Ngoc Sou is a financial advisor at Forum Financial Management, LP with four years of industry experience. They hold the Series 65 designation and have worked at Forum Financial Management since 2022. Prior to this, Ngoc was affiliated with Cornell University and Virginia Polytechnic Institute and State University. Forum Financial Management, LP provides investment advisory and related services to a diverse client base, including high-net-worth individuals, retirement plan sponsors, charitable organizations, and corporate clients. The firm employs model asset-allocation portfolios based on Modern Portfolio Theory, utilizing institutional mutual funds and ETFs, and offers back-office and sub-advisory services to independent advisors and RIAs.

Andrew Smith is a financial advisor at Forum Financial Management, LP with one year of industry experience and holds a Series 65 credential. Prior to joining Forum, he worked in various roles including a consultant at Florae Collaborative LLC, a plant nursery business, and as Assistant Director of Global Operations at Cornell University. At Cornell, he manages international subsidiaries. Forum Financial Management, LP provides investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm employs model asset-allocation portfolios based on Modern Portfolio Theory and offers a range of services including discretionary portfolio management, financial planning, and back-office support to independent advisors and RIAs.

Guillermo Rossi is a financial advisor with Bolton Securities Corporation, holding a Series 63 designation and 16 years of industry experience. He has worked at UBS Financial Services Inc. for 12 years before joining Bolton Global Asset Management and Bolton Global Capital in 2023. Outside of his advisory role, he is the owner and managing director of NY Capital Markets LLC and also manages Martik LLC, both entities related to securities and investment advisory services. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm employs an IAR-driven approach that customizes portfolios using mutual funds, ETFs, equities, and fixed-income securities, with a generally long-term orientation and tactical flexibility.

Michael Strong is a financial advisor with Eagle Strategies (NY Life) based in Trumansburg, NY, holding a Series 66 designation and 10 years of industry experience. He is also associated with H&H Financial Group LLC and New York Life Insurance. Outside of his advisory role, Strong acts as an insurance broker for non-registered products and holds profit interests in Herrington Real Estate LLC. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis.

Clarissa Coombs is a financial advisor at &Partners with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Fidelity Investments, TIAA-CREF, and Morgan Stanley. Outside of her advisory role, she serves as secretary and board member of the Suicide Prevention Foundation, which supports the Ithaca Suicide Crisis Center. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan consulting through both discretionary and non-discretionary approaches using a combination of proprietary and third-party strategies.

Ryan Thauvette is a financial advisor with TIAA-CREF in Ithaca, NY, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at M&T Securities, Inc. and Edward Jones. Outside of his advisory work, he is involved in farming operations as the owner of Sweet Springs Farm. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, many of whom have existing retirement plan relationships with TIAA. The firm offers both point-in-time planning services and ongoing portfolio management, utilizing model and customized portfolios under a fiduciary standard.

Kevin Labourdette is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with &PARTNERS, having joined in 2024, and previously worked at Wells Fargo Clearing and Cummins Inc. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and institutions. The firm offers investment management and financial planning services using a combination of proprietary and third-party strategies, with discretionary and non-discretionary management options.

Scott Hurlbut Sr. is a financial advisor with Eagle Strategies (NY Life) based in Trumansburg, NY. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with Eagle Strategies since 1999 and also works with H&H Financial Group. Outside of advising, he brokers health and life insurance and is involved with H H Squared Partners, LLC as a member. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives, emphasizing non-discretionary asset management and advisory services connected to insurance and annuity products.

Mario Gonzalez Ayon is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including LPL Financial LLC, Elmira Savings Bank, and Scottrade, INC. His current tenure at TIAA-CREF began in 2022. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model that distinguishes between one-time planning services and ongoing portfolio management, offering both model and customized investment solutions.

Manda Lewis is a financial advisor with Eagle Strategies (NY Life) in Trumansburg, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at H&H Financial Group LLC since 2012 and has been affiliated with Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company since 2005. Lewis is also involved as an associate and broker with H&H Financial Group. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals and institutions. The firm emphasizes tailored advice and offers multiple program types, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

David Labourdette is a financial advisor at &Partners with 32 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes eight years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. &Partners serves a diverse client base including high-net-worth individuals, institutions, retirement plans, and charitable organizations, offering investment management, financial and tax planning, and retirement-plan consulting through both discretionary and non-discretionary approaches. The firm utilizes a combination of fundamental, technical, and quantitative analysis along with proprietary and third-party strategies.

Geoffrey Wright is a financial advisor with Lincoln Investment, holding a Series 63 designation and over 43 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1983 and previously worked with New York Life Insurance Company beginning in 1977. Outside of his advisory work, he is a minority owner in a small horse racing partnership. Lincoln Investment Planning, LLC is an enterprise firm serving a broad range of clients including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a historical focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and employs third-party managers as needed.

Rachel Whittaker is a financial advisor at &Partners with one year of industry experience. She holds the Series 66 designation and has previously worked at Heritage Lake Advisors & Partners, Wells Fargo Advisors, and RaNic Golf Club. Outside of her advisory role, she is a licensed real estate salesperson in New York, though not active as an agent. &Partners serves a diverse range of individual and institutional clients, offering investment management, financial and tax planning, ERISA consulting, and brokerage services. The firm employs a variety of analytical approaches and utilizes both proprietary and third-party strategies, with investment management available on discretionary and non-discretionary bases.

Colton Herrington is a financial advisor with Eagle Strategies (NY Life) and holds the Series 66 designation. He has 12 years of industry experience and has been affiliated with New York Life and its related entities since 2013. Outside of his advisory role, Herrington is involved in several business ventures including owning an employment agency and a construction and excavation company. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Lucas Herrington is a financial advisor with Eagle Strategies (NY Life) based in Trumansburg, NY, holding Series 63 and Series 66 licenses with 15 years of industry experience. He has been associated with H & H Financial Group LLC and Eagle Strategies since 2012, and with New York Life and NYLIFE Securities since 2010 and 2011, respectively. Outside of his advisory work, Herrington owns and operates Elk Creek Enterprises, a construction and excavation company. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages most of its assets on a non-discretionary basis, working extensively with institutional plan sponsors within an integrated New York Life affiliate structure.

Justin Owens is a financial advisor with Citizens Securities, Inc. in Ithaca, NY, holding a Series 66 designation and five years of industry experience. Prior to joining Citizens Securities in 2023, he worked at Thrivent Financial and Thrivent Investment Management. Owens also serves as a mentor for adults with developmental disabilities through Advocates Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program based on proprietary algorithms and a Managed Account program, operating as a broker-dealer and insurance agency under full ownership of Citizens Bank, N.A.

Erik Detota is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and nine years of industry experience. He has worked at firms including LPL Financial, Tompkins Trust Company, TD Ameritrade, and AXA Advisors. Transamerica Retirement Advisors serves individuals participating in employer-sponsored retirement plans and IRA owners, offering managed advice and investment education focused on asset allocation, contribution guidance, and retirement planning. The firm utilizes proprietary software and model portfolios from Morningstar Investment Management and serves a large client base with primarily non-discretionary assets.

Stephen Smith is a financial advisor with TIAA-CREF in Ithaca, NY, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with TIAA and TIAA-CREF since 1993 and 2001, respectively. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm also acts as adviser to a donor-advised fund and operates as a vertically integrated group using affiliated funds in its advisory services.

Kelly Michalek is a financial advisor with TIAA-CREF, holding a Series 66 designation and 15 years of industry experience. She has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often working with clients connected through TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management using model and customized portfolios, and serves as adviser to a donor-advised fund.

David Labourdette is a financial advisor at &Partners with seven years of industry experience. He holds a Series 66 designation and has worked at &Partners since 2024, following six years at Wells Fargo Clearing. Outside of his advisory role, he serves as a trustee and chairman for church finances at Grace Chapel Independent Bible Church. &Partners serves a broad mix of individual and institutional clients, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm provides investment management and financial planning services using a combination of fundamental, technical, and quantitative analysis, managing accounts directly or via third-party strategies.