William Pepe is a financial advisor at Quint Investments and Insurance with seven years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at AT&T Labs, Inc. He also teaches a data analysis course online at Capella University and works as a property and casualty insurance broker. Quint Investments and Insurance serves individual investors and employer-sponsored pension and profit-sharing plans, managing approximately $110 million for about 400 clients. The firm emphasizes long-term portfolio management using mutual funds and ETFs, including precious-metal ETFs, and integrates insurance services through affiliated agencies.

Laura Betros is a CFP® with six years of industry experience, currently serving at D'Arcangelo Financial Advisors, LLC. She previously worked at Willis Towers Watson for five years and has operated as an independent insurance broker since 2022. D'Arcangelo Financial Advisors provides fee-based investment advisory and financial planning services to employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm emphasizes pension and 401(k) plan consulting, using a long-term investment approach with mutual funds, ETFs, and selected alternatives guided by written investment policies and periodic reviews.

John Cina Jr. is a PFS™ credentialed advisor with five years of industry experience, currently with D'Arcangelo Financial Advisors, LLC. He is also a partner at Prager Metis CPAs and the managing member of Exotic Hardwoods, LLC, a woodworking and hardwood wholesale business. D'Arcangelo Financial Advisors provides fee-based investment advisory and financial planning services to employer-sponsored retirement plans, trusts, estates, and charitable organizations, with a focus on pension and 401(k) plan consulting. The firm employs a long-term investment process using mutual funds, ETFs, and selected alternatives, supported by written investment policy statements and periodic reviews.

Wayne Quint is a CFP® with 10 years of industry experience and has worked at Quint Investments and Insurance since 2013. He is also President of Quint Risk Management, Inc., an insurance agency specializing in life, accident, and health insurance, and he provides college financial planning services through College Planning 101, Inc. Quint Wealth Management, Inc., operating as Hudson Valley Wealth Management Group, serves individual investors and employer-sponsored plans with a team of eight advisors managing approximately $110 million. The firm focuses on ongoing portfolio management and financial planning using a long-term approach that incorporates mutual funds and ETFs, including precious-metal ETFs.

Derek Doyle is a financial advisor at John G. Ullman & Associates, Inc. He holds a Series 65 designation and has two years of industry experience. Prior to joining John G. Ullman & Associates, he worked at Rhinebeck Bank for two years and Subway for five years. John G. Ullman & Associates provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, charitable institutions, foundations, trusts, and U.S. corporations. The firm focuses on balanced, value-oriented portfolios with low-to-moderate risk allocations and manages over $1.38 billion in client assets.

Olivia Santora is a financial advisor at D'Arcangelo Financial Advisors, LLC, holding a Series 65 designation. She has two years of industry experience, including prior roles at Burger Box and Mary Janes. D'Arcangelo Financial Advisors provides fee-based investment advisory and financial planning services to employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm emphasizes pension and 401(k) plan consulting and employs a long-term investment approach using mutual funds, ETFs, and selected alternatives.

Jon Tanner is a financial advisor at William Joseph Capital Management, Inc. He holds Series 63 and Series 65 licenses and has four years of industry experience. He has worked with Summit Advisory Solutions, Ltd., Summit Advisory Solutions, Summit Financial Group, and McDonald & McDonald, Inc., where he provides bookkeeping services outside of investment activities. William Joseph Capital Management, Inc. is a multi-advisor firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm combines financial planning with portfolio management, offering customized strategies that include third-party sub-advisors accessed through the AssetMark platform.

David Zastenchik is a CFP® professional with three years of industry experience, currently affiliated with Quint Investments and Insurance. He has worked at Hudson Valley Wealth Management Group and Mehl, Zastenchik & Associates, LLC, where he is involved in accounting and tax services. Prior to his financial advisory roles, he spent six years with Cosimos Restaurant Group. Hudson Valley Wealth Management Group, part of Quint Wealth Management, serves individual investors and employer-sponsored retirement plans, managing approximately $110 million for around 400 clients. The firm uses a long-term investment approach focused on mutual funds and ETFs, providing portfolio management and financial planning tailored to client goals.

Daniel Goodwin is a financial advisor at Quint Investments and Insurance with 9 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Quint Investments and Insurance, as well as related entities, since 2015. Outside of his advisory role, he operates a Medicare-focused insurance business. Quint Investments and Insurance serves individual investors and employer-sponsored retirement plans, managing approximately $110 million for around 400 clients through a team of eight advisors. The firm uses a long-term trading approach with mutual funds and ETFs, incorporating both fundamental and technical analysis, and provides ongoing portfolio management alongside financial planning services.

Joseph Christiana is a financial advisor with Quint Investments and Insurance, holding Series 63 and Series 65 credentials and six years of industry experience. He previously worked for Financial Services Center Asset Management, Inc. for 19 years. Christiana holds an active Life, Accident, and Health Insurance license and receives commissions on a case-by-case basis. Quint Investments and Insurance serves individual investors and employer-sponsored pension and profit-sharing plans, managing approximately $110 million across roughly 400 clients. The firm employs a long-term trading approach with mutual funds and ETFs, including precious-metal ETFs, and integrates portfolio management with insurance and related services through a team of eight advisors.

Jason Kormes is a financial advisor with Quint Investments and Insurance, holding Series 65 and Series 63 credentials and five years of industry experience. He has worked at Mass Mutual Investors Services and Prudential-related firms, and operates an independent insurance business offering life, disability, long-term care, fixed annuities, and health insurance through Kore Protection, LLC. Quint Investments and Insurance is part of Hudson Valley Wealth Management Group, which serves individual investors and employer-sponsored pension and profit-sharing plans with a team of eight advisors. The firm manages approximately $110 million, emphasizing long-term portfolio management with mutual funds and ETFs, and integrates insurance services alongside financial planning.

Philip Baran is a financial advisor with Sage Rhino Capital LLC in Rhinebeck, NY. He holds Series 63 and Series 65 licenses and has seven years of industry experience. Prior to joining Sage Rhino Capital in 2026, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2019 to 2026. Sage Rhino Capital LLC provides asset management, financial planning, and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $883.7 million in discretionary assets and employs an investment process that includes individualized portfolio management with a focus on ongoing monitoring and rebalancing across a diverse range of securities, including the use of option strategies within separately managed accounts.

Geoffrey Dann is a financial advisor at Sheets Smith Wealth Management with four years of industry experience. He holds a Series 65 designation and previously managed Dann Asset Advisors, LLC for 13 years. In addition to his advisory role, he co-manages a family real estate business and serves as treasurer and investment committee member for the Catskill Center for Conservation and Development, as well as a member of the investment committee for the New York-New Jersey Trail Conference. Sheets Smith Wealth Management serves individuals, families, and institutional clients, providing investment management, wealth preservation, and financial planning services. The firm emphasizes tailored asset allocation and a long-term, buy-and-hold investment approach, incorporating a range of asset classes including equities, fixed income, and alternatives.

Thomas Betros is a CFP® and CFA® with eight years of industry experience. He is currently with D’Arcangelo Financial Advisors, LLC, where he has worked since 2025. His prior experience includes roles at Fidelity Investments, Northwestern Mutual, TD Ameritrade/Charles Schwab, and Commonwealth Financial Network. D’Arcangelo Financial Advisors provides fee-based investment advisory and financial planning services to a diverse client base that includes employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm emphasizes pension and 401(k) plan consulting and employs a long-term investment approach using mutual funds, ETFs, and selected alternatives guided by written investment policy statements.

Cheryl Stuart is a financial advisor with The Marshall Financial Group LLC, holding a Series 63 designation and bringing 43 years of industry experience. She is the founder and president of Stuart Associates, Inc., an advisory firm specializing in securities and financial planning since 1984. Outside of her advisory work, she is the owner and controlling member of Historic Properties Preservation, LLC, which focuses on the acquisition and restoration of historic investment properties. The Marshall Financial Group LLC is a team-based registered investment adviser serving individuals, businesses, pension and profit-sharing plans, and charitable organizations. The firm manages approximately $593 million in assets, offering services such as fee-based asset management, retirement and estate planning, and education planning, with a portfolio approach centered on asset allocation models and a mix of mutual funds, ETFs, and managed stock accounts.

Brian Di Filippo is a financial advisor at D'Arcangelo Financial Advisors, LLC with four years of industry experience. He holds a Series 65 designation and has prior experience working with Prager Metis CPAs LLC and D'Arcangelo & Co. LLP. Outside of his advisory role, he is a partner at Arlington Professional Suites LLC, a real estate management business. D'Arcangelo Financial Advisors provides fee-based investment advisory and financial planning services to a range of clients, including employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm emphasizes pension and 401(k) plan consulting, using long-term allocation strategies implemented through mutual funds, ETFs, and selected alternatives.

Michael Betros is a financial advisor with D'Arcangelo Financial Advisors, LLC, holding the PFS™ designation and Series 63 and 66 licenses, with 17 years of industry experience. He has worked at PragerMetis CPAs LLC since 2020 and has operated Michael C Betros Corp. since 2014, alongside his long tenure at D'Arcangelo Financial Advisors dating back to 1999. Betros also serves as trustee for multiple irrevocable trusts. D'Arcangelo Financial Advisors provides fee-based investment advisory and financial planning services primarily to employer-sponsored retirement plans, trusts, estates, and charitable organizations, emphasizing pension and 401(k) plan consulting. The firm’s investment approach focuses on long-term allocations through mutual funds, ETFs, and selected alternatives guided by written investment policy statements and periodic reviews.

Nancy Coenen is a CFP® professional with 12 years at Quint Investments and Insurance, including five years of industry experience. She operates from Wappingers Falls, NY, as part of an eight-advisor team. Nancy is affiliated with Hudson Valley Wealth Management Group, the advisory arm of Quint Wealth Management, Inc., which manages approximately $110 million for around 400 clients. The firm serves individual investors and employer-sponsored pension and profit-sharing plans, employing a long-term investment approach with mutual funds and ETFs, and provides customized portfolio management and financial planning services.

Isaac Goldowitz is a financial advisor at Natural Investments with Series 63 and 65 credentials and two years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company, Manulife Securities, and Argo Blockchain. Natural Investments is a values-focused advisory firm serving individual clients, including high-net-worth households, as well as institutions and charitable entities. The firm emphasizes asset-class diversification and a long-term investment approach using socially responsible funds and offers both discretionary asset management and project-based financial planning.

Derek Lavery is a financial advisor with RFG Advisory, LLC, holding Series 63 and Series 65 credentials and 23 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. He also serves as an administrator or trustee for family and non-family estates and trusts. RFG Advisory is a multi-team registered investment adviser with approximately 179 advisors managing around $8 billion for more than 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, retirement plan consulting, and access to proprietary and third-party model strategies, with an emphasis on risk-managed, tax-aware investment approaches.