Carol Fasbender is a CFP® with 39 years of industry experience, currently affiliated with Harbour Investments, Inc. and Your Center for Investments, where she has worked since 2000. In addition to her advisory role, she is an independent insurance agent focusing on equity indexed annuities. Harbour Investments provides investment advisory and financial planning services to a diverse client base, utilizing customized strategies that include mutual funds, ETFs, fixed income, annuities, and model-based solutions.

Zayne Neumann is a financial advisor at Harbour Investments, Inc. with a Series 66 designation and approximately one year of industry experience. Prior to joining Harbour, he held roles at Family Focused Financial, State Farm, and various banking institutions. Harbour Investments serves a diverse range of clients including individuals, trusts, pension and 401(k) plans, and institutional entities, offering portfolio management, financial planning, and participant account management with multiple investment approaches tailored by individual advisors and approved third-party managers.

Adam Hentz is a financial advisor at Fifth Third Securities, Inc. based in St. Joseph, Michigan, holding Series 63 and Series 65 registrations with four years of industry experience. He has worked at Fifth Third Securities since 2022 and has been with Fifth Third Bank since 2016. Fifth Third Securities, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through both investment advisory and brokerage services. The firm offers multiple managed account programs via the Passageway platform, combining advisor-directed mutual fund and ETF models, SMA strategies, tax-overlay services, and direct indexing options.

David Hawkins is a financial advisor at The Huntington Investment Company with 27 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Ameriprise Financial Services, Cetera, and TCF National Bank. Outside of his advisory role, he is involved in real estate activities through D&H Rentals LLC, managing rental properties and overseeing building and renovation projects. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services, offering multiple wrap-fee programs on the Envestnet MAS platform. The firm combines third-party sub-managers and proprietary models through an open-architecture approach, with advisory arrangements primarily structured as percentage-of-assets wrap fees.

Greg Hildebrand is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. His prior work includes roles at KeyBank N.A., TIAA-CREF, and LPL Financial. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and model portfolio offerings. The firm emphasizes client-directed investment decisions supported by ongoing monitoring and due diligence, and it operates within the KeyCorp group with affiliations that include KeyBank and KeyBanc Capital Markets.

Alan Gort is a financial advisor at Lincoln Investment with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Investment since 2017, following nine years at Legend Equities Corporation. In addition to his advisory work, he serves as the Technology Director for Executive Tax & Financial Services, providing tax preparation and financial planning services. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a diverse client base that includes individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, advisor-led consulting, and portfolio management using in-house developed model portfolios and third-party managers, emphasizing tailored allocation strategies and fiduciary retirement advice.

Beth Marsh is a financial advisor with Fifth Third Securities, Inc. in St. Joseph, MI, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She previously worked at The Huntington Investment Company for 21 years and FMB Community Bank for 27 years before joining Fifth Third Securities and Fifth Third Bank in 2018. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm provides multiple discretionary managed-account options and incorporates features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Victoria Gort is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked at Lincoln Investment since 2017 and previously spent nine years at Legend Equities Corporation. In addition to her advisory role, Gort operates Executive Tax & Financial Services, where she provides tax preparation, long-term tax planning, and estate planning advisory services. She also holds an insurance agent license and manages a beach house rental business. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving individuals, high-net-worth investors, trusts, charities, and retirement plans, with a notable focus on educators and 403(b) and 457(b) programs. The firm offers financial planning, portfolio management through model portfolios, and access to third-party managers, supported by an in-house Investment Management & Research team.

Kristopher Hickman is a financial advisor with Edward Jones in Coloma, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in education at Watervliet Public Schools and has held positions in fitness, broadcasting, and insurance. Outside of his advisory role, he operates a used furniture sales business in Berrien Springs, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and supports its large nationwide network of advisors through affiliated mutual funds, trust services, and securities-based lending options.

Richard Sanders is a financial advisor with Robert Baird & Co. in St. Joseph, MI, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Robert Baird & Co. since 2019 and concurrently at J.J.B. Hilliard, W.L. Lyons, Inc. since 1998. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Michael Constantine is a financial advisor with Ameriprise who holds Series 63 and Series 66 designations and has 32 years of industry experience. He has been with Ameriprise since 2005, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory role, he is involved in real estate ownership through business entities that hold commercial and land properties. Ameriprise is a large institutional firm offering retirement-income planning services primarily to individuals with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions and uses a combination of research, modeling, and automated tools to generate tailored retirement income recommendations.

Jenna Everett is a CFP® professional with 37 years of industry experience, currently advising at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she has business ownership in a non-investment-related real estate venture. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored, non-discretionary recommendations in partnership with financial advisors.

John Medaris is a ChFC® credentialed financial advisor with 36 years of industry experience. He has been with Cambridge Investment Research Advisors since 2018, and previously worked at Signator Investors, Inc. Medaris also serves as president of Medaris Financial Management, Inc., an independent insurance agency. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals.

Michael Kinney is a Series 66 licensed advisor at Stifel with 18 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2015. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services that incorporate proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Tyler Streu is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds a Series 66 designation and has a diverse work history including roles at Thrivent Financial, Siena Heights University, and Duffield and Pastrick Family Funeral Home. Outside of his financial advisory role, he serves as Vice-Chairman of Salem Lutheran Church and Vice President of the Paw Paw Lake Rotary Club. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive, goal-based financial planning without discretionary trading authority. The firm combines planning with managed-account programs under a consolidated billing option but does not provide portfolio management for institutional clients.

Jennifer Burkholder is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including CUNA Mutual Group, J.J.B. Hilliard, W.L. Lyons, and Primerica Financial Services. Outside of her advisory work, she is a business owner of Ceaser's Pools Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Hannah Mc Grath is a financial advisor with Ameriprise in Saint Joseph, MI, holding Series 65 and Series 63 licenses and with 11 years of industry experience. She has worked at Ameriprise since 2017 and previously was with Plante Moran Financial Advisors. Outside of her advisory role, she has involvement in real estate ownership unrelated to her investment activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients and offers a Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice. The firm’s approach includes collaboration between a centralized service team and financial advisors, employing research and algorithmic tools within a defined investment universe that incorporates affiliated product options.

Thomas Barnes II is a financial advisor at Osaic with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Triad Advisors, Inc. for eight years. Barnes is also involved with Agents Marketing Group Inc., where he markets life and disability insurance products, and he serves as an investment representative with Parable Financial Network assisting clients with their investment and insurance needs. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a wide network of advisors and advisory platforms. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using various investment products and third-party money managers.

Brian Dillman is a financial advisor with Raymond James & Associates in Saint Joseph, Michigan, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2013 and with affiliated Raymond James entities since 2018. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Dathan Lumpkins is a financial advisor with Wells Fargo Advisors in St. Joseph, MI, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He previously worked at J.P. Morgan Securities for six years before joining Wells Fargo Advisors in 2018. Outside of his advisory work, Lumpkins is involved as a life coach focused on midlife phase fulfillment and serves on the finance committee for the Southwest Michigan Land Conservancy. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing proprietary research and planning tools. The firm offers a broad range of planning services for clients meeting certain net-worth thresholds, including specialized areas such as business-owner transition and special-needs planning.