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Hillary M

Series 66

Sumner, IA

UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Hillary Meister is a financial advisor at United Planners' Financial Services of America with a Series 66 designation and one year of industry experience. Prior to her current role, she worked at Honkamp & Co. and held positions in education at the University of Dubuque and Sumner-Fredericksburg High School. She is also the bookkeeper and tax preparer for Plain & Simple, LLC, a non-investment related business. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering a range of advisory models and both fee-based and commission-based options.

Retirement income strategy Social Security optimization Cash flow / budgeting Wealth management Founder/Business Owner Retired Executive Established Professionals
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Adrian T

Series 63, Series 65

Cedar Falls, IA

Principal Financial Services

Adrian Turner is a financial advisor with Principal Financial Services in Cedar Falls, IA, holding Series 63 and Series 65 licenses and two years of industry experience. He has previously worked with Northwestern Mutual Wealth Management Company and McElree Construction. Outside of his advisory role, he assists with carpentry work on a part-time basis. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and corporations. The firm’s advisory approach features direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Candice F

Series 65

Cedar Falls, IA

Principal Financial Services

Candice Fettkether is a financial advisor with Principal Financial Services, holding a Series 65 designation and 15 years of industry experience. She has worked with Principal Securities Inc. and Principal Life Insurance Company since 2012. Outside of her advisory role, she is a partner in BALOS LLC, a venture involved in purchasing and renovating a historic commercial building in Cedar Falls, Iowa, for mixed commercial and residential use. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Cynthia W

Series 63, Series 66

Cedar Falls, IA

Principal Financial Services

Cynthia Wilson is a financial advisor at Principal Financial Services with 25 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Principal Securities Inc. since 2016 and Principal Life Insurance Co. since 1997. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Ryan H

Series 66

Cedar Falls, IA

Wealth Enhancement Advisory Services, LLC

Ryan Hannam is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Financial Designs Wealth Advisors, LLC and L.M. Kohn & Company. Outside of his advisory role, Hannam serves as an assistant basketball coach for the Cedar Falls Community School District. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm offers financial planning, asset management, and retirement plan consulting, utilizing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Active portfolio management Factor investing / smart beta Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Executive Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet) Mid-Career Professionals Approaching retirement Baby Boomers (Born 1946-1964)
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Scott W

CFP®, Series 63, Series 66

Cedar Falls, IA

Wealth Enhancement Advisory Services, LLC

Scott Wirtz is a Certified Financial Planner (CFP®) with 23 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previous experience at L.M. Kohn & Company, Financial Designs Wealth Advisors, Lincoln Savings Bank, and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, employing a strategic investment process that combines passive and active management supported by quantitative and fundamental research.

Active portfolio management Factor investing / smart beta Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Executive Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet) Mid-Career Professionals Approaching retirement Baby Boomers (Born 1946-1964)
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Mathew D

CFP®, Series 63, Series 66

Cedar Falls, IA

Principal Financial Services

Mathew Driscoll is a CFP®-certified financial advisor with 24 years of industry experience. He is affiliated with Principal Financial Services and has been associated with Principal Securities Inc. since 2009. Driscoll is also a board member of Homeland Energy Solutions. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations, offering financial planning, retirement consulting, and access to third-party money manager solutions.

Retired Founder/Business Owner
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Chad T

Series 63, Series 65

Cedar Falls, IA

Principal Financial Services

Chad Turner is a financial advisor with Principal Financial Services based in Cedar Falls, IA. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. His career includes roles at Principal Securities Inc. since 2016 and Principal Life Insurance Co. since 1995. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Retired Founder/Business Owner
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Christopher H

Series 63, Series 66

Denver, IA

Principal Financial Services

Christopher Holthaus is a financial advisor with Principal Financial Services based in Denver, IA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Principal Life Insurance Co and Princor Financial Services Corporation since the late 1990s and previously operated Holthaus Financial Services for over two decades. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Retired Founder/Business Owner
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Nicholas W

Series 63, Series 65

Denver, IA

Principal Financial Services

Nicholas Wittenburg is a financial advisor at Principal Financial Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2012. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel outside the U.S. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Ashley C

Series 63, Series 65

Janesville, IA

Principal Financial Services

Ashley Chapin is a financial advisor with Principal Financial Services in Janesville, IA, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has been with Principal Securities Inc. since 2016 and with Principal Life Insurance Company since 2009. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Melodee T

Series 63, Series 65

Waverly, IA

Principal Financial Services

Melodee Thuesen is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has worked with Principal Securities Inc. since 2016 and has been associated with Principal Life Insurance Company since 1997. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individuals, retirement plans, trusts, estates, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Retired Founder/Business Owner
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Hillary S

Series 63, Series 65

Cedar Falls, IA

Principal Financial Services

Hillary Strohbeen is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has worked with Principal Life Insurance Company since 2018 and with Principal Securities Inc. since 2016. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Ann V

Series 63, Series 66

Sumner, IA

UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Ann Vanengelenburg is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with United Planners since 2013 and also serves as Chief Operating Officer at related entities, including Investment Center and Insurance Center. Vanengelenburg was involved with the Sumner Rotary Organization for four years. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers, primarily managing non-discretionary assets.

Retirement income strategy Social Security optimization Cash flow / budgeting Wealth management Founder/Business Owner Retired Executive Established Professionals
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Angie F

Series 63, Series 65

Readlyn, IA

Principal Financial Services

Angie Fritz is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Principal Securities Inc. since 2016 and has been associated with Principal Life Insurance Company since 1995. Outside of her advisory role, she co-owns Bold North, LLC, a business that plans to purchase and renovate residential properties. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Jeffrey B

Series 63, Series 65

Waverly, IA

Principal Financial Services

Jeffrey Beck is a financial advisor with Principal Financial Services in Waverly, IA, holding Series 63 and 65 credentials and over 10 years of industry experience. His career includes roles at Gallagher, AssuredPartners, and Group Benefits Partners, along with ownership in a benefits consulting business. Outside of his advisory work, he serves as an assistant football coach at Wartburg College and holds leadership roles on local youth basketball and college advisory boards. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Retired Founder/Business Owner
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Kenneth F

Series 63, Series 65

Cedar Falls, IA

Primerica Advisors

Kenneth Frost is a financial advisor with Primerica Advisors in Cedar Falls, IA, holding Series 63 and Series 65 licenses and having 14 years of industry experience. His work history includes roles at PFS Investments Inc. and Primerica Financial Services since 2010, with prior experience at Lowe's Home Improvement and Kelly Services. He is also involved in part-time sales of loan and home-related products through affiliates of PFS Investments Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-based strategies managed by unaffiliated asset managers and supported by custodial and trade execution services.

ESG / Sustainable investing Tax-loss harvesting Income planning
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Emily A

Series 66

Waverly, IA

Cetera

Emily Adams is a financial advisor with Cetera based in Waverly, Iowa, holding a Series 66 designation and 13 years of industry experience. Her career includes roles at Edward Jones for seven years and multiple positions at Cetera and Fidelity Bank and Trust since 2019. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors nationwide.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Adam F

Series 63, Series 65

Waverly, IA

Mass Mutual Investors Services

Adam Folkerts is a financial advisor with Mass Mutual Investors Services in Waverly, Iowa, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with MML Investor Services, LLC and MassMutual Insurance Company since 2015. Outside of advising, he works in carpentry. MML Investor Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing structured, annual planning engagements using firm-approved tools and recommending investment strategies without discretionary authority.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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Hunter B

CFP®, Series 66

Cedar Falls, IA

Ameriprise

Hunter Bell is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Ameriprise. His prior experience includes roles at LSB Capital Management, Lincoln Savings Bank, LPL Financial, and Edward Jones. Outside of his advisory work, he is an assistant to the Vice President of a private aviation company, working remotely after business hours. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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