Ryan Seufert is a financial advisor at Silver Grove Advisory Services with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Silver Grove since 2017, following previous roles at LPL Financial. Outside of his advisory work, he owns Sterling Tax & Accounting Inc., a tax preparation and accounting firm. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm offers diversified, long-term oriented portfolios and employs a mix of delivery models, including direct discretionary management and referrals to independent managers.

Jeremy Walter is a financial advisor with Moldenhauer & Associates, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Commonwealth Financial Network and Purshe Kaplan Sterling Investments. Outside of finance, he operates a vintage clothing business online and works occasionally as a delivery driver. Moldenhauer & Associates provides financial planning and asset management services to individual investors, retirement plans, charitable organizations, and businesses. The firm utilizes Commonwealth’s platform for discretionary portfolio management, model programs, and third-party manager selection, with a focus on supervisory oversight of wrap fee programs.

Andrew Swartwout is a financial advisor with Silver Grove Advisory Services and holds a ChFC® designation and Series 63 license. He has 31 years of industry experience, including over two decades at M&T Securities, Inc., and has been with Silver Grove Advisory Services since 2017. Outside of advisory work, he serves on the leadership team of Obi Community Church and is a Notary Public in New York. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm employs a long-term, diversified investment approach using low-cost mutual funds and ETFs, complemented by individual securities as needed, and offers multiple delivery models including discretionary management and referrals to independent managers.

Jennifer Badzinski is a financial advisor at Moldenhauer & Associates with 11 years of industry experience. She holds a Series 66 designation and has worked at firms including Commonwealth Financial Network, LPL Financial, and Purshe Kaplan Sterling Investments. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management through a platform relationship with Commonwealth, utilizing both advisor-managed and model-based wrap programs, as well as third-party asset managers.

Jonathan Dombrowski is a financial advisor with Moldenhauer & Associates in Orchard Park, NY, holding a Series 63 designation and 12 years of industry experience. His career includes roles at Commonwealth Financial Network and Merit Financial Advisors. He is also involved in fixed insurance sales conducted under Buffalo Business & Estate Services, Ltd. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management and access to third-party asset managers through wrap programs and maintains supervisory oversight of these managers.

Richard Moldenhauer is a financial advisor at Moldenhauer & Associates with over 53 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Moldenhauer has worked at Moldenhauer & Associates since 1973 and has prior experience with Commonwealth Financial Network and Merit Financial Advisors. Moldenhauer & Associates provides financial planning and asset management services to individual investors—including high-net-worth clients—retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, implementing client portfolios primarily through a platform relationship with Commonwealth.

Kyle Leikam is a financial advisor at Silver Grove Advisory Services with 15 years of industry experience. He holds the Series 66 credential and has worked previously at Merrill Lynch Wealth Management, Bank of America, Evans Bank, and LPL Financial. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $453.6 million in client assets using diversified, low-cost mutual funds and ETFs, with additional securities employed as needed, and offers both discretionary portfolio management and written financial plans.

Martin Lougen III is a financial advisor with Silver Grove Advisory Services and holds a Series 63 designation. He has 28 years of industry experience and has worked with Silver Grove Advisory Services since 2017 and with LPL Financial since 2013. Outside of advisory services, he is involved in owning and managing a restaurant business. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm’s portfolios are generally long-term oriented and diversified across mutual funds, ETFs, and individual securities, offering various delivery models including direct discretionary management and referrals to independent managers.

Brett Moldenhauer is a financial advisor with Moldenhauer & Associates in Orchard Park, NY, holding a Series 63 designation and 22 years of industry experience. His prior work includes a decade at Commonwealth Financial Network and roles at Merit Financial Advisors and Purshe Kaplan Sterling Investments. He serves as treasurer for the nonprofit Great Eastern Sun Inc. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management and consulting services, utilizing a multi-step process for model and third-party manager selection, and acts as a sponsor and supervisory overseer for wrap fee programs.

Gregory Kotecki is a financial advisor at Moldenhauer & Associates with 10 years of industry experience. He holds the Series 63 designation and has previously worked with Commonwealth Financial Network, Merit Financial Advisors, and Purshe Kaplan Sterling Investments. Moldenhauer & Associates provides financial planning and asset management services to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, primarily implementing client portfolios through a platform relationship with Commonwealth.

John Mccauley III is a financial advisor at Silver Grove Advisory Services with 13 years of industry experience. He holds a Series 66 credential and has worked at firms including LPL Financial and Equitable Advisors. He is also involved as an independent insurance agent. Silver Grove Advisory Services manages approximately $453.6 million in client assets, providing investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term, diversified investment approach using mutual funds, ETFs, and individual securities, and utilizes multiple delivery models including discretionary management and third-party platforms.

Gerald Ginley is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 65 licenses. He has 29 years of experience in the industry and has been with HSBC Securities (USA) Inc. since 2015 and HSBC Bank USA, N.A. since 2016. In addition to his role as a registered representative, he also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options supported by a structured risk-profile and asset-allocation process.

Thomas Yokum is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at UBS Financial Services and LPL Enterprise LLC, as well as experience in tutoring and other service positions. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider platform with discretionary and non-discretionary model portfolios and integrates services from KeyCorp affiliates including KeyBank and KeyBanc Capital Markets.

John Chiavetta is a ChFC® credentialed financial advisor with 39 years of industry experience, currently serving at GWN Securities Inc. since 2004. Outside of his advisory role, he serves as financial secretary for the Parish of Our Lady PNCC and participates as a committee member of the OLMC Cemetery Association in Brant, NY. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs, financial planning, and introductions to third-party managers. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and model-based allocations, with a notable focus on market-timing and momentum-based trading strategies in its legacy programs.

Ronald Yoviene is a financial advisor at Commonwealth Financial Network with 35 years of industry experience. He holds the Series 63 designation and has worked previously at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. He is also the owner of Black Diamond Custom Wealth Management, Inc. and Black Diamond Custom Medicare Solutions, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, managing around $212.7 billion in client assets.

Theresa Smith is a financial advisor with Key Investment Services LLC in Hamburg, NY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has worked at Key Investment Services LLC since 2016, following roles at LPL Financial and HSBC Securities (USA) Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm employs a multi-provider model with discretionary and non-discretionary portfolio management, offering various wrap programs and integrating services from KeyCorp affiliates.

Robert Lucarelli is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at KeyBank NA and Alry Tool and Die. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs with custodial and trade execution services and uses a multi-provider model involving Envestnet, its Chief Investment Office, and third-party managers to design and implement strategist portfolios.

Patrick Gardner is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Key Investment Services since 2012. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm utilizes a multi-provider model with discretionary and non-discretionary management options and integrates with KeyCorp affiliates for due diligence and advisory services.

Kevin Birt is a financial advisor at Commonwealth Financial Network with 23 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including Lincoln Financial Securities, HSBC Securities, and Scottrade. Outside of his advisory role, he participates as an experimental research subject at the University at Buffalo and is involved in cheese tasting for Lactalis USA. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

James Eiseman is a financial advisor with Eagle Strategies (NY Life) based in Hamburg, NY, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. He has worked with ROI Financial Group, Eagle Strategies, New York Life Insurance Company, and NYLife Securities LLC. Outside of his advisory role, Eiseman is involved in cryptocurrency investing and serves as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life structure.