Mark Alaimo is a CFP® and PFS™ certified financial advisor with 10 years of industry experience. He is the principal of LCW Planning and Investments, LLC and also serves as president of LCW-CPA's, Inc., a CPA firm where he manages and oversees all operations. His work includes both financial advisory and accounting services. LCW Planning and Investments provides discretionary investment management and financial planning for individual and high-net-worth clients, utilizing customized portfolios with ETFs, mutual funds, and selected individual securities. The firm combines fundamental analysis with Modern Portfolio Theory and also uses independent managers, maintaining oversight without receiving additional compensation from those managers.

Wei Chen is a CFA® charterholder and the sole advisor at RootsOn Capital LLC with eight years of industry experience, including roles at Dimensional Fund Advisors and Columbia Threadneedle Investments. Wei founded RootsOn Capital after a brief career transition period. RootsOn Capital provides investment management and project-based financial planning services primarily to individuals, high-net-worth clients, family trusts and estates, family offices, and other institutional entities. The firm employs an asset-allocation driven investment process based on Modern Portfolio Theory, utilizing both passive and active strategies across multiple asset classes.

Robert Cryts is a financial advisor with Cambridge Financial Services in Pelham, NH, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Cetera Advisors LLC and Commonwealth Equity Securities prior to his current role. In addition to advisory services, he is an insurance agent focusing on life and annuities. Cambridge Financial Services is a solo independent registered investment adviser that provides personalized wealth management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages client accounts on a discretionary basis using a low-turnover, buy-and-hold strategy with mutual funds, ETFs, and select individual securities.

Carlos Rodriguez is the sole advisor at Broad Brook Financial in Chelmsford, MA, holding the CFA® designation and Series 63 license with 13 years of industry experience. He previously worked at Voya Financial Advisors for one year in 2014. Broad Brook Financial offers customized financial planning, investment management, and on-demand advice to individual investors and small businesses. The firm emphasizes active asset allocation using primarily passive exchange-traded funds and notes, operating on a non-discretionary basis with regular portfolio reviews.

Joseph Fodera is the principal of DBA Joseph Fodera and holds a Series 66 designation with 20 years of industry experience. He has been involved with Cornerstone Industries since 1991, where he is also the owner, focusing primarily on real estate development and renovations. Outside of advisory services, he serves as the registered agent and manager of DiCamillo Associates, LLC. Fodera Investments, Inc. provides investment advisory services primarily to individual clients, offering managed account oversight and consultation with a conservative, fundamental research-based approach. The firm operates on a small scale, with most of Mr. Fodera’s time dedicated to real estate development, and manages accounts mostly on a non-discretionary basis.

Albert Lu is a Series 65-licensed financial advisor with 15 years of industry experience. He is the sole advisor at Luma Financial, an independent firm he has led since 2021. Prior to founding Luma Financial, he held roles at Sprott Asset Management USA Inc and WB Wealth Management. Outside of advisory work, he produces and hosts online educational video content focused on natural resource investing. Luma Financial provides discretionary investment management to individuals, institutional, and charitable clients, including trusts and pension accounts. The firm employs a buy-and-hold investment approach that integrates micro- and macroeconomic analysis, fundamental securities research, and may include fixed-income and commodity exposures for diversification.

James Kieffer is the sole advisor at Rational Frontier Advisors, LLC in Nashua, NH. He holds a Series 65 credential and has 18 years of experience at Rational Frontier Advisors, with an extended career spanning over 45 years at Proforma Financial Group, Inc. Rational Frontier Advisors, LLC provides investment supervisory services and portfolio management primarily for high-net-worth individuals and retirement plan accounts. The firm focuses on asset-class allocation, periodic rebalancing, and portfolio construction using mean-variance optimization, incorporating options-writing strategies as part of its investment approach.

Robert Holzbach is the sole advisor at Red Kennedy Financial in Littleton, MA, with 23 years of industry experience. He holds a Series 65 designation and has worked at H & R Block since 2002. Holzbach also provides contract work involving financial analysis, research, and tax preparation for another independent advisor, and he prepares federal and state tax returns outside of trading hours. Red Kennedy Financial offers fee-only financial planning and advisory services to individuals, families, and small businesses, including pension consulting and 401(k) fiduciary advisory services. The firm provides detailed written plans and non-discretionary investment advice focused on a globally diversified, passive index approach using low-cost mutual funds and ETFs.

Charles Lavrentios is a financial advisor with Harbor Point Capital Management, LLC, holding a Series 66 designation and 23 years of industry experience. He operates as the sole advisor at his independent firm located in Woburn, Massachusetts. Harbor Point Capital Management provides wealth management and portfolio management services to individuals and institutional clients, including pension and profit-sharing plans, trusts, and business entities. The firm uses a disciplined, data-driven approach with proprietary tactical asset allocation models, emphasizing fixed income and ETF exposures, and integrates third-party research to tailor risk profiles and investment strategies for each client.

John Olivieri is a financial advisor with North Shore Wealth Management in Westford, MA, holding a Series 65 designation and two years of industry experience. He has worked at North Shore Wealth Management since 2023 and concurrently owns an accounting business, Dermatology Financial Planning dba Docbookkeeping, where he also provides CFO services to Westford Dermatology. North Shore Wealth Management is an independent, single-advisor firm offering discretionary portfolio management, financial planning, and tax/accounting services to individuals and business entities. The firm employs a variety of investment analysis methods and strategies, and uniquely combines advisory services with accounting and CFO work, as well as educational seminars on financial topics.

Herbert Shanzer is the principal of Shanzer Management, an independent firm he has led since 1995. He holds 31 years of industry experience and is based in Westford, Massachusetts. Shanzer Management provides discretionary portfolio management and investment advice focused on no-load and low-load mutual funds. The firm emphasizes long-term, diversified equity portfolios tailored to clients' written investment objectives and risk tolerances, combining actively managed and passive index funds while managing risk through fund allocation adjustments rather than moving to cash.

Michelle Moss is a CFP® and Series 65-licensed financial advisor with five years of industry experience. She is the founder of Evermoss Financial in Nashua, NH, and previously worked at New Harbor Financial Group, Taconic Advisors Inc., and other firms. Outside of advising, she teaches breathing and movement techniques and participates in the Alliance of Comprehensive Planners. Evermoss Financial provides financial planning and investment consulting to individuals, businesses, trusts, estates, and charitable organizations. The firm customizes advice based on client goals, risk tolerance, and time horizon, using technical and cyclical analysis, and offers fee-based educational seminars on financial education and planning.

Brian Curtin is the principal of Curtin Financial Services, Inc. in Burlington, MA, with 20 years of industry experience. He has served as Treasurer/Collector for the Town of Burlington since 1977 and holds board roles with the Burlington Municipal Federal Credit Union, Burlington Community Scholarship Foundation, and Middlesex County Retirement System. Curtin Financial Services provides financial planning, investment advisory, retirement and education planning, and tax preparation services to individuals, small businesses, and trust accounts. The firm emphasizes personalized, non-discretionary investment advice combined with ongoing tax and accounting expertise.

Maureen Demers is a CFP® and holds a Series 63 license with 17 years of industry experience. She has been the principal of Demers Financial Planning since 2008 and has worked in financial services since 1998. The firm provides holistic financial planning and wealth management primarily to pre-retirees and retirees with at least $1 million in investable assets. Demers Financial Planning offers comprehensive planning, portfolio management including third-party asset managers, and limited-scope financial reviews, emphasizing asset allocation and a long-term buy-and-hold investment philosophy.

Laurence Lamagna is a financial advisor with BostonNorth Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Boston North Financial Services and Commonwealth Equity Services since 1999. Outside of advisory services, he operates a fixed insurance sales sole proprietorship and serves as president of Boston North Financial Services, Inc. BostonNorth Financial Services is a small, independent advisory firm serving individuals, high-net-worth clients, retirement and corporate pension plans, charitable institutions, and trusts. The firm provides customized financial plans using a variety of analytical methods and typically charges hourly or fixed fees without discretionary trading or custody of client assets.

At Sunflower Financial Planning, we specialize in helping families in the midlife stage navigate complex financial responsibilities with clarity and confidence. Our clients are often balancing competing priorities—saving for their own future, supporting aging parents, and funding college education for their children. We guide them in building long-term wealth while creating financial security today. We also work closely with pre-retirees who are preparing to transition into retirement. Through personalized, comprehensive planning, we help align their resources with their goals, offering strategies for income distribution, tax efficiency, and long-term care planning. Whether you're facing the challenges of the “sandwich generation” or approaching retirement, we’re here to provide thoughtful, fee-only advice designed to support your life—not just your portfolio.

Christopher Ellis is the sole advisor at Think Ahead Financial Planning in Groton, MA, holding a Series 65 designation with one year of industry experience. He has worked at RTX since 1998, bringing a corporate finance and executive background to his financial planning practice. Think Ahead Financial Planning provides fee-only financial planning and investment advisory services primarily focused on customized planning for individuals and families. The firm employs a collaborative process emphasizing a passive, low-cost, tax-efficient index fund approach without managing assets or executing trades.

Jeffrey Shank is a financial advisor at Andover Advisory Group with over 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to his current role, he has been associated with Cambridge Investment Research Advisors since 2014. Outside of his advisory work, he serves on the board of the Kiwanis Club of Greater Lawrence and hosts a weekly live radio show and podcast. Andover Advisory Group provides comprehensive financial planning and tax preparation services to individual and high-net-worth clients, focusing on written plans covering investments, taxes, estate, and retirement issues. The firm emphasizes client risk assessment and asset allocation based on Modern Portfolio Theory but does not recommend specific securities or exercise investment discretion.

Kenneth Hoyt is a CFP® with 11 years of industry experience and is the sole advisor at Hoyt Wealth Management in Westford, MA. He has worked at Origin Financial and Perennial Advisors Group, LLC, among other firms. Hoyt Wealth Management serves individual clients, including high-net-worth individuals, as well as corporations and business entities, providing discretionary portfolio management and a range of financial planning services. The firm focuses primarily on passive investment management using index mutual funds and ETFs, supplemented by various analytical methods, and maintains a small client base with approximately $27.7 million in discretionary assets under management.

Jonathan Rogers is the principal and sole advisor at Clearview Financial Strategies LLC in Atkinson, NH, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior roles include positions at Gradient Advisors, Inspire Advisors, and operating as a sole proprietor under Clearview Financial Strategies. Outside of financial advising, he owns Horizon Properties LLC, a residential property management business. Clearview Financial Strategies provides discretionary asset management, qualified retirement plan advice, and hourly financial planning to individual clients, typically serving households with a minimum of $500,000 in assets. The firm customizes investment programs based on client goals and risk tolerance and incorporates insurance services through the owner’s independent insurance agency.