Todd Moerman is a Series 65-licensed financial advisor with 15 years of industry experience, currently serving at Integrity Investment Advisors in Fort Collins, CO. He is a managing member and 50% owner of 365 Tax Strategies, LLC, a tax preparation business, where he devotes a portion of his time to ownership and management duties. Moerman has been with Integrity Investment Advisors since 2010. Integrity Investment Advisors provides discretionary portfolio management and financial planning for individuals, high-net-worth households, trusts, business entities, and retirement plans. The firm emphasizes modern portfolio theory and efficient-markets principles, offering specialized services including 401(k)/pension plan consulting, insurance-product reviews, and family-office data integration.

Jeremy Busch is a CFP® and holds a Series 66 license with 10 years of industry experience. He has worked at Keystone Financial Services since 2020 and previously held roles at Cetera Advisor Networks, CWM, LLC, Edward Jones, and ABR Inspections, LLC. Keystone Financial Services provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, families, employer-sponsored plans, trusts, and broker-dealer customers. The firm combines fundamental, technical, and industry-expert analysis with diversified asset allocation, tactical adjustments, and tax awareness in its investment approach.

Stephanie Kimak is a financial advisor at Unify Wealth Management LLC in Fort Collins, CO, holding a Series 65 designation with 11 years of industry experience. She has been with Unify Wealth Management since 2015 and is also a shareholder and accountant at Unify CPAs PC, where she has provided accounting and tax services since 1999. In addition, she is involved with Unify LLC, a payroll services company. Unify Wealth Management LLC provides fee-based financial planning, discretionary investment management, and retirement plan consulting primarily to individual, high-net-worth clients, businesses, and pension plans. The firm employs a passive, asset-class investment approach through third-party portfolio managers and is affiliated with a CPA practice that offers accounting and tax services.

Robert Hamilton is a CFP® with six years of industry experience, currently serving as an advisor at Integrity Investment Advisors in Fort Collins, CO. He has worked previously with Northwestern Mutual and Michael Schlemeyer, and he is also a lead tax advisor and preparer at 365 Tax Strategy, LLC. Integrity Investment Advisors provides discretionary portfolio management and financial planning to individuals, trusts, business entities, and retirement plans. The firm emphasizes modern portfolio theory and efficient-markets principles, offering specialized services such as 401(k)/pension plan consulting, insurance-product reviews, and family-office data integration.

Jennifer Walenter is a financial advisor at Keystone Financial Services with Series 65 credentials. She has over 14 years of industry experience, including 13 years at Edward Jones and subsequent roles at Keystone Financial Services. Keystone Financial Services manages approximately $306 million for around 509 clients, providing services to individuals, trusts, retirement plans, and broker-dealer customers. The firm employs a range of investment strategies across multiple asset classes, combining fundamental, technical, and industry expert analysis, with portfolios that are actively monitored and tailored for tax efficiency or partial delegation.

Ryan Cosner is a financial advisor at Cosner Financial Group, LLC in Windsor, Colorado, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Triad Advisors Inc and OSAIC prior to his current role. Cosner also serves as president-elect of the Boys and Girls Club of Larimer County, a nonprofit supporting at-risk youth. Cosner Financial Group provides asset management and financial planning services to individuals, including high-net-worth clients, as well as pension and corporate clients. The firm manages approximately $370 million in assets with a focus on tailored portfolios, discretionary management, and a range of investment strategies including tactical allocation and options.

David Fry is a Series 65-licensed advisor with Unify Wealth Management LLC in Fort Collins, Colorado, and has 11 years of industry experience. He has held roles at United Advisor Group and Medicare Upgrades and is also an accountant and shareholder at Unify CPAs, P.C., where he spends a significant portion of his time. Additionally, Mr. Fry is involved in payroll processing and has interests in a restaurant and commercial real estate through limited liability companies. Unify Wealth Management LLC provides fee-based financial planning, discretionary investment management, and retirement plan consulting primarily to individual and high-net-worth clients, as well as businesses and pension plans. The firm employs a third-party portfolio manager focusing on passive, asset-class portfolios constructed under modern portfolio theory and maintains a close affiliation with a CPA practice.

Kyle Scott is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 21 years of industry experience. He is the principal of Kyle S. Scott Financial Planning, Inc. in Fort Collins, Colorado, where he has worked since 2017. Prior to founding his firm, he was with Centaurus Financial, Inc. and Waddell & Reed. He is also an independent insurance agent. Kyle S. Scott Financial Planning, Inc. serves individual clients, including high-net-worth households, as well as charitable organizations and business entities. The firm offers discretionary and non-discretionary portfolio management combined with financial planning and consulting, using model portfolios that incorporate multiple analytic approaches and primarily invest in equities, ETFs, and mutual funds.

Paul Gronewoller is a financial advisor at Ascension Financial with 23 years of industry experience. He holds a Series 65 designation and has been involved with RLK-PLG Investment Management LLC since 2005. Outside of his advisory work, he serves on the finance committee of the Fort Collins Country Club. Ascension Financial is a small, fee-only advisory firm serving individual and high-net-worth clients, as well as trusts, estates, and qualified retirement plans. The firm actively manages portfolios using a combination of fundamental, quantitative, and technical analysis, incorporating derivatives and margin strategies for hedging, income generation, and position management.

Erik Utzinger is a financial advisor at GrowStrong Wealth Strategies with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Transamerica Financial Advisors, Academy Bank NA, and Bank of England. Outside of his advisory role, he is a member of Shift Holdings, LLC, a pass-through entity for which he monitors income and expenses. GrowStrong Wealth Strategies serves individual and high-net-worth clients, trusts, and small businesses by providing discretionary asset management, financial planning, and qualified retirement-plan services. The firm employs multiple analysis methods and frequently uses third-party managers to tailor portfolios according to clients’ goals and risk tolerances.

Joshua Newell is a financial advisor at Better Pockets Financial with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at GWFS Equities, Inc., OneAmerica Securities, and America United Life. Better Pockets Financial serves individual clients and small employer plan sponsors, offering financial planning, investment management, and group retirement services. The firm uses a blend of passive and active investment strategies guided by Investment Policy Statements and emphasizes ongoing client education through seminars and speaking engagements.

Maria Shanley is a financial advisor with The Planners Inc. in Fort Collins, CO. She holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to joining The Planners Inc. in 2023, she worked at Erik Sartin LLC for 10 years and Palisade Investments for 8 years. The Planners Inc. offers discretionary portfolio management and financial planning services primarily to individual clients, including both high-net-worth and non-HNW households. The firm utilizes documented investment policy statements, discretionary implementation, and periodic portfolio reviews, with some customization options and sub-advisory relationships.

Gina Waite is a Series 65-licensed financial advisor with over 21 years of industry experience. She is currently with GrowStrong Wealth Strategies in Fort Collins, CO, where she has worked since 2020. Prior to that, she held roles at firms including Transamerica Financial Advisors and World Financial. Waite is also president of Equinox Financial, a pass-through entity managing advisory, securities, and insurance revenues and office expenses. GrowStrong Wealth Strategies serves individual and high-net-worth clients, trusts, and small businesses by providing discretionary asset management, financial planning, and qualified retirement-plan services. The firm employs a variety of analytical methods to tailor portfolios based on client goals and risk tolerances and frequently utilizes third-party managers and vendor partnerships for financial and estate-planning services.

Willie Glover is a financial advisor at Amazonite Investments LLC with seven years of industry experience. He holds the Series 66 designation and has worked previously at Edward Jones and in roles outside finance, including music and coaching. Amazonite Investments provides discretionary and non-discretionary asset management and financial planning services to individuals and business entities, including high-net-worth clients. The firm employs a combination of fundamental, technical, and cyclical analysis and may incorporate active trading strategies such as option writing and covered calls.

John Alpers is a financial advisor at Cosner Financial Group, LLC with 30 years of industry experience. He holds a Series 66 designation and has worked at Triad Advisors, Financial Design & Management, Inc., and Geneos Wealth Management, Inc. from 2008 to the present. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets for over 600 clients, offering discretionary portfolio management and fee-based planning with tailored investment strategies.

Clayton Olson is a financial advisor at GrowStrong Wealth Strategies with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including Sage Benefit Advisors, Transamerica Financial Advisors, and World Financial Group. Olson is also the president of New Horizon Financial, Inc., a business involved in managing advisory and administrative functions. GrowStrong Wealth Strategies serves individual and high-net-worth clients, trusts, and small businesses by providing discretionary asset management, financial planning, and qualified retirement-plan services. The firm uses various analysis methods and partners with third-party managers to tailor portfolios based on clients’ goals, time horizons, and risk tolerances.

Stephen Martin is a CFP® and holds a Series 65 license, with 21 years of industry experience. He has operated Martin Wealth Management, LLC since 2005. Purposeful Financial and Legacy Planning is a fee-only investment adviser serving individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm employs a long-term, passive investment approach, managing about $107 million through non-discretionary accounts using model portfolios from a third-party sub-adviser.

Joshua Nelson is a Certified Financial Planner® with 27 years of industry experience. He has been with Keystone Financial Services since 2010 and previously worked at firms including Cetera Advisor Networks LLC and LPL Financial. Keystone Financial Services provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, families, employer-sponsored plans, and trusts. The firm employs a diversified, tax-aware investment approach that integrates fundamental, technical, and industry-expert analysis, and offers participant account management using third-party platforms.

James King is a CFA® charterholder and registered with Series 63 and Series 65 licenses, with 12 years of industry experience. He has been with Fruitage Financial LLC in Fort Collins, CO, since 2016 and serves as the firm's sole advisor. Fruitage Financial provides investment management and planning services to individuals, pension and profit-sharing plans, charitable organizations, corporations, and other advisers. The firm operates as a fee-only fiduciary using a combination of modern portfolio theory and various investment analyses, primarily managing assets on a non-discretionary basis with client trade approval.

Jeremy Newton is a financial advisor with Cosner Financial Group, LLC in Windsor, Colorado, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Cosner Financial Group since 2008 and was previously with Triad Advisors Inc from 2011 to 2024 and Osaic Wealth, Inc. from 2024 onward. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets with a team of five advisors and offers tailored portfolios with continuous supervision, discretionary management, and consulting options.