Kathleen Murphy is a financial advisor at Lincoln Investment with 14 years of industry experience and a Series 66 designation. Her prior roles include positions at VALIC Financial Advisors, Inc., Charles Schwab, Edward Jones, and GWN Securities, Inc. Outside of advising, she teaches woodworking part-time at a local high school and manages a women’s wellness and education business called World of Women DBA Transformational Tools. Lincoln Investment Planning, LLC is a large, enterprise investment advisory and broker-dealer serving a wide range of clients, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive investment strategies.

Ryan Gravina is a CFP® with eight years of industry experience currently affiliated with Steward Partners Investment Advisory, LLC. His prior roles include positions at Northwestern Mutual Wealth Management Company, Edward Jones, and Citizens Investment Services. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a range of advisory and portfolio management solutions.

Cynthia Kordys is a financial advisor at Centaurus Financial, Inc. with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2013. Outside of advising, she serves as a Trustee of Trust Funds for the Town of Swanzey, NH, where she reviews municipal trust funds and investment policies. Centaurus Financial provides advisory and brokerage services to individuals, families, businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a mix of fundamental and technical analysis with both discretionary and non-discretionary arrangements.

Amanda Stone is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 licenses and seven years of industry experience. Her career includes positions at J.P. Morgan Securities, JP Morgan Chase Bank, and Citizens Bank. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning support, and access to a variety of investment products through a platform that combines strategic and tactical asset allocation.

Samuel Sibert is a financial advisor with Empower Advisory Group in Keene, NH, holding Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at JPMorgan Chase and Campbell & Fetter Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Michael Kapiloff is a ChFC® with 12 years of experience at Money Concepts Capital Corp and over four decades at Kapiloff Insurance Agency, Inc., where he serves as Vice President. He is also a board member of a local organization in Keene, New Hampshire. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs a variety of managed programs and investment approaches, integrating fundamental and technical analysis with modern portfolio theory.

Jessica Lapollo is a financial advisor at Steward Partners Investment Advisory, LLC with 16 years of industry experience. She holds the Series 66 designation and has worked at Steward Partners and Raymond James Financial Services, as well as Wells Fargo Clearing. Outside of her advisory role, she serves as a board member of Big Brothers Big Sisters of Franklin County, a nonprofit organization. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered registered investment advisor managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services with both discretionary and non-discretionary portfolio management options.

Casey Head is a financial advisor with Principal Financial Services, holding a Series 66 designation and 18 years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Company since 2013. Outside of his advisory role, Casey serves as President and CEO of White Stag Martial Arts and writes a blog called The Country Gentleman focused on rural living, culture, and history. He is also a member of the Fitzwilliam Town Planning Board. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Scott Ringland is a financial advisor with Money Concepts Capital Corp in Keene, NH, holding a Series 63 designation and over 34 years of industry experience. He has worked with Money Concepts Capital Corp since 1994 and owns Ringland Wealth Advisors, LLC, an insurance agency offering life, fixed annuity, long-term care, disability, and health products. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to a broad client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a variety of managed programs and investment approaches combining model portfolios, advisor-designed portfolios, and third-party sub-advisers.

Brandy Mohan is a financial advisor at OSAIC Institutions, Inc. with 16 years of industry experience. She holds the Series 66 designation and has worked at Mill River Wealth Management and Infinex Investments since 2018, and at Citizens Securities from 2015 to 2018. Outside of her advisory work, she is a bartender at The Bob House Restaurant, a role she has held since 2010. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, alternative investments, and lending solutions, operating with a hybrid adviser and broker-dealer structure.

Carl Gravina is a CFP® professional with 24 years of experience in the financial services industry. He currently works at Steward Partners Investment Advisory, LLC and has previously been associated with Raymond James Financial Services, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Outside of his advisory role, he is an owner of Monadnock Capital Group and holds a fractional ownership in Stowe Mountain Lodge with occasional rental activity. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets and serving a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations. The firm offers a range of portfolio management and advisory services, leveraging both proprietary and third-party solutions.

Matthew Toepfer is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining TIAA-CREF in 2019, he worked at Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company from 2010 to 2018. Outside of his advisory role, Toepfer is the owner and president of Arrow Tile Distributors, Inc., a retail and wholesale tile business, and serves as a board member of the Brattleboro Museum & Art Center. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm provides ongoing portfolio management with customized and model-driven strategies, acting as adviser to donor-advised funds and operating within a vertically integrated group using affiliated funds.

Brian Royal is a financial advisor with Edward Jones in Keene, NH, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Universal Technical Institute and Lincoln Technical Institute. Outside of his advisory role, he coaches softball at Conant Middle School and is involved with the Jr Swampbats baseball organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of roughly 23,701 financial advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Therrien is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at Timberwolf Manufacturing Corp and The Melanson Company, Inc. Therrien is involved in several business ventures including ownership roles in multiple corporations and partnerships related to real estate and captive insurance. Edward Jones is a full-service wealth management firm serving individual and institutional clients of varying net worths. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Gary Kostowski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 17 years of industry experience. His work history includes roles at PFS Investments, OSAIC, Woodbury Financial Services, and Mass Mutual Investors Services. Primerica Advisors sponsors and manages a wrap-fee asset management program that primarily serves individual investors, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors, offering model-driven investment strategies supported by third-party managers and custodians.

Thomas Frazier is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has six years of industry experience, including prior positions at City National Bank and The Main Street America Group. Outside of his advisory work, he is a part-owner of two farms in Fitzwilliam, NH, involved in oversight capacities. He also serves on the investment committee of a nonprofit elementary school, reviewing its endowment fund. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory and portfolio management programs tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers and incorporating tax management and responsible investing options.

Timothy Doll is a financial advisor with OSAIC in Keene, NH, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Royal Alliance Associates since 2018 and previously at Signator Investors from 2016 to 2018. Doll is also involved with Financial Solutions Group, where he assists with sales, marketing, and fixed insurance product inquiries. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and third-party solutions to construct portfolios across various investment types and supports both discretionary and non-discretionary account management.

Justin Wright is a financial advisor at Edward Jones in Keene, NH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Pak-Now and held roles at C&S Wholesale Grocers and United Natural Foods Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high- and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services supported by a large national network of advisors and branch offices.

Joshua Houle is a CFP® professional with 15 years of industry experience. He is currently with LPL Financial and has previously worked at Steward Partners Investment Advisory, Raymond James Financial Services, and Edward Jones. Outside of his advisory role, he maintains a small non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset managers, and institutional platforms.

Robert Roland is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 36 years of industry experience. His prior roles include seven years at Lincoln Investment and over two decades as an independent insurance agent at Roland & Roland. He serves as a member of the Zoning Board of Adjustment for the Town of Nelson, NH, and is involved in educating others about budgeting and financial goals. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model strategies across multiple custody platforms.