Paul Norman is a CFP® professional with 38 years of experience in the financial services industry. He is currently with Ascend Investment Partners, where he has worked since 2020, and previously spent 11 years at Wachovia Securities Financial Network. Outside of advisory work, he is president and a 41% owner of Western States Rebar Fabrication Inc., a rebar construction and fabrication company. Ascend Investment Partners serves individual and high-net-worth clients as well as retirement plan sponsors, offering asset management, retirement plan consulting, and annuity consulting. The firm employs a structured planning process called the CLIMB method and uses a combination of fundamental, technical, quantitative, and sector analysis alongside tactical and core-satellite asset allocation strategies.

Darcy Wride is a financial advisor at Ascend Investment Partners in Ogden, UT, with 32 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Wells Fargo Advisors Financial Network LLC for 11 years. Outside of advising, he is a 25% member of an LLC that manages ownership administration of an airplane and hanger at Ogden Hinkley Airport. Ascend Investment Partners serves individual and high-net-worth clients as well as retirement plan sponsors, offering wrap asset management, discretionary separately managed accounts, and retirement plan consulting. The firm employs a structured planning process called the CLIMB method and uses a combination of fundamental, technical, and quantitative analysis alongside tactical and core-satellite asset allocation strategies.

Cade Peterson is a financial advisor at Peterson Wealth Services Inc. with Series 65 and Series 63 credentials and four years of industry experience. He has been with Peterson Wealth Services and its affiliated firm since 2020. In addition to his advisory role, he contributes monthly articles to Speedhorse Magazine and works as an associate with Utah Divorce Planning. Peterson Wealth Services, Inc. provides fee-only investment management and comprehensive financial planning to individuals and institutional clients, including small-business owners, divorcees, retirees, high-net-worth individuals, and financially independent women. The firm employs a strategic asset allocation approach centered on passive indices and ETFs, supplemented as appropriate with actively managed funds and individual equities, and offers retirement plan advisory services along with estate, tax-aware, and goal-based planning.

Garrett Smith is a financial advisor with Ascend Investment Partners in Logan, UT, holding a Series 66 designation and 12 years of industry experience. He previously worked at Wells Fargo Advisors and has been with Ascend Investment Partners since 2020. Outside of advising, he is involved with ParentingMagic.com, a parental education initiative. Ascend Investment Partners serves individual and high-net-worth clients, as well as retirement plan sponsors, offering wrap asset management, discretionary separately managed accounts, and retirement plan consulting. The firm uses a structured planning process called the CLIMB method and employs a combination of fundamental, technical, quantitative, and sector analysis alongside tactical and core-satellite asset allocation strategies.

Christopher Mamula is a CFP® with three years of experience at Abundo Wealth, where he is part of a ten-advisor team. He is also the owner and founder of Financial Independence by Design, a blogging, writing, and educational venture. Prior to his financial career, he worked for 14 years at Western PA Sports Medicine and Rehabilitation. Abundo Wealth provides comprehensive financial planning and non-discretionary investment advisory services to individual clients without requiring an asset minimum. The firm emphasizes passive, low-cost index fund investing, advising on asset allocation while clients retain control over implementation and trading decisions.

Nolan Karras is a financial advisor with The Karras Company, Inc., holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been affiliated with The Karras Company since 1997 and SK Hart Management since 2006. Outside of his advisory work, Karras serves on multiple boards, including educational institutions, electric utilities, healthcare organizations, and nonprofit foundations. The Karras Company provides wealth planning, investment consulting, and portfolio management services to individuals, trusts, institutions, and retirement plans. The firm emphasizes strategic asset allocation and diversified, primarily buy-and-hold portfolios, utilizing equities, fixed income, mutual funds, ETFs, and alternative asset classes, supported by research and resources from Raymond James.

Margaret Pigg is an advisor at Peterson Wealth Services Inc. with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Raymond James Financial Services and Utah Divorce Planning LLC, where she serves as a Relationship Manager. Peterson Wealth Services, Inc. provides fee-only investment management and comprehensive financial planning to individuals and institutional clients, including small-business owners, divorcees, retirees, high-net-worth individuals, and financially independent women. The firm uses a strategic asset allocation approach centered on passive indices and ETFs, supplemented by actively managed funds and individual equities, and offers a range of advisory and planning services.

Aaron Schuler Jr. is a financial advisor with BEAM Wealth Advisors, Inc. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Securities America, and Guardian Life Insurance. Outside of investment advisory work, he is involved in tax preparation and financial consulting related to divorce settlements through Davis Schuler & Associates, LLC, and creates content for a YouTube channel. BEAM Wealth Advisors is a multi-team registered investment adviser managing approximately $1.6 billion in client assets. The firm serves individuals, businesses, trusts, estates, and retirement plans, and employs asset allocation and diversification strategies based on Modern and Post-Modern Portfolio Theory and behavioral finance. BEAM offers integrated financial services including wealth management, portfolio management, and affiliated tax and insurance services under separate engagements.

Kelly Holtman is a financial advisor with B.O.S.S. Retirement Advisors, LLC, holding Series 65 and Series 66 credentials and bringing 18 years of industry experience. Prior to joining B.O.S.S. in 2024, Kelly worked at Raymond James Financial Services, Wells Fargo Advisors, Soltis Investment Advisors, Triad Advisors, and LPL Financial. Outside of advising, Kelly owns an art and writing sales business and serves on the board council of the South Jordan Arts Council. B.O.S.S. Retirement Advisors provides investment advisory services and supplemental financial planning to individuals, high-net-worth clients, and various institutional entities. The firm primarily delivers services through co-managed arrangements with AE Wealth Management and referrals to third-party money managers, focusing on diversified model portfolios and ongoing oversight.

Allen Stansfield is a financial advisor at Momentum Independent Network Inc. with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Momentum Independent Network since 2012. Outside of his advisory role, he teaches state hunter education classes and serves on the board of his wife’s company, Discovery West. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking clients, offering advisory programs, managed accounts, financial planning, and brokerage services. The firm utilizes a platform model with third-party managers and integrates with Hilltop affiliates for municipal bond strategies and cash management features.

Charles Dunn is a financial advisor with Portside Wealth Group, LLC, holding Series 63 and Series 65 licenses and 23 years of industry experience. He previously worked at TownSquare Capital, LLC and Allegis Investment Advisors, and has served as a professor at Weber State University since 2015, teaching undergraduate courses in lifespan development and family diversity. Portside Wealth Group is a multi-advisor wealth management firm offering discretionary portfolio management, financial planning, pension consulting, and other services to individuals, retirement plans, charitable organizations, and corporate entities. The firm employs a blend of fundamental, technical, and modern portfolio theory in its investment approach and has affiliated professionals providing legal and accounting services alongside advisory offerings.

Brady Fuller is a CFP® professional with 19 years of industry experience, currently serving at B.O.S.S. Retirement Advisors, LLC. His prior roles include positions at Fuller Financial Services and Cetera Advisor Networks. B.O.S.S. Retirement Advisors provides investment advisory services and supplemental financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $1.38 billion on a discretionary basis and typically works through co-managed arrangements with AE Wealth Management and referrals to third-party money managers and platform providers.

David Millheim is a financial advisor with Axxcess Wealth Management, LLC in Ogden, UT. He holds Series 63, 65, and 66 licenses and has five years of industry experience. Prior to joining Axxcess, he worked at Lifetime Wealth Solutions and has a background as a self-employed insurance agent. Millheim maintains an active insurance agency focusing on life and accident & health insurance. Axxcess Wealth Management offers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, high-net-worth clients, trusts, businesses, and government entities. The firm employs a customized, multi-asset investment approach and provides a TAMP platform that supports other registered investment advisers through consolidated portfolio management and reporting.

David Andersen is a financial advisor at Trek Financial with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Purshe Kaplan Sterling Investments and World Equity Group. Outside of his advisory role, Andersen owns and operates a pecan farm and serves as a board member of the Lake Proctor Water Authority. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering asset management, financial planning, and retirement-plan fiduciary services. The firm employs a blend of strategic and tactical investment approaches, incorporating artificial-intelligence tools, multiple systematic strategies, and alternative investment platforms.

Kim Checketts is a financial advisor with Kovack Advisors, Inc. in Ogden, Utah, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2007. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm focuses on diversified asset-class exposure through mutual funds, ETFs, and other vehicles, and offers discretionary and non-discretionary asset management along with financial planning and third-party manager recommendations.

David Edwards is a financial advisor at Concorde Asset Management, LLC with a Series 66 designation and experience in the industry since 2019. His prior roles include positions at Bridgepoint Capital, BPI Midstream, and BOH Inc. Concorde Asset Management serves individual, corporate, and retirement-plan clients by providing discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers and wrap fee programs. The firm builds customized portfolios through asset allocation and model-based strategies, using proprietary and third-party platforms while also offering ERISA retirement-plan advisory services.

Dennis Larson is a financial advisor with B.O.S.S. Retirement Advisors, LLC in Ogden, UT. He holds a Series 65 designation and has five years of industry experience. Prior to joining B.O.S.S. Retirement Advisors in 2021, Dennis worked at Kinghorn Financial, LLC and spent 21 years at International Business Machines (IBM). B.O.S.S. Retirement Advisors provides investment advisory services and supplemental financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $1.38 billion on a discretionary basis, utilizing model portfolios and external managers to construct diversified allocations while offering client oversight and coordination.

Derek Checketts is a financial advisor at Kovack Advisors, Inc. with three years of industry experience. He holds a Series 66 designation and has worked at Kovack Advisors and Kovack Securities since 2022. Prior to his advisory career, he was involved with Desert Rain Sprinklers LLC and Walmart DC 6090. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions through a nationwide network. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party asset manager recommendations, with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.

Craig Adams is a CFP® professional with 42 years of industry experience. He has been with Stratos Wealth Partners, Ltd. and LPL Financial since 2012 and previously worked at Morgan Stanley and Citigroup Global Markets. Adams holds securities licenses including the Series 63 and Series 65. He is also licensed to sell fixed insurance products such as fixed annuities and various types of life and health insurance. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, and retirement consulting through a large network of investment advisor representatives, combining individualized asset allocation with access to proprietary and third-party strategies.

Jessica Brooks is a financial advisor with Stratos Wealth Partners, Ltd in Ogden, UT, holding a Series 66 license and seven years of industry experience. She has worked at Stratos Wealth Partners and LPL Financial since 2018, and previously spent 18 years at Walmart. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations, offering financial planning, advisor-managed programs, and retirement plan consulting through a large network of investment adviser representatives. The firm combines individualized asset allocation and active monitoring with access to proprietary and third-party strategies across multiple platforms and custodians.