio management and financial planning primarily to individual and high-net-worth clients, emphasizing long-term trading and modern portfolio theory through mutual funds. The practice is notable for its integrated tax and accounting services, primarily non-discretionary asset management, and a small, closely managed client base.

Sterling Crockett is the principal of Crockett Wealth Management, Inc. in Sandy, Utah. He holds Series 65 and Series 66 licenses and has 16 years of industry experience. Prior to founding his independent firm in 2022, he worked at Ameriprise and Packerland Brokerage Services, Inc. Crockett has also been involved with nonprofit organizations, including the Elizabeth Smart Foundation and Fight the New Drug, Inc. He is a licensed insurance agent, with a portion of his compensation derived from insurance product sales. Crockett Wealth Management, Inc. serves high-net-worth individuals, business owners, retirement plans, and nonprofit clients by providing discretionary asset management and comprehensive wealth-planning services. The firm emphasizes client-specific strategies and offers pension and ERISA plan services as well as nonprofit consulting.

John Coles is a Series 65-licensed financial advisor with 12 years of industry experience. He has been with Lone Peak Capital Management, LLC since 2016 and previously worked at Legacy Planning Group from 2014 to 2018. Lone Peak Capital Management, LLC provides investment management primarily to individual retail clients as well as other advisers through sub-advisory and third-party asset management arrangements. The firm uses a combination of technical and fundamental analysis to guide allocation and trading decisions, serving a variety of clients including small businesses, trusts, and retirement plans.

Bryce Sutton is a financial advisor at Colab Capital with 12 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for Summit Global Investments for 13 years before joining Colab Capital and Your IA, LLC. Colab Capital is an independent SEC-registered investment adviser providing discretionary portfolio management and advisory services to individuals, families, trusts, charitable organizations, and businesses. The firm employs a diverse investment approach across multiple asset classes and offers financial planning and consulting tailored to each client’s risk tolerance and time horizon.

Treston Donovan is a financial advisor at Donovan Legacy Advisors, LLC in Draper, Utah. He holds a Series 65 designation and has five years of industry experience, including three years at Fisher Investments. Donovan’s firm provides discretionary portfolio management primarily to high-income and high-net-worth individual investors with long time horizons and an aggressive risk tolerance. Donovan Legacy Advisors uses a blend of modern portfolio theory, technical, charting, and cyclical analysis, including active timing strategies tied to the Bitcoin halving cycle, to allocate across equities, bonds, REITs, cash equivalents, and digital assets. The firm maintains a small, concentrated client base and a single-advisor model managing approximately $6.52 million in discretionary assets.

Sterling Jack is the sole advisor at Colwyn Investments LC, an independent registered investment adviser. He holds a Series 66 designation and has 19 years of industry experience, including previous roles at CL Wealth Management LLC and Workman Securities Corporation. Outside of advisory work, he serves as a tour guide for Historic LDS Tours and teaches business classes. Colwyn Investments provides discretionary portfolio management and comprehensive financial planning to individuals, businesses, and nonprofit clients. The firm uses a fundamental analysis approach supplemented with technical tools and manages a diverse range of assets, serving over 200 clients with both institutional and alternative investment services.

Braxton Bean is a financial advisor at Slope Advisors LLC in Lehi, Utah, holding a Series 65 credential. He has one year of industry experience, including prior roles at ARS Investment Advisors, Inc., CWM, LLC, and Private Advisory Group. Before entering the financial industry, he worked in education at Utah Valley University, BYU-Idaho, Eastlake High School, and Inglewood Middle School. Slope Advisors serves individual and high-net-worth clients, focusing on professionals in technology and sales who receive equity compensation. The firm offers both fixed-fee equity compensation tax strategy engagements and ongoing comprehensive wealth management with discretionary portfolio management and integrated financial planning.

Hylan Harper is a financial advisor with Loyal Wealth Management LLC in American Fork, Utah, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior experience includes roles at J.P. Morgan Securities, LPL Financial, Cutter And Company, and Chase Investment Services Corp. He has led Loyal Wealth Management since 2017. Loyal Wealth Management LLC serves individual clients with discretionary asset management, managing approximately $38 million in assets. The firm offers financial planning and consulting as add-ons to asset management relationships and tailors portfolios to client objectives using strategies such as asset allocation and dollar-cost averaging. It operates as a solo-advisor firm and uses third-party providers integrating artificial intelligence and machine learning in its processes.

My name is Ben Gajardo, CFP®, and I am a dedicated Certified Financial Planner™ professional. With a profound commitment to helping individuals realize their financial dreams, I established Gajardo Wealth Management to address the unique financial planning needs of small business owners, medical professionals, and professors. Gajardo Wealth Management is located in Lehi, Utah, but we serve clients nationwide. We pride ourselves on offering personalized and comprehensive financial planning services. Our mission is to provide strategic financial guidance that is tailored to the distinct needs and aspirations of our clients. As a fee-only fiduciary firm, we are committed to prioritizing your best interests above all else, ensuring that our recommendations are always aligned with your goals. At Gajardo Wealth Management, we understand that financial planning is not just about managing money; it's about empowering you to live the life you envision. We offer a wide range of services including investment management, retirement planning, tax planning, estate planning, and more. Whether you're a small business owner looking to grow and protect your enterprise, a medical professional navigating the complexities of your financial landscape, or a professor planning for a secure retirement, we are here to help. Our approach is rooted in a deep understanding of the unique challenges and opportunities that our clients face. We take the time to get to know you, your values, and your long-term objectives. This personalized approach allows us to create tailored financial plans that not only address your current needs but also position you for future success. As a CFP® professional, I bring a high level of expertise and ethical standards to every client relationship. My role is not just to provide financial advice, but to act as a trusted partner in your financial journey. I believe in transparent communication, ongoing education, and a collaborative approach to financial planning. This ensures that you are always informed and confident in the decisions we make together. If you’re ready to take the next step towards financial security and achieving your life’s goals, I invite you to schedule an introductory meeting with us. Let’s work together to build a brighter financial future for you and your family.

Gary Gygi is the principal of Gygi Capital Management, an independent advisory firm, with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Union Capital Company since 2018, alongside managing his own firm since 2009. Gygi is also a licensed insurance agent in Utah and Florida. Gygi Capital Management offers comprehensive financial planning and discretionary investment management to individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a blend of fundamental and technical analysis, favors long-term growth and value strategies with international diversification, and provides institutional consulting and retirement plan services.

Since 2013 I’ve worked for wealth management firms providing financial planning for retirees and those who are close to retirement. Frustrated with the restrictions that come from working within a corporation, I decided to launch Retirement Advice. At Retirement Advice, I am able to provide clients with more flexibility and personability while still being their one-stop shop for all their retirement planning needs. Using modern technology and a network of partners, I am able to give my clients cost savings and expert advice backed by research. My clients can depend on me to be their investment fiduciary, 100% committed to putting their interests first. I seek to empower all of my clients with the confidence to retire early, and to retire well.

Daniel Allgaier is a CFP® professional with eight years of experience in the financial industry, currently affiliated with Artstone Private Wealth in Lehi, Utah. His prior roles include positions at Elevated Capital Advisors, Elevated Retirement Group, Royal Alliance, and Fidelity Brokerage Services. Outside of finance, he operates DA Epoxy Flooring, a business specializing in epoxy flooring installation. Artstone Private Wealth is a fee-only registered investment adviser serving individual and high-net-worth clients with investment management and financial planning services. The firm employs a combination of modern portfolio theory and fundamental analysis, utilizing both passive and active strategies tailored to client goals, risk tolerance, and tax considerations.

John Beckstead is a financial advisor with Lifetime Financial in Highland, UT, holding a Series 65 designation and 27 years of industry experience. He has led Beckstead Investment Management since 2006. Lifetime Financial provides investment advisory and wealth management services to individuals and various institutional clients, managing discretionary portfolios that include exchange-traded funds, no-load mutual funds, and individual securities. The firm employs multiple analysis methods and offers a range of strategies from long-term buy-and-hold to short-term trading.