Scott Ringland is a financial advisor with Money Concepts Capital Corp in Keene, NH, holding a Series 63 designation and over 34 years of industry experience. He has worked with Money Concepts Capital Corp since 1994 and owns Ringland Wealth Advisors, LLC, an insurance agency offering life, fixed annuity, long-term care, disability, and health products. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to a broad client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a variety of managed programs and investment approaches combining model portfolios, advisor-designed portfolios, and third-party sub-advisers.

Carl Gravina is a CFP® with 24 years of industry experience, currently affiliated with Steward Partners Investment Advisory, LLC. His prior work includes roles at Raymond James Financial Services and Wells Fargo Advisors. Outside of his advisory duties, he is the owner of Monadnock Capital Group and holds fractional ownership in Stowe Mountain Lodge. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individual and institutional clients through a range of advisory and portfolio management programs, including personalized and discretionary solutions, leveraging due diligence coordinated with major custodial partners.

Matthew Toepfer is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining TIAA-CREF in 2019, he worked at Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company from 2010 to 2018. Outside of his advisory role, Toepfer is the owner and president of Arrow Tile Distributors, Inc., a retail and wholesale tile business, and serves as a board member of the Brattleboro Museum & Art Center. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm provides ongoing portfolio management with customized and model-driven strategies, acting as adviser to donor-advised funds and operating within a vertically integrated group using affiliated funds.

Brian Royal is a financial advisor with Edward Jones in Keene, NH, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Universal Technical Institute and Lincoln Technical Institute. Outside of his advisory role, he coaches softball at Conant Middle School and is involved with the Jr Swampbats baseball organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of roughly 23,701 financial advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Therrien is a financial advisor at Edward Jones in Keene, NH, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2018, he held ownership and partner roles in several private companies, including The Melanson Company, Inc., Timberwolf Manufacturing Corp, and various other business ventures primarily in real estate and insurance. Therrien is involved in entrepreneurial activities encompassing property management and ownership interests across multiple businesses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm operates a large national network of advisors and branch offices, combining extensive retail presence with institutional-level capabilities.

Gary Kostowski is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and 17 years of industry experience. His prior roles include positions at Woodbury Financial Services Inc and OSAIC. He is currently based in Swanzey, NH. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable entities. The firm utilizes model-based strategies managed by unaffiliated asset managers and supports accounts with custodial and trade execution services through Pershing.

Timothy Doll is a financial advisor with OSAIC in Keene, NH, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Royal Alliance Associates since 2018 and previously at Signator Investors from 2016 to 2018. Doll is also involved with Financial Solutions Group, where he assists with sales, marketing, and fixed insurance product inquiries. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and third-party solutions to construct portfolios across various investment types and supports both discretionary and non-discretionary account management.

Justin Wright is a financial advisor at Edward Jones in Keene, NH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Pak-Now and held roles at C&S Wholesale Grocers and United Natural Foods Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high- and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services supported by a large national network of advisors and branch offices.

Joshua Houle is a CFP® professional with 15 years of industry experience, currently affiliated with LPL Financial since 2024. His prior roles include positions at Steward Partners Investment Solutions, Raymond James Financial Services, and Edward Jones. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning services, and utilizes model portfolios supported by proprietary and third-party research.

Robert Roland is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 36 years of industry experience. His prior roles include seven years at Lincoln Investment and over two decades as an independent insurance agent at Roland & Roland. He serves as a member of the Zoning Board of Adjustment for the Town of Nelson, NH, and is involved in educating others about budgeting and financial goals. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model strategies across multiple custody platforms.

Robert Krebs is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Twombly is a financial advisor with LPL Financial based in West Chesterfield, NH, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience and has operated Bay Financial Advisors, Inc., an independent investment advisory firm, since 2004. His other business activities include management of related advisory entities in Brattleboro, VT. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers diverse financial planning and advisory programs, incorporating discretionary and non-discretionary management alongside model portfolios, research, and various innovative technologies.

Nina Benton is a financial advisor with LPL Enterprise in Keene, NH, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She previously worked at Chartered Financial Services, New Providence Financial, and Pruco Securities, LLC. Benton has been involved in financial planning and insurance services through related business entities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charities, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance product sales and utilizes both in-house and external portfolio management resources.

Barbara Roland is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 36 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2018 and previously spent seven years at Lincoln Investment. In addition to her advisory work, Roland volunteers with Elm City Church and participates on the Nelson Broadband Expansion Ad Hoc Committee. She is also involved in educating others about budgeting and financial goals. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement-plan advisory services through a network of independent Financial Professionals. The firm employs a range of investment approaches, including proprietary models and third-party strategies, with both discretionary and non-discretionary implementations tailored to client objectives.

Jason Nero is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for ten years before joining Raymond James in 2022. Outside of advising, Nero is involved in several business ventures including ownership and partnership roles in short-term rental properties, a storage unit company, and an HVAC business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm primarily offers non-discretionary financial planning and investment consulting, emphasizing tailored strategies developed through detailed client assessments and supported by firm research and multiple implementation options.

Alex Petit is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked at Hyundai of Keene and William Raveis Mortgage, and spent 14 years at Fidelity Cooperative Bank. He is also an associate at The Nero Wealth Group, where he provides retirement, tax, and legacy planning services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting supported by research and multiple implementation pathways, with a distinctive emphasis on advisory services rather than discretionary management.

Scot Ward is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked at Trinity College from 2016 to 2018. Outside of advising, he provides per diem athletic training services in Keene, NH. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 advisors. The firm offers a range of advisory programs and investment strategies under a fiduciary standard.

Elizabeth Lorenz is a CFP® with five years of industry experience, currently serving as a financial advisor at Edward Jones in Keene, NH. Her prior work includes roles at Dahle North America Inc and Steward Partners Global Advisory. Outside of her advisory work, she coaches girls varsity soccer for the Monadnock Regional School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options, notable for its large national network of advisors and branch offices.

Keith Mansfield is a financial advisor with LPL Financial in Keene, NH, holding Series 63 and Series 66 registrations and 27 years of industry experience. He worked at INVEST Financial Corp. for 19 years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, corporations, and charities through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Ely Thayer is a CFP®-certified financial advisor with 10 years of industry experience, currently practicing at Edward Jones since 2015. Based in Keene, NH, he also serves as the Head Coach for Keene State College's rugby program. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.